Home loan in Bhubaneswar can be availed by eligible applicants at affordable rates. Leading banks operating in the district offer the loan at a rate of return that ranges between 7.35% p.a. and 12% p.a. The processing fee charged is 0.50% of the loan amount and can be repaid within a period of 30 years.
Home Loan Interest Rate in Bhubaneswar
Interest Rates
7.35% p.a. to 12% p.a.
Processing fee
0.50% of the loan amount
Maximum Loan Amount
Depends on the income and repayment capability of the applicant
Voter ID, electricity bill, gas bill, property tax receipt etc
Employment
Salaried and non-salaried
Employer ID
Income
N/A
Salaried (Any one)
Salary slips for the last 3 months
Bank statements for the last 6 months
Form 16 for the last 2 years
Self- employed (Any one)
IT returns for the last 2 years
Profit and loss accounts and balance sheet for the last 2 years
Bank statements of the last 6 months
Tax Audit report (if turnover more than 1 crore)
With the help of affordable home loans from any of the banks listed above, you can now own your own home in Bhubaneswar. All you need to do is ensure that fulfil the eligibility criteria and approach the bank along with the necessary documents.
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My home loan was purchased from Central bank of India. The branch offer was approved the loan immediately and they had a good behavior with the customer. I got the better clarity about the loan process as well as the rate of interest in central bank of India is less than compared to others so i have chosen this bank and the Branch Manager helped me in a better way.
I have purchased a plot with the help of LIC Housing Finance by taking a home loan. They have offered with less loan amount which was not much sufficient for the tenure of 215 months. The process was delay to complete from bank end. It took more than 2 months. The rate of interest and the processing fee are nominal.
I applied my home loan with HDFC BANK . I cancel this loan because they was delaying so much and when i visit to the bank they respond me immediately and i got the loan soon . I applied for 2800000 and i got the same amount . I got this loan offline . Service and response was good with that bank .
I have applied for HDFC Ltd Home loan which was applied through Online .I have not taken this loan since the rate of interest and the processing was very high according to me.I have got all the required details about the loan process ,it was clearly explained by the agent .
It was a very good experience with HDFC LTD, the customer service was really good and supported well during home loan process. The loan amount was sufficient and have purchased a residential property. The interest rate is nominal and the processing fee is applicable.
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1
SEKH INSAN
, bhubaneshwar
Reviewed on May 13, 2019
The interest rate was better with HDFC LTD and they have charged me a processing fee of 11K for the loan amount of 31.33L. The loan process was moderate and the documentation process was lengthy. The executive came for document collection. The loan tenure is 14 years.
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0
NANDI GHOSH
, bhubaneshwar
Reviewed on Apr 30, 2019
I have applied for HDFC Ltd Home Loan through Online .The executive is very good and the communication was excellent,the service is not satisfied with Hdfc ltd ,the rate of interest and procesing fee was nominal .The loan amount got sanctioned on time it was sufficient.I have requested for fast disbursement and got the loan as per request .
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0
MANAS RANJAN MISHRA
, bhubaneshwar
Reviewed on Apr 27, 2019
I have taken a home loan with Bank of Baroda and my experience was good, the loan amount was sufficient and the rate of interest was nominal when compared to other banks. Customer service was good and they responded on time. Tenure period for this loan is 27 years.
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12
BYASADEV MISHRA
, bhubaneshwar
Reviewed on Jan 21, 2019
HDFC Limited is okay but the rate of interest is high for the housing loan. I took the amount of Rs. 6 lakhs it was cleared, they taken some processing fee around 1% from the disbursement. The customer care is prompt, I went to bank on time they sanctioned the loan.
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1
ASHOK KUMAR SAHOO
, bhubaneshwar
Reviewed on Jan 21, 2019
I had taken this loan almost two years back and the experience was quite good. The loan amount has been sufficient and the interest rate has been quite low when compared with the market rate. The charges which they had made has been nominal and there has not been any hassle faced with their services.
My home loan was taken with SBI for a quite long. I have chosen this bank because I had my saving account with them for a long period. The loan experience was good. The rate of interest and processing charges are nominal. The EMI payment is auto debited from my salary account.
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5
SATYARANJAN DAS
, bhubaneshwar
Reviewed on Dec 02, 2017
I have applied for the home loan from PNB Housing Finance, my loan application was closed because i have taken loan from other bank. When it comes to customer service, it was good, they responded very well and they followed up on time, also they gave all the right information. It is just i felt convenient with other bank so i opted to go for other bank. The rate of interest was high when compared to other sources.
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1
DINESH PATIL
, bhubaneshwar
Reviewed on Nov 23, 2017
I have applied for my home loan with PNB . The rate of interest was 12.5% which was average than other banks in the market. There is no requirement for the loan now so I have cancelled the application. The customer service and responses was up to the mark.
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0
STUTI GOPAL MISHRA
, bhubaneshwar
Reviewed on Nov 06, 2017
I have applied for my home loan with PNB . The rate of interest was 12.5% which was average in the market. There is no require,met for the loan now so I have cancelled the application. The customer service and responses was up to the mark.
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0
STUTI GOPAL MISHRA
, bhubaneshwar
Reviewed on Nov 06, 2017
I have taken a home loan with HDFC LTD during the year of 2011. Their service was satisfactory. The rate of interest was ok, given 8.6%. Recently I have taken a topup loan of 3L. The payment debited from my salary account. The customer service and response was very good.
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0
SHISHIR KUMAR SATPATHY
, bhubaneshwar
Reviewed on Oct 27, 2017
The property which I was identified it was not finalized because of some reason. That is the reason I haven't avail any loan from PNB housing but once I have finalized the property, surely I have idea to go with PNB housing its very comfortable.
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0
SACHIDANANDA SAMAL
, bhubaneshwar
Reviewed on Oct 17, 2017
I have applied for a home loan with HDFC LIMITED and my application got cancelled. The reason for my application is only because my property in some other place and the loan have to be taken from some other place. But i am ok with the service from the bank.
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0
MAHESH KOTNI
, bhubaneshwar
Reviewed on Oct 05, 2017
Service is very good ,representatives and customer service were very helpful and they made my documentation part easy I never had any queries with HDFC LTD service ,so as a overall service is very good from HDFC LTD for my loan process never had any issue with their service .
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0
PABITRA KUMAR SWAIN
, bhubaneshwar
Reviewed on Sep 29, 2017
I had applied for another type of housing loan with HDFC LTD interest rate type is floating rate of interest. I used to get updates through mobile application when ever there is a fall in the rates. I guess I would have to pay a fee for rate switch when ever there is a change in the rate.
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0
HIMANSHU PATRA
, bhubaneshwar
Reviewed on Sep 07, 2017
Nothing negative to comment about HDFC LTD as everything is pretty good. I had finalized the property myself and the funds were sourced automatically. They came to my place for inspection and they verified the property too and finally the loan was disbursed. The rate offered by them was fixed and I can easily figure out how much would be my EMI in advance,
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0
HIMANSHU PATRA
, bhubaneshwar
Reviewed on Sep 07, 2017