Art Housing Finance

Art Housing Finance (India) Limited Interest Rates

The Prime Lending Rate (PLR) is 19.25% and effective interest rates depend on the type of home loan scheme and customer profile.

Art Housing Finance (India) Limited Home Loan Schemes

Art Housing Finance provides home loan schemes for a wide range of purposes. You can avail up to 90% of the value of the property as a loan. There are also no prepayment charges and there are flexible repayment options.

These loan schemes are as follows:

1.Home Purchase:

1. To buy an under-construction or ready-built residential unit
2. Up to 90% of property value can be availed
3. Loans range from Rs.3 lakh to Rs.50 lakh

2. Home Improvement:

1. For internal and/or external renovation or makeover of an existing residential unit

3. Home Extension:

1. For extending an existing residential unit
2. Can be used to build additional rooms or floors
3. Can be used to enclose a balcony or build extra or larger bathrooms

4. Home Construction:

1. To build a house on a plot of land
2. Tenure of up to 30 years
3. Repayment options are flexible

5. Balance Transfer Loan:

1. To transfer a home loan from an approved bank or financial institution
2. Attractive interest rates
3. Easy documentation

6. Home Refinance:

1. Reimbursement of expenses for home building
2. Can be expenses for the purchase or construction of a new unit
3. Can be expense for the extension of an existing residential unit

7. Balance Transfer + Top Up:

1. Transferring a loan from an approved bank or financial institution at lower interest rates
2. Can avail a top-up loan
3. Quick processing
   

Art Housing Finance (India) Limited EMI Calculator

BankBazaar's home loan calculatorwill show you how much Equated Monthly Instalment (EMI) you will have to pay according to your loan amount, tenure, interest rate, and processing fees. Just enter the figures in the relevant fields and the amortisation table with details of your EMI will be instantly generated. This will help you better plan and manage your finances.

Art Housing Finance (India) Limited Eligibility Criteria

Get Free Quote: Check Home Loan Eligibility

Documents Required to Apply for Art Housing Finance (India) Limited

These are the documents required at the time of application:

General Documents:

1. Last 6 months' bank statements
2. Valid KYC documents
3. Copy of property documents

Self-employed individuals:

1. Last 2 years' income tax returns, certified or audited by CA
2. Shop and establishment certificate
3. Trade certificate
4. Registration certificate
5. Service tax registration certificate
6. GST registration certificate
7. VAT registration certificate

Salaried individuals:

1. Last 3 months' salary slips or salary certificate
2. Latest Form-16
3. Current contract letter or job appointment letter

Document Check List: Home Loan Document Required

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