A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Chandigarh Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.50% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Chandigarh Home Loan Reviews

    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a very good service from Bankbazaar ,everything was fine from Bankbazaar service ,even the customer service and the representatives were very helpful and responsible during my loan process they explained everything regarding my loan process.Bankbazaar website was also user friendly. friendly.Overall service was good from Bankbazaar.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 23, 2017
    • ICICI Bank Home Loan
      "WORST SERVICE"
      0.5 1.0/5 "Really Bad"
      It was a worst service from ICICI ,I got only one call from their representatives after that there was no proper response from ICICI representatives . They didn't give any proper information's regarding interest rate ,overall I am not happy with the service of ICICI.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 23, 2017
    • Bank Bazaar Home Loan
      "Nice experience and fast process"
      0.5 5.0/5 "Blown Away!"
      The process of follow up calls was good at Bankbazaar and the team done a good job for me. They contacted me on time and informed me the details and also processed it swiftly. It was a very comfortable process overall. The website is also good and easy to understand.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 19, 2017
    • HDFC Limited Home Loan
      "Delayed process"
      0.5 3.0/5 "Satisfactory"
      The home loan process at HDFC LTD was delayed. I got the loan after two months. The documents was taken on time but the process of disbursement was delayed. The interest rate and charges was normal. They need to work on their customer services.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 19, 2017
    • Bank Bazaar Home Loan
      "Satisfied with the overall experience"
      0.5 5.0/5 "Blown Away!"
      My experience with Bankbazaar was good and I would give them five stars is because they contacted me immediately after I registered my details and I also got the contact number of the bank executive. It was a very supportive process overall.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 19, 2017
    • HDFC Limited Home Loan
      "Services are good and high on charges"
      0.5 4.0/5 "Great!"
      The whole process was good at HDFC LTD. I have taken a home loan. The documentation is nominal and it was taken on time. The interest rate was around 8.4% and the processing fees and other charges was on the higher side. There were other fees like file charges.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 19, 2017
    • Bank Bazaar Home Loan
      "It Was Good"
      0.5 4.0/5 "Great!"
      The overall experience that I had with BANK BAZAAR was all good . i felt it great that bank bazaar gave me various option of the bank after comparing them based on me info given, and i need not run around from one bank to other get the info and compare it by my self all this is done by the website itself that's the best part about bankbazaar.com.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 18, 2017
    • HDFC Limited Home Loan
      "It Was Good"
      0.5 4.0/5 "Great!"
      I was really not happy with the exp i had with the HDFC LTD for the home loan services i applied for .the bank executive called me occassionally .The person who called me didn't have a idea that about that product i availed for after he said he will be arranging a call back from the senior person and after all that some personal problem came up so only i did not opt for the loan .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 18, 2017
    • Bank Bazaar Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      "It was a wonderful experience with bank bazaar . In bank bazaar i got a various option of the different bank and also had option to compare them and choose and correct one . I received many call from bank bazaar. Therefore I am very much happy with the service provided by bankbazaar.com.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 14, 2017
    • ICICI Bank Home Loan
      "Could have been better "
      0.5 3.0/5 "Satisfactory"
      I did not have a good experience ICICI bank home loan services . As they did not contact me in a proper way and neither the information was not delivered to me in a proper manner i asked them about the rate of interest and they told me to go online and check it by myself so I did not find it proper .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 14, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is okay one for me and he have given me the updates on mail for everyday, also I would like to say , I am happy with them till now. Website of the Bankbazaar.com is easy to access, also I have not found any issues with them till now.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 12, 2017
    • HDFC Limited Home Loan
      "Average"
      0.5 2.0/5 "Expected more"
      My experience was okay for me and the executives were not provided the details in proper way. I have applied for the loan of 12 lakh Rupees but I have got only 8 lakh Rupees. Response and other things are really okay for me and I have faced any issues with them for my home loan disbursement.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 12, 2017
    • Bank Bazaar Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Excellent service from Bankbazaar .Very helpfull representatives everytime when ever I call to customer service they always helpfull .Bankbazaar working very hard for their service but banks were not up to mark ,I feel service of Bankbazaar was excellent .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 05, 2017
    • HDFC Limited Home Loan
      "WORST SERVICE"
      0.5 1.0/5 "Really Bad"
      I am not getting a proper response from HDFC ltd .. Even after I submit my genuine documents they have not processed for my loan till now.Intrest rate was fine ,representatives were not helpful when needed ,so overall i am not intrested with HDFC LTD service .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 05, 2017
    • HDFC Limited Home Loan
      "Its Better"
      0.5 5.0/5 "Blown Away!"
      HDFC Ltd is good, they gave me good customer satisfactory service on home loan. Totally they taken only ten days to collect he document and verify the property paper and gave interest rate around 8.35% it was nominal. I am pretty happy with their service.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 01, 2017
    • Bank Bazaar Home Loan
      "Easy to Navigate"
      0.5 4.0/5 "Great!"
      Whenever I apply for any loan products, Bank Bazaar contact me immediately and inform about the best offers. I have been using Bank Bazaar nearly three years its good. I have also taken credit card through Bank Bazaar, Overall its a good platform for banking financial needs.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 01, 2017
    • ICICI Bank Home Loan
      "Response part needs to be improved"
      0.5 2.0/5 "Expected more"
      My home loan got approved first with HDFC, therefore I didn't go head with ICICI. I put a request same time in both the banks but HDFC have contacted me but ICICI haven't gave me proper response , it would be great if ICICI improve the service, many people can avail their products.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 01, 2017
    • Bank Bazaar Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      When I was looking home loan, my friend have recommended this site. Then I put a home loan application, I got good support and satisfactory service from Bank Bazaar. Website is very easy to check the details, overall I don't have any issues with them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jun 12, 2017
    • HDFC Limited Home Loan
      "Response time should be faster"
      0.5 3.0/5 "Satisfactory"
      I got offer from SBI, Because HDFC LTD response time is very delay. They reached me after three to four working later, Meanwhile I processed my home loan with SBI their interest rate is also good and they contacted me on time. HDFC Ltd should provide faster service too.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jun 12, 2017
    • HDFC Limited Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am happy with HDFC Ltd, whatever amount we have requested to them. They have sanctioned the entire amount. I took the loan amount of Rs.8 lakhs for the tenure of 15 years. HDFC ltd charged the interest rate of 8.6 % its nominal and they didn't take additional amount from the disbursement.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 16, 2017
    Common Loader Icon
    Chandigarh Home Loan is Rated as "Great!" by 245 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Chandigarh Home Loan

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is home to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Chandigarh Home Loan if you are

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    Chandigarh Home Loan Minimum Age

    At least 21 years old

     Chandigarh Home Loan Maximum Age

    Less than 65 years old

    Chandigarh Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Chandigarh Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Home Loan amount eligibility is based on these factors

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    Chandigarh Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Chandigarh Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Chandigarh Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Home Loan amount by these steps

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    Chandigarh Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Chandigarh Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Chandigarh Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Chandigarh Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Home Loan Interest RatesUpdated on 24 Sep 2017

    Chandigarh Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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