A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Faridabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Faridabad Home Loan is Rated as "Great!" by 191 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Faridabad Home Loan

    Faridabad is the largest city in the north Indian state of Haryana, in Faridabad district. The district shares its boundaries with the National Capital and Union Territory of Delhi.Various big companies have established their headquarters here. There are some IT Companies established their database centres here. Faridabad is a massive economic engine of Haryana. Faridabad generates over 50% of the income tax for the Haryana government.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Faridabad Home Loan if you are

    01
    02
    03
    04
    Faridabad Home Loan Minimum Age

    At least 21 years old

     Faridabad Home Loan Maximum Age

    Less than 65 years old

    Faridabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Faridabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Faridabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Faridabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Faridabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Faridabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Faridabad Home Loan amount by these steps

    01
    02
    03
    Faridabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Faridabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Faridabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Faridabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Faridabad Home Loan Interest RatesUpdated on 23 Nov 2017

    Faridabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Faridabad Home Loan Reviews

    • Kotak Home Loan
      "Better Loan to have"
      0.5 4.5/5 "Excellent!"
      The process for my Home Credit Loan was done instantly and it didn't require much process too. The rate of interest offered is pretty low too and the Bank was pretty responsive for the Loan. I had the complete outline about the Loan and it was easy for me to select the product.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 20, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar company is very good in this platform of getting any kind of loans and credit cards and other banking products from different banks by comparing and availing the best product. Bank bazaar called me on the same day which is good customer service from them and their website is good and easy to access.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 17, 2017
    • Punjab National Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I applied for a home loan in PNB HOUSING FINANCE LIMITED. Then later I had to close my home loan application with PNB HOUSING FINANCE LIMITED as I have decided to postpone the plan of getting a home now. But they offered me the home loan with 8.25% as rate of interest.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 17, 2017
    • Central Bank of India Home Loan
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with Central Bank Of India and it has been a smooth process with them. The procedures and process was completed on time and has been hassle free with the services during the term. I have not had any issues throughout the entire process.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 15, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a very good platform for all the financial products. The customer service and responsiveness was up to the mark. The options like credit score and EMI calculator was very user full and their website is user friendly . My overall experience was excellent and I would like to recommend .
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 15, 2017
    • Punjab National Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have approached Punjab National bank for my home loan. The customer service and responsiveness was up to the mark but the there is no requirement for the loan now so have cancelled the application. The rate of interest was 8.59% which was average in the market. My overall experience was average .
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 15, 2017
    • Tata capital Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken the home loan service from TATA CAPITAL on last December the interest rate they offered was 8.25 the documents have been collected from my door step the payments where through online it was a excellent experience with TATA CAPITAL for my home loan service.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 11, 2017
    • Bank Bazaar Home Loan
      "OK OK EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      It was a nice service that I received from BANK BAZAAR.COM . Customer service was real okay . There was some difficulty with a institution so it got cancelled . There was a delay in contacting me from the bank bazaar side . Rest everything was fine .
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 29, 2017
    • Punjab National Bank Home Loan
      "AN AVERAGE EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      The customer service was real good from the PNB Housing Finance side . The information was delivered to me in proper way as I wanted . The rate of interest given was around 8.5% and they were charging the processing fee about rupees 10,000 . Due to some personal reason i did not take the loan .
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 29, 2017
    • Bank Bazaar Home Loan
      "User friendly"
      0.5 4.0/5 "Great!"
      Bank Bazaar Interface is very good and their follow up is nice on the loan products. The executive have contacted me to connect with the bank for the home loan on time and helped service. It was my first experience its good, I would prefer it. But I would like to suggest mail volume should be reduced.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 26, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I purchased an apartment , hence I took the home loan from HDFC LTD for tenure of 20 years. Institution gave me nominal interest rate as per the market and also it was a floating rate . ICICI taken Rs/5000 as some hidden charges. But they gave me good service , the executive called and assisted me on that.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 26, 2017
    • Bank Bazaar Home Loan
      "Good financial platform "
      0.5 5.0/5 "Blown Away!"
      This is my second time using the Bankbazaar website and i would say that my experience with them has gotten better. I find the website to be very useful and also helpful for financial products. It helps with a lot of information and offers available from different banks. I am happy with the service and response i received from them.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 11, 2017
    • Punjab National Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had applied for a home loan with PNB Housing Finance limited but did not proceed with the application as i had changed my plan. I would however like to say that the response and service received from them during the initial stages was good. I had a good experience with them.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      Bank bazaar is a useful site.I have been using it for past six months.where i get to know a comparison of banking products,information is fast and quick,through bank bazaar able to choose the right product as per my need and its easy to navigate.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 09, 2017
    • Punjab National Bank Home Loan
      "Better Banking"
      0.5 3.0/5 "Satisfactory"
      I have applied for a home loan with PNB housing finance limited for an amount of 55 lakhs,rate of inerest is 8.35% for a tenure of 20 years. Documents were submitted no response from the banks end.Little disappointed with the service,they should improvise the service and update the customer within the TAT.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "OK OK"
      0.5 3.0/5 "Satisfactory"
      It was a nice service and experience I had received with BANK BAZAAR.COM . Customer service was real ok . There was some difficulty with a institution so it got cancelled . There was a delay contacting me from the bank bazaar side . Rest everything was fine .
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 04, 2017
    • Punjab National Bank Home Loan
      "OK OK"
      0.5 3.0/5 "Satisfactory"
      The customer service was real good from the PNB Housing Finance side . The information was delivered to me in proper way as I wanted . The rate of interest given was around 8.5% and they were charging the processing fee about rupees 10,000 . Due to some personal reason i did not take the loan .
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 04, 2017
    • Bank Bazaar Home Loan
      "Userfriendly Site"
      0.5 4.0/5 "Great!"
      Best thing I liked very much in Bank Bazaar is response time. As soon as I post the request for home loan, I got quick response. The representative of Bank Bazaar is very helpful on the loan process and also the site is very good and the animation is very understandable.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 04, 2017
    • Axis Bank Home Loan
      "Its Good"
      0.5 1.0/5 "Really Bad"
      From AXIS bank no body contacted me on the home loan process, infact no body turned up to collect the documents. I am very disappointed with this, I would like to suggest, what ever it may be bank should call to the customer and acknowledge the request.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 04, 2017
    • Bank Bazaar Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the home loan via bank bazaar for the first time, but the bank partner haven't gave proper response. I am customer of bank bazaar for past 6months. I have used both bank bazaar website and mobile application, which is easy to use and user friendly.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 04, 2017
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