Can Fin Homes Ltd Home Loan

Can Fin home loans have a floating rate of interest. For some loan schemes, the interest rate is fixed for the first 3 years and then converted to the floating rate prevalent at the time with the payment of specific conversion charges. Rate of interest is based on the risk rating of the borrower.

Note: The interest rates mentioned above are as of 6 February 2026 and are subject to change at the discretion of the bank. 

Can Fin Home Loan Offers

The following are the home loan schemes that you can avail from Can Fin Homes:

Individual Housing Loan (IHL)

1. Processing Fees:  
2. Salaried/Professionals: 0.50% + GST
3. Self-employed Non-professionals: 0.75% + GST
4. Purpose:
   1. Purchase of a ready-built or under-construction house/flat
   2. Construction of a house/flat
   3. Renovation, repairs, extension, and upgradation
5. Loan Margin: 15% to 25% based on the loan amount

Individual Housing Loan – Super (IHL-Super)

1. Processing Fees:
   1. Salaried/Professionals: 0.50% + GST
   2. Self-employed Non-professionals: 0.75% + GST
2. Interest Rate: Fixed for the first 3 years, then converted to floating
3. Conversion Charges: 0.50% of the loan amount + GST
4. Purpose:
   1. Same as IHL – includes purchase, construction, and renovation

Commercial Housing Loan (CHL)

1. Processing Fees:  
2. Salaried/Professionals: 0.50% + GST
3. Self-employed Non-professionals: 0.75% + GST
4. Purpose:
   1. Applicable for the 3rd housing unit onwards
   2. Includes purchase, construction, renovation, upgradation

Affordable Housing Loan – Rural (AHL-R)

1. Processing Fees:  
2. Salaried/Professionals: 0.75% + GST
3. Self-employed Non-professionals: 1.00% + GST
4. Eligibility:
   1. Annual income not exceeding Rs. 3 lakh
   2. Property must be in a woman’s name (singly or jointly)
   3. Meant for individuals from weaker sections as per RBI guidelines
5. Interest: Fixed for the first 7 years, then floating
6. Purpose:
   1. Purchase or repair of a ready/under-construction house/flat

Affordable Housing Loan – Urban (AHL-U)

1. Processing Fees:
   1. Salaried/Professionals: 0.75% + GST
   2. Self-employed Non-professionals: 1.00% + GST
2. Eligibility:
   1. Annual income not exceeding ₹6 lakh
3. Interest: Fixed for the first 7 years, then floating
4. Purpose:
   1. Purchase, repair, upgradation, or extension of urban residential property

Composite Housing Loan

1. Processing Fees:  
2. Salaried/Professionals: 0.50% + GST
3. Self-employed Non-professionals: 0.75% + GST
4. Purpose:
   1. Purchase of a residential plot and construction of a house on it

A good credit score can help you secure lower interest rates on loans and credit cards.

Get Free Credit Score