A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Bhopal Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Bhopal Home Loan is Rated as "Excellent!" by 74 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Bhopal Home Loan

    Bhopal is the capital of the Indian state of Madhya Pradesh and the administrative headquarters of Bhopal district and Bhopal division. Bhopal is the 16th largest city in India and 134th largest city in the world. It is basically divided into two parts - old Bhopal and new Bhopal.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Bhopal Home Loan if you are

    01
    02
    03
    04
    Bhopal Home Loan Minimum Age

    At least 21 years old

    Bhopal Home Loan Maximum Age

    Less than 65 years old

    Bhopal Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Bhopal Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bhopal Home Loan amount eligibility is based on these factors

    01
    02
    03
    Bhopal Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Bhopal Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Bhopal Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bhopal Home Loan amount by these steps

    01
    02
    03
    Bhopal Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Bhopal Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Bhopal Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Bhopal Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Bhopal Home Loan Interest RatesUpdated on 23 Nov 2017

    Bhopal Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Bhopal Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar provides good services on financial products when compared to all other banking websites. I know bankbazaar from last 3-4 years, the experience was good overall with bankbazaar. The customer service was good and prompt. Bankbazaar website is easy to access and it is user friendly.
      Was this review helpful? 0
      , bhopal
      Reviewed on Nov 08, 2017
    • Punjab National Bank Home Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from PNB housing finance, my loan application was closed because there was a property issue. When it comes to customer service, it was good and i liked their way of approaching. The rate of interest was nominal when compared to all other banks.
      Was this review helpful? 0
      , bhopal
      Reviewed on Nov 08, 2017
    • Bank Bazaar Home Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      I had a good experience with Bankbazaar in terms of service and response with help in financial products.There was immediate calls made with good co-ordination and acknowledgment from their end. It was very helpful to choose the right financial product.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 24, 2017
    • Aavas Financiers Limited Home Loan
      "Disappointed"
      0.5 2.0/5 "Expected more"
      I have taken a Home loan with Aavas Financiers Limited and i would like to say that it has been a very disappointing experience with them. They do not have a proper set procedure that is followed and documentation process. There was no issue of cheque on the disbursement of my loan and was given only after agreement which was not informed to me before. the cheque was given after a month but they had charged interest for that month before the issue of the cheque to me.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 24, 2017
    • LIC Housing Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      During the year 1998 I had taken a home loan from LIC for an amount of 1.5 lakhs , at that time they were so many issues in taking the housing loan from them. I had to submit too many papers for availing this housing loan. If only we know some one in person there at the branch our loan would get processed. Interest rate offered by them was on the higher side which is 14% at that point of time itself. EMI was amounting to 2000 for a tenure of 10 years.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 07, 2017
    • Punjab National Bank Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I had some balance outstanding with LIC during the year which I had transferred to PNB housing loan during the year 2006. I had transferred around 64 to PNB HOUSING Finance and even for this transfer they had charged me. Rate of interest charged by them was around 11.60% they were additional charges levied too,. Eventually during the year 2010 my loan got closed completely.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 07, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      This is my first experience with bankbazaar. Followup calls were very prompt, response was good. Customer service what they provide is absolutely great. Bankbazaar portrays the information about various kind of Banks. The service what I get from them is too the extreme. Site is great to use and access.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 07, 2017
    • Punjab National Bank Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      PNB Housing loan process is fine, processing fees which is levied on my account is 16k, insurance amount what they charge is 25k all these were informed to me at the first instance itself. Rate of interest levied by them was around 9.75, EMI amount is around 8500. With in a span of 8 days my loan got disbursed.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 07, 2017
    • Bank Bazaar Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      I can say the service of Bankbazaar was very good ,customer service was very helpful and responsible . I have got immediate response from Bankbazaar representatives even the Bankbazaar website is user friendly. Overall service is very excellent from Bankbazaar.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 07, 2017
    • Punjab National Bank Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      Service is very great from PNB housing for my home loan service,representatives and customer service is very good also I had some personal issue in processing my loan that was the main reason for cancellation of my loan process ,still overall service is good from
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 07, 2017
    • Bank Bazaar Home Loan
      "Good & Well"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar website is very useful and helpful to the customers. Each and everything was explained briefly on the website. I came to know about this webiste through online search and social media. Overall I would say, its good and well website.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 06, 2017
    • ICICI Bank Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for a home loan with ICICI bank, the response was too good. The customer service is doing a good work. TO process the home loan, they needs some documents to be submitted since I don't have those things. My loan got rejected with ICICI. The rate of interest is higher than HDFC LTD.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 06, 2017
    • HDFC Limited Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      Service is very good ,customer service and other representatives were very helpful and responsible ,but I can say the rate of interest was fine and average ,I don't find any difficulty with the service of HDFC LTD it was a very excellent service from HDFC ltd for my home loan process.
      Was this review helpful? 0
      , bhopal
      Reviewed on Oct 04, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The Service was very good from Bankbazaar , I got lot of options from Bankbazaar for my loan process . Even the response was very good ,I checked Bankbazaar website which was easy to use and user friendly overall it was an good experience from Bankbazaar
      Was this review helpful? 0
      , bhopal
      Reviewed on Sep 30, 2017
    • ICICI Bank Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I dropped the plan of purchasing the home loan why I did not proceed further with ICICI when it comes to housing loan. ICICI service is fine. They had provided the eligibility amount and the needful information too. In the near further I might opt myself for the same loan if required.
      Was this review helpful? 0
      , bhopal
      Reviewed on Sep 30, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is providing a real excellent service to their customers . BANK BAZAAR is doing a great job by helping customer in a proper way . There I get different bank options and with those options to choose from. I can compare the and choose the best one . The website is real super user friendly for the first time user.
      Was this review helpful? 0
      , bhopal
      Reviewed on Sep 21, 2017
    • ICICI Bank Home Loan
      "Exellent"
      0.5 4.0/5 "Great!"
      It was a great service and experience i received from the ICICI BANK Home loan process . the ICICI BANK contacted me in a real good manner and gave me all the information i required for the loan . i got a rate of interest of 8.35% it was pretty good . the only reason my home loan did not get approve because the property was under sub urban area . rest everything was fine .
      Was this review helpful? 0
      , bhopal
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Prompt Service"
      0.5 4.5/5 "Excellent!"
      At present I do not have any suggestions to give for bankbazaar.com because it was a very prompt service from them and they had guided me properly for the loan process and provided a proper information. Also they forwarded my application to the bank without any delay.
      Was this review helpful? 0
      , bhopal
      Reviewed on Aug 28, 2017
    • ICICI Bank Home Loan
      "Good Response"
      0.5 4.0/5 "Great!"
      I was willing to get the home loan so I submitted my home loan application with ICICI bank through online source. All of a sudden I had to close my application due to my personal reasons but I do not have any issues or challenges with the bank. I got good response from the bank actually.
      Was this review helpful? 0
      , bhopal
      Reviewed on Aug 28, 2017
    • HDFC Limited Home Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      HDFC Ltd has provided good services for the home loan. It was a convenient process to get my loan through and the disbursement was on time. The rate of interest and processing charges was normal, it could have been lesser. The after loan services is good.
      Was this review helpful? 1
      , bhopal
      Reviewed on Jun 01, 2017
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