Home Loans in Bhubaneswar 2026

Home loan in Bhubaneswar can be availed by eligible applicants at affordable rates. Leading banks operating in the district offer the loan at a rate of return that ranges between 7.35% p.a. and 12% p.a. The processing fee charged is 0.50% of the loan amount and can be repaid within a period of 30 years.

Home Loan Interest Rate in Bhubaneswar

Interest Rates	7.35% p.a. to 12% p.a.
Processing fee	0.50% of the loan amount
Maximum Loan Amount	Depends on the income and repayment capability of the applicant
Maximum Tenure	30 years

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Best Home Loan Providers in Bhubaneswar

Home Loan Providers	Branch Location
Punjab National Bank	Station Square, Bhubaneswar, Odisha - 751007
Indian Overseas Bank	121, 1st Floor, Uni III, New Station Square, Bhubaneswar, Odisha - 751001
State Bank of India	P.B. No. 14, Bhubaneswar, Odisha - 751001
Canara Bank	Udhyan Marg, Unit 1, Forest Park, Bhubaneswar, Odisha - 751009
Axis Bank	Unit No.14, 1st Floor, BMC Bhawani Mall, Blk 1 & 2, Commercial Enclave, Shaheed Nagar, Bhubaneswar, Odisha - 751001
HDFC Bank	P.B 381/5/A&C, UN 3, Janpath, Karvel Nagar, Near Kalsi Petrol Pump, Bhubaneswar, Odisha - 751001
Indian Bank	Plot No. 524, Vivekananda Marg, Nageswar Tangi, Old Town, Bhubaneswar, Odisha - 751002

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Eligibility and Documents

	Eligibility	Documents Required
Age	18 years to 70 years	Driving license, Aadhaar card, Passport etc.
Residency	Resident and non-resident Indians	Voter ID, electricity bill, gas bill, property tax receipt etc
Employment	Salaried and non-salaried	Employer ID
Income	N/A	Salaried (Any one) Salary slips for the last 3 months Bank statements for the last 6 months Form 16 for the last 2 years Self- employed (Any one) IT returns for the last 2 years Profit and loss accounts and balance sheet for the last 2 years Bank statements of the last 6 months Tax Audit report (if turnover more than 1 crore)

With the help of affordable home loans from any of the banks listed above, you can now own your own home in Bhubaneswar. All you need to do is ensure that fulfil the eligibility criteria and approach the bank along with the necessary documents.

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