Bank of Baroda Top Up Loan for Resident NRIs PIOs

1. Minimum loan amount of Rs.1 lakh and maximum amount of up to Rs.2 crore can be availed.
2. Repayment tenure is the balance period of the existing home loan.
3. The unified processing charges includes all the documentation charges, verification charges, inspection charges, and legal charges.

Eligibility Criteria

The eligibility criteria are as follows:

Documents Required

The general KYC documents required by the bank are as given below: 

• Proof of residence and age:
  • Driver's license 
  • Election ID
  • PAN card
  • Ration card
• Passbook statements of the last 2 years from bank account

Salaried Individuals: Latest salary slips or salary statements

Self-employed individuals: 

1. Assessment orders of the past 3 years
2. Copies of balance sheet, profit and loss accounts that are certified
3. Advance tax challans for the past 3 years
4. Copies of income tax returns
5. IT acknowledgements

The Baroda Top Up Loan is a convenient and hassle-free way of availing additional funds to cover any additional or unexpected expenses related to the purchase or construction of your residential property.

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