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  • Bhubaneswar Home Loan

    We found 39 Bhubaneswar Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25% (Max. ₹25,000) + GST
    30L - 5Crs
    5-30 Years
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    0% - 0.50% + Applicable Taxes One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65%- 10.25% Floating
    0.50% to 2.00% One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% Floating
    max. 1% on loan One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.55% - 9.25% Floating
    0.5% + GST
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.40% - 11.75%
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.45% - 8.95% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    upto 1% on loan amount One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.55% Floating
    Up to 0.50% (max. ₹15,000) + GST One-time fee
    25L Min
    1-30 years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Bhubaneswar, the capital of the state of Odisha, is one of the most important cities in Eastern India.It’s situated at a close distance from the erstwhile capital of the state, Cuttack, and together they form twin cities of great significance for the region.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bhubaneswar Home Loan if you are

    01
    02
    03
    04
    Bhubaneswar Home Loan Minimum Age

    At least 21 years old

     Bhubaneswar Home Loan Maximum Age

    Less than 65 years old

    Bhubaneswar Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bhubaneswar Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bhubaneswar Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bhubaneswar Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bhubaneswar Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bhubaneswar Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bhubaneswar Home Loan amount by these steps

    01
    02
    03
    Bhubaneswar Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bhubaneswar Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bhubaneswar Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bhubaneswar Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bhubaneswar Home Loan Interest RatesUpdated on 07 Jun 2020

    Bhubaneswar Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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    Bhubaneswar Home Loan Reviews

    • Central Bank of India Home Loan
      "Highly recommendable bank"
      0.5 5.0/5 "Blown Away!"
      My home loan was purchased from Central bank of India. The branch offer was approved the loan immediately and they had a good behavior with the customer. I got the better clarity about the loan process as well as the rate of interest in central bank of India is less than compared to others so i have chosen this bank and the Branch Manager helped me in a better way.
      Was this review helpful? 5
      , bhubaneshwar
      Reviewed on Oct 05, 2019
    • LIC Housing
      LIC Housing Home Loan
      "Need to be process at earlier"
      0.5 2.0/5 "Expected more"
      I have purchased a plot with the help of LIC Housing Finance by taking a home loan. They have offered with less loan amount which was not much sufficient for the tenure of 215 months. The process was delay to complete from bank end. It took more than 2 months. The rate of interest and the processing fee are nominal.
      Was this review helpful? 3
      , bhubaneshwar
      Reviewed on Jul 05, 2019
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I applied my home loan with HDFC BANK . I cancel this loan because they was delaying so much and when i visit to the bank they respond me immediately and i got the loan soon . I applied for 2800000 and i got the same amount . I got this loan offline . Service and response was good with that bank .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jul 04, 2019
    • HDFC Limited Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for HDFC Ltd Home loan which was applied through Online .I have not taken this loan since the rate of interest and the processing was very high according to me.I have got all the required details about the loan process ,it was clearly explained by the agent .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jul 02, 2019
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      It was a very good experience with HDFC LTD, the customer service was really good and supported well during home loan process. The loan amount was sufficient and have purchased a residential property. The interest rate is nominal and the processing fee is applicable.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on May 13, 2019
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The interest rate was better with HDFC LTD and they have charged me a processing fee of 11K for the loan amount of 31.33L. The loan process was moderate and the documentation process was lengthy. The executive came for document collection. The loan tenure is 14 years.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 30, 2019
    • HDFC Limited Home Loan
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I have applied for HDFC Ltd Home Loan through Online .The executive is very good and the communication was excellent,the service is not satisfied with Hdfc ltd ,the rate of interest and procesing fee was nominal .The loan amount got sanctioned on time it was sufficient.I have requested for fast disbursement and got the loan as per request .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 27, 2019
    • Bank of Baroda Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with Bank of Baroda and my experience was good, the loan amount was sufficient and the rate of interest was nominal when compared to other banks. Customer service was good and they responded on time. Tenure period for this loan is 27 years.
      Was this review helpful? 3
      , bhubaneshwar
      Reviewed on Jan 21, 2019
    • HDFC Limited Home Loan
      "Interest rate should be flexible"
      0.5 3.0/5 "Satisfactory"
      HDFC Limited is okay but the rate of interest is high for the housing loan. I took the amount of Rs. 6 lakhs it was cleared, they taken some processing fee around 1% from the disbursement. The customer care is prompt, I went to bank on time they sanctioned the loan.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Jan 21, 2019
    • SBI Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan almost two years back and the experience was quite good. The loan amount has been sufficient and the interest rate has been quite low when compared with the market rate. The charges which they had made has been nominal and there has not been any hassle faced with their services.
      Was this review helpful? 8
      , bhubaneshwar
      Reviewed on Jan 10, 2019
    • SBI Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with SBI for a quite long. I have chosen this bank because I had my saving account with them for a long period. The loan experience was good. The rate of interest and processing charges are nominal. The EMI payment is auto debited from my salary account.
      Was this review helpful? 4
      , bhubaneshwar
      Reviewed on Dec 02, 2017
    • ICICI Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      My home loan experience with ICICI bank was good, the loan amount was for Rs 16 lakhs with the rate of interest of 8.4% which is nominal when compared to other banks. The process was quite long, it took 15 days for the loan amount to get approved. Documents were collected door step from the executive. Customer service was good and they responded on time.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Punjab National Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from PNB Housing Finance, my loan application was closed because i have taken loan from other bank. When it comes to customer service, it was good, they responded very well and they followed up on time, also they gave all the right information. It is just i felt convenient with other bank so i opted to go for other bank. The rate of interest was high when compared to other sources.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have applied for my home loan with PNB . The rate of interest was 12.5% which was average than other banks in the market. There is no requirement for the loan now so I have cancelled the application. The customer service and responses was up to the mark.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 06, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have applied for my home loan with PNB . The rate of interest was 12.5% which was average in the market. There is no require,met for the loan now so I have cancelled the application. The customer service and responses was up to the mark.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 06, 2017
    • HDFC Limited Home Loan
      "Good response"
      0.5 4.0/5 "Great!"
      I have taken a home loan with HDFC LTD during the year of 2011. Their service was satisfactory. The rate of interest was ok, given 8.6%. Recently I have taken a topup loan of 3L. The payment debited from my salary account. The customer service and response was very good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 27, 2017
    • Punjab National Bank Home Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      The property which I was identified it was not finalized because of some reason. That is the reason I haven't avail any loan from PNB housing but once I have finalized the property, surely I have idea to go with PNB housing its very comfortable.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • ICICI Bank Home Loan
      "Response part should be improved"
      0.5 3.0/5 "Satisfactory"
      The bank executive called me twice but at the time I was held with other work hence I asked them to give a call back later. But there was no response from ICICI end again, it would be great if they improve their response time as per the customer request.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Good Experience with the Bank"
      0.5 4.0/5 "Great!"
      I have applied for a home loan with HDFC LIMITED and my application got cancelled. The reason for my application is only because my property in some other place and the loan have to be taken from some other place. But i am ok with the service from the bank.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 05, 2017
    • HDFC Limited Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      Service is very good ,representatives and customer service were very helpful and they made my documentation part easy I never had any queries with HDFC LTD service ,so as a overall service is very good from HDFC LTD for my loan process never had any issue with their service .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 29, 2017
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