A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Gurgaon Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Gurgaon Home Loan is Rated as "Pretty good" by 323 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Gurgaon Home Loan

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Gurgaon Home Loan if you are

    01
    02
    03
    04
    Gurgaon Home Loan Minimum Age

    At least 21 years old

     Gurgaon Home Loan Maximum Age

    Less than 65 years old

    Gurgaon Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Gurgaon Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Home Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Gurgaon Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Gurgaon Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Home Loan amount by these steps

    01
    02
    03
    Gurgaon Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Gurgaon Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Gurgaon Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Gurgaon Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Home Loan Interest RatesUpdated on 13 Dec 2017

    Gurgaon Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    News About Gurgaon Home Loan

    • Homes at Affordable Rates in Gurgaon

      With the introduction of Affordable Housing Projects 2013, by the Haryana Government, owning a home in Gurgaon will no longer be just a dream for the middle class/lower-middle class.

      A 1BHK will be priced as low as around Rs 13 lakh, and 2BHK around Rs 18 lakhs. The affordable housing projects are proposed to take shape in Gurgaon and Sohna region. A total of 23 licences have already been awarded to private builders for construction and selling of affordable housing units.

      Almost all the leading banks these days offer home loans at extremely affordable rates of interest. For a comparative study of the different home loan schemes offered by various banks, refer to a third party website like BankBazaar.

      30th March 2015

    Gurgaon Home Loan Reviews

    • DHFL Home Loan
      "Average"
      0.5 2.5/5 "Just OK"
      I am having the home loan with the DHFL limited and the customer service is not really good one. The loan amount got disbursed within couple of months. I am happy with the DHFL limited and am happy with them till now.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 25, 2017
    • Punjab National Bank Home Loan
      "Home loan with PNB finance"
      0.5 4.0/5 "Great!"
      I had no requirement for home loan for now. That's why i have close the home loan application with PNB HOUSING FINANCE LIMITED. In future if i am planning to take a home loan then i will consider PNB. The customer service and response with the institution was fine.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 24, 2017
    • Bank Bazaar Home Loan
      "Prompt service"
      0.5 4.0/5 "Great!"
      Bankbazaar is very Prompt.I got immediate call from bankbazaar and the response given at the time of my application was good and satisfying. The website is very friendly and effective. I can consider for all financial needs. The executives are also friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 24, 2017
    • SBI Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with SBI 6 years back. The total duration was 15 years. I pay the premium of 30K for monthly through ECS. It was average process. They provided a doorstep service for documentation. The rate of interest is less when compared to others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 21, 2017
    • ICICI Bank Home Loan
      "Poor Service"
      0.5 1.0/5 "Really Bad"
      I have applied for a home loan with ICICI bank. Lot of time was taken by ICICI bank to disburse the home loan and they gave a very late response. ICICI bank offered me the home loan with 8.5% as rate of interest and the processing fees I don't remember exactly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 18, 2017
    • ICICI Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan experience is not up to the mark with ICICI Bank. They need to improve on the services for this loan as when ever the rate of interest reduced in the marker. It was I who had to contact the bank and follow up on the same where as they did not contact me.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 15, 2017
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I taken a home loan seven years ago from HDFC LTD. The customer services are good and they were very sincere in the customer services. The process was good and there were no hassles to get the loan through. But on my second experience I did not get a positive response.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 15, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      This has been my first experience with Bankbazaar and it was a good experience. I found it to be helpful with financial products as i got a lot of information on the available offers and bank norms. I received a good service from them with regular followup calls.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 08, 2017
    • Punjab National Bank Home Loan
      "Nominal rate of interest"
      0.5 4.0/5 "Great!"
      I had applied for a home loan with PNB Housing Finance Limited but had changed my decision to proceed with the purchase at the moment hence did not proceed with the application. The service that i received from them was good and i also felt that the rate of interest was nominal.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 08, 2017
    • LIC Housing Home Loan
      "Quick process"
      0.5 5.0/5 "Blown Away!"
      My Home dream was compelted with the help of LIC housing finance ltd. They provided me with this Loan pretty easily, the whole process involved with them was very short and required very less documents. The rate of interest of 9% was very decent comparing the market standards too. They were really pro-active by the way they handled my Loan, I was quite impressed by that.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • Bank Bazaar Home Loan
      "Satisfied with the services"
      0.5 4.5/5 "Excellent!"
      The response was good from Bankbazaar, they kept calling me and asking me whats happening and I liked the experience. As a mediator they contacted me and informed me the details necessary and the follow up calls was supportive. The website is good and easy to follow.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 29, 2017
    • Punjab National Bank Home Loan
      "Need to work on the services"
      0.5 3.0/5 "Satisfactory"
      I had applied for a home loan with PNB housing finance and the sales team informed me that I would get a loan of 80 lakhs but after the process moved further to the actual team for processing, I was told that I would get 75lakhs. The processing charges was high and they were ready to negotiate on the same, but since I have not taken the loan I do not want to rate them on that.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 29, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      Customer service was well and good from the bank bazaar side . They called me within a day . The executive helped me allot and explained me every thing in detailed manner . The website was good and also user friendly for me to use and was easy to understand .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 21, 2017
    • Punjab National Bank Home Loan
      "Good "
      0.5 5.0/5 "Blown Away!"
      Good customer service was done good from the PNB side it was I can say a good experience . The rate of interest provided from the bank side was good and even the processing fee . I work in oriental bank so I took a loan from that bank it was easy for me to opt that loan .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 21, 2017
    • Bank Bazaar Home Loan
      "Service"
      0.5 4.0/5 "Great!"
      Nice site the bank bazaar because on this we will find the bank according to our needs and after that we select the best bank and interest rate there are many banks i found this very useful for enquiry of the loan and after which i will choose best one for me.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 20, 2017
    • HDFC Limited Home Loan
      "Need to improve in communication"
      0.5 3.5/5 "Pretty good"
      HDFC Ltd is poor in the communication and the process is okay. But when ever I contact them for any information related to the account they have not responded and when RBI reduces the interest rate to .5% they do not fluctuate the rates on the home loan.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 15, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      This is the first time I have placed an online request for my home loan. The website is helpful to compare with multiple banks interest rate and processing charges. The customer is good and more convenient. I would say, it is a one stop solution for the customers.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 12, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      When I approached PNB Housing Finance Limited for my home loan got good support. Actually I had changed my plan, right now there is no requirement for me. So I requested them to cancel my application. There were no issues with the bank side. Rate of interest is not discussed.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 12, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My experience with Bank bazaar was really good. This is the first time and the customer service was really good. The responses was up to the mark . The website was easy to navigate and accessible. The options like EMI, FD calculator was also useful. My overall experience was good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 09, 2017
    • DBS Bank Home Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have approached DENA BANK for my home loan. I have postponed the plan for 6-1 years so I have cancelled the application. The rate of interest was 8.25% which was bit low comparing to other banks. My overall experience was good and i would like to rate 5 out of 5 overall.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 09, 2017
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