A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Chandigarh Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.6 - 9.00% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
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    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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  • Chandigarh Home Loan is Rated as "Great!" by 283 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Chandigarh Home Loan

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is home to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Chandigarh Home Loan if you are

    01
    02
    03
    04
    Chandigarh Home Loan Minimum Age

    At least 21 years old

     Chandigarh Home Loan Maximum Age

    Less than 65 years old

    Chandigarh Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Chandigarh Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Home Loan amount eligibility is based on these factors

    01
    02
    03
    Chandigarh Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Chandigarh Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Chandigarh Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Home Loan amount by these steps

    01
    02
    03
    Chandigarh Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Chandigarh Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Chandigarh Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Chandigarh Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Home Loan Interest RatesUpdated on 17 Nov 2018

    Chandigarh Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Chandigarh Home Loan Reviews

    • Bank Bazaar Home Loan
      "Very good"
      0.5 4.0/5 "Great!"
      Very good Link use ful, for all who do not enough time in their busy schedule. Its also good for those service joined people and also good for who suffering with fraud No need for middleman. Really its an excellent work done by the deptt..excellent choice by users.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 24, 2018
    • Union Bank of India Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The experience i had with this Home Loan has been easy, the loan amount which they had provided me has been satisfactory as well. The interest rate with them has been around 8.4% which has been nominal when compared with the market rate. Their customer support team also had been helpful and had been good as well.
      Was this review helpful? 5
      , chandigarh
      Reviewed on Oct 06, 2018
    • UCO Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with UCO bank and my loan experience was good, the loan amount was for Rs 17-18 lakhs with nominal interest rate of 8.65%. Customer service was good and they responded on time. The tenure period for this loan is 20-25 years.
      Was this review helpful? 5
      , chandigarh
      Reviewed on Jul 23, 2018
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been experiencing the service since 2012.They are quite good to approach for any financial products .The website is very easy to understand and navigate the options on the website is easy,always best to take the product through bank bazaar. as they give multiple alerts and follow ups.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 20, 2017
    • HDFC Limited Home Loan
      "Need to improve customer service"
      0.5 2.0/5 "Expected more"
      I have requested for a home loan with Hdfc limited.The loan amount is 20 lakhs.The rate of interest is 8.35% is nominal as compared to other banks.They had called me once post applying it later no has turned up for document collection hence closed the application.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 20, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 6 months, the experience was good so far with bankbazaar. The service provided by bankbazaar is good when compared to all other banking websites. The customer service was good and their response was prompt. The mobile application is easy to access and it is user friendly.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 15, 2017
    • Oriental Bank of Commerce Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from Oriental Bank of Commerce, my loan application was closed because i have postponed the plan to get the home loan. When it comes to customer service, it was good, they responded on time and regular follow ups was done. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 15, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 3-4 months, i came to know about bankbazaar through google. The service provided by bankbazaar is good when compared to all other banking websites. The customer service is good and their response is prompt. The mobile application is easy to access and it is user friendly.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 14, 2017
    • HDFC Limited Home Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the home loan from HDFC LTD, my loan application was closed because there was no proper follow up was done after the application was submitted. They provided door step service for the collection of documents, post which there was no follow up done and there was no response from the customer service team. The rate of interest is less when compared to other banks.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 14, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 3-4 years, bankbazaar provides good services on financial products when compared to all other banking websites. The experience was good with bankbazaar so far. The customer service was good and their response was prompt. The website is easy to navigate and it is user friendly.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 11, 2017
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the home loan from HDFC LTD, my loan application was closed because there was no requirement of home loan as of now. When it comes to customer service, it was good and their response was also good. they followed up on time, The rate of interest is high when compared to others in the market.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 11, 2017
    • IDBI Home Loan
      "Great Loan"
      0.5 4.0/5 "Great!"
      The process with IDBI in regards to my Home Loan was great. They gave me the loan pretty quickly and me a Rate of Interest of 9%. This experience has been pretty tight and provides you with good options for making the repayment through online options.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 11, 2017
    • HDFC Limited Home Loan
      "Approchable bank"
      0.5 4.0/5 "Great!"
      I have applied for a home loan with HDFC LIMITED.As i could not able to find the property during the application process my loan got closed. The customer executive gave me good response and follow up at the time of the application. I can refer this bank to other.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 08, 2017
    • Bank Bazaar Home Loan
      "Good financial service"
      0.5 4.0/5 "Great!"
      The main motto of bankbazaar is to connect customers with the bank and to provide good service.They do their job very well and the response and the follow ups with bankbazaar is really wonderful. They provide quotations about various banks in one go.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 29, 2017
    • HDFC Limited Home Loan
      "No proper response"
      0.5 1.5/5 "Bad"
      I have applied for home loan with HDFC Limited.The executive did not shown up to explain about the loan details and even to collect my documents. The rate of interest with the bank was 8.4%. Since i could not proceed with the loan with HDFC LIMITED.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 29, 2017
    • HDFC Limited Home Loan
      "GOOD EXPERIENCE"
      0.5 5.0/5 "Blown Away!"
      Customer service was properly done from the HDFC LTD side for the home loan process . The rate of interest was 8.4% given from the HDFC side I was good only and they did not tell me about processing fee . I actually postponed my plans for buying a home now . Over all i can say i liked it .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 29, 2017
    • SBI Home Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has offered me a home loan and the customer services are good. The documents was collected on time and there are no hassles in the process. The interest rate and processing charges is also normal and the after loan services are perfect.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very helpful website and the customer service is also good one for me. Through email only, I came to know about Bankbazaar.com and the response is fine one for me with them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • HDFC Limited Home Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      My housing loan amount got disbursed within a month of time with the HDFC limited for the home loan. Customer service and other things are really fine one with the HDFC limited therefore I would state that my experience with HDFC LTD was pretty satisfactory.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      This is my first experience with Bank bazaar. The website was easy to navigate and understandable. I have not faced any run time or down time error while using the website. The options like EMI calculator and credit score was very useful. My overall experience was very good.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 11, 2017
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