Can Fin Homes Ltd Home Loan

Can Fin Home Loan Offers

The following are the home loan schemes that you can avail from Can Fin Homes:

Individual Housing Loan (IHL)

1. Interest Rate: 8.25% to 9.75% p.a.
2. Processing Fees:
   1. Salaried/Professionals: 0.50% + GST
   2. Self-employed Non-professionals: 0.75% + GST
3. Purpose:
   1. Purchase of a ready-built or under-construction house/flat
   2. Construction of a house/flat
   3. Renovation, repairs, extension, and upgradation
4. Loan Margin: 15% to 25% based on the loan amount

Individual Housing Loan – Super (IHL-Super)

1. Processing Fees:
   1. Salaried/Professionals: 0.50% + GST
   2. Self-employed Non-professionals: 0.75% + GST
2. Interest Rate: Fixed for the first 3 years, then converted to floating
3. Conversion Charges: 0.50% of the loan amount + GST
4. Purpose:
   1. Same as IHL – includes purchase, construction, and renovation

Commercial Housing Loan (CHL)

1. Interest Rate: 8.35% to 10.15% p.a.
2. Processing Fees:
   1. Salaried/Professionals: 0.50% + GST
   2. Self-employed Non-professionals: 0.75% + GST
3. Purpose:
   1. Applicable for the 3rd housing unit onwards
   2. Includes purchase, construction, renovation, upgradation

Affordable Housing Loan – Rural (AHL-R)

1. Interest Rate: 8.35% to 10.15% p.a.
2. Processing Fees:
   1. Salaried/Professionals: 0.75% + GST
   2. Self-employed Non-professionals: 1.00% + GST
3. Eligibility:
   1. Annual income not exceeding ₹3 lakh
   2. Property must be in a woman’s name (singly or jointly)
   3. Meant for individuals from weaker sections as per RBI guidelines
4. Interest: Fixed for the first 7 years, then floating
5. Purpose:
   1. Purchase or repair of a ready/under-construction house/flat

Affordable Housing Loan – Urban (AHL-U)

1. Processing Fees:
   1. Salaried/Professionals: 0.75% + GST
   2. Self-employed Non-professionals: 1.00% + GST
2. Eligibility:
   1. Annual income not exceeding ₹6 lakh
3. Interest: Fixed for the first 7 years, then floating
4. Purpose:
   1. Purchase, repair, upgradation, or extension of urban residential property

Composite Housing Loan

1. Interest Rate: 8.00% to 10.75% p.a.
2. Processing Fees:
   1. Salaried/Professionals: 0.50% + GST
   2. Self-employed Non-professionals: 0.75% + GST
3. Purpose:
   1. Purchase of a residential plot and construction of a house on it

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