Home Loans in Chandigarh

Home loans in Chandigarh can be availed from any bank operating in the city. The loan is provided at attractive rates with the processing fee being very low. The interest charge on the loan amount ranges between 7.35% p.a. and 12% p.a. depending on the bank you avail it from. It can be repaid within a period of 30 years.

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Home Loan Interest Rate in Chandigarh

Interest Rates

7.35% p.a. - 12% p.a.

Processing fee

0.50% of the loan amount

Maximum Loan Amount

Depends on the income and repayment capability of the applicant

Maximum Tenure

30 years

Compare: Home Loan Interest rate

Best Home Loan Providers in Chandigarh

    Home Loan Providers

    Branch Location

    Indian Overseas Bank

      SCO – 3025-26, Sector 22-D,Chandigarh 160022  

    UCO Bank

      UCO Bank building, Sector 17B,Chandigarh - 160017  

    Punjab & Sind Bank

      SCO 84-91, Mazennine Floor Sector 17BChandigarh  

    State Bank of India

      SCO 43-48, Banking Square, Sector – 17B,Chandigarh - 160017  

    Axis Bank

      SCO 343 and 344, Sector 35 B,Chandigarh  

    HDFC Bank

    PN 28, Industrial Area Phase 1,

    Chandigarh - 160002

    Eligibility and Documents Required

    Purpose

    Eligibility

    Documents Required

    Age

    18 years to 75 years

    Voter ID card, PAN card, driving license

    Residency

    Resident or non-resident India

    Passport, Aadhaar card, PAN Card

    Employment

    Self-employed or salaried

    Employee ID

    Income

    1. Salaried - Minimum of Rs.10,000 per month
    2. Self-employed - Minimum of Rs.2 lakh per annum
    1. Bank statement for the last 6 months
    2. 3-month salary slip
    3. Latest Form 16 and IT returns
    4. Business proof/trade professional license/sales tax returns

    Planning to avail a home loan in Chandigarh? If yes, you can avail it from any of the bank branches mentioned above. These banks offer the loan at affordable rates and process it without much hassle. Apply online or visit the bank branch along with the necessary documents and feel the joy of owning your home.

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