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  • Bhubaneswar Home Loan

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  • We found 38 Bhubaneswar Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.70% - 9.30% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80%- 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.95% - 9.15% Floating
    10000+GST One time fee
    -
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 8.95% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80% - 8.95% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Bhubaneswar, the capital of the state of Odisha, is one of the most important cities in Eastern India.It’s situated at a close distance from the erstwhile capital of the state, Cuttack, and together they form twin cities of great significance for the region.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bhubaneswar Home Loan if you are

    01
    02
    03
    04
    Bhubaneswar Home Loan Minimum Age

    At least 21 years old

     Bhubaneswar Home Loan Maximum Age

    Less than 65 years old

    Bhubaneswar Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bhubaneswar Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bhubaneswar Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bhubaneswar Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bhubaneswar Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bhubaneswar Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bhubaneswar Home Loan amount by these steps

    01
    02
    03
    Bhubaneswar Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bhubaneswar Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bhubaneswar Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bhubaneswar Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bhubaneswar Home Loan Interest RatesUpdated on 17 Jul 2019

    Bhubaneswar Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

      

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    Bhubaneswar Home Loan Reviews

    • LIC Housing Home Loan
      "Need to be process at earlier"
      0.5 2.0/5 "Expected more"
      I have purchased a plot with the help of LIC Housing Finance by taking a home loan. They have offered with less loan amount which was not much sufficient for the tenure of 215 months. The process was delay to complete from bank end. It took more than 2 months. The rate of interest and the processing fee are nominal.
      Was this review helpful? 2
      , bhubaneshwar
      Reviewed on Jul 05, 2019
    • HDFC Limited
      HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I applied my home loan with HDFC BANK . I cancel this loan because they was delaying so much and when i visit to the bank they respond me immediately and i got the loan soon . I applied for 2800000 and i got the same amount . I got this loan offline . Service and response was good with that bank .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jul 04, 2019
    • HDFC Limited Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for HDFC Ltd Home loan which was applied through Online .I have not taken this loan since the rate of interest and the processing was very high according to me.I have got all the required details about the loan process ,it was clearly explained by the agent .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jul 02, 2019
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      It was a very good experience with HDFC LTD, the customer service was really good and supported well during home loan process. The loan amount was sufficient and have purchased a residential property. The interest rate is nominal and the processing fee is applicable.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on May 13, 2019
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have been using Bank Bazaar services for last one year. It was known through online. I have used the mobile which is easy to compare with the multiple banks. I do check a credit score sometimes and it was hassle free. Overall the services are good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 30, 2019
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The interest rate was better with HDFC LTD and they have charged me a processing fee of 11K for the loan amount of 31.33L. The loan process was moderate and the documentation process was lengthy. The executive came for document collection. The loan tenure is 14 years.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 30, 2019
    • Bank Bazaar Home Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      I have got the information through Google and friends ,The service is excellent ,This website is very useful will get information regarding financial through online .This portal is really doing a good service and i am satisfied with the service .Whatever we search regarding any financial product will get the required information .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 27, 2019
    • HDFC Limited Home Loan
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I have applied for HDFC Ltd Home Loan through Online .The executive is very good and the communication was excellent,the service is not satisfied with Hdfc ltd ,the rate of interest and procesing fee was nominal .The loan amount got sanctioned on time it was sufficient.I have requested for fast disbursement and got the loan as per request .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 27, 2019
    • Bank Bazaar Home Loan
      "Home load online application is good"
      0.5 4.5/5 "Excellent!"
      Very good to apply online.Very easy.Comparison with other also good.My work location also different even though I am able to apply .But few banks are not listed like Lichfl and SBI .Lichfl is giving in less interest rate .I am requiring it immediately so help in in this refard
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 26, 2019
    • Bank of Baroda Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with Bank of Baroda and my experience was good, the loan amount was sufficient and the rate of interest was nominal when compared to other banks. Customer service was good and they responded on time. Tenure period for this loan is 27 years.
      Was this review helpful? 2
      , bhubaneshwar
      Reviewed on Jan 21, 2019
    • HDFC Limited Home Loan
      "Interest rate should be flexible"
      0.5 3.0/5 "Satisfactory"
      HDFC Limited is okay but the rate of interest is high for the housing loan. I took the amount of Rs. 6 lakhs it was cleared, they taken some processing fee around 1% from the disbursement. The customer care is prompt, I went to bank on time they sanctioned the loan.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Jan 21, 2019
    • SBI Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan almost two years back and the experience was quite good. The loan amount has been sufficient and the interest rate has been quite low when compared with the market rate. The charges which they had made has been nominal and there has not been any hassle faced with their services.
      Was this review helpful? 8
      , bhubaneshwar
      Reviewed on Jan 10, 2019
    • Bank Bazaar Home Loan
      "Good online experience"
      0.5 4.0/5 "Great!"
      Online facility saves lot of hassles. Look forward to a fruitful association. Looks quite promising. The comparison option is an excellent facility - it no doubt saves lot of efforts. This is the simplest way for applying home loan. Wish all the best.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 11, 2018
    • SBI Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with SBI for a quite long. I have chosen this bank because I had my saving account with them for a long period. The loan experience was good. The rate of interest and processing charges are nominal. The EMI payment is auto debited from my salary account.
      Was this review helpful? 4
      , bhubaneshwar
      Reviewed on Dec 02, 2017
    • ICICI Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      My home loan experience with ICICI bank was good, the loan amount was for Rs 16 lakhs with the rate of interest of 8.4% which is nominal when compared to other banks. The process was quite long, it took 15 days for the loan amount to get approved. Documents were collected door step from the executive. Customer service was good and they responded on time.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I came to know about bankbazaar through google, this was my first time experience with bankbazaar. and it was good. Bankbazaar provides good services when compared to all other banking websites. Customer service was good and their response was prompt. I am using the bankbazaar website, it is easy to access and is user friendly.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Punjab National Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from PNB Housing Finance, my loan application was closed because i have taken loan from other bank. When it comes to customer service, it was good, they responded very well and they followed up on time, also they gave all the right information. It is just i felt convenient with other bank so i opted to go for other bank. The rate of interest was high when compared to other sources.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      This is my first experience with Bank bazaar. The customer service and responses was excellent and quick. I have applied using their website which was very easy to access and informative. The options like EMI calculator and credit score option was very useful here. My overall experience was very good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 06, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have applied for my home loan with PNB . The rate of interest was 12.5% which was average than other banks in the market. There is no requirement for the loan now so I have cancelled the application. The customer service and responses was up to the mark.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 06, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      This is my first experience with Bank bazaar. The customer service and responses was excellent and quick. I have applied using their website which was very easy to access and informative. The options like EMI calculator and credit score option was very useful here. My overall experience was very good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 06, 2017
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