A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Gurgaon Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
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    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
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    Perks
    Fees & Charges
    Good to Know
    8.80%- 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
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    Documents
    Perks
    Fees & Charges
    Good to Know
    8.95% - 9.15% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
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    Perks
    Fees & Charges
    Good to Know
    8.60% - 8.95% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.50% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Gurgaon Home Loan if you are

    01
    02
    03
    04
    Gurgaon Home Loan Minimum Age

    At least 21 years old

     Gurgaon Home Loan Maximum Age

    Less than 65 years old

    Gurgaon Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Gurgaon Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Home Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Gurgaon Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Gurgaon Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Home Loan amount by these steps

    01
    02
    03
    Gurgaon Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Gurgaon Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Gurgaon Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Gurgaon Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Home Loan Interest RatesUpdated on 19 Jun 2019

    Gurgaon Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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    Gurgaon Home Loan Reviews

    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been taken my housing loan with HDFC LIMITED a while ago, the loan amount which they have given to me was sufficient, the rate of interest they have charged me was sufficient, the processing fee they have charged me up to 8000 which was minimal, still this loan is running, so far i did not face any issue.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 20, 2019
    • HDFC Limited
      HDFC Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I ave taken Home Loan through HDFC Ltd which i have applied directly ,The rate of interest and processing fee was nominal ,The loan amount was 10.5lakhs and for the tenure of 15years ,The loan amount got on time ,loan amount was sufficient, The agent gave all the process clearly and this loan is still loan on process.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 08, 2019
    • Punjab National Bank Home Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I have taken home loan from punjab national bank last five years my tenure is twenty years and I am satisfied with loan amount and rate of interested is nominal and no additional charge given needs. Also their customer service is good and I am satisfied with Punjab National Bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 30, 2019
    • Punjab National Bank Home Loan
      "Rate of interest should be reduced"
      0.5 5.0/5 "Blown Away!"
      Earlier I had the loan from PNB, then I switched over to ICICI, because of the rate of interest . Remaining all very good even the customer support is very proactive, the bank documentation process was hassle free, I don't want reach out to the bank for any concern. The executive gave me the door step service to avail the housing loan.
      Was this review helpful? 2
      , gurgaon
      Reviewed on Mar 16, 2019
    • ICICI Bank Home Loan
      "Good Experience with ICICI"
      0.5 5.0/5 "Blown Away!"
      My home loan is with ICICI bank, earlier I had loan from PNB then I switched over to ICICI, the process was smooth. I got the better interest rate, they do have part payment , balance transfer, foreclosure options. The customer support is also good when it comes to handling queries.
      Was this review helpful? 2
      , gurgaon
      Reviewed on Mar 16, 2019
    • HDFC Limited Home Loan
      "process to be faster"
      0.5 3.5/5 "Pretty good"
      I took a home loan in HDFC LTD and its still running. Overall my experience was good but with their customer service which am not fully satisfied. They took longer time to respond where I need to followup many times. They took almost 2.5 months to do the process for changing the interest rate.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Feb 09, 2019
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Bank Bazaar platform for a while. I got my home via Bank Bazaar, the customer support follow up was really helpful during the application. The whole application process was easy and hassle free. Overall it was a good experience with the Bank Bazaar.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 27, 2019
    • ICICI Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I got my home loan with ICICI BANK . Their Interest rate is very high which is 9.1 % Monthly initially they said 8.5% but later they charge high they should stick on their words .Application process documentation was easy but it too so much time to get the loan amount . Loan amount is sufficient it is 23.6lakh .
      Was this review helpful? 4
      , gurgaon
      Reviewed on Jan 27, 2019
    • DHFL Home Loan
      "Bad experience"
      0.5 2.0/5 "Expected more"
      I have been using my home loan with DHFL , they have given me sufficient loan amount , and the rate of interest they have charged me up to 9.5% which was bit high for me and even processing fee they have charged me was nominal,there support team is not customer friendly, they do not resolve my issue, and the loan amount they have given me after 40 days after getting approval, they have taken 40 days interest as well, i asked them regarding this they said it is necessary to pay this charges,i have bad experience with this bank.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Jan 20, 2019
    • Bank Bazaar Home Loan
      "Quick mediator to get home loan"
      0.5 5.0/5 "Blown Away!"
      The service of Bank Bazaar is fast and the customer support is very helpful I don't any face difficulties while processing the loan. You people have taken initiative to connect with the bank on the same day. Through online I came to know about the site.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 04, 2018
    • Axis Bank Home Loan
      "Satisfactory Loan Process"
      0.5 4.0/5 "Great!"
      I have taken the loan of Rs. 56 lakhs, they taken the processing fee around Rs. 1000. Axis bank quoted me 8.5% for the tenure period 22 years. I got the floating request, I am happy about the interest rate and process is good. I don't have any issues with them.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Dec 04, 2018
    • UCO Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with UCO bank and the experience was good, the loan amount was for Rs 3 lacs and this loan was given basically to the Kisaan where the interest rate is only 40 paise per EMI. There is no tenure period for this loan and the customer support was very good.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 20, 2018
    • SBI Home Loan
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I have been holding my home loan with State bank of India, there service is not up to the mark, there rate of interest and processing fee is too high and i loan amount as i expected they have given too low and even customer support team is not good they are not responding about interest rate or any query they didn't kept there words .
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 01, 2018
    • review Home Loan
      "Not a good expereince"
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan from the Tata Capital for 50 Lac, the interest rate was very high. Even after clearing the loan it took almost one month to get the documents back, which wasn't a good experience at all.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Aug 29, 2018
    • Punjab and Sind Bank Home Loan
      "Worst Service"
      0.5 1.0/5 "Really Bad"
      I have taken home loan from the Punja Sindh bank for 30 Lacs, there were pre-closure charges. Their interest rate and charges were pretty much high. I closed the loan but it was a terrible experience in taking a home loan from the Punjab Sindh Bank.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Aug 29, 2018
    • Indian Bank Home Loan
      "good"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan with INDIAN BANK . There is no hidden charges. I use to pay EMI on time and tenure period is 20years. I am satisfied with customer service, i did not face any inconvenience at the time of documentation . Processing fee is nominal. My loan experience was good. My loan amount is up to the mark .
      Was this review helpful? 3
      , gurgaon
      Reviewed on Aug 14, 2018
    • SBI Home Loan
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      My home loan is with State Bank of India. The customer services are good and the process was fine to get the loan. The documentation was nominal too. But they have offered me a very high rate of interest which is around 9%. The processing charges are also very high.
      Was this review helpful? 6
      , gurgaon
      Reviewed on Aug 13, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I am using the services of bankbazaar from last 2 years, the services provided by bankbazaar is good when compared to others in the market. Customer service was good and their response was on time. The website of bankbazaar is easy to navigate and is user friendly to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 10, 2018
    • DBS Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan application was closed with DBS, the reason why the application was closed is because the required loan amount was not fulfilled. I am happy with the customer service as their response is on time. The rate of interest was high when compared to other banks.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jul 10, 2018
    • Indiabulls Home Loan
      "Worst Experience"
      0.5 2.0/5 "Expected more"
      Interest rates are high in Indiabulls. Their staffs are very rude and not helpful to me. I have to follow up with them each and every time by visiting the branch. Their is no net banking option. They used to deduct the money by using the ECS. They charged me around Rs. 1100 as processing fee. They offered me the interest rate of 8.6% which is little bit high compared to other banks
      Was this review helpful? 10
      , gurgaon
      Reviewed on Jun 20, 2018
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