Bangalore Housing Scheme

The Bangalore Development Authority had launched the BDA Housing Scheme in January 2016. The scheme aimed to allocate over 3280 flats based in various locations spread sporadically across the city.

Where Are These Apartments Located?

The apartments that are going to allotted under this scheme are within the BDA’s jurisdiction and are going to be given out based on the BDA Allotment of Site Rule of 1984. Through this initiative, BDA will offer 1 BHK, 2 BHK, and 3 BHK houses for general, EWS and LIG categories.

Eligibility Criteria for BDA Housing Scheme:

The BDA has chalked up a lengthy eligibility criteria every applicant applying for a house should meet. The requirement is as follows:

The annual income of the applicant and their family must fall under the Economically Weaker Sections (EWS) bracket. In other words, the salary must be less than Rs. 3 lakhs per annum.
Applicants should be past 18 years of age. In exceptional cases, the maximum age can be 15 years at the date of registration and the applicant need to be a resident of Karnataka.
If any applicant or family member has already received housing or residential plots under any development authorities like the CITB in the state are not eligible to apply.

How Can One Apply for the BDA Housing Scheme?

Below is the process one needs to follow to apply for housing under the BDA scheme:

The applicant need to obtain the registration forms from one of the many banks that are certified to offer the forms. To get the form, however, they need to pay a certain fee as specified by the BDA.
The registration slip or acknowledgement applicants receive should be sent to the BDA. In case an applicant is already registered, they need not apply again.
Applicant looking to get a house need to pay the first deposit in the form of DD/cheque/ pay order in favour of the commissioner of BDA.
If the applicants choose to apply for a house in multiple locations, they need to send in individual forms for all the properties they are applying to.

Which Banks Offer The Sale And Receipt Of Application Forms For This Scheme?

The BDA is working in partnership a number of public and private sector banks. Some of the nodal bank branches that facilitate the sale and receipt of application for this scheme include:

Canara Bank - Kumara Park West.
Corporation Bank - RT Nagar.
Axis Bank - Basaveshwara Nagar.
Punjab and Sindh Bank - JC Road.
State Bank of Mysore - Basaveshwara Nagar.

Are there any details regarding the flats available for sale?

Yes. You will find below in tabular form the details of all the flats available through this scheme.

1 BHK Flats for Applicants with Income Less Than or Equal To Rs. 1 Lakh:

Project Name	Alur Phase 1
No. of available flats	568
Proposed allotment rates in lakhs	8.25 for EWS, GM, 2A and 2B
Proposed allotment rates in lakhs	6.25 for SC/ST Category 1
Initial deposit to be paid in Rs.	1,03,125 for EWS, GM, 2A and 2B
Initial deposit to be paid in Rs.	31,ooo for SC/ST Category 1

1 BHK Flats for Applicants for Applicants With No Income Ceiling:

Project Name	No. of available flats	Proposed allotment rates in lakhs	Initial deposit to be paid in Rs.
Malagala	42	12	1,50,000 for EWS, GM, 2A and 2B	60,000 for SC/ST Category 1
Halagevaderahalli	45	13	1,62,500	65,000
Alur Phase - 1	529	11	1,37,500	55,000
Doddabanahalli Phase-2	50	12
Valagerahalli	76	12	1,50,000	60,000
Total flats available	942		1,50,000	60,000

2 BHK Flats for LIG with No Income Ceiling:

Project Name	No. of available flats	Proposed allotment rates in lakhs	Initial deposit to be paid in Rs. for 2A 2B General and SC/ST Category 1
Doddabanahalli Phase -1	241	25	3,12,500	1,25,000
Doddabanahalli Phase - 2	342	25	3,12,500	1,25,000
Kommaghatta Phase -1	216	25	3,12,500	1,25,000
Kaniminike Phase - 1	587	25	3,12,500	1,25,000
Total flats available	1386

3 BHK HIG Residential Flats:

Project Name	Valagerahalli Phase 5
No. of available flats	384
Proposed allotment rates in lakhs	45
Initial deposit t o be paid in Rs	5,62,500 for EWS, GM, 2A and 2B
Initial deposit t o be paid in Rs	2,25,000 for SC/ST Category 1

All in all, people from the EWS, LIG, and even HIG communities can even apply for the Bangalore Development Authority Housing Scheme 2016. This project provides a variety of affordable housing options for various income groups.

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