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    We found 37 Chennai Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Chennai Home Loan is Rated as "Great!" by 2922 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Chennai Home Loan

    Chennai formerly known as Madras, this 369-year-old city is the capital of the southern state of Tamilnadu and is India's sixth-largest city in terms of population.It serves as one of the main gateways to South India and has a thriving local culture and art scene and is one of the major destinations for medical tourism. It is considered as one of the world's fastest growing cities.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Chennai Home Loan if you are

    01
    02
    03
    04
    Chennai Home Loan Minimum Age

    At least 21 years old

     Chennai Home Loan Maximum Age

    Less than 65 years old

    Chennai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Chennai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chennai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Chennai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Chennai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Chennai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chennai Home Loan amount by these steps

    01
    02
    03
    Chennai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Chennai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Chennai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Chennai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chennai Home Loan Interest RatesUpdated on 24 Apr 2018

    Chennai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Chennai Home Loan Reviews

    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan from HDFC LTD and my loan experience was good, the process was smooth and i received my loan amount on time. The loan amount was for Rs 20 lakhs with the rate of interest of 8.35% which is best rate in market. Customer service was good and the tenure period of this loan is 10 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 16, 2018
    • Bank Bazaar Home Loan
      "Process is fast"
      0.5 4.0/5 "Great!"
      The process for getting a loan application is very fast. I just entered some information about myself and my application is forwarded for next process. I just know the interest rate of various banks at Bankbazar.com This is the simplest way for applying home loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 04, 2018
    • LIC Housing Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with LIC housing finance and my experience was good. The loan amount was for Rs 17 lakhs with nominal interest rate when compared to other banks. The process was smooth and i received my loan amount on time. There are no charges on preclosure and part payment. The tenure of this loan is 20 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 03, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with HDFC LTD and my loan experience was good, the loan amount was for Rs 5 lakhs with rate of interest of 9.75% which is nominal rate when compared to other banks. Customer service is good, they followed up on time and the tenure of this loan is 15 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 02, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with State Bank of Mysore and my loan experience was good. The loan amount was for Rs 50 lakhs with nominal interest rate when compared to other banks. The process was smooth and i received my loan amount on time. Customer service was good and i preclosed the loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 31, 2018
    • Bank Bazaar Home Loan
      "HOME LOAN"
      0.5 5.0/5 "Blown Away!"
      It is very good and helpful to those people looking for financial needs. We will share to our friends. This facility is everyone easily go and search and my budget and financial amount ready to buy take good choice so, I would say it is a nice opportunity for us.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 28, 2018
    • Bank Bazaar Home Loan
      "Home loan"
      0.5 4.0/5 "Great!"
      Bank bazaar providing an excellent service for the people's who really required finacial support. I'm glad to have a connection with bank bazaar. I have applied home loan, hope they soon provide they support.Thanks for giving this opportunity.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 25, 2018
    • Bank Bazaar Home Loan
      "Personal loan"
      0.5 4.5/5 "Excellent!"
      I like bank bazaar site easy to search so many offers at one place.no need to search individually.also giving quick response.and time saving for job workers almost all details are available in this site ,so easy to understand also it is very easy to go with bankbazaar.com.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 22, 2018
    • SBI Home Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have my home loan with SBI which was taken 4 years back. The loan amount was 18 lakhs and the interest rate was 8.9% which is satisfactory . The tenure period was 30,years . The process was not eats and everything was so manual. They did not provided door step service for collecting documents. My overall experience was not good.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 21, 2018
    • Indiabulls Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had applied for the home loan with India Bulls. The loan just got approved and the process is on. The customer services and response is good and the team was on time to reach out to me. The is a delay from my end. It has been a good start and looking forward for the loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2018
    • Axis Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have got the home loan from the AXIS BANK around 5 years ago. The customer support was good with the AXIS BANK and they gave good support in getting the home loan from the AXIS BANK, The rate of interest and the charges are average with the AXIS BANK and I have got the floating interest rate from the AXIS BANK.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 15, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience with HDFC LTD was good, the loan amount was for Rs 35 lakhs with nominal interest rate when compared to other banks. The tenure of this loan is 20 years and the customer service was very good. There was no delay in the service, follow up was done correctly and i received my loan amount within the given time.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 14, 2018
    • HDFC Limited Home Loan
      "Home loan with HDFC LIMITED"
      0.5 2.0/5 "Expected more"
      I have taken a home loan from HDFC limited and the approved loan amount is 67 lakhs. The rate of interest is 8.5% and the total tenure period was for 300 months. For constructed house they have lot of paper work even after approval and they don't tell all paper work needed in a single shot. Other than that everything was fine with HDFC.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 08, 2018
    • Tata capital Home Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have my home loan with TATA CAPITAL for about 5 years . The loan amount was 43 lakhs and the Interest rate was 8.26% which is average in the market . I am satisfied with the quick process and smooth documentation.They have sanctioned the loan well within the time scales too.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 02, 2018
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Hdfc Ltd home loan service is good. The rate of interest is little high compared to others in the market. The staffs are friendly and charges and interest is little high. The loan disbursement was on time. The process is very fast on time, it was totally a good experience which I had with Hdfc Ltd home loan team.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 02, 2018
    • Federal Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have a home loan in Federal Bank and its running till now. The total duration is 18 years and I have completed 3 years. The rate of interest and charges are normal. The customer service was good and they do respond properly. I am paying monthly around 10,000 rupees as a EMI.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 01, 2018
    • ICICI Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken Home loan with ICICI bank and my loan experience was very good. The loan amount was for Rs 26 lakhs with the rate of interest of 8.4% which is nominal when compared to all other banks. There are no charges on preclosure and part payment. Customer service was good and they collected documents on time. The tenure of this loan is 10 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 28, 2018
    • LIC Housing Home Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      I am having the home loan with the LIC Housing Finance limited and the rate of interest is around 8.5%, also the customer service is good one . I would like to say that the response is also good one with the LIC Housing Finance limited.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 27, 2018
    • Bank Bazaar Home Loan
      "Comparing Bank Loans and Their Interests made easy for all. "
      0.5 5.0/5 "Blown Away!"
      Excellent and got an instant Quote. Beautiful Application to be used by all. This saves time for comparing all the Banks at one shot . Good work done by the team. Got an call immediately after filling this application. Keep up the good work team
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 22, 2018
    • Bank Bazaar Home Loan
      "After told my expectations with difficulties into the bank "
      0.5 3.0/5 "Satisfactory"
      Response of the bank bazar very good but some times there is some sort of discomfort as I received continuous call back other wise no problems but more or less money problems solved this time via bank bazaar. Thanks a lot for all the team efforts.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 15, 2018
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