A "low interest" loan shouldn't mean you have very little interest in paying it back!
Get home loans of up to Rs.5 crore at attractive interest rates starting at 8.99% p.a. and flexible tenures of up to 30 years with Fullerton Grihashakti. The processing fee charged can go up to 3% of the loan amount.
| Interest Rate | 8.99% - 12% p.a. |
| RPLR | 18.75% |
| Loan Amount (max) | Rs.5 crore |
| Loan Tenure (max) | 30 years |
| Processing Fee (max) | 3% |
| Penal Interest Rate | 24% p.a. |
| Prepayment/Foreclosure Charges | 0% - 7% |
| Rate Package | Fixed/Floating |
Fullerton Grihashakti offers loans at low interest rates starting from 8.99% p.a. A processing fee of 3% of the loan amount plus applicable taxes is charged at the time of disbursal.
| Loan Amount | Interest Rate |
| Up to Rs.5 crore | 8.99% - 12% p.a. |
Compare: home loan interest rate for all banks
Calculate Grihashakti home loan EMI beforehand using Home Loan EMI Calculator. The entire process is easy and hassle-free. All you need to do is enter your preferred loan amount, tenure, and interest rate. Hit “Calculate” to check the monthly instalment amount. You can also check your repayment schedule via an amortisation table.
Grihashakti Home Loan Calculation
| Amount | 10 years | 20 years | 30 years |
| Rs.10 lakh | Rs.12,662 | Rs.8.991 | Rs.8,039 |
| Rs.20 lakh | Rs.25,324 | Rs.17.982 | Rs.16,078 |
| Rs.40 lakh | Rs.50,649 | Rs.35,963 | Rs.32,156 |
| Rs.50 lakh | Rs.63,311 | Rs.44,954 | Rs.40,1995 |
Please note that an interest rate of 8.99% p.a. was considered for this illustration.
Fullerton Grihashakti offers a plethora of home loan schemes for aspiring homebuyers. Flexible tenures and attractive interest rates are some of the major features of Grihashakti home loans.
| Salaried | Self-Employed |
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Check: home loan eligibility calculator
For Salaried
For Self-Employed
Explore: documents required for home loan
Yes, you can sign up for PMAY scheme through Grihashakti if you are eligible. You can get an interest subsidy of up to 6.50% through PMAY depending on your household income.
Individual borrowers having floating rate of interest on their home loan don’t have to pay any prepayment fee.
Yes, you can opt for balance transfer facility to shift your loan account to Grihashakti. The interest rate will range from 8.99% to 12% p.a.
The interest rate for rural housing loans ranges from 16% to 24% p.a.
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