Godrej Housing Finance Home Loan

Knowing how much your Equated Monthly Instalment (EMI) will be for your home loan makes it easier to budget your finances and ensure that your EMIs are paid on time every month. You can find out how much your EMI will be by using the free online EMI calculator. All you have to do is enter your desired loan amount and tenure as well as the interest rate that is applicable to you. You will get an instant result for your EMI as well as a detailed amortisation schedule with a breakup of your interest and principal amount. This is quicker and more accurate than doing a manual calculation.

Godrej Housing Finance Home Loan EMI Calculation

The example given below is based on an interest rate of 7.60% p.a.:

Documents Required for Godrej Housing Finance

These are the documents required to be eligible for a home loan from Godrej Housing Finance:

Proof of income:

• Salary Certificate authorized on company letterhead the company's signatory/ Latest salary slip
• Proof of employment of the last 2 years (either one of the following or others):
  • Employer letter
  • Joining date on salary slip
  • Appointment letter
  • Form 16
• Statement of salary account of the last 6 months
• Bank statements reflecting credits of bonus of the last 2 years and variable incentive of the last 6 months as well as salary slip reflecting the variable incentive or bonus

Proof of address and identity:

• Any one of the following documents:
  • Valid driving licence
  • Valid Voter's ID
  • Valid passport
  • Aadhaar card
• PAN Card or Form 60 is mandatory

Property Documents

For under-construction property:

• Stamped agreement for sale or allotment letter
• Bank account statements reflecting payments to the builder or payment receipts of the same

For resale property:

• Occupancy Certificate (for properties that are completed) or a copy of the approved plan/blueprint
• Prior Chain Link title documents
• Bank account statements reflecting payments to the builder or payment receipts of the same

For resale properties in Maharashtra:

• Share Certificate
• Maintenance bill
• Property tax receipt

And any one of the following:

• Draft Agreement for Sale
• Stamped Agreement for Sale
• Current Registered document
• Allotment Letter

Godrej Housing Finance Customer Care Details

Here are the details of Godrej Housing Finance customer care:

Email address: customercare@godrejhf.com

Telephone: +91-22-68815555 (available from 9 am to 6 pm, Monday through Sunday except on national holidays)

Corporate Office Address (open from 9:30 am to 6 pm, Monday through Friday):

Godrej One, Pirojshanagar,

Eastern Express Highway, Vikhroli (E),

Mumbai, Maharashtra-400079

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