A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading
    We found 38 Chandigarh Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80%- 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.95% - 9.15% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 8.95% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.50% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is home to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Chandigarh Home Loan if you are

    01
    02
    03
    04
    Chandigarh Home Loan Minimum Age

    At least 21 years old

     Chandigarh Home Loan Maximum Age

    Less than 65 years old

    Chandigarh Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Chandigarh Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Home Loan amount eligibility is based on these factors

    01
    02
    03
    Chandigarh Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Chandigarh Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Chandigarh Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Home Loan amount by these steps

    01
    02
    03
    Chandigarh Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Chandigarh Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Chandigarh Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Chandigarh Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Home Loan Interest RatesUpdated on 19 Jun 2019

    Chandigarh Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Chandigarh Home Loan Reviews

    • IIFL Home Loan
      "Fraudster/Cheater - Interest Rate is Too High"
      0.5 0.5/5 "Unacceptable"
      Please don't take any loan from IIFL. They all are Fraudster specially the Chandigarh branch office. One of the worst home loan. They charged 15% interest on home loan. The loan amount was 13 lakhs and the interest rate was very high compare to other banks. The tenure period was 20 years . The customer service and responses was also not proper here.
      Was this review helpful? 1
      , chandigarh
      Reviewed on May 29, 2019
    • SBI
      SBI Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have taken Home loan through State Bank Of India which i have directly applied ,The rate of interest and processing fee was very less ,The loan amount got sanctioned on time ,I have applied for the loan amount of 15lakhs for the tenure of 10years .The loan process was very smooth according to me .
      Was this review helpful? 4
      , chandigarh
      Reviewed on May 28, 2019
    • Bank Bazaar Home Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      Thanks to Bank Bazaar Team . I am using bank bazaar site last few years. My experience is very good about Bank Bazaar.The process was good and overall am satisfactory. It gives better idea about interest rate on online comparison..........
      Was this review helpful? 1
      , chandigarh
      Reviewed on May 16, 2019
    • Bank Bazaar Home Loan
      "Bankbazaar is excellent."
      0.5 5.0/5 "Blown Away!"
      This is my first experience at Bankbazaar. It is a excellent process. The customer support is good and there are no hassles in the process. They contacted me on time and they also followed up in the process. The website is also good and it is easy to use.
      Was this review helpful? 1
      , chandigarh
      Reviewed on May 07, 2019
    • Bank Bazaar Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been using the BANK BAZAAR services for the last couple of months where the experience had been quite good. I had used their mobile application which has a good user interface and convenient in checking with credit cards and loans, and also with credit scores. The customer support team of them had also been responsive and helpful.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 03, 2019
    • HDFC Limited Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting my Home Loan from HDFC LIMITED has been quite a good experience, where it was a quick process and the interest rate which they where offering has also been good. I would suggest that the documentation could be made more easy. The loan amount was sufficient and the processing fee has also been nominal.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 03, 2019
    • SBI Home Loan
      "Processing time is very longer"
      0.5 3.0/5 "Satisfactory"
      I belong to Haryana state and now I am working in Andhra Pradesh rite now . When I am decided to a balance transfer with SBI . They said it will take a very long in processing the loan . Though the interest rate is very less in SBI , I am not able to apply .
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 02, 2019
    • LIC Housing Home Loan
      "Interest rate is very high"
      0.5 4.0/5 "Great!"
      LIC housing finance has provided me a loan when I required to buy a housing property . But the interest rate is very high to pay back for next 20 years . Being a middle class people , it is difficult for me . So I decided to go with the Balance transfer in private bank .
      Was this review helpful? 1
      , chandigarh
      Reviewed on May 02, 2019
    • Bank Bazaar Home Loan
      "Very instant process"
      0.5 5.0/5 "Blown Away!"
      When I am looking for the immediate process of delivering the housing loan . I decided to go with the Bank bazaar online service . They started to work on my loan and I got a very good customer support . I did a comparison with two to three bank interest rate .
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 02, 2019
    • HDFC Limited Home Loan
      "Very fast in their process"
      0.5 5.0/5 "Blown Away!"
      Actually , I am holding a savings account in Public sector bank . But I chosen the HDFC bank is mainly for the processing speed . Process has been completed very fast and I got the amount what I was expected . Their interest rate and processing fees were reasonable .
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 02, 2019
    • ICICI Bank Home Loan
      "Good Service Provider"
      0.5 4.5/5 "Excellent!"
      Till now I haven't faced any issue with ICICI home loan, I have taken the principal amount of Rs.28 lakhs based on the property they sanctioned the amount. Interest rate was nominal but I didn't consider it, I done physical documents by meeting the person it got the real value rather submitting in online.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 02, 2019
    • Indiabulls Home Loan
      "Should provide prompt service and response"
      0.5 3.5/5 "Pretty good"
      I closed India bulls home loan they are not responding prompt that is the reason I switched over to other bank. I took the loan amount of Rs. 65 lakhs for the tenure of 25 years. I would suggest they should provide proper response to the customer. The process was not streamlined they changed the paper without my consideration.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 02, 2019
    • Bank Bazaar Home Loan
      "Its convenient"
      0.5 5.0/5 "Blown Away!"
      They recommended the right bank which they done my work, the process was streamlined. On the beginning I came to know the site through internet site its my first experience, the customer service gave me the required information I got the instant call its quite helpful.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 02, 2019
    • HDFC Limited Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      HDFC Limited home loan process took some time but the everything was satisfactory. I have taken the principal amount of Rs. 70 lakhs for the duration of 15 years. Its my top up plan with HDFC limited I believe the interest rate was nominal for me.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 02, 2019
    • Bank Bazaar Home Loan
      "Unconditional Customer support"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar was key for getting a housing loan . They had taken my request and provided a basic information about the loan . Bank bazaar knows very well how to do work ontime to the customer . I am so happy for their customer service and unconditional support given to me .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 28, 2019
    • HDFC Limited Home Loan
      "Terms and condition to be very clear"
      0.5 3.0/5 "Satisfactory"
      In HDFC , they given me only 50 % of the expected amount as a housing loan . For this amount they had taken almost one month for sanctioning the loan . They taken a very high processing fees and some charges for legal purpose were charges . Initially , they didn't give me the correct information of the Terms and condition .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 28, 2019
    • SBI Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      Since am having a savings account in SBI got an offer to get home loan from SBI bank, i have applied for 10Lakhs but it took for a long time to get for an approval for the loan process, mean while rate of interest is normal and processing fee is normal. Overall is good.
      Was this review helpful? 2
      , chandigarh
      Reviewed on Apr 24, 2019
    • Bank Bazaar Home Loan
      "Hi all , it was a very good experience for bank bazaar....ea"
      0.5 5.0/5 "Blown Away!"
      Hi all , it was a very good experience for bank bazaar....easily check my detail and score... this site is good for us... and check for loan and credit card.... over all, I would say it was a wonderful experience for me.......................
      Was this review helpful? 3
      , chandigarh
      Reviewed on Feb 21, 2019
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR services for while . For the first time i got financial product through bank bazaar . I came to know about this services through online. The customer service is very prompt of bank bazaar and they frequently approach the customer . I am happy with the services .
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jan 27, 2019
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan was taken with HDFC ltd . The charges are very high with this bank and the rate of interest is not same what they said before. While getting the loan process was smooth but there was two days delay in getting the loan i was expecting early . The tenure period is 20 years.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 27, 2019
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.