A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Bhubaneswar Home Loan

    We found 46 Bhubaneswar Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.70% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.65% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 9.89% Floating
    0.5% One time fee
    30L - 5Crs
    3-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Bhubaneswar Home Loan Reviews

    • Bank Bazaar Customer Support
      "Delay in finalisation "
      0.5 5.0/5 "Blown Away!"
      I think bank bazaar.com is the most convinient way for getting loans,but I think it takes sometime more for approval and disbursment of loan.So early reply is expected from bankbazar.com.Bankbazar.com's executives have provided brief description too.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on May 16, 2017
    • review Home Loan
      "Satisfactory Service"
      0.5 5.0/5 "Blown Away!"
      I had taken a housing loan from Karnataka State Coop Apex bank based on my salary account. The bank provided the loan for around eight to nine lakhs. Interest rate is very least with them which is 8.95%. The customer service is excellent and I am more comfortable with Apex.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on May 09, 2017
    • IDBI Home Loan
      "Good Customer support"
      0.5 4.0/5 "Great!"
      I have taken my home loan with IDBI on 2010, their documents process was very simple. They disbursed the part payment on time according to the construction, after submitting my project completion certificate, I got final disbursement from them. Earlier IDBI offered the interest rate of 8.75% now they requested me to open new account with same bank, to revise the interest rate of 8.5%. So I have opened a new account with IDBI bank.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 04, 2017
    • Bank Bazaar Customer Support
      "Good Financial Advisor"
      0.5 4.0/5 "Great!"
      I was continuously getting response from bank bazaar. They called me couple of time and I received mail from them to update application status. Then Bank Bazaar have suggested me multiple options like PNB housing, HDFC Ltd, ICICI for my home application. It is easy to find the multiple option through them.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 04, 2017
    • HDFC Limited Home Loan
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      The percentage which I am getting in my existing bank that would be same in HDFC Ltd for the balance transfer. Both banks are providing interest rate of 8.5% for the home loan. Earlier my existing bank provided the interest rate of 8.75% now they requested me to open new saving account with existing bank to revise the new interest rate of 8.5% so I continued with them and I found HDFC Ltd response is not upto the mark, because I did not receive proper follows from them.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 04, 2017
    • Canara Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      Extended support was provided by Canara bank on my home loan application, I had request a loan amount of Rs. 20 Lakhs so they recently log with my loan account. They committed an interest rate of 8.7% with a zero processing fee, to conclude I am really happy with their service.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 01, 2017
    • Bank Bazaar Customer Support
      "Good Financial site"
      0.5 4.0/5 "Great!"
      Firstly, I gave my home loan request at Bank Bazaar, once after I posted my request on the site, I had received a call from the Bank Bazaar executive and they suggested multiple banks also they helped to compare the interest rate. Therefore I would describe it as a good financial assistance website.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 01, 2017
    • HDFC Limited Home Loan
      "Its Better"
      0.5 4.0/5 "Great!"
      At the time, when my home loan request is placed with HDFC Ltd, I got loan confirmation from Canara bank. So I did not proceed further with HDFC Ltd, But they called me at the initial stage and disclosed about the interest rate of 8.7% it is nominal but I informed them not to proceed with my loan because I had already processed the same with Canara Bank.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 01, 2017
    • Bank Bazaar Customer Support
      "Good to approach"
      0.5 4.0/5 "Great!"
      Bank Bazaar gave good support for my Home loan process, Bank Bazaar executive contacted me in regular basis. But they suggested only India Shelter Finance for the home loan, I wish Bank Bazaar should give multiple option to compare and take the best one.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 30, 2017
    • India Shelter Finance Corporation Home Loan
      "They should work as customer's oriented"
      0.5 2.0/5 "Expected more"
      My property located 70km away from the city, But I approached India Shelter Finance for home loan. But nobody contacted me, I didnt receive any single call to collect the documents from my place. I dropped the plan to take loan with India Shelter.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 30, 2017
    • Bank Bazaar Customer Support
      "Too good"
      0.5 5.0/5 "Blown Away!"
      The site bankbazaar.com is too good. It was through this site I got to know about ICICI bank housing loan . They confirmed that the bank would be contacting me also they confirmed the list of documents required for the loan. I got to know about bankbazaar through internet. Website is easy to operate and it is easy to understand the concepts too.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 06, 2017
    • ICICI Bank Home Loan
      "Can be better"
      0.5 1.0/5 "Really Bad"
      The title of Ownership was in my father name it was not transferred to my name,therefore ICICI Bank was unable to process my housing loan further I also stopped from my end t too. Of course, they responded well however I am not satisfied with their response therefore I have marked them down . Finally, they advised me to take a personal loan instead of a housing loan
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 06, 2017
    • Bank Bazaar Customer Support
      "Excellent experience"
      0.5 5.0/5 "Blown Away!"
      The services has been really good from Bankbazaar and they were responsive to me when I registered with them for a loan. It was a comfortable experience as I got the information I needed and it was also pretty easy to browse through the details.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 06, 2017
    • ICICI Bank Home Loan
      "Good. Can reduce charges"
      0.5 4.0/5 "Great!"
      The services was good from ICICI Bank for the home loan. They contacted me on time and they informed me the details for the loan. The reason I did not go ahead for the loan is because I postponed my plans. The rate of interest was normal around 9% and the processing charges was there, where as there are bank who do not take a fee except for the legal fee.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 06, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has been helpful and fast in the services. They have contacted me on time and given me suggestions. The website has also been good to browse through and it is knowledgeable too. I appreciate the follow up calls as they were supportive in the process.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 15, 2016
    • ICICI Bank Home Loan
      "High on charges"
      0.5 5.0/5 "Blown Away!"
      I got a quick response from ICICI bank for the home loan, but I did not wish to go ahead as they were pretty high on the processing charges when compared to other banks. The rate of interest was the same when compared. The customer services are good and it was a good experience in all.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 15, 2016
    • Bank Bazaar Customer Support
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar contacted me as soon as I submitted my details on their portal. It was a quick response from them and they clarified my requirement and provided options accordingly. The process of forwarding my information to the bank was also quick and overall satisfactory.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 15, 2016
    • ICICI Bank Home Loan
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      Since I got to cancel my plans, I did not continue the process for the home loan with ICICI Bank. They provided a good response as they did not delay in reaching out to me and the details was also given to me at one shot. I would also prefer to give the bank the maximum rating on the rate of interest and charges.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 15, 2016
    • Bank Bazaar Customer Support
      "user friendly"
      0.5 5.0/5 "Blown Away!"
      It has been a good experience with Bankbazaar. The services are excellent from them. After my registration online, I was contacted at the right time and connected to the banks as well. The website is good. It was very easy for me to follow and the register my information.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 06, 2016
    • SBI Home Loan
      "THE MOST HERCULEAN TASK IS TO GET A SBI LOAN"
      0.5 2.5/5 "Just OK"
      I FILED AN APPLICATION IN BEGINNING OF FEBRUARY 2016 AND THE LOAN GOT DISBURSED IN END OF APRIL 2016. MOREOVER, THESE PEOPLE FORCED US TO TAKE A SBI HOME LOAN PROTECTION INSURANCE THOUGH IT WAS NOT MANDATORY. VERY RUDE AND UNINFORMED STAFF. THEY SAID THEY WOULD DISBURSE THE LOAN IN 15 DAYS FROM THE DATE OF APPLICATION AND DELAYED THE PROCESS WITHOUT ANY REASON.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jul 07, 2016
    Common Loader Icon

    Bhubaneswar Home Loan is Rated as "Excellent!" by 131 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bhubaneswar, the capital of the state of Odisha, is one of the most important cities in Eastern India.It’s situated at a close distance from the erstwhile capital of the state, Cuttack, and together they form twin cities of great significance for the region.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bhubaneswar Home Loan if you are

    01
    02
    03
    04
    Bhubaneswar Home Loan Minimum Age

    At least 21 years old

     Bhubaneswar Home Loan Maximum Age

    Less than 65 years old

    Bhubaneswar Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bhubaneswar Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bhubaneswar Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bhubaneswar Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bhubaneswar Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bhubaneswar Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bhubaneswar Home Loan amount by these steps

    01
    02
    03
    Bhubaneswar Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bhubaneswar Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bhubaneswar Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bhubaneswar Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bhubaneswar Home Loan Interest RatesUpdated on 30 May 2017

    Bhubaneswar Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Check For Latest Gold Rate in Bhubaneswar
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