A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Get your home loan quote in just seconds

    We need a little info to see if you qualify for discounts.
    • I live in & work in .
      I make Rs. per month. I am
      property worth Rs. .
    23,000,000+ Happy Customers with loans & cards
    YOUR SEARCH ENDS hERE
    Compare multiple options and choose the one that best suits you

    Compare the best home loan offers in town and locate the lowest rates!

    Over 25 offers to compare!

    This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

    Breaking down offers

    We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

    Preferred over builder

    There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

    Why apply online?

    You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

    Done comparing! Now what?

    We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

    Still have a gazillion questions?

    Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

    We'll connect you to the bank

    We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

    Landing Previous Arrow
    Have a question? Leave your email here Thank You! Sorry! That looks invalid. Please try again.
    loading

    Bangalore Housing Scheme 2016 - 17

    We found 46 Bangalore Housing Scheme 2016 - 17

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.70% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.65% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 9.89% Floating
    0.5% One time fee
    30L - 5Crs
    3-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria

    Bangalore Housing Scheme 2016 - 17 is Rated as "Great!" by 22204 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Everything you should know about Bangalore Development Authority Housing Scheme 2016

    It seems like the Bangalore Development Authority has woken up from its deep slumber of quite some years with the launch of BDA Housing Scheme 2016. This scheme, launched in January 2016, is going to allocate over 3280 flats based in various locations spread sporadically across the city.

    Where Are These Apartments Located?

    The apartments that are going to allotted under this scheme are within the BDA’s jurisdiction and are going to be given out based on the BDA Allotment of Site Rule of 1984. Through this initiative, BDA will offer 1 BHK, 2 BHK, and 3 BHK houses for general, EWS and LIG categories.

    Eligibility Criteria for BDA Housing Scheme 2016:

    The BDA has chalked up a lengthy eligibility criteria every applicant applying for a house should meet. The requirement is as follows:

    1. The annual income of the applicant and their family must fall under the Economically Weaker Sections (EWS) bracket. In other words, the salary must be less than Rs. 3 lakhs per annum.
    2. Applicants should be past 18 years of age. In exceptional cases, the maximum age can be 15 years at the date of registration and the applicant need to be a resident of Karnataka.
    3. If any applicant or family member has already received housing or residential plots under any development authorities like the CITB in the state are not eligible to apply.

    How Can One Apply for the BDA Housing Scheme?

    Below is the process one needs to follow to apply for housing under the BDA scheme:

    1. The applicant need to obtain the registration forms from one of the many banks that are certified to offer the forms. To get the form, however, they need to pay a certain fee as specified by the BDA.
    2. The registration slip or acknowledgement applicants receive should be sent to the BDA. In case an applicant is already registered, they need not apply again.
    3. Applicant looking to get a house need to pay the first deposit in the form of DD/cheque/ pay order in favour of the commissioner of BDA.
    4. If the applicants choose to apply for a house in multiple locations, they need to send in individual forms for all the properties they are applying to.

    Which Banks Offer The Sale And Receipt Of Application Forms For This Scheme?

    The BDA is working in partnership a number of public and private sector banks. Some of the nodal bank branches that facilitate the sale and receipt of application for this scheme include:

    1. Canara Bank - Kumara Park West.
    2. Corporation Bank - RT Nagar.
    3. ICICI Bank - 8th Mile, Hesaraghatta.
    4. Axis Bank - Basaveshwara Nagar.
    5. Punjab and Sindh Bank - JC Road.
    6. State Bank of Mysore - Basaveshwara Nagar.

    Are there any details regarding the flats available for sale?

    Yes. You will find below in tabular form the details of all the flats available through this scheme.

    1. 1 BHK Flats for Applicants with Income Less Than or Equal To Rs. 1 Lakh:

    Project Name No. of available flats Proposed allotment rates in lakhs Initial deposit to be paid in Rs.
    Alur Phase 1 568 8.25 for EWS, GM, 2A and 2B 6.25 for SC/ST Category 1 1,03,125 for EWS, GM, 2A and 2B 31,ooo for SC/ST Category 1

    2. 1 BHK Flats for Applicants for Applicants With No Income Ceiling:

    Project Name . of available flats Proposed allotment rates in lakhs Initial deposit to be paid in Rs.
    Malagala 42 12.00 1,50,000 for EWS, GM, 2A and 2B 60,000 for SC/ST Category 1
    Halagevaderahalli 45 13.00 1,62,500 65,000
    Alur Phase - 1 529 11.00 1,37,500 55,000
    Doddabanahalli Phase-2 50 12.00    
    Valagerahalli 76 12.00 1,50,000 60,000
    Total flats available 942   1,50,000 60,000

    3. 2 BHK Flats for LIG with No Income Ceiling:

    Project Name No. of available flats Proposed allotment rates in lakhs Initial deposit to be paid in Rs. for 2A 2B General and SC/ST Category 1
    Doddabanahalli Phase -1 241 25.00 3,12,500 1,25,000
    Doddabanahalli Phase - 2 342 25.00 3,12,500 1,25,000
    Kommaghatta Phase -1 216 25.00 3,12,500 1,25,000
    Kaniminike Phase - 1 587 25.00 3,12,500 1,25,000
    Total flats available 1386      

    4. 3 BHK HIG Residential Flats:

    Project Name No. of available flats Proposed allotment rates in lakhs Initial deposit t o be paid in Rs
    Valagerahalli Phase 5 384 45.00 5,62,500 for EWS, GM, 2A and 2B 2,25,000 for SC/ST Category 1

    All in all, people from the EWS, LIG, and even HIG communities can even apply for the Bangalore Development Authority Housing Scheme 2016. This project provides a variety of affordable housing options for various income groups.

     Loading your search... Loading your search...
  • Bangalore Housing Scheme 2016 - 17 Reviews

    • SBI Home Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      In the year of 2014, I had taken a home loan from SBI. The rate of interest was around 10.15% at that time. EMI will be deducted from my salary account every month, so I do not have any interactions with the customer service executives till date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • Punjab National Bank Home Loan
      "overall good experience"
      0.5 4.0/5 "Great!"
      I have overall good experience with this home loan provider in terms of customer service and prompt response. This got better after they have ticketing system on service request on newly launched customer portal. If office is in reachable distance your all concerns will be addressed for sure.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "Awesome "
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com process was good one for me and all the bankers have approached regarding the preferences. Website of the Bankbazaar.com is good and I got instant response and everything works in a very good manner with Bankbazaar.com..
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • SBI Home Loan
      "Better "
      0.5 4.0/5 "Great!"
      I got the approval letter from the State bank of India for my home loan. Rate of interest was around 9% and I was not okay with that. Response and other aspects are good with them . Being an under construction property, the loan amount will be get disbursed shortly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "Wonderful "
      0.5 3.0/5 "Satisfactory"
      I am using Bankbazaaar.com from the last three to four months of time. I am happy with Bankbazaar.com in every aspect. I had got a call from them as per their commitment, what they had given for my inquiries also I am very much happy with the service provided by them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2017
    • HDFC Limited Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      Communication part was not good with the HDFC limited on my home loan like that did not stick to their commitments. Rate of interest was not at all constraint and I would like to suggest that they need to call the customer at a specified time..
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2017
    • SBI Home Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      My home loan is from State Bank of India and this process was smooth for me. I had no hassles with the bank in the documentation or in the disbursement. Everything happened on time and and I got the funds I needed with a good deal on the interest and charges.
      Was this review helpful? 0
      , rourkela
      Reviewed on May 22, 2017
    • Karnataka Bank Home Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      Long back I had taken a housing loan from Karnataka bank. The loan amount is 75 lakhs with tenure of seven years. I almost completed the loan in 4 years and the pending amount is for 2.72, it will be done early. The current interest rate is 9.23%. The bank supported me a lot as I am a long term customer of them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "One perfect solution for all financial products"
      0.5 5.0/5 "Blown Away!"
      The best I like about bankbazaar is their response, when ever I need a call back they called me back and fulfilled my requirement. They kept on tracking my home loan application and I had received 2 phone calls to check the status of the product. Even after disbursement too, as an extension of service, they call the customer to find out the status of the loan. I am using this site for the past 6 months. This is my first product which I had taken with the support of bankbazaar. The portal is easy to use and customer friendly. I would certainly declare the service offered by bankbazaar to at-least 10 to 15 members.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2017
    • HDFC Limited Home Loan
      "Best interest rates with long process"
      0.5 3.0/5 "Satisfactory"
      The major drawback with HDFC LTD is their process. as it is very slow, also they don't respond nor they provide the status of the loan. I had applied for the loan during the month of November, but I got the loan during the month of April which is too long. Totally, they took around 4 to 5 months of time to disburse the loan. The rate of interest is very much nominal but for the documentation and for the processing they had charged around 22k. Expect for the interest rate everything else has to be improved and they need to focus a lot on the communication with the customer. Also they need to be more clear their process and in providing the application status.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "Great experience"
      0.5 5.0/5 "Blown Away!"
      I had got the best response from bankbazaar. I am with bankbazaar for about 3 years. I basically got to know about bankbazaar through web search for the housing loan. The portal is too easy to use and user friendly. To conclude, I would say it was a good experience in all.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2017
    • ICICI Bank Home Loan
      "Need a slight improvement with the service"
      0.5 3.0/5 "Satisfactory"
      I was not briefed in detail about the loan process, out of my own interest I questioned them and later they gave clarification about the product. Till date I did not receive any loan sanction letter or any other document confirming my loan approval. However, ICICI process was very smooth quick and fast they hardly took 15 days of time for the loan disbursal, even their rates are low and it is line with the market rate. My only suggestion for them would be work on their service, as they need to be more customer centric.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is an excellent one and am using it for the first time. I would like to say that the response with the Bankbazaar.com is really good one and the website is easy to access and user friendly too. I have not faced any issues with them till now.
      Was this review helpful? 0
      , nasik
      Reviewed on May 22, 2017
    • Punjab National Bank Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      Experience is nice with the PNB housing finance limited for my home loan but the charges are huge. Response is not much good and the executives are not really co-operative. It took around more than 60 days of time to get the loan amount to be disbursed. I would like to suggest that they need to eradicate the technical and legal charges.
      Was this review helpful? 0
      , nasik
      Reviewed on May 22, 2017
    • SBI Home Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      I do have the home loan with the State bank of India and their interest rate is a good one with them. Services are not good with them and the loan amount got disbursed to my account within three months of four months of time. Lastly, even the processing charges were nominal one with them.
      Was this review helpful? 0
      , pune
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Exactly before 6 months , I came to know about bankbazaar. Advertisement was the key source to know about bankbazaar. Through net portal I had applied for this housing loan. The web portal is very easy to use and customer friendly . To sum up, Bankbazaar renders an excellent service.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • Oriental Bank of Commerce Home Loan
      "Extremely well"
      0.5 5.0/5 "Blown Away!"
      I got an excellent response from OBC with respect to my housing loan. They had given a call back to me on time also they disbursed my housing loan within a day's time also the response provided by them is too quick. On the whole, they need to inform the customer in prior about insurance. Also I am very much happy with the loan amount too.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      Majorly, because of advertisements I got to know about bankbazaar. I had applied for a housing loan through this web channel , It is basically very easy to use and user friendly. Executives of bankbazaar gave a call and their response was good and they were also able to process the request in a wonderful way. One thing which I am expecting from them is to provide the status of the promotional offers also they should keep their customers posted about it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • SBI Home Loan
      "Disappointed with the service"
      0.5 2.5/5 "Just OK"
      For me SBI services falls below expectation, because they did not stick to their interest rate. Initially I was quoted an interest rate of 8.5% however they offered me only 8.65%. Therefore SBI needs to stick on to their promises. Additionally, they had to appoint a responsible executive, also he or she should know how to handle the customer in a refined way.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • Punjab National Bank Home Loan
      "Smooth process before and after the loan"
      0.5 4.5/5 "Excellent!"
      My home loan is from PNB Housing finance. The services was good and we got a good deal from them as well. The rate of interest was of 8.8% fixed, and the process was completed on time. The first EMI has been deducted as well. I had no issues with this institution.
      Was this review helpful? 0
      , nasik
      Reviewed on May 22, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.