A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    HDFC ‘Women Power’ Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.2% - 9.3% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    9.15% - 9.25% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs Women's Special!
    1-30 Years
    Response Time Within 30 minutes
    Home Loan BYTES FROM OUR KITCHEN

    Overview:

    India’ leading housing finance company, HDFC Ltd. (Housing Development Finance Corporation Ltd.) has launched an exclusive loan for women known as ‘Women Power’ offering a differential rate of interest. HDFC has helped over 49 lakh customers to own their own house by providing loans of more than Rs.5,00,000 crores in the last 37 years.

    HDFC Home Loans are the most popular as they offer competitive interest rate, numerous features, flexible tenure options as well as provide expert customer support. HDFC has emerged to be a favourite among the Indian population owing to its innovative technology and simple traditional banking practices. HDFC Housing Loans can be availed for the following reasons:

    • Buying a new house.
    • Buying a resale house.
    • Transferring home loan from another lender to HDFC.
    • Constructing a new house or buying a property.

    Features of HDFC ‘Women Power’ Home Loan:

    • The rate of interest being offered is 5 bps lower than the normal home loan rate. The rates under the ‘Women Power’ home loan are:
      1. Home Loan/ Home Improvement/ Home Extension Loan/Refinance – 9.85% pa
      2. Plot Loan – 9.90% pa
    • The home loan will depend on factors such as the women’s ownership of property, whether sole or joint owner and whether first applicant or co-applicant.
    • Resident as well as non-resident women are eligible to apply for HDFC’s ‘Women Power’ Loan.

    Documents Required for HDFC Women Power Home Loan:

    • Duly filled application form with photograph.
    • Processing fee cheque.
    • Bank statements from last six months.
    • ID proof.
    • Residence proof.
    • Salaried applicants: Form 16 and latest salary slip.
    • Self-employed applicants: Proof of business, ITR for last three years, Balance sheet for last three years.

    Motive Behind Introduction of ‘Women Power’ Home Loan:

    HDFC has introduced this initiative to encourage women to buy their own homes, empowering them with a confidence of being capable of affording their own dream house.  

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