A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 37 Gurgaon Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
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    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
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    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
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    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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  • Gurgaon Home Loan is Rated as "Pretty good" by 352 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Gurgaon Home Loan

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Gurgaon Home Loan if you are

    01
    02
    03
    04
    Gurgaon Home Loan Minimum Age

    At least 21 years old

     Gurgaon Home Loan Maximum Age

    Less than 65 years old

    Gurgaon Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Gurgaon Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Home Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Gurgaon Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Gurgaon Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Home Loan amount by these steps

    01
    02
    03
    Gurgaon Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Gurgaon Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Gurgaon Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Gurgaon Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Home Loan Interest RatesUpdated on 15 Nov 2018

    Gurgaon Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Gurgaon Home Loan Reviews

    • SBI Home Loan
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I have been holding my home loan with State bank of India, there service is not up to the mark, there rate of interest and processing fee is too high and i loan amount as i expected they have given too low and even customer support team is not good they are not responding about interest rate or any query they didn't kept there words .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 01, 2018
    • review Home Loan
      "Not a good expereince"
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan from the Tata Capital for 50 Lac, the interest rate was very high. Even after clearing the loan it took almost one month to get the documents back, which wasn't a good experience at all.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Aug 29, 2018
    • Punjab and Sind Bank Home Loan
      "Worst Service"
      0.5 1.0/5 "Really Bad"
      I have taken home loan from the Punja Sindh bank for 30 Lacs, there were pre-closure charges. Their interest rate and charges were pretty much high. I closed the loan but it was a terrible experience in taking a home loan from the Punjab Sindh Bank.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Aug 29, 2018
    • Indian Bank Home Loan
      "good"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan with INDIAN BANK . There is no hidden charges. I use to pay EMI on time and tenure period is 20years. I am satisfied with customer service, i did not face any inconvenience at the time of documentation . Processing fee is nominal. My loan experience was good. My loan amount is up to the mark .
      Was this review helpful? 2
      , gurgaon
      Reviewed on Aug 14, 2018
    • SBI Home Loan
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      My home loan is with State Bank of India. The customer services are good and the process was fine to get the loan. The documentation was nominal too. But they have offered me a very high rate of interest which is around 9%. The processing charges are also very high.
      Was this review helpful? 6
      , gurgaon
      Reviewed on Aug 13, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I am using the services of bankbazaar from last 2 years, the services provided by bankbazaar is good when compared to others in the market. Customer service was good and their response was on time. The website of bankbazaar is easy to navigate and is user friendly to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 10, 2018
    • DBS Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan application was closed with DBS, the reason why the application was closed is because the required loan amount was not fulfilled. I am happy with the customer service as their response is on time. The rate of interest was high when compared to other banks.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jul 10, 2018
    • Indiabulls Home Loan
      "Worst Experience"
      0.5 2.0/5 "Expected more"
      Interest rates are high in Indiabulls. Their staffs are very rude and not helpful to me. I have to follow up with them each and every time by visiting the branch. Their is no net banking option. They used to deduct the money by using the ECS. They charged me around Rs. 1100 as processing fee. They offered me the interest rate of 8.6% which is little bit high compared to other banks
      Was this review helpful? 7
      , gurgaon
      Reviewed on Jun 20, 2018
    • Bank Bazaar Home Loan
      "One roof for all financial needs. "
      0.5 5.0/5 "Blown Away!"
      The best about bankbazaar is very nice software. Website its average. Products listed in bankbazaar is very good. Bankbazaar is good for credit card and loans. I came to know about bankbazaar through online. Its been 3 years I'm using this website.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jun 18, 2018
    • Punjab National Bank Home Loan
      "Very Nice and Quick service"
      0.5 5.0/5 "Blown Away!"
      The Best thing about PNB housing is familiar staff and prompt response from them. I have applied a loan amount of 1 Cr. They have offered me a interest rate of 8.35 %. The response from the people who working in PNB. I used to make the loan through Auto debit.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 18, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is a good platform for all the financial [products . The customer service and responses was up to the mark. The executives were very helpful and the website is also very user friendly. I have not faced nay issues with their service so far so i would like to recommend to others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 08, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar so far, they provide good services when compared to all other sources in the market. Customer service was good with bankbazaar and they responded on time. I am using website from last 4-5 years, it is user friendly and easy to navigate.
      Was this review helpful? 1
      , gurgaon
      Reviewed on May 28, 2018
    • Punjab National Bank Home Loan
      "Needs to improve on customer service"
      0.5 4.0/5 "Great!"
      My home loan application was approved with PNB Housing Finance and the experience was good. The loan amount was based on my requirement and the rate of interest was nominal when compared to other sources. I received my loan amount on time and the customer service was not up to the mark. The tenure period for this loan is 20 years.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 28, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The transparency in the rate of interest and in terms of financial implementations is not up to the mark with the HDFC LIMTED. The customer support service is good with the HDFC LIMTED and they have disbursed the loan amount within the promised time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 11, 2018
    • Bank Bazaar Home Loan
      "Reliable site"
      0.5 5.0/5 "Blown Away!"
      I would describe Bankbazaar as a reliable site, I am very much happy with the site response. Happy with the proposal and suggestion given by bankbazaar even the co-ordination part was excellent. Though, I am not happy with the bank I am happy with the service rendered by bankbazaar.com.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 24, 2018
    • Indiabulls Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      It took around 2 days to approve the home loan from the INDIA BULLS, but they are not intimating the status of the product as well they haven't gave me any information regarding my home loan application. The customer support service sent me a message saying that the home loan got approved but they never contacted me so far.
      Was this review helpful? 2
      , gurgaon
      Reviewed on Mar 16, 2018
    • HDFC Limited Home Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I have got the home loan service from the HDFC LIMITED and I have got the required loan amount from the HDFC LIMITED and they have disbursed the loan amount with in a month time. The rate of interest and the charges are average with the HDFC LIMITED.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 13, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      Service is good and for the first time loans are so much rewarding along with free credit score. but need to focus on call timing as they call customers any time. they can ask customer preference of call time at the time of filling the application itself.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 19, 2018
    • Bank Bazaar Home Loan
      "Great"
      0.5 5.0/5 "Blown Away!"
      I am using Bankbazaar.com for sometime and I been with them from the last five years of time. I would like to say that the customer service is good one for me with them. Mobile application and the EMI calculator is easy to access.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 02, 2018
    • ICICI Bank Home Loan
      "It works"
      0.5 4.0/5 "Great!"
      I got the Home loan with the ICICI bank and there were no issues on it. I would like to say that the customer service and the response was pretty good and the loan amount got disbursed within fifteen to twenty days of time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 02, 2018
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