A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Bhubaneswar Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Bhubaneswar Home Loan is Rated as "Excellent!" by 140 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bhubaneswar Home Loan

    Bhubaneswar, the capital of the state of Odisha, is one of the most important cities in Eastern India.It’s situated at a close distance from the erstwhile capital of the state, Cuttack, and together they form twin cities of great significance for the region.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bhubaneswar Home Loan if you are

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    03
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    Bhubaneswar Home Loan Minimum Age

    At least 21 years old

     Bhubaneswar Home Loan Maximum Age

    Less than 65 years old

    Bhubaneswar Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bhubaneswar Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bhubaneswar Home Loan amount eligibility is based on these factors

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    Bhubaneswar Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bhubaneswar Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bhubaneswar Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bhubaneswar Home Loan amount by these steps

    01
    02
    03
    Bhubaneswar Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bhubaneswar Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bhubaneswar Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bhubaneswar Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bhubaneswar Home Loan Interest RatesUpdated on 21 Oct 2017

    Bhubaneswar Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Check For Latest Gold Rate in Bhubaneswar

    Bhubaneswar Home Loan Reviews

    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is very excellent, their are coordination and response is good with regular follow up. Overall I would say Bank Bazaar is taking initiative to coordinate with the bank behalf of the customer. They are doing my task, their application is also good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • Punjab National Bank Home Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      The property which I was identified it was not finalized because of some reason. That is the reason I haven't avail any loan from PNB housing but once I have finalized the property, surely I have idea to go with PNB housing its very comfortable.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "Good financial advisor"
      0.5 4.0/5 "Great!"
      Bank Bazaar is giving very good prompt response, either message or mail they are sending the updates or notification about the loan process. I am very much satisfied with their site is quite very friendly. Overall I am fine about Bank Bazaar.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Response part should be improved"
      0.5 3.0/5 "Satisfactory"
      The bank executive called me twice but at the time I was held with other work hence I asked them to give a call back later. But there was no response from ICICI end again, it would be great if they improve their response time as per the customer request.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Best application to find financial service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar provides the best service in town. They compares all the offers from different banks and put it under one roof were we can compare and choose the right service from the right bank . The website is easy to navigate and customer oriented.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 05, 2017
    • HDFC Limited Home Loan
      "Good Experience with the Bank"
      0.5 4.0/5 "Great!"
      I have applied for a home loan with HDFC LIMITED and my application got cancelled. The reason for my application is only because my property in some other place and the loan have to be taken from some other place. But i am ok with the service from the bank.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 05, 2017
    • HDFC Limited Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      Service is very good ,representatives and customer service were very helpful and they made my documentation part easy I never had any queries with HDFC LTD service ,so as a overall service is very good from HDFC LTD for my loan process never had any issue with their service .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 29, 2017
    • HDFC Limited Home Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I had applied for another type of housing loan with HDFC LTD interest rate type is floating rate of interest. I used to get updates through mobile application when ever there is a fall in the rates. I guess I would have to pay a fee for rate switch when ever there is a change in the rate.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 07, 2017
    • HDFC Limited Home Loan
      "Home loan"
      0.5 4.0/5 "Great!"
      Nothing negative to comment about HDFC LTD as everything is pretty good. I had finalized the property myself and the funds were sourced automatically. They came to my place for inspection and they verified the property too and finally the loan was disbursed. The rate offered by them was fixed and I can easily figure out how much would be my EMI in advance,
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 07, 2017
    • Bank Bazaar Home Loan
      "Delay in finalisation "
      0.5 5.0/5 "Blown Away!"
      I think bank bazaar.com is the most convinient way for getting loans,but I think it takes sometime more for approval and disbursment of loan.So early reply is expected from bankbazar.com.Bankbazar.com's executives have provided brief description too.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on May 16, 2017
    • review Home Loan
      "Satisfactory Service"
      0.5 5.0/5 "Blown Away!"
      I had taken a housing loan from Karnataka State Coop Apex bank based on my salary account. The bank provided the loan for around eight to nine lakhs. Interest rate is very least with them which is 8.95%. The customer service is excellent and I am more comfortable with Apex.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on May 09, 2017
    • IDBI Home Loan
      "Good Customer support"
      0.5 4.0/5 "Great!"
      I have taken my home loan with IDBI on 2010, their documents process was very simple. They disbursed the part payment on time according to the construction, after submitting my project completion certificate, I got final disbursement from them. Earlier IDBI offered the interest rate of 8.75% now they requested me to open new account with same bank, to revise the interest rate of 8.5%. So I have opened a new account with IDBI bank.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 04, 2017
    • Bank Bazaar Home Loan
      "Good Financial Advisor"
      0.5 4.0/5 "Great!"
      I was continuously getting response from bank bazaar. They called me couple of time and I received mail from them to update application status. Then Bank Bazaar have suggested me multiple options like PNB housing, HDFC Ltd, ICICI for my home application. It is easy to find the multiple option through them.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 04, 2017
    • HDFC Limited Home Loan
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      The percentage which I am getting in my existing bank that would be same in HDFC Ltd for the balance transfer. Both banks are providing interest rate of 8.5% for the home loan. Earlier my existing bank provided the interest rate of 8.75% now they requested me to open new saving account with existing bank to revise the new interest rate of 8.5% so I continued with them and I found HDFC Ltd response is not upto the mark, because I did not receive proper follows from them.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 04, 2017
    • Canara Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      Extended support was provided by Canara bank on my home loan application, I had request a loan amount of Rs. 20 Lakhs so they recently log with my loan account. They committed an interest rate of 8.7% with a zero processing fee, to conclude I am really happy with their service.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Mar 01, 2017
    • Bank Bazaar Home Loan
      "Good Financial site"
      0.5 4.0/5 "Great!"
      Firstly, I gave my home loan request at Bank Bazaar, once after I posted my request on the site, I had received a call from the Bank Bazaar executive and they suggested multiple banks also they helped to compare the interest rate. Therefore I would describe it as a good financial assistance website.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 01, 2017
    • HDFC Limited Home Loan
      "Its Better"
      0.5 4.0/5 "Great!"
      At the time, when my home loan request is placed with HDFC Ltd, I got loan confirmation from Canara bank. So I did not proceed further with HDFC Ltd, But they called me at the initial stage and disclosed about the interest rate of 8.7% it is nominal but I informed them not to proceed with my loan because I had already processed the same with Canara Bank.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Mar 01, 2017
    • Bank Bazaar Home Loan
      "Good to approach"
      0.5 4.0/5 "Great!"
      Bank Bazaar gave good support for my Home loan process, Bank Bazaar executive contacted me in regular basis. But they suggested only India Shelter Finance for the home loan, I wish Bank Bazaar should give multiple option to compare and take the best one.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 30, 2017
    • India Shelter Finance Corporation Home Loan
      "They should work as customer's oriented"
      0.5 2.0/5 "Expected more"
      My property located 70km away from the city, But I approached India Shelter Finance for home loan. But nobody contacted me, I didnt receive any single call to collect the documents from my place. I dropped the plan to take loan with India Shelter.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 30, 2017
    • Bank Bazaar Home Loan
      "Too good"
      0.5 5.0/5 "Blown Away!"
      The site bankbazaar.com is too good. It was through this site I got to know about ICICI bank housing loan . They confirmed that the bank would be contacting me also they confirmed the list of documents required for the loan. I got to know about bankbazaar through internet. Website is easy to operate and it is easy to understand the concepts too.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jan 06, 2017
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