Home Loans in Gurugram

Home loans in Gurugram have interest rates that range from 6.85% p.a. to 11.50% p.a. Providers offer loans to eligible individuals with up to 30 years repayment tenure. Processing fees is up to 0.50% of the loan amount. The maximum loan amount can range from Rs.30 lakh to no upper limit.

Home Loan Interest Rate in Gurugram

Interest Rates

6.85% to 11.50% p.a.

Processing fee

Up to 0.50% of loan amount

Maximum Loan Amount

Amounts exceeding Rs.75 lakh

Maximum Tenure

Up to 30 years

Compare: Home Loan Interest rate

Best Home Loan Providers in Gurugram

Home Loan Providers

Branch Location

Axis Bank

  SCO 29,Old Delhi Gurugram Road,Sector 14,Gurugram-122001  

Bank of Baroda

  Shop No 19-20,Shopping Mall,DLF City, Phase-I,Arjun Marg,Gurugram-122002  

  SCO No 15,Sector 14Gurugram-122001  

South Indian Bank

  SCO No.97,Sector-31,Gurugram-122001  

State Bank of India

  4, New Colony,Gurugram-122001  

Union Bank of India

  Bhim Nagar Chowk,New Railway Road,Gurugram-122006  

Eligibility and Documents Required

Purpose

Eligibility

Documents Required

Age

18 years to 75 years

Passport, voter ID, PAN card, driving license

Residency

Resident of India

Driving license, PAN card, passport, voter ID

Employment

Self-employed or salaried

Employee ID

Income

Salaried – Starting at Rs.10,000 p.m.Self-employed – Business income starting at Rs.1.8 lakh p.a.  

For salaried:

  1. Salary slips of the last 3 years
  2. Bank statements from the last 6 months
  3. Form 16 and IT returns from the last 2 years

For self-employed:

  1. Income tax returns of 3 previous years
  2. Profit & loss accounts with balance sheets of 3 previous years
  3. Bank statements from 12 previous months

You can buy or construct your own home in Gurugram now with the help of home loans offered by leading banks in the city. The affordable interest rates and processing fees combined with minimal documentation and hassle-free application processes makes your dream home one step closer to reality.

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