A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Get your home loan quote in just seconds

    We need a little info to see if you qualify for discounts.
    • I live in & work in .
      I make Rs. per month. I am
      property worth Rs. .
    23,000,000+ Happy Customers with loans & cards
    YOUR SEARCH ENDS hERE
    Compare multiple options and choose the one that best suits you

    Compare the best home loan offers in town and locate the lowest rates!

    Over 25 offers to compare!

    This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

    Breaking down offers

    We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

    Preferred over builder

    There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

    Why apply online?

    You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

    Done comparing! Now what?

    We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

    Still have a gazillion questions?

    Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

    We'll connect you to the bank

    We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

    Landing Previous Arrow
    Have a question? Leave your email here Thank You! Sorry! That looks invalid. Please try again.
    loading

    Aditya Birla Finance Commercial Property Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.15% Floating
    5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Home Loan BYTES FROM OUR KITCHEN

    Overview:

    Investing in a property is one of the most viable opportunities today. At one end, we have the housing sector which offers to act as a shelter as well as an investment opportunity and at the other end, we have the commercial sector which promises to fuel our business interests. In this age of diverse business opportunities, an entrepreneur needs a definite base to operate the business. This fact is furthermore evident if the business deals with tangible products and requires a place to set up an office, fix machinery or store goods.

    It's quite a common practice in India to rent/lease a commercial property for the purpose of operating and running the business. In a longer term, it might make sense to invest in buying a property since rentals and maintenance are always on the rise. Owing to rising costs of acquiring a property, business operators can reply upon a readily available financial instrument such as a Commercial Property Loan which offers to fund a large chunk of money involved in procuring the property.

    About Aditya Birla Finance:

    Aditya Birla Finance Limited was incorporated in 1991 as a Non-Banking Financial Company (NBFC). It offers a variety of financial products and solutions in the areas of Corporate Finance, Capital Markets, Real Estate and others.

    Aditya Birla Finance offers Commercial Property Loan for a variety of needs such as starting a new business, expansion, purchasing a new premise and so on.

    Features & Benefits of Aditya Birla Commercial Property Loan:

    Loan Tenure:

    The borrower gets up to 15 years to repay the loan in EMIs (Equated Monthly Installment) as per their financial convenience.

    Minimum Loan Amount:

    The minimum loan amount offered under this scheme is up to 60% of the LTV (Loan to Value), making it a lucrative deal for the borrower. The upper cap depends on the eligibility and other conditions.

    Personalized Service:

    Aditya Birla offers doorstep service for your loan requirement. All the formalities and collection of paperwork happens at your place without having to visit the branches frequently.

    Balance Transfer option:

    This product also offers to take over existing loans with other institutions where you can save considerable amount of interest charges by way of balance transfer.

    Eligibility Criteria for Aditya Birla Commercial Property Loan:

    • The minimum age of the applicant should be at least 21 years.
    • The maximum age of the applicant should be 60 years upon loan maturity.
    • The income earned should be from stable sources and should meet the criteria.

    Documents Required for Aditya Birla Commercial Property Loan:

    Salaried
    • Proof of identity and address such as Voters id, Passport, PAN Card and other acceptable documents.
    • Latest payslips (last 3 months) along with recentmost Form 16.
    • Bank statements of last 6 months.
    • Title deeds of the property and sanctioned plan.
    Self-Employed
    • Proof of identity and address such as Voters id, Passport, PAN Card and other acceptable documents.
    • IT returns of last 2 years and income computation from a Chartered Accountant for the same duration.
    • Bank statements of last 6 months.
    • Title deeds of the property and sanctioned plan.

    Aditya Birla Commercial Property Loan Fees & Charges:

    Processing Fee: A fee of up to 2% of the disbursed loan amount is billed under this category towards loan processing and handling of paperwork.

    Pre-payment Charges: Pre-closure after 12 months from the loan disbursement does not attract any penalty. 

    reTH65gcmBgCJ7k - pingdom check string.
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.