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    We found 36 Gurgaon Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.85% - 9.5% (1% higher for plot loans) Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.75% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 10.75% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    8.60% - 8.95% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.05% - 11.0% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 10.75% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Gurgaon Home Loan is Rated as "Great!" by 342 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Gurgaon Home Loan

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Gurgaon Home Loan if you are

    01
    02
    03
    04
    Gurgaon Home Loan Minimum Age

    At least 21 years old

     Gurgaon Home Loan Maximum Age

    Less than 65 years old

    Gurgaon Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Gurgaon Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Home Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Gurgaon Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Gurgaon Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Home Loan amount by these steps

    01
    02
    03
    Gurgaon Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Gurgaon Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Gurgaon Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Gurgaon Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Home Loan Interest RatesUpdated on 18 Jun 2018

    Gurgaon Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Gurgaon Home Loan Reviews

    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is a good platform for all the financial [products . The customer service and responses was up to the mark. The executives were very helpful and the website is also very user friendly. I have not faced nay issues with their service so far so i would like to recommend to others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 08, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar so far, they provide good services when compared to all other sources in the market. Customer service was good with bankbazaar and they responded on time. I am using website from last 4-5 years, it is user friendly and easy to navigate.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 28, 2018
    • Punjab National Bank Home Loan
      "Needs to improve on customer service"
      0.5 4.0/5 "Great!"
      My home loan application was approved with PNB Housing Finance and the experience was good. The loan amount was based on my requirement and the rate of interest was nominal when compared to other sources. I received my loan amount on time and the customer service was not up to the mark. The tenure period for this loan is 20 years.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 28, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The transparency in the rate of interest and in terms of financial implementations is not up to the mark with the HDFC LIMTED. The customer support service is good with the HDFC LIMTED and they have disbursed the loan amount within the promised time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 11, 2018
    • Bank Bazaar Home Loan
      "Reliable site"
      0.5 5.0/5 "Blown Away!"
      I would describe Bankbazaar as a reliable site, I am very much happy with the site response. Happy with the proposal and suggestion given by bankbazaar even the co-ordination part was excellent. Though, I am not happy with the bank I am happy with the service rendered by bankbazaar.com.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 24, 2018
    • Indiabulls Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      It took around 2 days to approve the home loan from the INDIA BULLS, but they are not intimating the status of the product as well they haven't gave me any information regarding my home loan application. The customer support service sent me a message saying that the home loan got approved but they never contacted me so far.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 16, 2018
    • HDFC Limited Home Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I have got the home loan service from the HDFC LIMITED and I have got the required loan amount from the HDFC LIMITED and they have disbursed the loan amount with in a month time. The rate of interest and the charges are average with the HDFC LIMITED.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 13, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      Service is good and for the first time loans are so much rewarding along with free credit score. but need to focus on call timing as they call customers any time. they can ask customer preference of call time at the time of filling the application itself.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 19, 2018
    • Bank Bazaar Home Loan
      "Great"
      0.5 5.0/5 "Blown Away!"
      I am using Bankbazaar.com for sometime and I been with them from the last five years of time. I would like to say that the customer service is good one for me with them. Mobile application and the EMI calculator is easy to access.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 02, 2018
    • ICICI Bank Home Loan
      "It works"
      0.5 4.0/5 "Great!"
      I got the Home loan with the ICICI bank and there were no issues on it. I would like to say that the customer service and the response was pretty good and the loan amount got disbursed within fifteen to twenty days of time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 02, 2018
    • Oriental Bank of Commerce Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my home loan with ORIENTAL BANK for about 6 years . The loan amount was 6 lakhs and the Interest rate was 8-9% which is average . The tenure period was 25 years . They have provide door step service for collecting document . The processing fee was nominal . My overall experience was excellent .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 31, 2018
    • Axis Bank Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a home loan from Axis. The rate of interest they offer me is fine compared to others in the market. The documents have been collected from my door step and staffs of Axis home loan team is good. It was totally a good experience with Axis home loan department.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 18, 2018
    • HDFC Limited Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The rate of interest offer by Hdfc LTD home loan department is 8.35 which is fine compared to others in the market.The customer support is good and the documents procedure was been easy ,it was totally a good experience with Hdfc LTD home loan team.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 18, 2018
    • IDBI Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with IDBI bank, it was a good loan experience. The loan amount was for Rs 17 lakhs with the nominal rate of interest rate when compared to all other banks. The process was smooth and the loan amount was disbursed within the given time. Customer service was good and they provided door step service to collect the documents. The tenure of the loan is 20 years and it was a good service overall from IDBI bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 29, 2017
    • Bank Bazaar Home Loan
      "OK OK EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      i will rate average for the bank bazaar actually because i only got a call from the bank bazaar side , The customer service was good from the bank side .on the call i received from the bank bazaar side everything was explained to me . it was a very good experience .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 29, 2017
    • Axis Bank Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      With the bank side it was a good experience with AXIS Bank . i guess the bank people canceled my application . They never called me , i never got a call from the bank side . The Customer service was not that good i would say then again i can't blame the bank for this but still the service was not that good . No information was given from the bank side .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 29, 2017
    • Bank Bazaar Home Loan
      "WONDERFUL SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was over all a good experience with Bank Bazaar . It was a prompt reply from the bank bazaar side .the Customer service was good from their end and within a day i received Call form the bank bazaar end every thing was explained to me in detailed way . The Website of bank bazaar is user friendly and real easy to use . I checked the Credit score on the website of bank bazaar .
      Was this review helpful? 1
      , gurgaon
      Reviewed on Dec 20, 2017
    • Punjab National Bank Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      It was a good experience over all with the PNB Bank .the customer service was good from the bank side for the Home loan process i applied for . The rate of interest was high as compared from the other bank . The bank was rigid on the rate of interest not flexible so i did not opt for the loan process . I will rate 3 for the rate of interest and rest everything was fine from their side .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 20, 2017
    • Indiabulls Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I took home loan from India bulls, they sanctioned Rs. 24 lakhs for the apartment they are good. Interest rate was nominal as per the market and there was no hidden charges its good. I took the loan for the period of 15 years with the floating rate.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Dec 13, 2017
    • DHFL Home Loan
      "Average"
      0.5 2.5/5 "Just OK"
      I am having the home loan with the DHFL limited and the customer service is not really good one. The loan amount got disbursed within couple of months. I am happy with the DHFL limited and am happy with them till now.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 25, 2017
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