A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Chandigarh Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Chandigarh Home Loan is Rated as "Great!" by 265 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Chandigarh Home Loan

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is home to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Chandigarh Home Loan if you are

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    Chandigarh Home Loan Minimum Age

    At least 21 years old

     Chandigarh Home Loan Maximum Age

    Less than 65 years old

    Chandigarh Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Chandigarh Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Home Loan amount eligibility is based on these factors

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    Chandigarh Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Chandigarh Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Chandigarh Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Home Loan amount by these steps

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    02
    03
    Chandigarh Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Chandigarh Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Chandigarh Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Chandigarh Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Home Loan Interest RatesUpdated on 21 Oct 2017

    Chandigarh Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Chandigarh Home Loan Reviews

    • SBI Home Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has offered me a home loan and the customer services are good. The documents was collected on time and there are no hassles in the process. The interest rate and processing charges is also normal and the after loan services are perfect.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      This is my first experience with Bank bazaar. The website was easy to navigate and understandable. I have not faced any run time or down time error while using the website. The options like EMI calculator and credit score was very useful. My overall experience was very good.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 11, 2017
    • HDFC Limited Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      I have applied for my home loan with HDFC LTD. I have no idea about the rate of interest here because I sis not proceed with the process since I have postponed the plan. The customers service and responses was up to the mark and I would like to rate 4 out of 5 overall,. My overall experience was good.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with AXIS via Bank bazaar. The process was quick and paperless. Their customer service and responses was really good and Immediate. The website was very help full with many good options and Its informative also. My overall experience was good so I would like to rate 4 out of 5 overall.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Not bad"
      0.5 2.0/5 "Expected more"
      I have applied for my home loan with HDFC LTD. The rate of interest was 8.40% which was average and satisfactory but their processing fee is high than other banks so I have cancelled the application. My overall experience here was not able and I would like to rate of interest was 2 out of 5 overall.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Great banking"
      0.5 5.0/5 "Blown Away!"
      Axis bank is doing a very fast service. The representative contacted me on time and collected the documents. The rate of interest is nominal. I have no issues with the Axis bank, they provide a good customer service. I am happy with the loan disbursement.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is doing a great service. Executive called me and provided the information, they have done their job correctly. The online website is more accuracy and speed. I don't find any run time error on the website. I will recommend this website to others. Overall it was a good service.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Very poor"
      0.5 1.0/5 "Really Bad"
      The response of HDFC Ltd is not upto the mark in regards to home loan. There were no call and follow ups from the bank. I have approached Axis bank for home loan, they responded proper and on time. The rate of interest is nominal with both the banks.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with AXIS bank. The loan amount was 14 lakhs and the rate of interest was 8.35% which was average and satisfactory. The EMI period was 20 years. Their customer service and responses was up to the mark and They have provided doors step service for the documentation service also.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My bank bazaar experience was really good because the customer service and responses was up to the mark. Their website was really informative and easy to navigate. I have not faced any issues with Bank bazaar website. My overall experience was good and I would like to recommend to others.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • Punjab National Bank Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have applied for PNB for my home loan . There was no response from the bank end and no calls also so I have cancelled the application. I have no idea about the rate of interest . Their customer service and responses was not up to the mark. My overall experience not satisfactory.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      Bank bazaar is the best website to get required financial products. Customer support executives are good and fulfill my requirements. I have browsed bank bazaar website 3-4 times and it is really good. I get multiple follow ups from the executives.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 06, 2017
    • HDFC Limited Home Loan
      "Very good service"
      0.5 3.0/5 "Satisfactory"
      I had applied for home loan with HDFC LTD. the executives shared the details regarding the interest rate,tenure period and loan amount,loan amount is 20lakhs for a tenure of 20 years,after sharing the details they said, I am not eligible for the same an did not share the status immediately. Fees and interest charges are nominal.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 06, 2017
    • Bank Bazaar Home Loan
      "Excellent service "
      0.5 4.0/5 "Great!"
      I found bankbazaar through Google. It is really a good application which connects customers to banks. The customer service and response given by them at the time of my application was satisfying. The website is also user friendly and navigation made easy
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 05, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      As a first timer it was a great experience with bank bazaar.com .the customer service provided to me was applicable I received call from the BANK BAZAAR side within few hours . Website of bank bazaar was really user friendly to use and compare option and pick the right one for me .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 04, 2017
    • ICICI Bank Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was real good customer service i received from the ICICI Bank for home loan . They contacted me on time and everything was delivered to me in a proper way . The rate of interest provided to me was minimal and also the processing fee . There was some personal reason due to with I did not opt for the loan .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 04, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The experience with the BANK BAZAAR.COM was amazing . The customer service was properly done . This is the second time applied for something through bank bazaar . The website is really good and user friendly for me . The information was detailed in the website and easy to understand .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 04, 2017
    • ICICI Bank Home Loan
      "BAD"
      0.5 2.0/5 "Expected more"
      It was a very bad service and experience I received from the ICICI Bank for the home loan process . Customer service was not all good . I never received a call from the bank side . If that anyone can do anything about it will be better for other customers .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 04, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I was able to compare the options and choose the best one for me . The website is good ,it is an excellent platform. Bank bazaar is providing very good service to their customers and also the website is so user friendly . The experience I had with the bank bazaar side was good . I had applied for the home loan via bank bazaar they gave me good number of options .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 27, 2017
    • HDFC Limited Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have postponed my plan, at present I was not looking for home loan due to my personal reason, hence I didn't avail from them. But I am really satisfied with HDFC ltd, interest rate and processing fee. Especially service part is good, the way of approach is great.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 27, 2017
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