A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    DHFL Home Loan

    Avail DHFL Home Loan at competitive interest rates and low processing fees with simple documentation process, easy repayment options and quick loan disbursal. Calculate your EMIs with the Home Loan EMI Calculator.

    We found 1 DHFL Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9% - 9.75%
    5,000 to ₹20,000 One time fee
    1L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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    Good to Know
    DHFL Home Loan is Rated as "Pretty good" by 785 Users

    Fees & Charges

    Promised Interest Rate

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    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    DHFL’s network of 359 offices that’s spread across the nation provides services to its demanding customer base. There are also international representative offices in UAE, London and UK to cater to the increasing NRI population in these places. DHFL also has tie-ups with private and public sector banks such as United Bank of India, Punjab & Sind Bank, Central Bank of India and YES bank.

    DHFL Home Loan Interest RatesUpdated on 16 Jan 2019

    DHFL Home Loan Details
    Interest Rate 9% to 9.75%
    Processing Fees Rs.5000 to Rs.20000
    Loan Tenure 1 Year to 30 Years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Required No Guarantor Required

     

    Features of DHFL Housing Loan:

    1. Loan amount: The maximum loan amount available to customers of DHFL Housing Finance can extend up to 80% of the property’s market value, or 85% of the property’s worth (inclusive of registration charges and stamp duty fees), whichever is less.
    2. Loan Tenure: DHFL home loans can be availed for tenures ranging from one year to 30 years. However, the term will be shorter in case the borrower is nearer to his / her retirement age. The term cannot extend beyond 60 years of age for salaried individuals and 65 years for self-employed individuals.
    3. Purpose of Finance: DHFL home loans can be availed to either construct a home / flat, or to purchase an already constructed home / flat.
    4. EMI Reduction: The EMI on a home loan from DHFL Housing Finance can be reduced if the tenure of the loan selected by the borrower is 30 years. Making the most of this option will ensure that you will have additional cash for living and lifestyle expenses among others.
    5. DHFL Housing Loan
    6. Rate of Interest: Home loans from DHFL Housing Finance can be availed at the Retail Prime Lending Rate (RPLR). This rate changes at regular intervals of time depending upon a variety of factors and conditions that drive the money market.
    7. DHFL home loan processing Fees: The processing fee charged to a borrower at the time of availing a loan is basically the fee for processing your application. The DHFL home loan processing fee for salaried individuals ranges between Rs.5,000 and Rs.20,000, while the fee applicable to self-employed individuals is 1.5% of the loan amount. Tax will be charged as applicable.
    8. Repayment: Individuals who take out a home loan from DHFL Housing Finance will be offered two options with regards to repayment, viz. Electronic Clearing Service and post-dated cheques. Payments through ECS can be made after you have provided standing instructions to your bank, while payments through post-dated cheques will be drawn from your salary / savings account.
    9. Tax Benefits: Home loans from DHFL Housing Finance provide tax benefits to borrowers. Section 24 of the Income Tax Act of India states that interest amounts paid to the bank will be exempt from tax to the extent of Rs.1.5 lacs. Principal amounts repaid in the same year are also tax free to the extent of Rs.1 lac.
    10. Enhancement of Loan Amount: DHFL Home Loans can be availed by individuals, adding a co-applicant can enable you to enhance your loan amount and gain access to additional funds.

    DHFL Home Loan Eligibility

    Applicants can avail 80% of market value or up to 85% of the cost of property (which includes stamp duty and registration fees), whichever is lower, as Home Loan. If applying with an earning co-applicant, the loan amount can be further enhanced.

    The following factors are taken into account to determine the actual Home Loan amount:

    • Age
    • Repayment Capacity
    • Educational qualifications
    • Number of dependents
    • Stability and continuity of income
    • Co-applicant’s income
    • Liabilities
    • Assets
    • Saving habits etc.

    DHFL Home Loan Processing Fees For Salaried and Self - Employed Individuals

    Loan Amount Processing fee
    Upto Rs.30 lakh Rs.5,000 plus documentation charges
    Between Rs.30 lakh and Rs.75 lakh Rs.10,000 plus documentation charges
    Above Rs.75 lakh Rs.20,000 plus documentation charges

    Features and Benefits for DHFL Home Construction Loan :

    1. Tenure & Term: With the DHFL Home Construction loan you will be eligible to tenure ranging from 1 to 20 years. However, the term does not go beyond the age or 60 years or until retirement, whichever is earlier. Self-employed individuals will get a term of 65 years.
    2. Purpose: If you are planning to build your home on a plot of land that you own then the Home Construction Loan is the perfect loan for you.
    3. Low EMI: Affordable monthly EMIs thanks to the 20 year tenure that you can avail.
    4. Interest Rates: The Interest rate applicable will be based on the money market conditions which will affect DHFL’s Retail Prime Lending Rate (RPLR).
    5. Processing Fees: The amount for processing your application will be as follows:  
      Self-Employed Professionals (SEP)/ Salaried individuals (SAL) 5000* to 20,000*
      Self-Employed Non Professionals (SENP) 1.5%*
       

      * Tax As Applicable

    6. Easy Repayments: you can go for either of the following options when it comes to repayment of the loan:
    7. ECS (Electronic Clearing Service) which will be based on standing instructions to your bank
    8. Post Dated Cheques (PDCs) which will be taken from your Savings/Salary account
    9. Home Loan Tax Benefits: Avail Maximum Tax benefit thanks to the Home Construction Loan scheme. You will be saving up to 70,000 tax annually.
    10. Applicant and Co-Applicant: You can apply for a Home Construction Loan individually. You can also include an earning co-applicant when applying for a loan so as to further enhance the amount.
    11. Easy Documentation: Make sure that your application will be processed as soon as possible by keeping the following documents ready:
      • Property related documents
      • KYC (Know Your Customer) documents
      • Proof of Income documents and bank statements as per log-in checklist

    Features of DHFL Home Extension loan:

    1. Tenure & Term: This loan has long tenure terms ranging from 1 to 20 years, giving you flexibility when it comes to repayment. You can get a loan until the age of 60 years or until retirement, whichever is earlier. Self-employed individuals will get a term of 65 years.
    2. Purpose: If you are planning to extend a part of your home on a plot that you own, then the DHFL Home Extension Loans is the perfect loan for you.
    3. Low EMI: Up to 20 year tenure means that EMIs will be affordable.
    4. Interest Rates: The Interest rate applicable will be based on the money market conditions which will affect DHFL’s Retail Prime Lending Rate (RPLR).
    5. Processing Fees: The amount for processing your application will be as follows:  
      Self-Employed Professionals (SEP)/ Salaried individuals (SAL) 5000* to 20,000*
      Self-Employed Non Professionals (SENP) 1.5%*
       

      * GST As Applicable

    6. Easy Repayments: you can go for either of the following options when it comes to repayment of the loan:
    7. ECS (Electronic Clearing Service) which will be based on standing instructions to your bank
    8. Post Dated Cheques(PDCs) which will be taken from your Savings/Salary account
    9. Home Loan Tax Benefits: the Home Construction Loan scheme will let you avail maximum tax benefit. You will be saving up to 70,000 tax annually.
    10. Applicant and Co-Applicant: You can apply for a Home Construction Loan individually. You can also include an earning co-applicant when applying for a loan so as to further enhance the amount.
    11. Easy Documentation: You can make the processing faster by keeping these documents ready:
      • Property related documents
      • KYC (Know Your Customer) documents
      • Proof of Income documents and bank statements as per log-in checklist

    DHFL Home Loan for Self-Employed Features and Benefits:

    1. Term and Tenure: A tenure ranging from 1 year up to a maximum of 15 years can be availed. The loan term can be extended up to the borrower becoming 65 years of age.
    2. Purpose: This home loan is tailored for self-employed individuals, both professionals as well as non-professionals, such as doctors.
    3. Low EMI: The flexible repayment option of your loan, along with the extended loan tenure, means that the EMI is reduced significantly so that your lifestyle is not affected.
    4. Interest Rates: The Interest rate applicable will be based on the money market conditions which will affect DHFL’s Retail Prime Lending Rate (RPLR).
    5. Processing Fees: As a Self-Employed Professional or a Salaried Individual (SAL), a fee between Rs. 5000 and Rs. 20000 will be charged. As a Self-Employed Non Professional (SENP), the applicant will be charged 1.5%.
    6. You have options of repayment and based on the EMI chosen on your Home Loan, you can opt for Electronic Clearing Service and Post Dated Cheques.
    7. Applicant/ Co – Applicant Option: Application for the loan can be done as a sole applicant or you can have a co-applicant. If opting to apply with co-applicant, the loan amount that you are eligible for can be enhanced considerably.
    8. Simple Documentation Process: One of the highlights of applying for a home loan at DHFL is the extremely simple documentation process. The following documents need to be submitted: KYC documents, a. Documents related to the property, Bank Statements/ Proof of Income documents as per the login checklist.

    Documents Required for DHFL Home Loan

    For verification purpose, you will need to provide the original documents. If you do not fall under any of these categories of applicant, please refer to the official website to check the required documents that you will need.

    Type of Applicant Documentation
    Salaried Individuals KYC Documents
    Last two month’s salary slip / Salary Certificate. In case you happen to have gotten variables such as Over Time and Incentives, you must provide the salary slips for the past 6 months.
    If salary is above Rs. 20000/- per month, you will need to give the latest Form – 16.
    Last three months’ copy of all bank statements/ bank pass books. This includes the front page
    If the organization is not very well know, you will need to provide the Company profile.
    Self – Employed Businessmen KYC Documents
    Computation of income attested by a Chartered Accountant as well as copy of last 2 years Income Tax Returns of the applicant.
    Copy of last 2 Years Profit & Loss Account and balance sheet of the organization which is attested by a Chartered Accountant
    Short Business Profile on the Letter Head of the organization.
    Bank Statement for the last 6 months for the Savings Account & Current Account, O/D Account
    Copy of Shop & Establishment License / registration or old ITRs evidencing business / VAT Registration or any other mandatory license
    Articles of Association (if applicable), Copy of the Partnership Deed, Memorandum of Associations,
    Form – 16A / Copy of Tax Deduction Certificate (if applicable)
    Contract details (if applicable)
    Copy of Self-Assessment Tax paid challan / Advance Tax paid
    Self-employed professionals KYC Documents
    Computation of income attested by a Chartered Accountant as well as copy of last 2 years Income Tax Returns of the applicant.
    Copy of last 2 Years Profit & Loss Account and balance sheet of the organization which is attested by a Chartered Accountant
    Short Business Profile on the Letter Head of the organization.
    Bank Statement for the last 6 months for the Savings Account & Current Account, O/D Account
    Copy of Shop & Establishment License / registration or old ITRs evidencing business / VAT Registration or any other mandatory license
    Articles of Association (if applicable), Copy of the Partnership Deed, Memorandum of Associations,
    Form – 16A / Copy of Tax Deduction Certificate (if applicable)
    Contract details (if applicable)
    Copy of Self-Assessment Tax paid challan / Advance Tax paid
    Copy of Educational Qualification Certificate
    Salary Certificate (in case of doctors having salaried income)
    Copy of Professional Practice Certificate
    Non resident Indians (NRIs) KYC Documents
    Last three month’s salary slip / Salary Certificate. In case you happen to have gotten variables such as Over Time and Incentives, you must provide the salary slips for the past 6 months.
    Salary Certificate from the employer which mentions the name of the applicant as it appears in the passport, passport number, date of joining, latest salary, designation and perquisites. This must be mentioned in English.
    Latest Income Tax Returns (if the applicant files IT returns in India).
    If the applicant is a Self Employed Individual, he/she needs to provide documents which prove the business (such as Trade License, agreement with sponsor or Registered Power of Attorney etc.
    Passport copy with valid residence visa page.
    Property related documents and detailed cost estimates which has been drawn up by an Architect/ Engineer (from India).
    Labor contract copy / Work Permit/ Photocopy of Identity card or any other proof of employment which was issued by concerned Government authorities.
    Draft payable at the place where the application will be processed or processing fee cheque drawn on applicant’s bank in India.
    If applicable, copy of all overseas bank statements
    If documentary evidence like frequent remittance of fund to India or bank statement for credit salary is not available, the income documents for salaried should be attested by the embassy official
    Last 6 months’ copy of NRO/ NRE bank statement
    If applicable, last 6 months’ copy of all overseas bank statements
    Copy of Continuous Discharge Certificates
    If applicant is not available in India, the Power of Attorney (POA) for signing of documents in DHFL’s format will have to be provided.

    List of Loan Documents Needed for KYC Compliance:

    1. Photo Id Proof (Any One)
      • Passport
      • PAN Card
      • Voters ID Card
      • Driving License
    2. Residence Proof (Any One)
      • Telephone Bill
      • Letter from Employer
      • Electricity Bill
      • Ration Card
      • Bank Statement / Pass book with address

    DHFL Home Loan Interest Rate:

    The table below indicates the interest rate which starts at 9.00% and goes up to 10.00%. This variation depending on whether the borrower is in the category of salaried individual, SEP or SENP. The interest rate is also dependent on the loan amount:

    Loan Amount Entity Applicable ROI DHFL (Salaried / SENP/ SEP)
    Up to Rs. 25 Lacs SEP/ Salaried 9.00%
    SENP 9.10%
    Above Rs. 25 Lacs up to 75 Lacs SEP/ Salaried 9.00%
    SENP 9.010%
    Above Rs. 75 Lacs to Rs. 100 Lacs SEP/ Salaried 9.15%
    SENP 9.25%
    Loans above Rs. 100 Lacs to Rs. 150 Lacs SEP/ Salaried 9.15%
    SENP 9.25%
    Loans above Rs. 150 Lacs to Rs. 300 Lacs SEP/ Salaried 9.35%
    SENP 9.45%
    Loans above Rs. 300 Lacs SEP/ Salaried 9.75%
    SENP 10.00%

    DHFL Home Loan Fees and Charges

    DHFL makes sure that customers are completely satisfied with their home loans by providing various added services. Here is a list of home loan associated services and their charges

    Charges Home Loans
    Modification Charges/ CERSAI Registry For loans up to Rs. 5 Lacs, the modification charge is Rs. 50/ + Applicable Tax For loans above Rs. 5 Lacs, the modification charge is Rs. 100/ + Applicable Tax
    Technical Fee (for property situated outside geographic limit or for additional property or for pre technical) If its within 60 Km radius, the borrower will not be charged. If it’s beyond 60 Km, the borrower will be charged Rs. 500 for first Visit and Rs. 750 for subsequent Visit.
    Valuation fee in Construction Linked Loan cases For the first visit, the borrower will not be charged. After the first visit, the rest of the visits will be charged Rs. 500 per visit
    Overdue Charges on default instalment (EMI/Pre-EMI) On the outstanding dues, 18% Per annum
    ECS/ Cheque Bounce Charges Rs 250 and Applicable tax
    Pay Order/ Demand Draft issuance Charges Actual Bank Charges or Rs. 150 per lac, whichever is higher + Applicable Tax
    ECS/ Cheque Swapping Charges (per set) Rs. 250 per swap
    Prepayment Charges (Easy Land-cum Construction Loans/ Plot loans) 3% + Applicable Tax in the event that the borrower failed to construct the housing unit on the plot within 3 years from when he/she received the first disbursement of the loan.
    Legal Charges Legal charges will be charged on a case to case basis
    Conversion Charges For loan up to 75 lac, Rs. 2500 + Applicable Tax will be charged. For loan above 75 lac, Rs. 5000 + Applicable Tax will be charged
    Non-encumbrance Certificate At actual
    Recovery Charges At actual
    Duplicate No Dues Certificate Rs. 250/- + Applicable Tax
    Copy of Property Papers Rs. 500/- + Applicable Tax
    Custodial Fee for keeping Property Documents in Closed Loans Rs. 500 per month (post 60 days from loan closure date) + Service Tax
    Duplicate Annual Account Statement, Provisional Certificate Rs. 250/- + Applicable Tax
    Documents Retrieval and Handling Charges (This will be chargeable when the applicant hands over security documents on closure of loan) Rs. 2000/ for loan above Rs. 10 Lacs + Applicable Tax Rs. 1000/- for loans up to Rs. 10 Lacs + Applicable Tax
    Loan closure (fully)/ prepayment statement charges Rs. 500 + GST
    Interest /ECS Bounce charges in FD repayment / Brokerage payment due to customer’s error/ fault relating to Bank account as above Rs. 250 per transaction + Applicable Tax
     
    Customer Profile Min Log In Fees
    SENP PF for SENP (Net PAT): 0.5% + Taxes Rs. 2500 or applicable PF whichever is lower + Taxes
    (Others): 1.5% + Taxes
    Salaried/SEP Loans above 75 lacs: Rs. 20000/- + Doc Charges + Taxes Applicable PF or Rs. 2500, whichever is lower + Taxes
    Loans above 30 lacs and up to 75 lacs = Rs. 10000/- + Doc Charges + Taxes
    Loans up to 30 Lacs = Rs. 5000/- + Doc Charges + Taxes

    DHFL Home Loans EMI Calculator:

    • Go to the official website of home loan EMI calculator page: www.dhfl.com/home-loan-emi-calculator/
    • Enter your name.
    • Enter your email ID.
    • Enter your mobile number.
    • Check the box above the ‘Submit’ button.
    • Click on ‘Submit’ to know your EMIs.

    Pradhan Mantri Awas Yojana By DHFL Housing Finance

    Pradhan Mantri Awas Yojana or PMAY is an initiative that has been taken by the Government of India following the ‘Housing for all by 2022’ goal. This scheme will help a lot of people to live their dream of owning a house. Affordable housing loan solutions are offered under this initiative by the Credit Linked Subsidy Scheme (CLSS) for the Middle Income Group (MIG), Economically Weaker Sections (EWS) and Lower Income Group (LIG). Both MIG 1 and MIG 2 are included under this scheme.

    Features and Benefits of PMAY Scheme:

    • Loan Amount: For Lower Income Group (LIG) and Economically Weaker Sections (EWS), the applicant can avail a home loan of up to Rs.25 lakh. This includes the insurance amount too. In case of Middle Income Group (MIG), loan amount up to Rs.140 lakh can be availed including the insurance.
    • Term and Tenure: The housing loan tenure ranges between 1 year and 30 years. The term never extends beyond 60 years or the retirement age, whichever comes earlier.
    • Interest Subsidy: For Lower Income Group (LIG) and Economically Weaker Sections (EWS), the subsidy can be availed for loan amount of up to Rs.6 lakh. These loans will come with an interest subsidy of 6.50% for a 20 year tenure or the loan tenure, whichever is lower. In case of the Middle Income Group customers, subsidy can be availed up to a loan amount of Rs.9 lakh. It comes with an interest subsidy of 4% for a 20 year period.
    • Processing Fee: The processing fee on the amount of loan as per the maximum applicable subsidy is to be refunded after the claim is received from NHB.
    • Easy Repayments: There are 2 options that an individual can choose:
      • PDCs or Post Dated Cheques that are drawn on the salary or savings account.
      • Through Electronic Clearing Service or ECS based on the standing instructions provided to the bank.

    Eligibility for Applying PMAY Scheme:

    • First time house purchasers who are going to be the end users.
    • Female property ownership is a must for LIG and EWS. It is not mandatory for MIG 1 and 2. The property can be owned by a male member of the family.
    • Applicant of the housing loan should not have availed any state government subsidy, central government subsidy or housing benefit under the Pradhan Mantri Awas Yojana.
    • Not applicable on the improvement loans or renovation loans for the Middle Income Group.
    • The property must be located in urban areas as per the 2011 census.

    Types of Home Loan Schemes Provided by DHFL

    1. Home Purchase Loan: This loan is commonly availed to purchase a home.
    2. Home Construction Loan: This loan is availed for the construction of a new home
    3. Home Improvement Loan: This loan is availed to carry out repair works and renovations to a housing unit that is already owned by the borrower.
    4. Home Extension Loan: This loan is availed for the purpose of expanding/ extending an existing home (for example, adding an extra room, etc.)
    5. Land Purchase Loan: This loan is availed for the purchase of land, for investment or to construct a home.
    6. Plot Loans: This type of home loan is availed for applicants to purchase Non Agriculture Plot Loans.
    7. Home Loans for Self Employed: This home loan is tailored to meet the needs of Self-employed Professionals and Non-Professionals (like Doctors, Small retailers, Architects etc.)
    8. Home Loan Transfer:This Home Loans is for the purpose of transferring home loan from other Housing finance companies or Banks.

    FAQs On DHFL Home Loan

    1. What are the basic eligibility conditions for a home loan from DHFL?

      These are the basic requirements needed to qualify for a home loan with DHFL:

      • Be an Indian resident/ NRI
      • Aged above 21 years when availing the loan
      • Aged below 65 years when the loan matures
      • Be a salaried individual or self employed
    2. Who can I co-apply with?

      All co- applicants need not be co-owners. Co-applicants can be wife, husband, son, father etc.

    3. What is the maximum loan tenure for the DHFL Home Extension Loan?

      You can avail the flexible repayment tenure for up to 20 years.

    4. What are the options I have for repayment?

      Repayment can be done using two options:ECS or PDCs. ECS(Electronic Clearing Service) is based on standing instructions to your bank andPost Dated Cheques (PDCs) is repayment in which it is done from yourSavings/Salary account.

    5. What is the purpose of availing the home extension loan?

      The purpose of the home extension loan is to borrow money for the purpose of extending your home. In case you decide that you need more space in your existing home in the form of a room built on the terrace for example, this loan can prove to be very useful.

    6. What are the tax benefits I could avail because of home loans?

      As a resident Indian, you are eligible for certain tax benefits on the principal and interest components of your home loan. According to the Income Tax Act 1961 rules, the current applicable exemption under section 24(b) is Rs. 1,50,000/- for the interest amount paid in the financial year and up to Rs. 1,00,000/- (under section 80 C) if the principal amount repaid in the same year.

    Home Loan - Sitemap

    DHFL Home Loan Reviews

    • DHFL Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It was a nice experience with my Home loan from them where the process has been okay. The interest rate with them has been pretty high compared with the market rate. There has been some charges which they had made like processing fee and the other charges which was quite nominal.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 13, 2019
    • DHFL Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience i had with them where the process in getting this loan has been good. The loan amount has been sufficient but the interest rate with them has been quite high when compared with the market rate. Their customer support has been supportive and has been helpful during the process and they had guided me well.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 10, 2019
    • DHFL Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I have applied for the housing loan with the DHFL where the process of getting this loan is very good and with the rate of interest what they have provided with this bank is 9.85%. I have been using it from past 6 years as the service is very good, The duration is for 20 years to repay the loan.
      Was this review helpful? 7
      , hyderabad
      Reviewed on Dec 21, 2018
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with this home loan and the interest rate with them was around 8.5%. The loan amount which they had provided has been less than what i was expecting and there ahs not been any sort of charges which they had been making.
      Was this review helpful? 2
      , chennai
      Reviewed on Dec 11, 2018
    • DHFL Home Loan
      "Should be customer's centric"
      0.5 3.0/5 "Satisfactory"
      The builder got tie up with DHFL the verification process is satisfactory, as per my requirement they gave me the loan. The representative came to my place collected the documents I had faced some trouble then it was resolved, they gave me flexible tenure, part payment, pre closure options.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 05, 2018
    • DHFL Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with them has been good and they had provided all the clear information. But the interest rate with them has been pretty high when compared with the market rate. It was a floating interest rate with them and when reducing the interest rate from 10.1% to 9.5% we had to pay some 500.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 30, 2018
    • DHFL Home Loan
      "Home loan for vellore "
      0.5 0.5/5 "Unacceptable"
      It was a Worst service when I applied for a home loan in vellore DHFL branch..after 2months passed but no Response today, i will receive in my document but no refund in my prossing fees... So nobody dnt apply in bank did not waste your money and time.
      Was this review helpful? 5
      , vellore
      Reviewed on Nov 27, 2018
    • DHFL Home Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      I had taken this loan a long time back and the services which they had provided so far had been good. The interest rate with them has been high and there has been some charges has also been there. But for changing from higher interest rate to lower we have to pay some amount. Their customer support and their staffs had not been that responsive as well.
      Was this review helpful? 5
      , mumbai
      Reviewed on Nov 27, 2018
    • DHFL Home Loan
      "GOOD SERVICE"
      0.5 3.0/5 "Satisfactory"
      I have taken the housing loan with the DHFL. The rate of interest is very higher than other that too they would be increasing the rate if interest in every quarter which is floating. I am using it from past 9 months and the duration to pay the loan is for 10 years.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 27, 2018
    • DHFL Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The process is very good also the documentation process is easy to do for applying for the housing loan with the DHFL. I got the loan within 15 days the rate of interest is 8.5% and also the customer service is very good. The duration is 25 years to repay the loan. Using from past 1.5 years.
      Was this review helpful? 3
      , jaipur
      Reviewed on Nov 27, 2018
    • DHFL Home Loan
      "Needs to be Updated"
      0.5 3.0/5 "Satisfactory"
      I had taken a Home loan from DHFL bank and concern over here is that , whenever there is drop down in the interest rate from the RBI ,it does not reflect here and i keep paying the same interest rate, so i have just shifted my home loan documents from DHFL to a different bank.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 25, 2018
    • DHFL Home Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I have taken a home loan with DHFL in the year of 2009. After 2 years, they have increased the rate of interest around 15%. Then I have decided to transfer the loan from DHFL to others. My colleague said IDBI is giving an offer so I have transferred the loan. They are charging 4% as preclosure charges on the outstanding premium.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 24, 2018
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my home loan with DHFL ,there service is good, the loan amount is sufficient for me the rate of interest is bit high for me and the processing fee they have charge me up to 3000 which was nominal, there overall service was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2018
    • DHFL Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my home loan with DHFL , there service is not up to the mark, they have charged processing fee nominal and the rate of interest was also nominal they have charged to me,the loan amount they have given me up to 13,00,000 for 20 years tenure period, but they took to much delay in getting this loan amount.
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Nov 15, 2018
    • DHFL Home Loan
      "Need to be very faster"
      0.5 2.0/5 "Expected more"
      I have a home loan with DHFL Bank and it was taken in the year of 2012. The process they had at that time was very slow. The customer service is moderate. Whenever I visit the bank for return file recording they don't provide and ask them to come back because of the system issues. The rate of interest is average.
      Was this review helpful? 4
      , mumbai
      Reviewed on Nov 13, 2018
    • DHFL Home Loan
      "Bad service"
      0.5 2.0/5 "Expected more"
      I have been holding my DHFL home loan for a while , i am not satisfied with there service like there service is not up to the mark and i have been taken 21 lakh as an loan amount there customer support team is not good they are not responding well and there is too much of hidden charges.
      Was this review helpful? 6
      , thane
      Reviewed on Oct 30, 2018
    • DHFL Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have taken home loan from Dhfl finance . Am not satisfied with the rate of interest which is 11% . There are processing fees which is also high one . They took 40 days for the documentation and approval. Not satisfied with customer service as they have to guide the customer with better rate of interest which could help the customer.
      Was this review helpful? 14
      , mumbai
      Reviewed on Oct 10, 2018
    • DHFL Home Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      I have taken home loan from DHFL finance . Am satisfied with the rate of interest which is quiet high . There is processing fees for the documentation and approval which is high too ,But they instantly approved Overall am satisfied with the customer service and response .
      Was this review helpful? 7
      , ahmedabad
      Reviewed on Oct 09, 2018
    • DHFL Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken my home loan with DEWAN HOUSING FINANCE , the service was good with this bank while getting the loan. They charge too high rate of interest and tenure period is 30year . The processing fee is nominal with this bank and I had received my loan amount on time.
      Was this review helpful? 6
      , mumbai
      Reviewed on Oct 07, 2018
    • DHFL Home Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      I have chosen home loan in DHFL Based on the advertisement where they have show rate of interest of 8.5 but i got 13 % , which is way higher that what they promised for .They charged some fees for processing and documentation . Overall am satisfied with the customer service and response .
      Was this review helpful? 7
      , kolkata
      Reviewed on Oct 04, 2018
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