A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    We found 3 Chennai Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 8.70% Floating
    ₹2,000 to ₹10,000 + applicable tax
    -
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
     Loading your search... Loading your search...
  • Chennai Home Loan Reviews

    • Sundaram BNP Paribas Home Finance Limited Home Loan
      "Interest rate should be reduced"
      0.5 3.0/5 "Satisfactory"
      I tried to take home loan in HDFC Ltd but they were asking so many documents. Hence I gone with Sundaram Bnp for the home loan process was simple but they offered me 10.5% of interest it was high, still they didn't reverse the interest rate. I have taken the amount of 13 lakhs I would like to switch over to other bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2017
    • Bank Bazaar Customer Support
      "Bank bazaar free cibil score"
      0.5 3.0/5 "Satisfactory"
      Bank bazaar offers free cibil score and based on pan card. It is provide all the loan details and credit card in few minutes. It's pretty cool and excellent service. There is no other competitors for bank bazaar and instant loan application process is amazing.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 10, 2017
    • ICICI Bank Home Loan
      "ICICI bank great service"
      0.5 3.0/5 "Satisfactory"
      I really appreciate ICICI bank for there service. There is not following normal bank hours and there are very flexible to customer timing. Instant loan approval is amazing idea through online and able to submit document through online is great
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 10, 2017
    • Bank Bazaar Customer Support
      "Better service"
      0.5 4.0/5 "Great!"
      Bank bazaar is pretty good in their follow up. Bank bazaar will put the customer with the suitable bank partner where customer requirement can be fulfilled. The bank bazaar web site is easy to use and user friendly. The customer service provided by bank bazaar was very much supportive.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 07, 2017
    • Dena Bank Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      My IT got filed in the day when I have applied for the home loan with Dena bank, so that was the reason Dena bank didn't approve my home loan application. The customer service and the response part with Dena bank was good. The rate of interest is nominal with Dena bank. The service provided by Dena bank was average.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 07, 2017
    • Bank Bazaar Customer Support
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I got an Immediate response when I have applied for my home loan at bankbazaar.com . The customer service and the response is really good with Bank bazaar. I got to know about bank bazaar through google web search. I am with bank bazaar for more than a year. The web site is easy to use and user friendly with bank bazaar.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 07, 2017
    • HDFC Limited Home Loan
      "Satisfied service."
      0.5 5.0/5 "Blown Away!"
      I have applied home loan with HDFC limited , but then the HDFC executive told the place which I have selected is not eligible to get the loan. The rate of interest is nominal with HDFC limited.The customer service and the response was good with HDFC limited.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 07, 2017
    • LIC Housing Home Loan
      "Recommendable "
      0.5 3.0/5 "Satisfactory"
      I have got the home loan with the LIC Housing finance limited and I dont have any option to dealt because they have dealt with the builder of the property. Foreclosure charges were a kind of okay one for me. They have provided around 80% of cost of property as loan.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 06, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had taken the home loan from Axis bank. The bank services are good and they processed the home loan process in a good manner. But when it comes to the customer service, it is not approachable. It is not possible to get proper response from their customer support.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 05, 2017
    • HDFC Limited Home Loan
      "Better "
      0.5 4.0/5 "Great!"
      I got the home loan with the HDFC limited and the interest rate is around 8.35%, also the loan amount got sanctioned in twenty five days of time. Customer service is good and the processing charged was around 0.5% of the total capital amount, also I am very much happy with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Better "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com had chosen the right bank for my financial product. Customer service of Bankbazaar.com is really good and I came to know about bankbazaar through internet search. Website of the Bankbazaar.com is very much easy to access..
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Axis Bank Home Loan
      "Satisfied"
      0.5 2.0/5 "Expected more"
      I had not taken the home loan with the Axis bank because of the huge processing charges and also they have delayed for some time. Customer service was not really good after the document collection process, also they have not provided the proper feedback too.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I got the home loan with the HDFC limited and the interest rate was around 8.4%, also the loan amount got disbursed within a week of time. Service aspects and everything is fine one for me. They have provided around 80% of the cost of home as loan. Documentation process were nominal one with the HDFC limited.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Wonderful "
      0.5 4.0/5 "Great!"
      Bankbazaar.com is very good one for me and am using it from the last one year of time. Services and other aspects are really good one. Online portal of the Bankbazaar.com is easy to access, also I got the response from them in the immediate manner, I would like to say that the information so provided could be used and we can save it for future purpose to process the application with other Bankers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Axis Bank Home Loan
      "Better"
      0.5 4.0/5 "Great!"
      Process and everything was a good one with the Axis bank and I don't have any issues with them till now. Response was very much delayed , also the process lapsed with the Axis bank. In the mean time, I had got the better offer from the Axis bank..
      Was this review helpful? 2
      , chennai
      Reviewed on Jun 22, 2017
    • IDBI Home Loan
      "About IDBI"
      0.5 0.5/5 "Unacceptable"
      I had taken home loan from IDBI in 2007 latest interest was 10.8% which is i dont know.(Bank will not inform to us. if changes as per RBI But bank will change of interest of % if hiked by RBI) so i loss more than 12 to 14 month EMI. immediately i have changed to SBI interest low, Update every change and tension free.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has been good also they have done their job well. As a mediator they contacted me and coordinated with the bank well. The follow up calls were also satisfactory. The website has been good and easily understandable. It is very much informative too.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 17, 2017
    • Dena Bank Home Loan
      "Response is good"
      0.5 5.0/5 "Blown Away!"
      Due to my personal reasons I did not go ahead with Dena Bank for the home loan. The bank was quick in response and they informed me all the details. I guess they were higher than other banks on the rate of interest. The interest rate was around 8.65%. Where as my sister got a deal at her Axis bank account for around 7%.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 17, 2017
    • ICICI Bank Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am an existing customer of ICICI, I got the home loan interest rate around 9.75% it is bit high compared to other competitor. The processing fee was also high they have taken more than Rs.7000 from the disbursement, but loan process was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2017
    • review Home Loan
      "Fast process & high on ROI"
      0.5 5.0/5 "Blown Away!"
      I got the approval for the home loan in just a day from Sundaram finance. It was a super fast process and the disbursement was much before the date I expected. The rate of interest was around 8.7% which is a bit high, and the processing charges was high too also the service rendered by them is excellent.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 16, 2017
    Common Loader Icon

    Chennai Home Loan is Rated as "Great!" by 2549 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Chennai formerly known as Madras, this 369-year-old city is the capital of the southern state of Tamilnadu and is India's sixth-largest city in terms of population.It serves as one of the main gateways to South India and has a thriving local culture and art scene and is one of the major destinations for medical tourism. It is considered as one of the world's fastest growing cities.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Chennai Home Loan if you are

    01
    02
    03
    04
    Chennai Home Loan Minimum Age

    At least 21 years old

     Chennai Home Loan Maximum Age

    Less than 65 years old

    Chennai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Chennai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chennai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Chennai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Chennai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Chennai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chennai Home Loan amount by these steps

    01
    02
    03
    Chennai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Chennai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Chennai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Chennai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chennai Home Loan Interest RatesUpdated on 28 Jul 2017

    Chennai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.