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  • Easy Home Finance

    Easy Home Finance Private Limited

    Easy Home Finance Private Limited offers home loans with attractive interest rates with a maximum tenure of 20 years.

    Easy Home Finance Interest Rates 2023

    Easy Home Finance Private Limited provides home loans with convenient features and benefits.

    Loan Amount Starting from Rs.5 lakh
    Maximum Tenure Up to 20 years
    Interest Rates Contact EHF

    Compare: home loan Interest Rate for all Banks

    Easy Home Finance Private Limited Home Loan Schemes

    Easy Home Finance Private Limited offers a wide variety of home loan schemes customised for different home requirements. These home loan schemes are as given below:

    1. Home Loan:

    • For the purchase of a residential property that is ready built, resale, or under construction
    • It can also be used to buy a residential plot of land
    • Maximum tenure of 20 years

    2. Home Construction/Extension:

    • To construct a residential property on an already owned residential plot of land
    • Can also be availed for additional extension or construction on an already existing house
    • Loan amount starts at Rs.5 lakh

    3. Home Improvement:

    • For repairs or renovation in an existing house
    • Can also be used for the purchase of new fixtures
    • Minimal documentation required

    Easy Home Finance Private Limited EMI Calculator

    BankBazaar’s EMI calculator gives you a clear idea of how much your Equated Monthly Instalment (EMI) will be on your Easy Home Finance home loan. This free online calculator gives you an accurate figure for your home loan EMI when you just enter the data for your required home loan amount, tenure, current interest rate, and processing fees. The detailed amortisation schedule is displayed instantly on the page, helping you better manage and budget your income so that your loan repayments can be done in a hassle-free manner.

    Easy Home Finance Private Limited Eligibility Criteria

    Employment Type Salaried individuals Self-employed individuals
    Age 18 years and above at time of application Not more than 65 years at time of loan maturity
    Nationality Indian residents Non Resident Indians

    Get Free Quote: Check Home Loan Eligibility

    Documents Required to Apply for Easy Home Finance Private Limited

    These are the documents required when making an application for the Easy Home Finance home loan:

    KYC documents (any one):

    Residence proof (any one)

    • Valid rental agreement
    • Sale deed
    • Copy of passbook or bank statement that reflects the address
    • Ration card
    • Utility bills
    • Employer’s letter

    Income Documents:

    • Salaried Individuals:
    • Salary certificate or salary slips of the last 2 months
    • Salary account bank statements of the last 3 months
    • If cash salary and salary is up to Rs.30,000 per month, then income details listed on the company letterhead
    • Self-employed Professionals
    • Bank statements of the last 6 months
    • Copy of income tax returns of the last two years with income computation
    • Copy of P/L account of the last 2 years
    • TDS or GST certificate
    • For professionals, certificate of qualification

    Property Documents:

    • Agreement of Sale
    • Allotment letter from the builder
    • NA order
    • Title search report
    • NOC from builder
    • Sale deed
    • Partnership deed
    • Tripartite agreement
    • Development agreement
    • Builder-linked document
    • Own Contribution Receipt
    • Index – ii

    Document Check List: Home Loan Document Required

    FAQ's

    1. How do I apply for the loan?

      You can apply for the loan either online, on the official website of Easy Home Finance, or you can visit the nearest branch with the required documents.

    2. How long does it take to get loan approval?

      If verification checks are cleared, it would take at least 7 working days to get loan approval.

    3. Should I already have selected a property before applying for the loan?

      You can apply for the loan even before selecting or constructing the property.

    4. Can I add co-applicants to the loan?

      Yes, you can add co-applicants to the loan. These can be your immediate family members such as your spouse, parents, children, etc. Also, all co-owners should mandatorily be co-applicants as well.

    5. Can I make any pre-payments to the loan?

      Yes, you can make partial or full pre-payments to the loan.

      

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