A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 45 Chandigarh Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.75% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.85% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Chandigarh Home Loan Reviews

    • Bank Bazaar Customer Support
      "Its Good"
      0.5 4.0/5 "Great!"
      When I was looking home loan, my friend have recommended this site. Then I put a home loan application, I got good support and satisfactory service from Bank Bazaar. Website is very easy to check the details, overall I don't have any issues with them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jun 12, 2017
    • HDFC Limited Home Loan
      "Response time should be faster"
      0.5 3.0/5 "Satisfactory"
      I got offer from SBI, Because HDFC LTD response time is very delay. They reached me after three to four working later, Meanwhile I processed my home loan with SBI their interest rate is also good and they contacted me on time. HDFC Ltd should provide faster service too.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jun 12, 2017
    • HDFC Limited Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am happy with HDFC Ltd, whatever amount we have requested to them. They have sanctioned the entire amount. I took the loan amount of Rs.8 lakhs for the tenure of 15 years. HDFC ltd charged the interest rate of 8.6 % its nominal and they didn't take additional amount from the disbursement.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 16, 2017
    • Bank Bazaar Customer Support
      "Proper Service"
      0.5 5.0/5 "Blown Away!"
      I had received proper response when I approached bankbazaar for the housing loan. They suggested banks to apply with. I had no issues with bankbazaar. Everything went good and they regularly provided the updates on the status of my loan process.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 15, 2017
    • HDFC Limited Home Loan
      "The Best Service"
      0.5 5.0/5 "Blown Away!"
      HDFC LTD provided the lowest rate of interest for my housing loan which is 8.5%. So I believe it is the best rate of interest. They provided a good service for my loan process. I am happy with the service especially on the rate of interest. Customer service is quite good.
      Was this review helpful? 1
      , chandigarh
      Reviewed on May 15, 2017
    • Bank Bazaar Customer Support
      "Convenient service"
      0.5 4.0/5 "Great!"
      Everything is good with the Bankbazaar.com and they have made me to connect with the bankers and the response is also good with them. I would like to suggest that they can be provide much more response at initial stage of the process, also the website is working good.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 16, 2017
    • HDFC Limited Home Loan
      "Services are good"
      0.5 5.0/5 "Blown Away!"
      Through some other sources, I got the home loan with HDFC limited and the interest rate was around 8.6% and the customer service was good one for me, also the loan amount got disbursed to my account within two to three months of time. I am really happy with them and the processing charges were around 500 Rupees plus 2200 Rupees as legal charges.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 16, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with Bankbazaar and the services from them has been excellent. They valued me as a customer and kept in touch regularly and the process was also easy to get connected with the bank. The website is transparent with the details of each bank.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 06, 2017
    • HDFC Limited Home Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I have cancelled my home loan application with HDFC Ltd as the valuer of the company has given a very low value on my property. It was not a very good experience and they were also very high on the rate of interest and charges when compared to other banks.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Mar 06, 2017
    • Bank Bazaar Customer Support
      "Better service"
      0.5 3.5/5 "Pretty good"
      I had received a good customer service from bank bazaar.com. The website is easy and good. The executives of bank bazaar acknowledged my application and I was provided all the details which I required. But it would be great, if bank bazaar suggest such banks which offers a lower rate of interest .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 27, 2017
    • Oriental Bank of Commerce Home Loan
      "High Rate of Interest"
      0.5 4.0/5 "Great!"
      The executives of Oriental Bank of Commerce contacted me on time and they assited me very well . But the interest rate was on the higher side when compared with the other banks in the market. Apart from this, they had followed up on my application properly.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 27, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      The services provided by Bankbazaar is really nice, though it was unfortunate that I could not proceed further with the loan. But they had done their job as a mediator. They had been very much responsive right through the process and the website has also been very much useful to me.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 24, 2017
    • HDFC Limited Home Loan
      "Good with High ROI and charges"
      0.5 5.0/5 "Blown Away!"
      Because of the changes ,made in my plan, I did not go ahead with HDFC LTD for the home loan. I liked the services and the response they provided on my application. They were also very high on the rate of interest and charges. This institution is recommendable to those who do not succeed in getting a loan from Nationalized banks.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 24, 2017
    • Bank Bazaar Customer Support
      "Excellent Service"
      0.5 4.0/5 "Great!"
      Bank Bazaar is good website, They gave multiple option and offers for my home loan request. I used Bank Bazaar site to get better idea about home loan it is useful and very much informative, I got satisfactory information about banking products.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 30, 2017
    • HDFC Limited Home Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      Due to my personal reason I currently dropped the plan for home loan. But I have an idea to take home loan again depend upon the market interest rate and offers. HDFC Ltd overall service is good, But I felt interest and processing is high in HDFC Ltd compared to other banks.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 30, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 4.5/5 "Excellent!"
      It was a good experience with Bankbazaar as they been prompt in contacting me and informing me the details for the loan. They also kept following up through the process and giving me updates. The portal is also good and it is easy to use and also get information from.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 09, 2017
    • HDFC Limited Home Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      I have taken my home loan from HDFC Ltd and it was super. Though there was a slight delay in the process of disbursement, the services and response for the queries was on time. The deal was good on the interest rate, it was of 9.25%. The processing charges was normal.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 09, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The customer support at Bankbazaar was on time and it was also a immediate reply to my query and details that I submitted. I am happy that there are options now days where a customer can get to know bank offers without having to visit the bank in person.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 07, 2017
    • HDFC Limited Home Loan
      "Good response"
      0.5 5.0/5 "Blown Away!"
      The process was on for the home loan with HDFC Ltd, but since I got to postpone my plans, I did not proceed ahead. I appreciate the customer services and the response was on time. The rate of interest and the processing charges was normal. The experience overall was good.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 07, 2017
    • Bank Bazaar Customer Support
      "Good. Can do better with more options"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with Bankbazaar as I am happy with the prompt services and response and I got what I was looking for in all. It would be better if there are more options on the loans in detail for a customer to choose from. The website is good and informative as well.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Dec 15, 2016
    Common Loader Icon

    Chandigarh Home Loan is Rated as "Great!" by 228 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is home to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Chandigarh Home Loan if you are

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    Chandigarh Home Loan Minimum Age

    At least 21 years old

     Chandigarh Home Loan Maximum Age

    Less than 65 years old

    Chandigarh Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Chandigarh Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Home Loan amount eligibility is based on these factors

    01
    02
    03
    Chandigarh Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Chandigarh Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Chandigarh Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Home Loan amount by these steps

    01
    02
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    Chandigarh Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Chandigarh Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Chandigarh Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Chandigarh Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Home Loan Interest RatesUpdated on 23 Jun 2017

    Chandigarh Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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