You can apply for a home loan if you are a resident of Dehradun and wish to have a home of your own. Some of the leading lenders in Dehradun will provide you loan ranging between 7.00% p.a. and 11.10% p.a. with repayment tenure up to 30 years. You can avail a loan amount of up to Rs.75 lakh and above with processing fee up to 0.50% of the loan amount.
Salaried - At least Rs.10,000 p.m.
Self-employed - At least Rs.2 lakh p.a.
Bank statement, bank passbook, last 3 month's salary slip, last 6 month’s salary slip, latest Form 16 and IT returns, and Business proof/trade professional license/sales tax returns
If you are a resident of Dehradun and wish to apply for a home loan, then you can visit any of the bank branches mentioned above. These banks offer home loans at affordable rates of interest, provide maximum repayment tenure, and ensures that the whole documentation process is hassle-free. Do check if you meet the eligibility criteria and if you do then you can either apply for a home loan online by visiting the official website of the bank or visit the nearest branch.
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I got the HDFC bank home loan 10 years back at the time the team was very good and now the service is not upto the mark. At the time, the HDFC was there which was provided the home loan on easy basis and the loan tenure is going to over in next 3 years. They have sanctioned the loan in one month. They took shortest time to provide the loan.
I had taken my Home Loan from STATE BANK OF INDIA a while back where the process in getting the loan was fine. The loan amount has been sufficient and the interest rate has been nominal. The charges which they had made has also been nominal as well. Overall it had been a pretty good experinece.
HDFC has not supported me in getting the housing loan on time . I am waited for more than two months for getting my loan . I submitted all the documents what they requested to me . They need to improve the customer service center because they are not ready to tell situation very clearly to me .
Without any problem , I taken a housing loan in HDFC limited . The expected amount I got with in 1 month of time . They sent a customer executive who taken care all our formalities in accurate manner . Now I am waiting for the Top up amount and Interest rate is within our range .
The documentation process was simple and i got the loan within a month with the HDFC LIMITED. The loan amount was good and the rate of interest was nominal with this loan. The duration is for 25 years to repay the loan with this bank. It is good to use.
I have been applied for my home loan with HDFC LTD, the loan amount they are given me in installment type, like the loan got approval up to 15,00,000 but they are giving me loan 3,00,000 in part every time, and the rate of interest they have charged me up to 11% it is high compare to other bank,the loan process is good.
I have been applied for home loan with HDFC LTD, Their service is good, the loan amount they have given me was sufficient, and the rate of interest they have charged me while applying was 8.75% but after one month it increase it up to 9.25%, it was high compare to other bank, and the processing fee they have charged me was nominal, the loan was on time.
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GAURAV GURURANI
, dehradun
Reviewed on Jan 27, 2019
I have closed my home loan application with HDFC LTD, the reason behind closing the application is, i have postponed the plan to get the home loan. Customer service part was good and they responded on time. The rate of interest was nominal when compared to other sources.
From PNB HOUSING FINANCE LIMITED i have applied for a home loan and my loan got approved. The disbursed loan amount was 10 lakhs 50 thousand. The rate of interest was 9.11% with a monthly EMI of 9860.The total tenure was for 2 years. Documentation process done well.
There was lot of delay in the loan process with PNB ,rate of interest they offered was fine also the representatives are helpful during the process ,I can say the overall service is good from PNB for my home loan process. I don't have any queries with PNB service.
It was an very good service from PNB ,during my loan process the representatives of PNB was very helpful and very responsible representatives . I have postponed because of my I had not finalized the property ,even with a interest rate it was fine so I can say overall it was a excellent service
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NITESH GAIROLA
, dehradun
Reviewed on Sep 27, 2017
I don't want to do anything on PNB home loan process, they have taken complete initiative. Whatever query I had everything got resolved, my end loan process got delay to get the document from builder. But they have done everything on time and with good interest rate.
It was kind of great exp i had with PNB HOUSING FINANCE LIMITED. there was a real quick response from the PNB housing finance limited side and they delivered the information i asked for the detail of the loan , but due to some personal reasons of mine i was not able to opt for the loan so i canceled it .
the experience i had with the HDFC LTD home loan services was not that good . Everything was held up with the bank was not up to the mark . After a month i submitted the docs for the loan process i got a call from the bank stating me that my home loan application is not yet processed for approval yet , if anyone can do anything for that it will be amazing better .
HDFC LTD is very good in terms of providing response, as they are were doing a very good job in providing response. I was able to get the loan very easily within a span of one week and that was the turn around time for the disbursement. Talking about the rates interest rate is high, so was the processing fee. Totally, it was a good experience with HDFC LTD.
Little disappointing with the service offered by HDFC LTD for the housing loan. The process was lengthy and also it involved lot of paper works. Interest rate and processing charges were common as other banks, but the legal fee was high. It took about 10-15 days to sanction my loan.
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HIMANSHU SAWHNEY
, dehradun
Reviewed on Jun 27, 2016
Bank of India is charging 12.5% interest rate which is fixed for the home loan. I took the loan long time before. Maximum time they use to take is one month because they have many formalities. Part payment and pre closure facility is available without any extra charges.
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RAJ KUMAR SINGH BHADOURIA
, dehradun
Reviewed on Mar 09, 2016
I have taken the home loan from Punjab National bank on my motherâ??s name. Interest rate offered by the banker was pretty low when compared to private banks. The home loan was disbursed at the earliest. Though the documentation was delayed from my end for the process.
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SHIVENDER SINGH PANWAR
, dehradun
Reviewed on Mar 01, 2016
Banking norms are pretty satisfied with HDFC limited. Though my relative is working with a nationalized bank, it is easy for me to take the loan with that nationalized bank. Due to this I dropped the plan of taking the home loan from HDFC limited.
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SHIVENDER SINGH PANWAR
, dehradun
Reviewed on Mar 01, 2016
The service provided was very good with LIC housing finance based on the home loan application being submitted.They are slow in the loan process but the service is good.They are providing interest rate around 10.2% for the loan.They are very transparent in the service provided
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RUPENDRA SINGH
, dehradun
Reviewed on Jan 05, 2016
