A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Adani Housing Finance

    Adani Housing Finance Pvt. Ltd. (AHFPL) offers home loans and mortgage loans for varied purposes with interest rates starting at 12.00% p.a. You can apply for purchase of ready residential properties, under-construction residential properties, and construction on owned land, or for extensions and improvements. You can also get a loan against property for personal and business purposes. Get a loan amount up to Rs.30 lakh with a maximum tenure of 20 years.


    Adani Housing Finance Private Limited Home Loan Interest Rates 2023

    AHFPL offers variable interest rate and fixed interest rate packages on their housing loans. Salaried employees, self-employed professionals and non-professionals are eligible to apply for home loans offered by AHFPL.

    Loan Amount Maximum Rs.30 lakh
    Interest Rate 12.00% p.a. to 14% p.a.
    Processing Fees Contact the bank
    Penal Interest Rate Contact the bank
    Max. Tenure 20 years

    Compare: home loan Interest Rate for all Banks

    If you wish to know the interest schemes and rate packages offered on the different home loans and mortgage loans, please contact AHFPL.

    Adani Housing Finance Private Limited Home Loan Schemes

    AHFPL offers two broad home loan schemes:

    1. Home Loans:

    • Can be used for purchasing residential properties that are ready, under-construction, or for construction on an owned plot.
    • Can also be used for home improvements and extensions such as adding a room of for internal/external repairs (painting, plumbing, tiling, etc.).
    • Refinancing of existing loan offered.
    • Maximum loan amount of Rs.30 lakh.
    • Maximum tenure of 20 years.
    • Rate of interest ranges between 12% and 14% p.a.

    2. Mortgage Loans:

    • Loan against property can be used for education, business expansion, travel, marriage, etc.
    • Can also be used for purchase of commercial property.
    • Tenures up to 20 years.
    • Loan amount up to Rs.30 lakh.
    • Rate of interest is 15% p.a.

    Adani Housing Finance Private Limited Home Loan EMI Calculator

    Once you get the interest rates offered on the different housing loans from AHFPL, you can calculate your equated monthly instalments (EMIs) using the Loan EMI Calculator. All you have to do is enter certain details including your loan amount, interest rate, tenure, and processing fees. You will get a breakdown of the interest paid, processing fee paid, and the total cost of the loan. You will also get a detailed amortisation table of monthly and yearly payments broken down into principal and interest payments from your EMI.

    Additionally, if you’re looking to make any prepayments during the course of the loan, you can add the details into the calculator. The result will show you by how much your interest payments will be reduced and by how many months/years, your loan tenure will be shortened.

    Adani Housing Finance Private Limited Eligibility Criteria

    Salaried employees, self-employed professionals and non-professionals are eligible to apply for home loans from this finance company.

    Get Free Quote: Check Home Loan Eligibility

    Documents Required to Apply for Adani Housing Finance Private Limited Home Loans

    Depending on whether you’re salaried or self-employed, there are certain documents that need to be submitted to process your home loan application:

    Employment Type Documents
    Salaried employees
    • Completed application form
    • ID proof with photo
    • Address proof
    • Last 3 months’ payslips
    • Last 6 months’ bank statements
    • Company profile (may be requested)
    Common documents for self-employed professionals (SEP) and non-professionals (SENP)
    • Completed application form
    • ID proof with photo
    • Address proof
    • IT Returns for last 3 years with income computation
    • Balance sheet with P&L account for the last 3 years
    • Business profile in brief on company letter head
    • Last year’s bank statement
    Additional documents for SEP
    • Self assessment tax paid challan/Advance tax paid challan
    • Professional certificate copy, if applicable
    Additional documents for SENP
    • Contract details
    • Partnership deed copy
    • Form 16-A/TDS copy
    • Vat registration/Shop & Establishment/any other compulsory license

    Document Check List: Home Loan Document Required

    For further details on housing loans offered by AHFPL, you can contact the finance company by giving them a missed call on 7997 100 444, by calling them on 1800 2100 444, or visiting their branch.


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