A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Gurgaon Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Gurgaon Home Loan is Rated as "Pretty good" by 308 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Gurgaon Home Loan

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Gurgaon Home Loan if you are

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    03
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    Gurgaon Home Loan Minimum Age

    At least 21 years old

     Gurgaon Home Loan Maximum Age

    Less than 65 years old

    Gurgaon Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Gurgaon Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Home Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Gurgaon Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Gurgaon Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Home Loan amount by these steps

    01
    02
    03
    Gurgaon Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Gurgaon Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Gurgaon Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Gurgaon Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Home Loan Interest RatesUpdated on 21 Oct 2017

    Gurgaon Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    News About Gurgaon Home Loan

    • Homes at Affordable Rates in Gurgaon

      With the introduction of Affordable Housing Projects 2013, by the Haryana Government, owning a home in Gurgaon will no longer be just a dream for the middle class/lower-middle class.

      A 1BHK will be priced as low as around Rs 13 lakh, and 2BHK around Rs 18 lakhs. The affordable housing projects are proposed to take shape in Gurgaon and Sohna region. A total of 23 licences have already been awarded to private builders for construction and selling of affordable housing units.

      Almost all the leading banks these days offer home loans at extremely affordable rates of interest. For a comparative study of the different home loan schemes offered by various banks, refer to a third party website like BankBazaar.

      30th March 2015

    Gurgaon Home Loan Reviews

    • HDFC Limited Home Loan
      "Need to improve in communication"
      0.5 3.5/5 "Pretty good"
      HDFC Ltd is poor in the communication and the process is okay. But when ever I contact them for any information related to the account they have not responded and when RBI reduces the interest rate to .5% they do not fluctuate the rates on the home loan.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 15, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      This is the first time I have placed an online request for my home loan. The website is helpful to compare with multiple banks interest rate and processing charges. The customer is good and more convenient. I would say, it is a one stop solution for the customers.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 12, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      When I approached PNB Housing Finance Limited for my home loan got good support. Actually I had changed my plan, right now there is no requirement for me. So I requested them to cancel my application. There were no issues with the bank side. Rate of interest is not discussed.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 12, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My experience with Bank bazaar was really good. This is the first time and the customer service was really good. The responses was up to the mark . The website was easy to navigate and accessible. The options like EMI, FD calculator was also useful. My overall experience was good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 09, 2017
    • DBS Bank Home Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have approached DENA BANK for my home loan. I have postponed the plan for 6-1 years so I have cancelled the application. The rate of interest was 8.25% which was bit low comparing to other banks. My overall experience was good and i would like to rate 5 out of 5 overall.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 09, 2017
    • Indiabulls Home Loan
      "Response part should be improved"
      0.5 2.0/5 "Expected more"
      India Bulls customer service is not upto the mark, I am the one who reached them on the home loan process. ICICI gave me 8.4% of interest, but India bulls gave me lesser interest around 8.35% its good. But India bulls taken ten days to complete the loan process. I took the home loan of Rs. 19 lakhs with tenure of 20 years.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 05, 2017
    • Bank Bazaar Home Loan
      "One stop solution for banking needs"
      0.5 4.0/5 "Great!"
      I got a call immediately from Bank Bazaar when I applied for the home loan it shows different options and different interest which is easy to compare the banks to take the best thing. Bank Bazaar gave me regular follow ups to connect with the particular bank which I selected.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 05, 2017
    • ICICI Bank Home Loan
      "Response time should be reduced"
      0.5 3.0/5 "Satisfactory"
      ICICI people called me after two weeks of my home loan request meanwhile India bulls have approval my home loan. I would like to suggest ICICI response time should be improved, they should immediately reach the customer on their loan request.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 05, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar promptly followed up on my application They had given me an immediate call and response towards my loan application. This is not my first experience from bank bazaar and in future also if i need anything for sure will opt bank bazaar only. Even my application has been assigned to the bank without any delay.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 30, 2017
    • Axis Bank Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Axis bank had provided me with 8.5% as interest rate for the home loan and the customer service is very good and I used to get the call from them for followups. Processing fee charge is around 5k EMI is around 6500 rupees fro 20 years and documents where collected by the bank executives and verification was also done on time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 30, 2017
    • Punjab National Bank Home Loan
      "Good response"
      0.5 4.0/5 "Great!"
      I took the home loan at 2010 from PNB Housing, at the time their rates was nominal. I took the amount of Rs. 12 lakhs for the tenure of 20 years. PNB Housing gave floating rate recently also they have reversed my interest rate as per the government norms.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 21, 2017
    • Indiabulls Home Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      The response and the follow up provided by India bulls for the housing loan was really good and the interest rate is around 9.4% which is high. Customer service is okay one for me but the interest rate is the major concern, Actually iam planing to do balance transfer.Response and other things are really fine one for me
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The best part of Bank Bazaar, they have good follow up and continuous assistance on loan request. I used Bank Bazaar site for the first time and I applied for home loan its good and it gave successful experience on it overall i can say it was nice and wonderful experience from them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 21, 2017
    • Punjab National Bank Home Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I was not at all happy with the experience and the services i had with the PNB HOUSING FINANCE LIMITED .As i applied for the home loan in the PNB finance documentation process was not in clear way,also it was not really endure and the rate of interest was high for that is the reason i did not go a head with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 21, 2017
    • Punjab National Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      It very good service i experience with PNB HOUSING FINANCE LIMITED . The customer service for the PNB Finance . it was up to the mark . The PNB housing deals with the customer in a real polite way and gives a related data which is required .The reason i did not take the loan because of some personal problem . I liked the service provided from the bank side .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 20, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      Iam so happy with the exp i am receiving with the BANK BAZAAR . it is just amazing the way website of bank bazaar it is so user friendly to me and i also think it will be user friendly for the other customers also . BANK BAZAAR has a compare options in which i was able them and get the best option based on my eligibility so that was kind of good .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 19, 2017
    • Punjab National Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      It very good service i xep with PNB HOUSING FINANCE LIMITED . the customer service for the PNB Finance . it was up to the mark . the PNB housing deals with the customer in a real polite way and gives a related data which is required .The reason i did not take the loan because of some personal problem . i liked the service provided from the bank side .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 19, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I loved the service provided by bankbazaar.com, I got what all information what I was in need of to compare. Bankbazaar reached me on time and delivered the information in a better way and i enjoyed their services to the most.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 14, 2017
    • Punjab National Bank Home Loan
      "Good one"
      0.5 4.0/5 "Great!"
      Over all it was a below average experience with PNB housing loan, but the information about the home loan for the PNB housing finance was not delivered in a proper manner and neither the bank contacted me for the same. Therefore I am unhappy with their services.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 14, 2017
    • Punjab National Bank Home Loan
      "Good service with PNB"
      0.5 5.0/5 "Blown Away!"
      The disbursed loan amount from PNB HOUSING FINANCE LIMITED is 29 lakhs 60 thousand plus 90000 for insurance . The rate of interest provided by the bank is 8.5% for 20 years with an EMI 26400. The charged processing fees comes around 7500. I took 1 month for the approval of my loan
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 11, 2017
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