Capital Small Finance Bank Home Loan

1. Hassel-free paperwork makes the loan application process seamless and convenient. 

1. Offers affordable interest rates. 

1. Provides tax benefits under the Income Tax Act. 

1. Ensures doorstep services with speedy loan processing and disbursement. 

Benefits of Capital Small Finance Bank Home Loan

The key benefits of Capital Small Finance Bank home loan are listed below: 

1. Versatile usage: It is designed to meet a range of housing needs such as buying, building, or renovating. 

1. Pan-India availability: Capital SFB housing loan services are easily accessible to customers across all regions of India. 

1. Transparent process: Ensures complete clarity with no hidden fees or unexpected charges throughout the loan process. 

Fees and Charges

The fees and charges along with interest rates applicable on Capital Small Finance Bank home loan are given in the table below: 

Interest Rates

Note:  

1. The home loan interest rate is calculated by adding EBR (External Benchmark Rate), product spread and credit risk premium. 

1. EBR is 5.50%. 

1. Loan account payments received by the Bank through RTGS, NEFT, IMPS, or NACH after 9:00 p.m. will be credited on the next business day for the purpose of calculating overdue amounts.

Charges 

Documents Required

The list of documents required to apply for Capital Small Finance Bank Home Loan are mentioned below: 

1. Residential proof 

1. Proof of income 

1. Proof of identification 

1. Other applicable documents as per bank rules 

Eligibility Criteria

The eligibility criteria to apply for the Capital Small Finance bank home loan are mentioned below: 

1. Must be Indian resident 

1. Individuals must be above 18 years of age 

1. Must be either salaried individuals, professional, or self-employed with permanent income source.

How to Apply for Capital Small Finance Bank Home Loan? 

You can apply for Capital Small Finance Bank home loan by the following modes: 

Visit the Nearest Bank Branch 

Fill in the application form and provide the KYC documents along with passport-size photograph to complete the process. 

Call Customer Care Center 

Call the customer care center at 1800 200 1600 and the representative will reach out to you. 

Email 

Send an email at customerrelations@capitalbank.co.in mentioning your query and provide the required details, such as name, contact number, and address. The bank representative will reach out to you with the required information. 

You can also apply for home loan by following the below-mentioned steps: 

1. Visit the official website of Capital Small Finance Bank home loan. 

1. Scroll down to ‘How to Apply’ section. 

1. Click on ‘Apply Now’. 

1. A new page will open where you need to provide the required details, such as product, state, district, branch, name, mobile number, email ID, and captcha. 

1. Click on ‘Submit’ to complete the process. 

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