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    We found 37 Gurgaon Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0 PF (For Salaried) to 0.50%(min.2000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% - 8.95% Floating
    0 One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Gurgaon Home Loan is Rated as "Great!" by 335 Users
    Home Loan BYTES FROM OUR KITCHEN

    Gurgaon Home Loan

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Gurgaon Home Loan if you are

    01
    02
    03
    04
    Gurgaon Home Loan Minimum Age

    At least 21 years old

     Gurgaon Home Loan Maximum Age

    Less than 65 years old

    Gurgaon Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Gurgaon Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Home Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Gurgaon Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Gurgaon Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Home Loan amount by these steps

    01
    02
    03
    Gurgaon Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Gurgaon Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Gurgaon Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Gurgaon Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Home Loan Interest RatesUpdated on 24 Feb 2018

    Gurgaon Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Gurgaon Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      Service is good and for the first time loans are so much rewarding along with free credit score. but need to focus on call timing as they call customers any time. they can ask customer preference of call time at the time of filling the application itself.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 19, 2018
    • Bank Bazaar Home Loan
      "Great"
      0.5 5.0/5 "Blown Away!"
      I am using Bankbazaar.com for sometime and I been with them from the last five years of time. I would like to say that the customer service is good one for me with them. Mobile application and the EMI calculator is easy to access.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 02, 2018
    • ICICI Bank Home Loan
      "It works"
      0.5 4.0/5 "Great!"
      I got the Home loan with the ICICI bank and there were no issues on it. I would like to say that the customer service and the response was pretty good and the loan amount got disbursed within fifteen to twenty days of time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 02, 2018
    • Oriental Bank of Commerce Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my home loan with ORIENTAL BANK for about 6 years . The loan amount was 6 lakhs and the Interest rate was 8-9% which is average . The tenure period was 25 years . They have provide door step service for collecting document . The processing fee was nominal . My overall experience was excellent .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 31, 2018
    • Axis Bank Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a home loan from Axis. The rate of interest they offer me is fine compared to others in the market. The documents have been collected from my door step and staffs of Axis home loan team is good. It was totally a good experience with Axis home loan department.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 18, 2018
    • HDFC Limited Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The rate of interest offer by Hdfc LTD home loan department is 8.35 which is fine compared to others in the market.The customer support is good and the documents procedure was been easy ,it was totally a good experience with Hdfc LTD home loan team.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 18, 2018
    • IDBI Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with IDBI bank, it was a good loan experience. The loan amount was for Rs 17 lakhs with the nominal rate of interest rate when compared to all other banks. The process was smooth and the loan amount was disbursed within the given time. Customer service was good and they provided door step service to collect the documents. The tenure of the loan is 20 years and it was a good service overall from IDBI bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 29, 2017
    • Bank Bazaar Home Loan
      "OK OK EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      i will rate average for the bank bazaar actually because i only got a call from the bank bazaar side , The customer service was good from the bank side .on the call i received from the bank bazaar side everything was explained to me . it was a very good experience .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 29, 2017
    • Axis Bank Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      With the bank side it was a good experience with AXIS Bank . i guess the bank people canceled my application . They never called me , i never got a call from the bank side . The Customer service was not that good i would say then again i can't blame the bank for this but still the service was not that good . No information was given from the bank side .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 29, 2017
    • Bank Bazaar Home Loan
      "WONDERFUL SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was over all a good experience with Bank Bazaar . It was a prompt reply from the bank bazaar side .the Customer service was good from their end and within a day i received Call form the bank bazaar end every thing was explained to me in detailed way . The Website of bank bazaar is user friendly and real easy to use . I checked the Credit score on the website of bank bazaar .
      Was this review helpful? 1
      , gurgaon
      Reviewed on Dec 20, 2017
    • Punjab National Bank Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      It was a good experience over all with the PNB Bank .the customer service was good from the bank side for the Home loan process i applied for . The rate of interest was high as compared from the other bank . The bank was rigid on the rate of interest not flexible so i did not opt for the loan process . I will rate 3 for the rate of interest and rest everything was fine from their side .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 20, 2017
    • Indiabulls Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I took home loan from India bulls, they sanctioned Rs. 24 lakhs for the apartment they are good. Interest rate was nominal as per the market and there was no hidden charges its good. I took the loan for the period of 15 years with the floating rate.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Dec 13, 2017
    • DHFL Home Loan
      "Average"
      0.5 2.5/5 "Just OK"
      I am having the home loan with the DHFL limited and the customer service is not really good one. The loan amount got disbursed within couple of months. I am happy with the DHFL limited and am happy with them till now.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 25, 2017
    • Punjab National Bank Home Loan
      "Home loan with PNB finance"
      0.5 4.0/5 "Great!"
      I had no requirement for home loan for now. That's why i have close the home loan application with PNB HOUSING FINANCE LIMITED. In future if i am planning to take a home loan then i will consider PNB. The customer service and response with the institution was fine.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 24, 2017
    • Bank Bazaar Home Loan
      "Prompt service"
      0.5 4.0/5 "Great!"
      Bankbazaar is very Prompt.I got immediate call from bankbazaar and the response given at the time of my application was good and satisfying. The website is very friendly and effective. I can consider for all financial needs. The executives are also friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 24, 2017
    • SBI Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with SBI 6 years back. The total duration was 15 years. I pay the premium of 30K for monthly through ECS. It was average process. They provided a doorstep service for documentation. The rate of interest is less when compared to others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 21, 2017
    • ICICI Bank Home Loan
      "Poor Service"
      0.5 1.0/5 "Really Bad"
      I have applied for a home loan with ICICI bank. Lot of time was taken by ICICI bank to disburse the home loan and they gave a very late response. ICICI bank offered me the home loan with 8.5% as rate of interest and the processing fees I don't remember exactly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 18, 2017
    • ICICI Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan experience is not up to the mark with ICICI Bank. They need to improve on the services for this loan as when ever the rate of interest reduced in the marker. It was I who had to contact the bank and follow up on the same where as they did not contact me.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 15, 2017
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I taken a home loan seven years ago from HDFC LTD. The customer services are good and they were very sincere in the customer services. The process was good and there were no hassles to get the loan through. But on my second experience I did not get a positive response.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 15, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      This has been my first experience with Bankbazaar and it was a good experience. I found it to be helpful with financial products as i got a lot of information on the available offers and bank norms. I received a good service from them with regular followup calls.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 08, 2017
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