A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • APAC Housing Finance

    APAC Housing Finance Private Limited offers affordable home loans with interest rates that range from 12% p.a for loans up to Rs.35 lakh and a maximum tenure of up to 20 years with processing fees that is 3% of the loan amount.

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    APAC Housing Finance Private Limited Home Loan Interest Rates 2023

    APAC Housing Finance Private offers competitive interest rates ranging from 12% to 15% p.a. It provides home loans with following fees and changes

    Interest Rate Up to 21% p.a.
    Loan Amount Minimum: Rs.5 lakh
    Maximum: Rs.35 lakh
    Processing Fees Up to 3% of the loan amount + taxes as applicable
    Maximum Tenure 20 years

    Compare: home loan Interest Rate for all Banks

    APAC Housing Finance Private Limited Home Loan Schemes

    APAC Housing Finance Private Limited offers different home loan schemes that cater to the requirements of different homeowners. Here are the highlights of the schemes:

    1. Home Loan
      • For the purchase of an under-construction residential unit or a brand-new one
      • For purchase of resale homes in an existing development authority, owners’ association, or cooperative housing society
      • Maximum tenure of up to 20 years
    2. Plot Purchase + Construction Loan
      • For purchase of a non-agricultural land and construction of a residential unit on the land
      • Should be plots or freehold plots that are allotted by a development authority
      • Repayment tenure of up to 20 years
    3. Construction Loan
      • To construct a house on an already owned plot of land
      • For plots or freehold plots that have been allotted by a development authority
      • 80% of the renovation or repair cost (whichever is lower, see above)
      • Loan repayment tenure of up to 20 years
    4. Home Improvement Loan
      • For improving, enhancing, or remodeling an existing residential unit
      • Tenure of up to 20 years
      • Affordable interest rates
    5. Home Extension Loan
      • To build additional rooms in an existing residential unit
      • Competitive interest rates
      • Attractive interest rates
    6. Balance Transfer Loan
      • To transfer an existing home loan from a recognised financial institution
      • Also avail a top-up loan to meet additional financial requirements
      • Maximum 20 years repayment tenure

    APAC Housing Finance Private Limited EMI Calculator

    BankBazaar’s home loan calculator will show you exactly how much you will have to pay for your APAC Housing Finance loan through your Equated Monthly Instalments (EMI). Knowing this will help you plan your monthly budget much better, making it easier to repay your loans on time. All you have to do is enter the desired loan amount, tenure, and the current interest rate and processing fees in the required fields. An amortisation table will be instantly displayed on the page giving you all the data you need to make the right decision about your home loan.

    APAC Housing Finance Private Limited Eligibility Criteria

    Type of Employment Self-employed professionals, Salaried individuals
    Nationality Indian residents

    Get Free Quote: Check Home Loan Eligibility

    Documents Required to Apply for APAC Housing Finance Private Limited

    These are some of the documents required for the home loan:

    Salaried Individuals:

    • Age Proof: PAN card/driving license/Passport/Aadhaar card/birth certificate
    • Address Proof: Ration card/utility card/Aadhaar card/voter ID/Passport
    • Identity Proof: Aadhaar card/Passport/PAN card/driving license
    • Income Proof: Two out of three most recent salary slips, bank statements of the last 6 months from salary account

    Self-employed Individuals:

    • Age Proof: PAN card/driving license/Passport/Aadhaar card/birth certificate
    • Address Proof: Ration card/utility card/Aadhaar card/voter ID/Passport
    • Identity Proof: Aadhaar card/Passport/PAN card/driving license
    • Income Proof: IT returns of the last 2 years with computation of income and balance sheet and Profit & Loss Account, last 12 months’ bank statements

    Document Check List: Home Loan Document Required

    APAC Housing Finance Private Limited's home loans make dream homes a reality by providing a simple loan process and low interest rates, as well as terms and circumstances that benefit both self-employed and salaried persons.

      

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