Godrej Housing Finance Plot Loan

Godrej Housing Finance EMI Calculator

Before availing a plot loan, it is better to know the Equated Monthly Instalment (EMI) which you will be paying. It makes it easier to budget your finances and ensure that your EMIs are paid on time every month. To find out how much your EMI, you can the free online home loan EMI calculator. All you have to do is enter the desired loan amount, tenure, and the interest rate that is applicable for you. On doing so, you will get an instant result for your EMI as well as a detailed amortisation schedule with a breakup of your interest and principal amount

Godrej Housing Finance Plot Loan EMI Calculation

The example given below is based on an interest rate of 7.00% p.a.:

Documents Required for Godrej Housing Finance

These are the documents required to be eligible for a plot loan from Godrej Housing Finance:

KYC Documents

PAN card or Form 60

Passport

Driving License

Identity Card

Proof of income:

Salary Certificate authorised by the signatory of the company on the letterhead

Proof of employment for 2 years (either one of the following or others):

Employer letter

Joining date on salary slip

Appointment letter

Form 16

Bank statement of the last 6 months where salary is credited

Bank statement reflecting EMI clearance of last 6 EMIs/statement of account

Bank statement reflecting credits of bonus of the last 2 years or variable incentive for the last 6 months

Sanction letter to evidence collateral address

Customer declaration for loan outstanding and documents submitted

Property Documents

For under-construction property:

Allotment letter/stamped agreement for sale

Bank account statements or payment receipts reflecting payments to the builder

For resale property:

Bank account statements or payment receipts reflecting payments to the builder

Occupancy Certificate (for completed properties)/ a copy of the approved plan

Prior Chain Link title documents

Allotment letter/stamped agreement for sale

Maintenance bill, property tax receipt, and Share certificate

For resale properties in Maharashtra:

Share Certificate

Draft Agreement for Sale

Current Registered document

Features and Benefits of Godrej Finance Plot Loan

Some of the features and benefits of Godrej Finance Plot Loan are listed below:

Avail up to 80% loan to value

Avail 3 predefined EMI breaks in the first 3 years of the loan.

Minimum documentation

Low EMI payments with reduced interest rates

Speedy sanctions and quick loan disbursals

Salaried customers can avail the break in the month of March, self-employed customers in September, and practicing professional in June.

Godrej Housing Finance Customer Care Details

Here are the details of Godrej Housing Finance customer care:

Email address: customercare@godrejhf.com

Telephone: +91-22-68815555 (available from 9 am to 6 pm on all days except national holidays)

Registered Office Address:

Godrej One, Pirojshanagar, Eastern Express Highway, Vikhroli (E), Mumbai, Maharashtra 400079

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