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    We found 36 Chennai Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.65% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Chennai Home Loan is Rated as "Great!" by 2944 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Chennai Home Loan

    Chennai formerly known as Madras, this 369-year-old city is the capital of the southern state of Tamilnadu and is India's sixth-largest city in terms of population.It serves as one of the main gateways to South India and has a thriving local culture and art scene and is one of the major destinations for medical tourism. It is considered as one of the world's fastest growing cities.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Chennai Home Loan if you are

    01
    02
    03
    04
    Chennai Home Loan Minimum Age

    At least 21 years old

     Chennai Home Loan Maximum Age

    Less than 65 years old

    Chennai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Chennai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chennai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Chennai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Chennai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Chennai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chennai Home Loan amount by these steps

    01
    02
    03
    Chennai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Chennai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Chennai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Chennai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chennai Home Loan Interest RatesUpdated on 26 May 2018

    Chennai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Chennai Home Loan Reviews

    • HDFC Limited Home Loan
      "Supportive services"
      0.5 5.0/5 "Blown Away!"
      My home loan was with HDFC Ltd earlier. I have closed the loan too. The experience is good and they were very supportive. Though I was in another location. The executives came over to my end and collected the paper work. The interest rate and charges was also normal.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I am using the services of bankbazaar from last 1 year, the services provided by bankbazaar is good when compared to all other sources in the market. Customer service was good and their response was prompt. The website of bankbazaar is easy to use and is user friendly. The only issues i am facing is, i am getting frequent calls from bankbazaar.
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2018
    • HDFC Limited Home Loan
      "Not happy"
      0.5 4.0/5 "Great!"
      My home loan loan application was closed with HDFC LTD as the property which i selected is out of the geographical area. When it comes to customer service, their response was good and they followed up on time. The rate of interest was nominal according to me.
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I am using the services of bankbazaar from last 2 years, the services provided by bankbazaar is good when compared to all other sources. Customer service was good with bankbazaar and their response was on time. Both mobile application and website of bankbazaar is easy to use.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My experience with HDFC LTD for home loan was good, the process was smooth and i received my loan amount within 2-3 weeks. Customer service was good and they collected documents on time. The rate of interest was nominal and the loan amount was based on my requirement.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      i came to know about bankbazaar.com through google, the services provided by bankbazaar is good when compared to all other sources. Customer service was good with bankbazaar and they responded on time. The website of bankbazaar is easy to navigate and is user friendly.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      The application process was very smooth with HDFC LTD for home loan, i received my loan amount within 10 days. The rate of interest and the processing charges were nominal when compared to all other sources. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have taken this loan almost five years back, the interest rate initially was 10.9% and now it had been to 8.8%. It was overall an easy and smooth process taking this home loan from them. The document submission was smooth and easy, and the process was very quick and it had took very less time. Their customer service was also good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 1 month, the services provided by bankbazaar is good when compared to all other sources in the market. It was a good experience with bankbazaar so far. Customer service was good with bankbazaar and the website of bankbazaar is user friendly to use.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from HDFC LTD. When it comes to customer service, they responded on time, furnished all required details of the loan and they followed up correctly. The rate of interest was nominal when compared to other sources.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • ICICI Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I took a home loan from the ICICI bank which I got under subsidized rate of interest. I was paying an EMI of 12000 Monthly. Interest rate was nominal. The tenure was 15 years but I closed the loan even before the tenure. The loan was fully paid with in 7.5 years..closed 7.5 year. There were no pre closure charges.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about bankbazaar through google, this was my first time experience with bankbazaar and it was good. Customer service of bankbazaar was good, they explained in detail about the loan. The website of bankbazaar is easy to navigate and is user friendly.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from HDFC LTD, my loan application was closed because i do not require loan as of now and i have just inquired. Customer service of HDFC LTD was good and they followed up on time. The rate of interest was nominal when compared to other sources.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar so far, they provide good services on financial products when compared to all other sources. I am using the services of bankbazaar from last 1 year. Customer service was good and their response was on time. The mobile application of bankbazaar is easy to access and is user friendly.
      Was this review helpful? 0
      , chennai
      Reviewed on May 14, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan application was closed with HDFC LTD, the reason behind closing the application is because i have taken the loan amount from other bank. Customer service was good and they responded on time. The rate of interest is nominal when compared to all other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on May 14, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience with HDFC LTD was good, the loan amount was for Rs 30 lakhs with nominal interest rate when compared to other sources. The process was quick and i received my loan amount on time. The tenure period is 15 years and there are no charges on preclosure.
      Was this review helpful? 0
      , chennai
      Reviewed on May 09, 2018
    • Bank Bazaar Home Loan
      "Giving good revoew"
      0.5 5.0/5 "Blown Away!"
      As of Now Bank Bazaar is giving their wonderful assistance to all people especially it is useful to the people who are living under middle class catogery. I wish them to go ahead with this successful rate with good assistance on basic level of people to be getting benifited in their life to clumb up towards the success. Thank you.
      Was this review helpful? 0
      , chennai
      Reviewed on May 08, 2018
    • ICICI Bank Home Loan
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      From ICICI BANK i have taken a home loan for last 2 months. Rate of interest that they are charging is 8.35% and that too it is a fixed interest rate. When i applied for my loan within 2 weeks they approved it and processed.
      Was this review helpful? 0
      , chennai
      Reviewed on May 07, 2018
    • ICICI Bank Home Loan
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      From ICICI BANK i have taken a home loan for last 2 months. Rate of interest that they are charging is 8.35% and that too it is a fixed interest rate. When i applied for my loan within 2 weeks they approved it and processed.
      Was this review helpful? 0
      , chennai
      Reviewed on May 07, 2018
    • review Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I really want to thank REPCO, because none of them helped to get a home loan, they gave me the loan. My loan is two years old i am using since 2 years, the rate of interest is like floating and the percentage is 10.6%.
      Was this review helpful? 0
      , chennai
      Reviewed on May 06, 2018
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