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    We found 1 DHFL Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9% - 9.75%
    5,000 to ₹20,000 One time fee
    1L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    DHFL Home Loan is Rated as "Pretty good" by 742 Users

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    Home Loan BYTES FROM OUR KITCHEN

    DHFL Home Loan

    DHFL’s network of 359 offices that’s spread across the nation provides services to its demanding customer base. There are also international representative offices in UAE, London and UK to cater to the increasing NRI population in these places. DHFL also has tie-ups with private and public sector banks such as United Bank of India, Punjab & Sind Bank, Central Bank of India and YES bank.

    DHFL Home Loan Interest RatesUpdated on 22 Apr 2018

    DHFL Home Loan Details
    Interest Rate 9% to 9.75%
    Processing Fees Rs.5000 to Rs.20000
    Loan Tenure 1 Year to 30 Years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Required No Guarantor Required

     
    Apply for Home Loan Online

    Features of DHFL Housing Loan:

    1. Loan amount: The maximum loan amount available to customers of DHFL Housing Finance can extend up to 80% of the property’s market value, or 85% of the property’s worth (inclusive of registration charges and stamp duty fees), whichever is less.
    2. Loan Tenure: DHFL home loans can be availed for tenures ranging from one year to 30 years. However, the term will be shorter in case the borrower is nearer to his / her retirement age. The term cannot extend beyond 60 years of age for salaried individuals and 65 years for self-employed individuals.
    3. Purpose of Finance: DHFL home loans can be availed to either construct a home / flat, or to purchase an already constructed home / flat.
    4. EMI Reduction: The EMI on a home loan from DHFL Housing Finance can be reduced if the tenure of the loan selected by the borrower is 30 years. Making the most of this option will ensure that you will have additional cash for living and lifestyle expenses among others.
    5. DHFL Housing Loan
    6. Rate of Interest: Home loans from DHFL Housing Finance can be availed at the Retail Prime Lending Rate (RPLR). This rate changes at regular intervals of time depending upon a variety of factors and conditions that drive the money market.
    7. DHFL home loan processing Fees: The processing fee charged to a borrower at the time of availing a loan is basically the fee for processing your application. The DHFL home loan processing fee for salaried individuals ranges between Rs.5,000 and Rs.20,000, while the fee applicable to self-employed individuals is 1.5% of the loan amount. Tax will be charged as applicable.
    8. Repayment: Individuals who take out a home loan from DHFL Housing Finance will be offered two options with regards to repayment, viz. Electronic Clearing Service and post-dated cheques. Payments through ECS can be made after you have provided standing instructions to your bank, while payments through post-dated cheques will be drawn from your salary / savings account.
    9. Tax Benefits: Home loans from DHFL Housing Finance provide tax benefits to borrowers. Section 24 of the Income Tax Act of India states that interest amounts paid to the bank will be exempt from tax to the extent of Rs.1.5 lacs. Principal amounts repaid in the same year are also tax free to the extent of Rs.1 lac.
    10. Enhancement of Loan Amount: DHFL Home Loans can be availed by individuals, adding a co-applicant can enable you to enhance your loan amount and gain access to additional funds.

    DHFL Home Loan Eligibility

    Applicants can avail 80% of market value or up to 85% of the cost of property (which includes stamp duty and registration fees), whichever is lower, as Home Loan. If applying with an earning co-applicant, the loan amount can be further enhanced.

    The following factors are taken into account to determine the actual Home Loan amount:

    • Age
    • Repayment Capacity
    • Educational qualifications
    • Number of dependents
    • Stability and continuity of income
    • Co-applicant’s income
    • Liabilities
    • Assets
    • Saving habits etc.

    DHFL Home Loan Processing Fees For Salaried and Self - Employed Individuals

    Loan Amount Processing fee
    Upto Rs.30 lakh Rs.5,000 plus documentation charges
    Between Rs.30 lakh and Rs.75 lakh Rs.10,000 plus documentation charges
    Above Rs.75 lakh Rs.20,000 plus documentation charges

    Features and Benefits for DHFL Home Construction Loan :

    1. Tenure & Term: With the DHFL Home Construction loan you will be eligible to tenure ranging from 1 to 20 years. However, the term does not go beyond the age or 60 years or until retirement, whichever is earlier. Self-employed individuals will get a term of 65 years.
    2. Purpose: If you are planning to build your home on a plot of land that you own then the Home Construction Loan is the perfect loan for you.
    3. Low EMI: Affordable monthly EMIs thanks to the 20 year tenure that you can avail.
    4. Interest Rates: The Interest rate applicable will be based on the money market conditions which will affect DHFL’s Retail Prime Lending Rate (RPLR).
    5. Processing Fees: The amount for processing your application will be as follows:  
      Self-Employed Professionals (SEP)/ Salaried individuals (SAL) 5000* to 20,000*
      Self-Employed Non Professionals (SENP) 1.5%*
       

      * Tax As Applicable

    6. Easy Repayments: you can go for either of the following options when it comes to repayment of the loan:
    7. ECS (Electronic Clearing Service) which will be based on standing instructions to your bank
    8. Post Dated Cheques (PDCs) which will be taken from your Savings/Salary account
    9. Home Loan Tax Benefits: Avail Maximum Tax benefit thanks to the Home Construction Loan scheme. You will be saving up to 70,000 tax annually.
    10. Applicant and Co-Applicant: You can apply for a Home Construction Loan individually. You can also include an earning co-applicant when applying for a loan so as to further enhance the amount.
    11. Easy Documentation: Make sure that your application will be processed as soon as possible by keeping the following documents ready:
      • Property related documents
      • KYC (Know Your Customer) documents
      • Proof of Income documents and bank statements as per log-in checklist

    Features of DHFL Home Extension loan:

    1. Tenure & Term: This loan has long tenure terms ranging from 1 to 20 years, giving you flexibility when it comes to repayment. You can get a loan until the age of 60 years or until retirement, whichever is earlier. Self-employed individuals will get a term of 65 years.
    2. Purpose: If you are planning to extend a part of your home on a plot that you own, then the DHFL Home Extension Loans is the perfect loan for you.
    3. Low EMI: Up to 20 year tenure means that EMIs will be affordable.
    4. Interest Rates: The Interest rate applicable will be based on the money market conditions which will affect DHFL’s Retail Prime Lending Rate (RPLR).
    5. Processing Fees: The amount for processing your application will be as follows:  
      Self-Employed Professionals (SEP)/ Salaried individuals (SAL) 5000* to 20,000*
      Self-Employed Non Professionals (SENP) 1.5%*
       

      * GST As Applicable

    6. Easy Repayments: you can go for either of the following options when it comes to repayment of the loan:
    7. ECS (Electronic Clearing Service) which will be based on standing instructions to your bank
    8. Post Dated Cheques(PDCs) which will be taken from your Savings/Salary account
    9. Home Loan Tax Benefits: the Home Construction Loan scheme will let you avail maximum tax benefit. You will be saving up to 70,000 tax annually.
    10. Applicant and Co-Applicant: You can apply for a Home Construction Loan individually. You can also include an earning co-applicant when applying for a loan so as to further enhance the amount.
    11. Easy Documentation: You can make the processing faster by keeping these documents ready:
      • Property related documents
      • KYC (Know Your Customer) documents
      • Proof of Income documents and bank statements as per log-in checklist

    DHFL Home Loan for Self-Employed Features and Benefits:

    1. Term and Tenure: A tenure ranging from 1 year up to a maximum of 15 years can be availed. The loan term can be extended up to the borrower becoming 65 years of age.
    2. Purpose: This home loan is tailored for self-employed individuals, both professionals as well as non-professionals, such as doctors.
    3. Low EMI: The flexible repayment option of your loan, along with the extended loan tenure, means that the EMI is reduced significantly so that your lifestyle is not affected.
    4. Interest Rates: The Interest rate applicable will be based on the money market conditions which will affect DHFL’s Retail Prime Lending Rate (RPLR).
    5. Processing Fees: As a Self-Employed Professional or a Salaried Individual (SAL), a fee between Rs. 5000 and Rs. 20000 will be charged. As a Self-Employed Non Professional (SENP), the applicant will be charged 1.5%.
    6. You have options of repayment and based on the EMI chosen on your Home Loan, you can opt for Electronic Clearing Service and Post Dated Cheques.
    7. Applicant/ Co – Applicant Option: Application for the loan can be done as a sole applicant or you can have a co-applicant. If opting to apply with co-applicant, the loan amount that you are eligible for can be enhanced considerably.
    8. Simple Documentation Process: One of the highlights of applying for a home loan at DHFL is the extremely simple documentation process. The following documents need to be submitted: KYC documents, a. Documents related to the property, Bank Statements/ Proof of Income documents as per the login checklist.

    Documents Required for DHFL Home Loan

    For verification purpose, you will need to provide the original documents. If you do not fall under any of these categories of applicant, please refer to the official website to check the required documents that you will need.

    Type of Applicant Documentation
    Salaried Individuals KYC Documents
    Last two month’s salary slip / Salary Certificate. In case you happen to have gotten variables such as Over Time and Incentives, you must provide the salary slips for the past 6 months.
    If salary is above Rs. 20000/- per month, you will need to give the latest Form – 16.
    Last three months’ copy of all bank statements/ bank pass books. This includes the front page
    If the organization is not very well know, you will need to provide the Company profile.
    Self – Employed Businessmen KYC Documents
    Computation of income attested by a Chartered Accountant as well as copy of last 2 years Income Tax Returns of the applicant.
    Copy of last 2 Years Profit & Loss Account and balance sheet of the organization which is attested by a Chartered Accountant
    Short Business Profile on the Letter Head of the organization.
    Bank Statement for the last 6 months for the Savings Account & Current Account, O/D Account
    Copy of Shop & Establishment License / registration or old ITRs evidencing business / VAT Registration or any other mandatory license
    Articles of Association (if applicable), Copy of the Partnership Deed, Memorandum of Associations,
    Form – 16A / Copy of Tax Deduction Certificate (if applicable)
    Contract details (if applicable)
    Copy of Self-Assessment Tax paid challan / Advance Tax paid
    Self-employed professionals KYC Documents
    Computation of income attested by a Chartered Accountant as well as copy of last 2 years Income Tax Returns of the applicant.
    Copy of last 2 Years Profit & Loss Account and balance sheet of the organization which is attested by a Chartered Accountant
    Short Business Profile on the Letter Head of the organization.
    Bank Statement for the last 6 months for the Savings Account & Current Account, O/D Account
    Copy of Shop & Establishment License / registration or old ITRs evidencing business / VAT Registration or any other mandatory license
    Articles of Association (if applicable), Copy of the Partnership Deed, Memorandum of Associations,
    Form – 16A / Copy of Tax Deduction Certificate (if applicable)
    Contract details (if applicable)
    Copy of Self-Assessment Tax paid challan / Advance Tax paid
    Copy of Educational Qualification Certificate
    Salary Certificate (in case of doctors having salaried income)
    Copy of Professional Practice Certificate
    Non resident Indians (NRIs) KYC Documents
    Last three month’s salary slip / Salary Certificate. In case you happen to have gotten variables such as Over Time and Incentives, you must provide the salary slips for the past 6 months.
    Salary Certificate from the employer which mentions the name of the applicant as it appears in the passport, passport number, date of joining, latest salary, designation and perquisites. This must be mentioned in English.
    Latest Income Tax Returns (if the applicant files IT returns in India).
    If the applicant is a Self Employed Individual, he/she needs to provide documents which prove the business (such as Trade License, agreement with sponsor or Registered Power of Attorney etc.
    Passport copy with valid residence visa page.
    Property related documents and detailed cost estimates which has been drawn up by an Architect/ Engineer (from India).
    Labor contract copy / Work Permit/ Photocopy of Identity card or any other proof of employment which was issued by concerned Government authorities.
    Draft payable at the place where the application will be processed or processing fee cheque drawn on applicant’s bank in India.
    If applicable, copy of all overseas bank statements
    If documentary evidence like frequent remittance of fund to India or bank statement for credit salary is not available, the income documents for salaried should be attested by the embassy official
    Last 6 months’ copy of NRO/ NRE bank statement
    If applicable, last 6 months’ copy of all overseas bank statements
    Copy of Continuous Discharge Certificates
    If applicant is not available in India, the Power of Attorney (POA) for signing of documents in DHFL’s format will have to be provided.

    List of Loan Documents Needed for KYC Compliance:

    1. Photo Id Proof (Any One)
      • Passport
      • PAN Card
      • Voters ID Card
      • Driving License
    2. Residence Proof (Any One)
      • Telephone Bill
      • Letter from Employer
      • Electricity Bill
      • Ration Card
      • Bank Statement / Pass book with address

    DHFL Home Loan Interest Rate:

    The table below indicates the interest rate which starts at 9.00% and goes up to 10.00%. This variation depending on whether the borrower is in the category of salaried individual, SEP or SENP. The interest rate is also dependent on the loan amount:

    Loan Amount Entity Applicable ROI DHFL (Salaried / SENP/ SEP)
    Up to Rs. 25 Lacs SEP/ Salaried 9.00%
    SENP 9.10%
    Above Rs. 25 Lacs up to 75 Lacs SEP/ Salaried 9.00%
    SENP 9.010%
    Above Rs. 75 Lacs to Rs. 100 Lacs SEP/ Salaried 9.15%
    SENP 9.25%
    Loans above Rs. 100 Lacs to Rs. 150 Lacs SEP/ Salaried 9.15%
    SENP 9.25%
    Loans above Rs. 150 Lacs to Rs. 300 Lacs SEP/ Salaried 9.35%
    SENP 9.45%
    Loans above Rs. 300 Lacs SEP/ Salaried 9.75%
    SENP 10.00%

    DHFL Home Loan Fees and Charges

    DHFL makes sure that customers are completely satisfied with their home loans by providing various added services. Here is a list of home loan associated services and their charges

    Charges Home Loans
    Modification Charges/ CERSAI Registry For loans up to Rs. 5 Lacs, the modification charge is Rs. 50/ + Applicable Tax For loans above Rs. 5 Lacs, the modification charge is Rs. 100/ + Applicable Tax
    Technical Fee (for property situated outside geographic limit or for additional property or for pre technical) If its within 60 Km radius, the borrower will not be charged. If it’s beyond 60 Km, the borrower will be charged Rs. 500 for first Visit and Rs. 750 for subsequent Visit.
    Valuation fee in Construction Linked Loan cases For the first visit, the borrower will not be charged. After the first visit, the rest of the visits will be charged Rs. 500 per visit
    Overdue Charges on default instalment (EMI/Pre-EMI) On the outstanding dues, 18% Per annum
    ECS/ Cheque Bounce Charges Rs 250 and Applicable tax
    Pay Order/ Demand Draft issuance Charges Actual Bank Charges or Rs. 150 per lac, whichever is higher + Applicable Tax
    ECS/ Cheque Swapping Charges (per set) Rs. 250 per swap
    Prepayment Charges (Easy Land-cum Construction Loans/ Plot loans) 3% + Applicable Tax in the event that the borrower failed to construct the housing unit on the plot within 3 years from when he/she received the first disbursement of the loan.
    Legal Charges Legal charges will be charged on a case to case basis
    Conversion Charges For loan up to 75 lac, Rs. 2500 + Applicable Tax will be charged. For loan above 75 lac, Rs. 5000 + Applicable Tax will be charged
    Non-encumbrance Certificate At actual
    Recovery Charges At actual
    Duplicate No Dues Certificate Rs. 250/- + Applicable Tax
    Copy of Property Papers Rs. 500/- + Applicable Tax
    Custodial Fee for keeping Property Documents in Closed Loans Rs. 500 per month (post 60 days from loan closure date) + Service Tax
    Duplicate Annual Account Statement, Provisional Certificate Rs. 250/- + Applicable Tax
    Documents Retrieval and Handling Charges (This will be chargeable when the applicant hands over security documents on closure of loan) Rs. 2000/ for loan above Rs. 10 Lacs + Applicable Tax Rs. 1000/- for loans up to Rs. 10 Lacs + Applicable Tax
    Loan closure (fully)/ prepayment statement charges Rs. 500 + GST
    Interest /ECS Bounce charges in FD repayment / Brokerage payment due to customer’s error/ fault relating to Bank account as above Rs. 250 per transaction + Applicable Tax
     
    Customer Profile Min Log In Fees
    SENP PF for SENP (Net PAT): 0.5% + Taxes Rs. 2500 or applicable PF whichever is lower + Taxes
    (Others): 1.5% + Taxes
    Salaried/SEP Loans above 75 lacs: Rs. 20000/- + Doc Charges + Taxes Applicable PF or Rs. 2500, whichever is lower + Taxes
    Loans above 30 lacs and up to 75 lacs = Rs. 10000/- + Doc Charges + Taxes
    Loans up to 30 Lacs = Rs. 5000/- + Doc Charges + Taxes

    DHFL Home Loans EMI Calculator:

    • Go to the official website of home loan EMI calculator page: www.dhfl.com/home-loan-emi-calculator/
    • Enter your name.
    • Enter your email ID.
    • Enter your mobile number.
    • Check the box above the ‘Submit’ button.
    • Click on ‘Submit’ to know your EMIs.

    Pradhan Mantri Awas Yojana By DHFL Housing Finance

    Pradhan Mantri Awas Yojana or PMAY is an initiative that has been taken by the Government of India following the ‘Housing for all by 2022’ goal. This scheme will help a lot of people to live their dream of owning a house. Affordable housing loan solutions are offered under this initiative by the Credit Linked Subsidy Scheme (CLSS) for the Middle Income Group (MIG), Economically Weaker Sections (EWS) and Lower Income Group (LIG). Both MIG 1 and MIG 2 are included under this scheme.

    Features and Benefits of PMAY Scheme:

    • Loan Amount: For Lower Income Group (LIG) and Economically Weaker Sections (EWS), the applicant can avail a home loan of up to Rs.25 lakh. This includes the insurance amount too. In case of Middle Income Group (MIG), loan amount up to Rs.140 lakh can be availed including the insurance.
    • Term and Tenure: The housing loan tenure ranges between 1 year and 30 years. The term never extends beyond 60 years or the retirement age, whichever comes earlier.
    • Interest Subsidy: For Lower Income Group (LIG) and Economically Weaker Sections (EWS), the subsidy can be availed for loan amount of up to Rs.6 lakh. These loans will come with an interest subsidy of 6.50% for a 20 year tenure or the loan tenure, whichever is lower. In case of the Middle Income Group customers, subsidy can be availed up to a loan amount of Rs.9 lakh. It comes with an interest subsidy of 4% for a 20 year period.
    • Processing Fee: The processing fee on the amount of loan as per the maximum applicable subsidy is to be refunded after the claim is received from NHB.
    • Easy Repayments: There are 2 options that an individual can choose:
      • PDCs or Post Dated Cheques that are drawn on the salary or savings account.
      • Through Electronic Clearing Service or ECS based on the standing instructions provided to the bank.

    Eligibility for Applying PMAY Scheme:

    • First time house purchasers who are going to be the end users.
    • Female property ownership is a must for LIG and EWS. It is not mandatory for MIG 1 and 2. The property can be owned by a male member of the family.
    • Applicant of the housing loan should not have availed any state government subsidy, central government subsidy or housing benefit under the Pradhan Mantri Awas Yojana.
    • Not applicable on the improvement loans or renovation loans for the Middle Income Group.
    • The property must be located in urban areas as per the 2011 census.

    Types of Home Loan Schemes Provided by DHFL

    1. Home Purchase Loan: This loan is commonly availed to purchase a home.
    2. Home Construction Loan: This loan is availed for the construction of a new home
    3. Home Improvement Loan: This loan is availed to carry out repair works and renovations to a housing unit that is already owned by the borrower.
    4. Home Extension Loan: This loan is availed for the purpose of expanding/ extending an existing home (for example, adding an extra room, etc.)
    5. Land Purchase Loan: This loan is availed for the purchase of land, for investment or to construct a home.
    6. Plot Loans: This type of home loan is availed for applicants to purchase Non Agriculture Plot Loans.
    7. Home Loans for Self Employed: This home loan is tailored to meet the needs of Self-employed Professionals and Non-Professionals (like Doctors, Small retailers, Architects etc.)
    8. Home Loan Transfer:This Home Loans is for the purpose of transferring home loan from other Housing finance companies or Banks.

    Why Apply for a DHFL Home Loan Through BankBazaar?

    Here’s why applying for a DHFL home loan through BankBazaar is the smarter option:

    • Compare and Review: it’s easy to compare the DHFL home loan with the numerous other options available in the market. Not only do you have access to authentic reviews from customers in situations similar to yours, but you can also contact BankBazaar’s expert customer support team to get any doubts cleared up.
    • Save time: Time is money. BankBazaar’s interactive approach for applying loans allows you to save the time you would have normally spent on going to different sources to check features, interest rates, eligibility factors, terms and conditions etc. Everything from getting the list of required documents, applying and receiving confirmation from the bank etc. can be done on one platform.
    • Simple, transparent processing: When you are applying through Bankbazaar, there is no need to worry about red-tape, hidden charges etc. Also, everything is presented in such a simple format that you don’t feel overwhelmed at the application stage itself.
    • Safety first: The complete safety of your personal information is Bankbazaar’s priority. The information is carefully is only passed through robust, encrypted systems and available only to the bank in question so that there is no chance of malicious activity.

    FAQs On DHFL Home Loan

    1. What are the basic eligibility conditions for a home loan from DHFL?

      These are the basic requirements needed to qualify for a home loan with DHFL:

      • Be an Indian resident/ NRI
      • Aged above 21 years when availing the loan
      • Aged below 65 years when the loan matures
      • Be a salaried individual or self employed
    2. Who can I co-apply with?

      All co- applicants need not be co-owners. Co-applicants can be wife, husband, son, father etc.

    3. What is the maximum loan tenure for the DHFL Home Extension Loan?

      You can avail the flexible repayment tenure for up to 20 years.

    4. What are the options I have for repayment?

      Repayment can be done using two options:ECS or PDCs. ECS(Electronic Clearing Service) is based on standing instructions to your bank andPost Dated Cheques (PDCs) is repayment in which it is done from yourSavings/Salary account.

    5. What is the purpose of availing the home extension loan?

      The purpose of the home extension loan is to borrow money for the purpose of extending your home. In case you decide that you need more space in your existing home in the form of a room built on the terrace for example, this loan can prove to be very useful.

    6. What are the tax benefits I could avail because of home loans?

      As a resident Indian, you are eligible for certain tax benefits on the principal and interest components of your home loan. According to the Income Tax Act 1961 rules, the current applicable exemption under section 24(b) is Rs. 1,50,000/- for the interest amount paid in the financial year and up to Rs. 1,00,000/- (under section 80 C) if the principal amount repaid in the same year.


     
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    DHFL Home Loan Reviews

    • DHFL Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have a Home loan with Dhfl. The rate of interest and charges was been high with Dhfl. The documents process has been smooth with Dhfl. They disbursed the loan amount on time without any delay. The payments will be through cheques. It was a good experience with DHFL Home loan service.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 04, 2018
    • DHFL Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have received the home loan service from DHFL around a year ago. The customer support service was good with the DHFL and they gave me prompt response in regards to my home loan application, they took around 2 months time to disburse the loan amount.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 16, 2018
    • DHFL Home Loan
      "Good "
      0.5 5.0/5 "Blown Away!"
      I have home loan with the Dewan housing finance limited and the response is fine one too. I would like to say that the rate of interest is higher end on initial time. I have felt that the response is fine one with the DHFL.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 03, 2018
    • DHFL Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I earlier had my home loan with DHFL. The reason I done a balance transfer is because the rate of interest was very high and I requested them to reduce it. But they did not do it. The customer service is not proper as well. I need to go up the branch for every thing as they do not respond through telephone and online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 27, 2018
    • DHFL Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken Home loan with DHFL.The loan amount is 45 lakhs,The for 15 years.Rate of interest is 10% high as compared to others banks in the market.I pay my EMI online.Documents were collected door step.They had deducted processing fees of 5000,its a nominal charges.The process is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 14, 2018
    • DHFL Home Loan
      "Average service"
      0.5 2.5/5 "Just OK"
      I have taken a home loan with DHFL and my loan experience was average. The loan amount was for Rs 29.40 lakhs with the rate of interest of 8.95% which is bit high when compared to other sources. The tenure of this loan is 30 years and the processing fee is high. The process was smooth and i received my loan amount within 15 days. Customer service was average and their response was delayed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 13, 2018
    • DHFL Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Took home loan with DHFL home loans. The process was very fast and the loan amount was disbursed in three to five days. I have taken a loan with the rate of interest at 8.35% and tenure period is twenty years. For each and everything I have to go to the branch office even to collect the loan or to pay any extra charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 07, 2018
    • DHFL Home Loan
      "Okay Okay"
      0.5 2.0/5 "Expected more"
      I got the home loan with the DHFL and the response was not really up to the mark. Interest rate was really on higher end, while I have applied. I would like to say that the processing charges and other aspects are really on higher end.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 07, 2018
    • DHFL Home Loan
      "Good Loan"
      0.5 5.0/5 "Blown Away!"
      I got a Home Loan from DHFL and the experience after the first year post taking the loan has been quite good. They have provided me with a good rate of interest. The procedure of getting the loan has been pretty simple and involved not much difficulty.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 02, 2018
    • DHFL Home Loan
      "Best "
      0.5 3.0/5 "Satisfactory"
      I am having the home loan with the DHFL and the customer service is not really good one. I would like to say that the response could be get improvised and the rate of interest is around 12%. I am really happy with the DHFL for my home loan, which got disbursed.
      Was this review helpful? 0
      , greater noida
      Reviewed on Jan 23, 2018
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My Home loan experience with DHFL was very good, the loan amount was for Rs 18 lakhs with the rate of interest of 8.7% which is less when compared to all other sources. The loan amount was disbursed on time. Customer service was good and they collected documents on time. The tenure of the loan is 14 years and it was overall a good service from DHFL.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 22, 2018
    • DHFL Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      Planned to build home in my village, was thinking from which bank should I take the loan. I was keen looking for the right place for me with the good interest and required loan amount. Then I chose DHFC home loan, were I got 15lakhs with interest rate of 10.5% and 20years of tenure.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2018
    • DHFL Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have a home loan from Dhfl,the service is good. The interest rate they quoted me is fine and the documents have been collected from my door step which was an easy process. Dhfl customer service is good. It is excellent experience with Dhfl home loan department.
      Was this review helpful? 0
      , noida
      Reviewed on Jan 17, 2018
    • DHFL Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The rate of interest and the charges are very low with the DHFL home loan services when compared with other banks. I have got the home loan from DHFL around 10 months ago. The customer support of DHFL is good and they have disbursed the loan amount within 15days of time.
      Was this review helpful? 0
      , salem
      Reviewed on Jan 17, 2018
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan from DHFL and it was a good loan experience. The loan amount was for Rs 12 lakhs with the rate of interest of 9% which is high when compared to all other sources. The process was smooth and i received my loan amount within the given time. Customer service was good and they provided door step service to collect the documents. The tenure of the loan is 15 years and it was overall a good service from DHFL.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 08, 2018
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My Home loan experience was very good with DHFL, the loan amount was for Rs 16 lakhs with the rate of interest of 8.35% which is the best rate in the market. I have taken this loan on scheme basis where there was an agreement between the builder and the buyer. There was a pre emi offer where 25% has to be paid and there was Memorandum Of Understanding which is court registered. The customer service was good and they collected documents on time. I received my loan amount within 1 month and the tenure of the loan is 10 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 29, 2017
    • DHFL Home Loan
      "GOOD"
      0.5 4.5/5 "Excellent!"
      It was a good experience that I had with DHFL as i took a home Loan from them . The institution gave me a full approval on the amount which I had asked for . The money got Disbursed within 15 working days of time . The Rate of interest was high and fluctuating . The institution charged me the Processing fee for 1% + service tax added . The option of Pre closure and part payment with no extra charges added .
      Was this review helpful? 0
      , jalandhar
      Reviewed on Dec 29, 2017
    • DHFL Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home loan with DHFL.The loan amount is 13 lakhs,rate of interest is 9% nominal as compared to others .The tenure is for 20 years 3 years got over.I had to submit documents for the same.I don't have any issues banking with them,the process was quick.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 20, 2017
    • DHFL Home Loan
      "Charges and interest rate to be better"
      0.5 3.0/5 "Satisfactory"
      The service was faster with DHFL Bank for the home loan. But rate of interest was high compared to the marked standard. The processing fee was normal. But insurance fee was high, they provided a insurance for me as well as for my home which was not required. The customer service and response is good.
      Was this review helpful? 2
      , kolkata
      Reviewed on Dec 09, 2017
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience with DHFL was good, i have taken loan for Rs 14.04 lakhs with the rate of interest of 9.5% which is bit high when compared to other sources. It took one month for the loan amount to get approved. The processing fees is very high and also there is a penalty on preclosure of the loan. Customer service was good and they followed up correctly, they provided door step service to collect the documents.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Dec 04, 2017
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