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    We found 37 Chennai Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0 PF (For Salaried) to 0.50%(min.2000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% - 8.95% Floating
    0 One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Chennai Home Loan is Rated as "Great!" by 2904 Users
    Home Loan BYTES FROM OUR KITCHEN

    Chennai Home Loan

    Chennai formerly known as Madras, this 369-year-old city is the capital of the southern state of Tamilnadu and is India's sixth-largest city in terms of population.It serves as one of the main gateways to South India and has a thriving local culture and art scene and is one of the major destinations for medical tourism. It is considered as one of the world's fastest growing cities.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Chennai Home Loan if you are

    01
    02
    03
    04
    Chennai Home Loan Minimum Age

    At least 21 years old

     Chennai Home Loan Maximum Age

    Less than 65 years old

    Chennai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Chennai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chennai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Chennai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Chennai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Chennai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chennai Home Loan amount by these steps

    01
    02
    03
    Chennai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Chennai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Chennai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Chennai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chennai Home Loan Interest RatesUpdated on 24 Feb 2018

    Chennai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Chennai Home Loan Reviews

    • Bank Bazaar Home Loan
      "Comparing Bank Loans and Their Interests made easy for all. "
      0.5 5.0/5 "Blown Away!"
      Excellent and got an instant Quote. Beautiful Application to be used by all. This saves time for comparing all the Banks at one shot . Good work done by the team. Got an call immediately after filling this application. Keep up the good work team
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 22, 2018
    • Bank Bazaar Home Loan
      "After told my expectations with difficulties into the bank "
      0.5 3.0/5 "Satisfactory"
      Response of the bank bazar very good but some times there is some sort of discomfort as I received continuous call back other wise no problems but more or less money problems solved this time via bank bazaar. Thanks a lot for all the team efforts.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 15, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The comparison part is excellent with the bank bazaar team. It would be great if it is same when I reach to the bank partner. The customer support service is good with the bank bazaar team. I know bank bazaar for more than a 4 years. Overall I am satisfied with the bank bazaar service.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 13, 2018
    • ICICI Bank Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The requirement was fulfilled by ICICI bank in regards to my home loan service, but the transparency is not seen in the process. The ICICI bank has taken around a month time to disburse the home loan amount. The rate of interest and the charges are average with the ICICI bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 13, 2018
    • Vijaya Bank Home Loan
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home loan with Vijaya bank,the loan amount is 12.50 lakhs,the total tenure is 12 years ,rate of interest is nominal as compared to other banks.They had immediately processed the loan without much delay in process.I have registered for an auto debit payments from my salary account.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 09, 2018
    • Punjab National Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with PNB Housing Finance and my loan experience was very good. The loan amount was for Rs 4 lakhs with the rate of interest of 9% which is nominal when compared to other banks. The process was smooth and the tenure of this loan is 4 years. Customer service was good and they responded on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 07, 2018
    • Bank Bazaar Home Loan
      "Wonderful"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is nice one and its very helpful to get the information about the financial products. I would like to say that the customer service is good one with the Bankbazaar.com and everything is better one too with them like the calculators and others.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 06, 2018
    • Punjab National Bank Home Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      Rate of interest for the Home loan was around 8.5% was around PNB Housing Finance Limited . Customer service was not up to the mark. The loan amount got disbursed within twenty days of time. I have not got the documents till now.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 06, 2018
    • Bank Bazaar Home Loan
      "Easy Home Loan Process"
      0.5 5.0/5 "Blown Away!"
      It was a good experience from the bank bazaar side they had taken very simple steps with respect to loan. So the information available on bank bazaar.com is very much helpful.It is very easy to get the home loan through bank bazar. HDFC bank officials are very much responsible and they respond very well to the customer.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 05, 2018
    • Punjab National Bank Home Loan
      "Better "
      0.5 4.0/5 "Great!"
      I got the home loan with the Punjab National Bank housing fiance limited and the experience was fine. There is no proper communication from them and every time, I need to make the real time communication with them. Rest of the things like charges and other things really good one.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 29, 2018
    • Axis Bank Home Loan
      "Good Home Loan"
      0.5 5.0/5 "Blown Away!"
      The Axis Bank is a quite a good Bank to have a Home Loan with, and I have been maintaining it for the past 7 years. As the process happened quite back, those days it was a hectic document checking process throughout and they took nearly 1 and Half months to complete the process. I took the Loan on a Variable interest rate scheme, which started with a humongous 9.5% has steeped down to 8.67% now.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2018
    • DHFL Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My Home loan experience with DHFL was very good, the loan amount was for Rs 18 lakhs with the rate of interest of 8.7% which is less when compared to all other sources. The loan amount was disbursed on time. Customer service was good and they collected documents on time. The tenure of the loan is 14 years and it was overall a good service from DHFL.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 22, 2018
    • review Home Loan
      "Best banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home loan with Repco Home Finance .The loan amount is 12 lakhs,rate of interest is nominal as compared to others.They have processed my loan within the TAT.I use net banking as well as Mobile App.The loan is still active.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2018
    • review Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken before 3 to 4 years with Repco Home Finance. The tenure period is 15 years. It was recommended by friend.The rate of interest was 11%. The customer service and response was average. I have purchased a residential property. I am paying monthly 22K for the loan amount 20L.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2018
    • Axis Bank Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have my home loan with AXIS bank for about 1 year. Here the Interest rate was 9.4% which was average in the market. The tenure period was 180 months and the loan amount was 20 lakhs. The process got delayed for about 10-15 days but they have sanctioned the loan with the committed time. MY overall experience was good .
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 17, 2018
    • HDFC Limited Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken a home loan with HDFC limited the loan amount is 18 lakhs,rate of interest is very high as compared to others.I submitted documents,i paid my EMI through an ECS payment.I am not happy with rate of interest is not satisfactory hence i closed and got it swapped with different bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 16, 2018
    • SBI Home Loan
      "Call support needs to be improved "
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with State Bank of India. I have completed one and taken a new loan recently. They need to improve the customer service. The rate of interest was best. The documents are collected at doorstep by the executive. They have disbursed my loan on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 10, 2018
    • HDFC Limited Home Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      My home loan is with HDFC LTD and the process to get this loan was easy and hassle free. The documentation was minimal. I am offered a rate of around 10.5% and it is a fixed rate. The processing charges are normal and the after loan services are also good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 02, 2018
    • HDFC Limited Home Loan
      "Happy service"
      0.5 5.0/5 "Blown Away!"
      I am running a home loan with HDFC LTD. I have taken 2 home loans and paying 50K per month. It will be debited directly from my account. The documentation process is simple and executive came to my place and collected all the documents. I have purchased a residential property.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 02, 2018
    • Bank Bazaar Home Loan
      "Good One"
      0.5 4.0/5 "Great!"
      From bank bazaar side the customer service was good and within a day i received call from the bank side . Everything was good from the bank bazaar side the website of bank bazaar was good and was very helpful . In a nutshell, it has been a good experience with bankbazaar.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 29, 2017
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