A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Gurgaon Home Loan

    We found 46 Gurgaon Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.70% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.65% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 9.89% Floating
    0.5% One time fee
    30L - 5Crs
    3-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Gurgaon Home Loan Reviews

    • Bank Bazaar Customer Support
      "Its more than a portal"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is good in coordinating with the customers. I got the response in fraction of seconds and I consider it not only as the financial portal its more than a portal. Look and feel about the Bankbazaar.com is really good and everything works in a refined manner.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 16, 2017
    • Punjab National Bank Home Loan
      "Go for it"
      0.5 4.0/5 "Great!"
      Rate of interest was lesser one with the PNB housing finance limited like it was around 8.5%. They don't have any geographical conditions to provide the funds. I got the loan amount within 25 days of time. Response and other aspects were fine and I want to suggest that they should not put multiple insurance policies and rest of the things worked out in a nice way.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 16, 2017
    • Bank Bazaar Customer Support
      "Timely Response"
      0.5 4.0/5 "Great!"
      I received timely response from Bankbazaar. The website is kind of easy to access and it was simple to submit the application form over the site. I got good response once I left my loan application with them. There were no issues with bankbazaar.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 16, 2017
    • SBI Home Loan
      "Interest rate can be reduced"
      0.5 4.0/5 "Great!"
      I did not find any challenges with State bank of India for my housing loan. The interest rate which I got from the bank is as same as other banks, I had a word with the bank on the same to reduce it but still I got higher rate of interest which is .25% higher than other banks, so I am not much happy with the rate of interest. Additionally, documentation process is not so simple with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 16, 2017
    • HDFC Limited Home Loan
      "Poor service"
      0.5 0.5/5 "Unacceptable"
      Took a home loan nearly 3 years back. Very poor experience and extremely unsupportive customer care. Whenever interest rate increases by RBI, they are extremely prompt to increase within a minute but if it is reduced by RBI, you need to visit bank, make request and pay service charge like they are doing a favor.
      Was this review helpful? 2
      , gurgaon
      Reviewed on May 13, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar promptly followed up on my application They had given me an immediate call and response on my loan application. This is not my first experience with bank bazaar also in future I would surely opt for bank bazaar services too. Even my application has been assigned to the bank without any delay.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 17, 2017
    • Axis Bank Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Axis bank had provided me with 8.5% as interest rate for the home loan and the customer service is very good and I used to get the call from them for followups too. Processing fees and charges are around 5k EMI is around 6500 rupees for 20 years and documents were all collected by the bank executives and verification was also done on time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 17, 2017
    • HDFC Limited Home Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      Though it was a delayed process with SBI for the home loan, I would still want to go back to them in the future or recommend them. But I would not want to do the same with HDFC Ltd. They were no good when I went to the office for my loan requirement there was a denial.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Apr 17, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      The experience was good at Bankbazaar.com, they were on time in contacting me and giving me the details of banks. They also followed up on a regular basis. The website was nice with a lot of details and it was also simple to register and to browse through.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 17, 2017
    • SBI Home Loan
      "Delayed process"
      0.5 1.0/5 "Really Bad"
      It was not a very good experience with SBI. They took five months for the home loan approval. Though they have delayed much, they were very concerned on me and they were helpful in resolving all my queries. The rate of interest and processing charges was also on the average side.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 17, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I got regular updates from bank bazaar side on my home loan application. I can say, bank bazaar guys stood behind me and helped me to avail the loan with the perfect partner. There was an regularly in response and the follow up. Bank bazaar is the best plat form to avail any kind of loans in the market. Bank bazaar web portal is easy to use and customer friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 10, 2017
    • Axis Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Had good experience by availing home loan with axis bank. They were fixed in their committed rates, which was very helpful. There was an miss communication happened, while submitting my documents, because the documentation collector missed some of documents. The process was smooth and they took more than 2 weeks to disburse my loan. They need to be improved in their response and the documents collector must give information about the documents. The rate of interest is quite competitive and quite low, when compared with others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 10, 2017
    • Tamilnad Mercantile Bank Home Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      A year ago, I approached TMB bank and I availed a home loan from them. At that time, the interest rate was 11.75% and the processing fees was 5-7%. The documentation part was simple and it was easy to produce as per their requirement. They processed my loan application without any hassles.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 27, 2017
    • Bank Bazaar Customer Support
      "It's very useful hopefully Bank will approve my request "
      0.5 5.0/5 "Blown Away!"
      I am applying for the first time home loan so hopefully bank trust me and approve this request as soon as possible because I am newly married and I gift home my maa papa thanks for bank bazar guiding me and my dream is to purchase a new home . Again thanks!!!
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 26, 2017
    • Oriental Bank of Commerce Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      Oriental bank of commerce was not okay to provide the quotation for my home loan application without my credential information, so I dint proceed with them. I would like to suggest that they need to provide the raw information , then only further information can be rendered by the customer and the deal can be closed.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 14, 2017
    • Bank Bazaar Customer Support
      "User Friendly"
      0.5 5.0/5 "Blown Away!"
      Initially, I dont have any idea about bank bazaar, one of my friend suggested me to visit the site, I found the site very informative with lots of offers. I can say, it is a user friendly site where one can get the information about all financial products in a short span of time. The mobile application was very nice, it helps us to choose the right product.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 10, 2017
    • Au Housing Finance Home Loan
      "Awesome service"
      0.5 5.0/5 "Blown Away!"
      I am happy to avail loan from AU housing finance. They had explained me about the product very well & convinced me . I would like to suggest them to provide more options like (Prathana Manthri yojana) and also it would be great if they stick to the promised rate of interest. Overall I had good experience with AU hosing finance .
      Was this review helpful? 1
      , gurgaon
      Reviewed on Mar 10, 2017
    • Bank Bazaar Customer Support
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I am happy as Bankbazaar was showing a lot of interest on my application as I was continuously receiving calls pertaining to my application. It was an excellent experience and I am happy to have applied for my loan through this channel. Indeed ! I am happy with their service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 05, 2017
    • Oriental Bank of Commerce Home Loan
      "Good response"
      0.5 4.0/5 "Great!"
      I was looking out for a home loan and I applied for it at OBC. They responded on time and provided me with the details. I could not go ahead as I am yet to finalize my property. I have also informed the bank that I would get back to them once I sort out on it.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 05, 2017
    • Bank Bazaar Customer Support
      "Easy to Navigate and it has got good customer support"
      0.5 5.0/5 "Blown Away!"
      The portal Bank Bazaar is very much userfriendly, It has got various options to select and pick the best option. Once after I posted my application within 20 minutes of time, their executive called and helped to complete the online application with whatever I had missed out, lastly they had suggested very good options too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 04, 2017
    Common Loader Icon

    Gurgaon Home Loan is Rated as "Pretty good" by 268 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Gurgaon Home Loan if you are

    01
    02
    03
    04
    Gurgaon Home Loan Minimum Age

    At least 21 years old

     Gurgaon Home Loan Maximum Age

    Less than 65 years old

    Gurgaon Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Gurgaon Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Home Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Gurgaon Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Gurgaon Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Home Loan amount by these steps

    01
    02
    03
    Gurgaon Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Gurgaon Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Gurgaon Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Gurgaon Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Home Loan Interest RatesUpdated on 30 May 2017

    Gurgaon Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    News About Gurgaon Home Loan

    • Homes at Affordable Rates in Gurgaon

      With the introduction of Affordable Housing Projects 2013, by the Haryana Government, owning a home in Gurgaon will no longer be just a dream for the middle class/lower-middle class.

      A 1BHK will be priced as low as around Rs 13 lakh, and 2BHK around Rs 18 lakhs. The affordable housing projects are proposed to take shape in Gurgaon and Sohna region. A total of 23 licences have already been awarded to private builders for construction and selling of affordable housing units.

      Almost all the leading banks these days offer home loans at extremely affordable rates of interest. For a comparative study of the different home loan schemes offered by various banks, refer to a third party website like BankBazaar.

      30th March 2015

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