A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Gurugram

    Home loans in Gurugram have interest rates that range from 6.85% p.a. to 11.50% p.a. Providers offer loans to eligible individuals with up to 30 years repayment tenure. Processing fees is up to 0.50% of the loan amount. The maximum loan amount can range from Rs.30 lakh to no upper limit.

    Home Loan Interest Rate in Gurugram

    Interest Rates 6.85% to 11.50% p.a.
    Processing fee Up to 0.50% of loan amount
    Maximum Loan Amount Amounts exceeding Rs.75 lakh
    Maximum Tenure Up to 30 years

    Compare: Home Loan Interest rate

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    We found 35 Gurgaon Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% Floating
    ₹3,000 - ₹5,000 One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 8.30% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.00% Fixed
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    10.20% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    8.85% - 16.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.70% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% Fixed
    ₹2,500 One time fee
    Rs.1L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.80% Floating
    0.50%(Max ₹7,500) One time fee
    Up to Rs.15Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know

    Best Home Loan Providers in Gurugram

    Home Loan Providers Branch Location
    Axis Bank SCO 29,
    Old Delhi Gurugram Road,
    Sector 14,
    Gurugram-122001
    Bank of Baroda Shop No 19-20,
    Shopping Mall,
    DLF City, Phase-I,
    Arjun Marg,
    Gurugram-122002
    HDFC Bank
    SCO No 15,
    Sector 14
    Gurugram-122001
    South Indian Bank SCO No.97,
    Sector-31,
    Gurugram-122001
    State Bank of India 4, New Colony,
    Gurugram-122001
    Union Bank of India Bhim Nagar Chowk,
    New Railway Road,
    Gurugram-122006

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years Passport, voter ID, PAN card, driving license
    Residency Resident of India Driving license, PAN card, passport, voter ID
    Employment Self-employed or salaried Employee ID
    Income Salaried – Starting at Rs.10,000 p.m.
    Self-employed – Business income starting at Rs.1.8 lakh p.a.
    For salaried:
    • Salary slips of the last 3 years
    • Bank statements from the last 6 months
    • Form 16 and IT returns from the last 2 years
    For self-employed:
    • Income tax returns of 3 previous years
    • Profit & loss accounts with balance sheets of 3 previous years
    • Bank statements from 12 previous months

    You can buy or construct your own home in Gurugram now with the help of home loans offered by leading banks in the city. The affordable interest rates and processing fees combined with minimal documentation and hassle-free application processes makes your dream home one step closer to reality.

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    Gurgaon Home Loan Reviews

    • Oriental Bank of Commerce
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan directly from Oriental Bank Of commerce .The rate of interest and the processing fee was very nominal,I have got the loan amount sanctioned on time ,There was no drawbacks faced so far on using this service .From bank end all t he detail was shared and i am satisfied with the service .
      Was this review helpful? 4
      , gurgaon
      Reviewed on Dec 01, 2019
    • Bank of Baroda
      Bank of Baroda
      "Great Experience"
      0.5 4.5/5 "Excellent!"
      Because the project i have selected which is approved by Bank of Baroda and it was smooth transaction and i just given my documents and i haven't faced any hassles. They have offered me a interest rate of 8.25%. They immediately sanctioned loan and it got credited within 15 days.
      Was this review helpful? 14
      , gurgaon
      Reviewed on Aug 04, 2019
    • HDFC Limited
      "They muse reduce the interest rates"
      0.5 3.0/5 "Satisfactory"
      Interest rates are bit high when i compared from Nationalized bank. HDFC service is very good. They have offered me a interest rate of 8.75%. They took 1 month to sanctioned the loan. I have been paying the EMI amount of Rs. 13000 in a year. I have chosen the tenure period of 15 years.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 04, 2019
    • Axis Bank
      "Process should be transparent and faster"
      0.5 4.0/5 "Great!"
      Long time back I took home loan from Axis, at the time I visited multiple time to the bank for submitted the papers. It took more than 2 months the loan amount was Rs. 21 lakhs for the duration of 28 years, they do have balance transfer, part payment option. The amount which they committed and I got is different its should be prompt.
      Was this review helpful? 26
      , gurgaon
      Reviewed on Aug 01, 2019
    • SBI
      "It can be better"
      0.5 4.0/5 "Great!"
      I took a home loan with SBI and its been 3 years. I have purchased a residential property. There was a delay in the loan process because the bank person is on leave so it took more than 30 days for the approval. The interest rate and processing fee is nominal. I opted the loan for 30 years.
      Was this review helpful? 10
      , gurgaon
      Reviewed on Jul 19, 2019
    • Bank of Maharashtra
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have applied cor home loan directly through Bank Of Maharashtra and the loan amount was 8lakh for 15years .rate of interest of was nominal , processing zero ,loan amount t on time,and the loan amount was sufficient .Customer service was really good and the process was really good .
      Was this review helpful? 11
      , gurgaon
      Reviewed on Jun 25, 2019
    • Indiabulls
      "Need to decrease charges"
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan in INDIA BULLS before 3 years back, the loan amount is sufficient for the tenure of 20 years. The process was smooth for a documents verification. On time loan got sanctioned.The rate of interest and the processing fee are high. As of now there is no issue from their end.
      Was this review helpful? 2
      , gurgaon
      Reviewed on Jun 24, 2019
    • HDFC Limited
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been taken my housing loan with HDFC LIMITED a while ago, the loan amount which they have given to me was sufficient, the rate of interest they have charged me was sufficient, the processing fee they have charged me up to 8000 which was minimal, still this loan is running, so far i did not face any issue.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 20, 2019
    • HDFC Limited
      "Good Service"
      0.5 4.0/5 "Great!"
      I ave taken Home Loan through HDFC Ltd which i have applied directly ,The rate of interest and processing fee was nominal ,The loan amount was 10.5lakhs and for the tenure of 15years ,The loan amount got on time ,loan amount was sufficient, The agent gave all the process clearly and this loan is still loan on process.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 08, 2019
    • Punjab National Bank
      "Very good"
      0.5 4.0/5 "Great!"
      I have taken home loan from punjab national bank last five years my tenure is twenty years and I am satisfied with loan amount and rate of interested is nominal and no additional charge given needs. Also their customer service is good and I am satisfied with Punjab National Bank.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Mar 30, 2019
    • Punjab National Bank
      "Rate of interest should be reduced"
      0.5 5.0/5 "Blown Away!"
      Earlier I had the loan from PNB, then I switched over to ICICI, because of the rate of interest . Remaining all very good even the customer support is very proactive, the bank documentation process was hassle free, I don't want reach out to the bank for any concern. The executive gave me the door step service to avail the housing loan.
      Was this review helpful? 2
      , gurgaon
      Reviewed on Mar 16, 2019
    • HDFC Limited
      "process to be faster"
      0.5 3.5/5 "Pretty good"
      I took a home loan in HDFC LTD and its still running. Overall my experience was good but with their customer service which am not fully satisfied. They took longer time to respond where I need to followup many times. They took almost 2.5 months to do the process for changing the interest rate.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Feb 09, 2019
    • DHFL
      "Bad experience"
      0.5 2.0/5 "Expected more"
      I have been using my home loan with DHFL , they have given me sufficient loan amount , and the rate of interest they have charged me up to 9.5% which was bit high for me and even processing fee they have charged me was nominal,there support team is not customer friendly, they do not resolve my issue, and the loan amount they have given me after 40 days after getting approval, they have taken 40 days interest as well, i asked them regarding this they said it is necessary to pay this charges,i have bad experience with this bank.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Jan 20, 2019
    • Axis Bank
      "Satisfactory Loan Process"
      0.5 4.0/5 "Great!"
      I have taken the loan of Rs. 56 lakhs, they taken the processing fee around Rs. 1000. Axis bank quoted me 8.5% for the tenure period 22 years. I got the floating request, I am happy about the interest rate and process is good. I don't have any issues with them.
      Was this review helpful? 4
      , gurgaon
      Reviewed on Dec 04, 2018
    • UCO
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with UCO bank and the experience was good, the loan amount was for Rs 3 lacs and this loan was given basically to the Kisaan where the interest rate is only 40 paise per EMI. There is no tenure period for this loan and the customer support was very good.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Nov 20, 2018
    • SBI
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I have been holding my home loan with State bank of India, there service is not up to the mark, there rate of interest and processing fee is too high and i loan amount as i expected they have given too low and even customer support team is not good they are not responding about interest rate or any query they didn't kept there words .
      Was this review helpful? 2
      , gurgaon
      Reviewed on Nov 01, 2018
    • review
      "Not a good expereince"
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan from the Tata Capital for 50 Lac, the interest rate was very high. Even after clearing the loan it took almost one month to get the documents back, which wasn't a good experience at all.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Aug 29, 2018
    • Punjab and Sind Bank
      "Worst Service"
      0.5 1.0/5 "Really Bad"
      I have taken home loan from the Punja Sindh bank for 30 Lacs, there were pre-closure charges. Their interest rate and charges were pretty much high. I closed the loan but it was a terrible experience in taking a home loan from the Punjab Sindh Bank.
      Was this review helpful? 7
      , gurgaon
      Reviewed on Aug 29, 2018
    • Indian Bank
      "good"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan with INDIAN BANK . There is no hidden charges. I use to pay EMI on time and tenure period is 20years. I am satisfied with customer service, i did not face any inconvenience at the time of documentation . Processing fee is nominal. My loan experience was good. My loan amount is up to the mark .
      Was this review helpful? 5
      , gurgaon
      Reviewed on Aug 14, 2018
    • SBI
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      My home loan is with State Bank of India. The customer services are good and the process was fine to get the loan. The documentation was nominal too. But they have offered me a very high rate of interest which is around 9%. The processing charges are also very high.
      Was this review helpful? 7
      , gurgaon
      Reviewed on Aug 13, 2018
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