A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Gurgaon Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.65% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Gurgaon Home Loan Reviews

    • HDFC Limited Home Loan
      "Poor Service"
      0.5 1.5/5 "Bad"
      Very poor service. They claim to be transparent on the process and commitment , however, have a very poor support. @Sector 62, Noida branch. Till the time processing fees is not encashed, all is good, after , complete turn around on the attitude and response. You can be even cheated after commitment done.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 13, 2017
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have closed the home loan with the HDFC LIMITED and the interest rate was on higher end. Response was good one with them and the loan amount got disbursed to my account on specified time period. There were no issues with them till now.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 10, 2017
    • Bank Bazaar Customer Support
      "Top ranking"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is simply superb and I like the way my request is executed. I am using Bankbazaar.com from the last one year of time. The service aspects are really good with bankbazaar. Website of Bankbazaar.com is very much easy to access.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Experience is okay for me with the ICICI bank for the home loan, which I have got. They dont have specific follow up system with the customers and they need to work on it. Rest of the things with the ICICI bank is really fine.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 10, 2017
    • Bank Bazaar Customer Support
      "Responsive"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar provided a proper assistance for my loan application. Easily I submitted my application on their website. On the receipt of my application, they promptly contacted me and provided the required details for the loan and forwarded to the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 01, 2017
    • ICICI Bank Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I had taken home loan from ICICI bank. The bank processed my home loan application in a good manner and I am completely happy with the service. Noting went wrong during the loan process and the interest rate is around 8.7% which is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 01, 2017
    • ICICI Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The service was not very prompt with ICICI bank in concern to my home loan, that reason I have given a average rating to their customer support. I try reaching the ICICI executives couple of times and after 4th and 5 th time It connected . We can't easily connect with the ICICI executives and reaching ICICI customer service is very difficult. The executives are very low on the product knowledge , it would be great if they can train on the product knowledge The rate of interest is nominal with the ICICI bank.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jun 12, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I was surfing through google , I found bankbazaar web site. The bankbazaar web portal is very much easy to use and user friendly. The bank bazaar customer support had done pretty well they were offering a very good offer provided by different kind of banks in concern to my home loan and they helped me to choose the product out of many options. offered by them, I am very much satisified with their service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 12, 2017
    • DBS Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The DBS bank gave immediate call in concern to my home loan application , I would rather say they are very prompt in their response. Their Regional Manager are very upfront and truth in offering the product and they don't want just the product to be sold they were making understand the customer what they going to get, in fact the transparency was seen in the service. The rate of interest was nominal with DBS bank. I didn't go for the loan , because my home loan got approved with other bank with the same interest rate.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 12, 2017
    • LIC Housing Home Loan
      "LICHFL Review"
      0.5 0.5/5 "Unacceptable"
      Pathetic Service. They charge heavily. They even charge to change the interest . They charge to get any document. Be ready to pay at least 2-3 lacs extra. People are also very bad. They treat you like insects. They will make you wait for hours to get things done. If you require any document then they will take at least 2 months - so effectively 2 months of EMI or more.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jun 07, 2017
    • Bank Bazaar Customer Support
      "Its more than a portal"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is good in coordinating with the customers. I got the response in fraction of seconds and I consider it not only as the financial portal its more than a portal. Look and feel about the Bankbazaar.com is really good and everything works in a refined manner.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 16, 2017
    • Punjab National Bank Home Loan
      "Go for it"
      0.5 4.0/5 "Great!"
      Rate of interest was lesser one with the PNB housing finance limited like it was around 8.5%. They don't have any geographical conditions to provide the funds. I got the loan amount within 25 days of time. Response and other aspects were fine and I want to suggest that they should not put multiple insurance policies and rest of the things worked out in a nice way.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 16, 2017
    • Bank Bazaar Customer Support
      "Timely Response"
      0.5 4.0/5 "Great!"
      I received timely response from Bankbazaar. The website is kind of easy to access and it was simple to submit the application form over the site. I got good response once I left my loan application with them. There were no issues with bankbazaar.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 16, 2017
    • SBI Home Loan
      "Interest rate can be reduced"
      0.5 4.0/5 "Great!"
      I did not find any challenges with State bank of India for my housing loan. The interest rate which I got from the bank is as same as other banks, I had a word with the bank on the same to reduce it but still I got higher rate of interest which is .25% higher than other banks, so I am not much happy with the rate of interest. Additionally, documentation process is not so simple with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 16, 2017
    • HDFC Limited Home Loan
      "Poor service"
      0.5 0.5/5 "Unacceptable"
      Took a home loan nearly 3 years back. Very poor experience and extremely unsupportive customer care. Whenever interest rate increases by RBI, they are extremely prompt to increase within a minute but if it is reduced by RBI, you need to visit bank, make request and pay service charge like they are doing a favor.
      Was this review helpful? 2
      , gurgaon
      Reviewed on May 13, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar promptly followed up on my application They had given me an immediate call and response on my loan application. This is not my first experience with bank bazaar also in future I would surely opt for bank bazaar services too. Even my application has been assigned to the bank without any delay.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 17, 2017
    • Axis Bank Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Axis bank had provided me with 8.5% as interest rate for the home loan and the customer service is very good and I used to get the call from them for followups too. Processing fees and charges are around 5k EMI is around 6500 rupees for 20 years and documents were all collected by the bank executives and verification was also done on time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 17, 2017
    • HDFC Limited Home Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      Though it was a delayed process with SBI for the home loan, I would still want to go back to them in the future or recommend them. But I would not want to do the same with HDFC Ltd. They were no good when I went to the office for my loan requirement there was a denial.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Apr 17, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      The experience was good at Bankbazaar.com, they were on time in contacting me and giving me the details of banks. They also followed up on a regular basis. The website was nice with a lot of details and it was also simple to register and to browse through.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 17, 2017
    • SBI Home Loan
      "Delayed process"
      0.5 1.0/5 "Really Bad"
      It was not a very good experience with SBI. They took five months for the home loan approval. Though they have delayed much, they were very concerned on me and they were helpful in resolving all my queries. The rate of interest and processing charges was also on the average side.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 17, 2017
    Common Loader Icon

    Gurgaon Home Loan is Rated as "Pretty good" by 278 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Gurgaon Home Loan if you are

    01
    02
    03
    04
    Gurgaon Home Loan Minimum Age

    At least 21 years old

     Gurgaon Home Loan Maximum Age

    Less than 65 years old

    Gurgaon Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Gurgaon Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Home Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Gurgaon Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Gurgaon Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Home Loan amount by these steps

    01
    02
    03
    Gurgaon Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Gurgaon Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Gurgaon Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Gurgaon Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Home Loan Interest RatesUpdated on 20 Aug 2017

    Gurgaon Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    News About Gurgaon Home Loan

    • Homes at Affordable Rates in Gurgaon

      With the introduction of Affordable Housing Projects 2013, by the Haryana Government, owning a home in Gurgaon will no longer be just a dream for the middle class/lower-middle class.

      A 1BHK will be priced as low as around Rs 13 lakh, and 2BHK around Rs 18 lakhs. The affordable housing projects are proposed to take shape in Gurgaon and Sohna region. A total of 23 licences have already been awarded to private builders for construction and selling of affordable housing units.

      Almost all the leading banks these days offer home loans at extremely affordable rates of interest. For a comparative study of the different home loan schemes offered by various banks, refer to a third party website like BankBazaar.

      30th March 2015

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