A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Bhubaneswar Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Bhubaneswar Home Loan is Rated as "Excellent!" by 149 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bhubaneswar Home Loan

    Bhubaneswar, the capital of the state of Odisha, is one of the most important cities in Eastern India.It’s situated at a close distance from the erstwhile capital of the state, Cuttack, and together they form twin cities of great significance for the region.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bhubaneswar Home Loan if you are

    01
    02
    03
    04
    Bhubaneswar Home Loan Minimum Age

    At least 21 years old

     Bhubaneswar Home Loan Maximum Age

    Less than 65 years old

    Bhubaneswar Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bhubaneswar Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bhubaneswar Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bhubaneswar Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bhubaneswar Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bhubaneswar Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bhubaneswar Home Loan amount by these steps

    01
    02
    03
    Bhubaneswar Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bhubaneswar Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bhubaneswar Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bhubaneswar Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bhubaneswar Home Loan Interest RatesUpdated on 13 Dec 2017

    Bhubaneswar Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Check For Latest Gold Rate in Bhubaneswar

    Bhubaneswar Home Loan Reviews

    • SBI Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with SBI for a quite long. I have chosen this bank because I had my saving account with them for a long period. The loan experience was good. The rate of interest and processing charges are nominal. The EMI payment is auto debited from my salary account.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Dec 02, 2017
    • ICICI Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      My home loan experience with ICICI bank was good, the loan amount was for Rs 16 lakhs with the rate of interest of 8.4% which is nominal when compared to other banks. The process was quite long, it took 15 days for the loan amount to get approved. Documents were collected door step from the executive. Customer service was good and they responded on time.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I came to know about bankbazaar through google, this was my first time experience with bankbazaar. and it was good. Bankbazaar provides good services when compared to all other banking websites. Customer service was good and their response was prompt. I am using the bankbazaar website, it is easy to access and is user friendly.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Punjab National Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from PNB Housing Finance, my loan application was closed because i have taken loan from other bank. When it comes to customer service, it was good, they responded very well and they followed up on time, also they gave all the right information. It is just i felt convenient with other bank so i opted to go for other bank. The rate of interest was high when compared to other sources.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      This is my first experience with Bank bazaar. The customer service and responses was excellent and quick. I have applied using their website which was very easy to access and informative. The options like EMI calculator and credit score option was very useful here. My overall experience was very good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 06, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have applied for my home loan with PNB . The rate of interest was 12.5% which was average than other banks in the market. There is no requirement for the loan now so I have cancelled the application. The customer service and responses was up to the mark.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 06, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      This is my first experience with Bank bazaar. The customer service and responses was excellent and quick. I have applied using their website which was very easy to access and informative. The options like EMI calculator and credit score option was very useful here. My overall experience was very good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 06, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have applied for my home loan with PNB . The rate of interest was 12.5% which was average in the market. There is no require,met for the loan now so I have cancelled the application. The customer service and responses was up to the mark.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 06, 2017
    • HDFC Limited Home Loan
      "Good response"
      0.5 4.0/5 "Great!"
      I have taken a home loan with HDFC LTD during the year of 2011. Their service was satisfactory. The rate of interest was ok, given 8.6%. Recently I have taken a topup loan of 3L. The payment debited from my salary account. The customer service and response was very good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 27, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is very excellent, their are coordination and response is good with regular follow up. Overall I would say Bank Bazaar is taking initiative to coordinate with the bank behalf of the customer. They are doing my task, their application is also good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • Punjab National Bank Home Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      The property which I was identified it was not finalized because of some reason. That is the reason I haven't avail any loan from PNB housing but once I have finalized the property, surely I have idea to go with PNB housing its very comfortable.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "Good financial advisor"
      0.5 4.0/5 "Great!"
      Bank Bazaar is giving very good prompt response, either message or mail they are sending the updates or notification about the loan process. I am very much satisfied with their site is quite very friendly. Overall I am fine about Bank Bazaar.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Response part should be improved"
      0.5 3.0/5 "Satisfactory"
      The bank executive called me twice but at the time I was held with other work hence I asked them to give a call back later. But there was no response from ICICI end again, it would be great if they improve their response time as per the customer request.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Best application to find financial service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar provides the best service in town. They compares all the offers from different banks and put it under one roof were we can compare and choose the right service from the right bank . The website is easy to navigate and customer oriented.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 05, 2017
    • HDFC Limited Home Loan
      "Good Experience with the Bank"
      0.5 4.0/5 "Great!"
      I have applied for a home loan with HDFC LIMITED and my application got cancelled. The reason for my application is only because my property in some other place and the loan have to be taken from some other place. But i am ok with the service from the bank.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 05, 2017
    • HDFC Limited Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      Service is very good ,representatives and customer service were very helpful and they made my documentation part easy I never had any queries with HDFC LTD service ,so as a overall service is very good from HDFC LTD for my loan process never had any issue with their service .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 29, 2017
    • HDFC Limited Home Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I had applied for another type of housing loan with HDFC LTD interest rate type is floating rate of interest. I used to get updates through mobile application when ever there is a fall in the rates. I guess I would have to pay a fee for rate switch when ever there is a change in the rate.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 07, 2017
    • HDFC Limited Home Loan
      "Home loan"
      0.5 4.0/5 "Great!"
      Nothing negative to comment about HDFC LTD as everything is pretty good. I had finalized the property myself and the funds were sourced automatically. They came to my place for inspection and they verified the property too and finally the loan was disbursed. The rate offered by them was fixed and I can easily figure out how much would be my EMI in advance,
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Sep 07, 2017
    • Bank Bazaar Home Loan
      "Delay in finalisation "
      0.5 5.0/5 "Blown Away!"
      I think bank bazaar.com is the most convinient way for getting loans,but I think it takes sometime more for approval and disbursment of loan.So early reply is expected from bankbazar.com.Bankbazar.com's executives have provided brief description too.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on May 16, 2017
    • review Home Loan
      "Satisfactory Service"
      0.5 5.0/5 "Blown Away!"
      I had taken a housing loan from Karnataka State Coop Apex bank based on my salary account. The bank provided the loan for around eight to nine lakhs. Interest rate is very least with them which is 8.95%. The customer service is excellent and I am more comfortable with Apex.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on May 09, 2017
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