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    • Central Bank of India Home Loan Eligibility

    Central Bank of India offers a wide range of home loan products at attractive interest rates. Learn more about the eligibility criteria for each housing loan product offered by the bank below before you apply for home loan.
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    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    6.85% - 7.10% Floating
    1.00%(Min ₹10,000) One time fee
    Rs.20L - Rs.75L
    1 - 30 Years
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    Check your Eligibility!

    Central Bank of India is popular bank that was established in 1911. The bank specializes in providing excellent products and services to help individuals meet their financial requirements. You can approach the bank for multiple products such as deposits, loans, agricultural loan schemes, corporate accounts, etc.

    The bank offers many loans for specific purposes. When you are planning to buy a house, you can choose from any of the housing loans offered by the bank.

    Central Bank of India home loan eligibility criteria

    Loan name Eligibility
    Cent Home Loan Scheme
    • The applicant should be at least 18 years old.
    • The applicant can be an individual or a group of individuals including cooperative societies.
    • The applicant should have a stable income. It can be earned solely or through a joint source with sons, parents, or spouse.
    • The applicant can be a resident or a non-resident Indian.
    Cent Home Loan Plus The applicant should already have a loan from and should have repaid the EMIs for the home loan for a period of at least 3 years.
    Cent Home Loan to Employees The applicant should be a permanent employee working with the Central or State government or any PSU of the Central government.
    Cent Combo (Home Loan and Vehicle Loan) The applicant’s annual income should be at least Rs.4 lakh for the past 2 years according to Income Tax returns.
    Cent Home Double Plus Scheme
    • The applicant should be at least 18 years old.
    • The applicant can be a salaried employee or a self-employed individual.
    OD Top-up Facility To Cent Home Loan Beneficiaries The applicant should have a home loan account with the bank.
    Cent Home Loan Scheme for purchasing 3rd or 4th house/flat
    • The applicant should have a steady income.
    • The applicant can be an individual or a group of individuals.
    • The scheme allows siblings to be co-borrowers.
      

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