Different banks offer home loans to the residents of Faridabad at rates of interest ranging between 7% p.a. and 11.10% p.a. with processing fee ranging from 0% to 0.5% of the loan amount. If you reside in Faridabad, you can apply for a home loan with loan amount up to Rs.75 lakh and above and a repayment tenure of up to 30 years.
Salaried - At least Rs.10,000 p.m.
Self-employed - At least Rs.2 lakh p.a.
Bank statement, bank passbook, last 3 month's salary slip, last 6 month’s salary slip, latest Form 16 and IT returns, and Business proof/trade professional license/sales tax returns
If you are a resident of Faridabad and is looking to apply for a home loan, then you can either visit any of the bank’s branches or apply for a home loan from a lender online. You must, however, properly research different home loans and check if you meet the eligibility criteria. If you meet the eligibility criteria and feel the home loan offered by a bank is suitable for you, you can go ahead apply for it either online or by visiting the nearest branch.
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I have taken a home loan from HDFC LIMITED. I applied through bank executive and loan amount credited with in 30 days. I have opted for loan amount of 7L with the rate of interest 12.6% which is fine compared with other bank locking period is 3 years. Processing fee is Rs. 12,000 but its okay.
The process is good with PNB Housing Finance. The customer service is excellent. The charges are not very clear and it has to be more transparent. They took a processing fee of 14,000 rupees for the loan amount of 60L. The tenure is 30 years. The documentation process is simple.
I had taken a Home Loan from DHFL LTD a long time back and the loan is still running. The loan amount has been sufficient but the interest rate with them has been quite high, where they had not reduced the interest rate as well. The processing fee and charges which they had made has also been high when compared with the other banks.
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1
RAGHVENDRA PAL SINGH
, faridabad
Reviewed on Apr 20, 2019
Purchased my home loan from DHFL. Got the loan 1 year back according to my documents, DHFL provided me a home loan. At the moment, i have not paid any EMI till the possession and so far the builder has been paying the EMI. I have bought the loan amount of Rs. 24 lakhs and i do not remember about the interest rate. I pay processing fee of Rs. 4500. Total tenure period of the loan is 22 years.
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7
PUNEET SHARMA
, faridabad
Reviewed on Feb 25, 2019
I have taken a home loan with PNB Housing Finance and my experience was good, the loan amount was based on my requirement and the rate of interest was high when compared to others. Customer service was good and the tenure period for this loan is for 15 years.
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4
TARUN KUMAR JINDAL
, faridabad
Reviewed on Aug 30, 2018
I have taken a home loan from HDFC LTD and the experience was good., the loan amount was for Rs 20 lacs with nominal interest rate. The process was smooth and i received my loan amount on time. The tenure period for this loan was 10 years but l preclosed in 3 years, there was no additional fee charged.
My home loan was taken with SBI 3 months back.The loan amount was 34lakhs and the Interest rate was 8.40% which is satisfactory . The customer service and responses was very good The tenure period was 36 months. The loan process was smooth and hassle free . They have provided door step service for collecting documents.
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6
SHIV NANDAN BALI
, faridabad
Reviewed on Mar 03, 2018
My home loan was taken with HDFC LTD 13 years back. The loan amount was 12 lakhs and the interest rate was 7.55% which was lower than other banks in the market.The tenure period was 20 years and the loan process was very much satisfactory .My overall experience was very good and it is very much recommendable .
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3
NIKHIL BHATIA
, faridabad
Reviewed on Dec 28, 2017
The Interest Rate is 8.5%, which I felt is a little higher than what government Bank offers. The Process for the application got over quickly and documentation required was pretty low too. It's difficult to reduce the Rate of Interest with them.
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5
CHANDRA PAL SINGH
, faridabad
Reviewed on Dec 01, 2017
The process for my Home Credit Loan was done instantly and it didn't require much process too. The rate of interest offered is pretty low too and the Bank was pretty responsive for the Loan. I had the complete outline about the Loan and it was easy for me to select the product.
I applied for a home loan in PNB HOUSING FINANCE LIMITED. Then later I had to close my home loan application with PNB HOUSING FINANCE LIMITED as I have decided to postpone the plan of getting a home now. But they offered me the home loan with 8.25% as rate of interest.
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0
NISHANT AGRAWAL
, faridabad
Reviewed on Nov 17, 2017
I have taken a home loan with Central Bank Of India and it has been a smooth process with them. The procedures and process was completed on time and has been hassle free with the services during the term. I have not had any issues throughout the entire process.
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3
MANISH SINGHAL
, faridabad
Reviewed on Nov 15, 2017
I have approached Punjab National bank for my home loan. The customer service and responsiveness was up to the mark but the there is no requirement for the loan now so have cancelled the application. The rate of interest was 8.59% which was average in the market. My overall experience was average .
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0
DEEPAK GUPTA GUPTA
, faridabad
Reviewed on Nov 15, 2017
I have taken the home loan service from TATA CAPITAL on last December the interest rate they offered was 8.25 the documents have been collected from my door step the payments where through online it was a excellent experience with TATA CAPITAL for my home loan service.
The customer service was real good from the PNB Housing Finance side . The information was delivered to me in proper way as I wanted . The rate of interest given was around 8.5% and they were charging the processing fee about rupees 10,000 . Due to some personal reason i did not take the loan .
I had applied for a home loan with PNB Housing Finance limited but did not proceed with the application as i had changed my plan. I would however like to say that the response and service received from them during the initial stages was good. I had a good experience with them.
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0
PANKAJ KUMAR KUMARA
, faridabad
Reviewed on Oct 11, 2017
I have applied for a home loan with PNB housing finance limited for an amount of 55 lakhs,rate of inerest is 8.35% for a tenure of 20 years. Documents were submitted no response from the banks end.Little disappointed with the service,they should improvise the service and update the customer within the TAT.
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0
BIRJPAL SINGH
, faridabad
Reviewed on Oct 09, 2017
The customer service was real good from the PNB Housing Finance side . The information was delivered to me in proper way as I wanted . The rate of interest given was around 8.5% and they were charging the processing fee about rupees 10,000 . Due to some personal reason i did not take the loan .
From AXIS bank no body contacted me on the home loan process, infact no body turned up to collect the documents. I am very disappointed with this, I would like to suggest, what ever it may be bank should call to the customer and acknowledge the request.
Service is very good from AXIS bank ,I had some problem during documentation part representatives were also very helpful and responsible, still the service is average from AXIS bank I don't have any issue with AXIS bank home loan service but I feel they need to improve some more in their service.
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0
HARINDER MEHTA
, faridabad
Reviewed on Oct 03, 2017
