Home Loans in Bhopal

I have taken a home loan with HDFC bank on 5 years before which was processed directly to bank. The loan amount which was provided sufficient of 26 lakhs for the tenure of 30 years. The rate of interest and processing fee are nominal. I use to get a call from bank for a payment to done on monthly basis.

HDFC Limited quoted 9.5% of interest on my home loan, the process was easy but they have taken some time to sanction the amount. The documents was easy the builder have taken care, I purchased apartment with their help. Everything was satisfied with them.

I have applied the home loan from Sundaram through online channel. They are good in service. I am okay with the rate of interest rate but they have provide only 1L as top-up loan which am not satisfied. The documentation process was very easy. The loan tenure is 19 years and purchased the residential property.

Staff would be good throughout the processing but there are hidden charges and then Staff would show complete ignorance about these charges. I was told that no processing fee for home loan (CRE), but later they deducted saying we didn't know it was there and nothing can be done about it. Secondly, I clearly said, I am not interested in taking the home loan insurance, and if there is any mandate, I would prefer not to take it from Indian Bank. However, Post loan, they put a mandate to do Home loan insurance and saying, they will deduct it from account.

I have applied for the home loan from PNB housing finance, my loan application was closed because there was a property issue. When it comes to customer service, it was good and i liked their way of approaching. The rate of interest was nominal when compared to all other banks.

I have taken a Home loan with Aavas Financiers Limited and i would like to say that it has been a very disappointing experience with them. They do not have a proper set procedure that is followed and documentation process. There was no issue of cheque on the disbursement of my loan and was given only after agreement which was not informed to me before. the cheque was given after a month but they had charged interest for that month before the issue of the cheque to me.

During the year 1998 I had taken a home loan from LIC for an amount of 1.5 lakhs , at that time they were so many issues in taking the housing loan from them. I had to submit too many papers for availing this housing loan. If only we know some one in person there at the branch our loan would get processed. Interest rate offered by them was on the higher side which is 14% at that point of time itself. EMI was amounting to 2000 for a tenure of 10 years.

I had some balance outstanding with LIC during the year which I had transferred to PNB housing loan during the year 2006. I had transferred around 64 to PNB HOUSING Finance and even for this transfer they had charged me. Rate of interest charged by them was around 11.60% they were additional charges levied too,. Eventually during the year 2010 my loan got closed completely.

PNB Housing loan process is fine, processing fees which is levied on my account is 16k, insurance amount what they charge is 25k all these were informed to me at the first instance itself. Rate of interest levied by them was around 9.75, EMI amount is around 8500. With in a span of 8 days my loan got disbursed.

Service is very great from PNB housing for my home loan service,representatives and customer service is very good also I had some personal issue in processing my loan that was the main reason for cancellation of my loan process ,still overall service is good from

Service is very good ,customer service and other representatives were very helpful and responsible ,but I can say the rate of interest was fine and average ,I don't find any difficulty with the service of HDFC LTD it was a very excellent service from HDFC ltd for my home loan process.

HDFC Ltd has provided good services for the home loan. It was a convenient process to get my loan through and the disbursement was on time. The rate of interest and processing charges was normal, it could have been lesser. The after loan services is good.

During the year 1998 I had taken a home loan from LIC for an amount of 1.5 lakhs , at that time they were so many issues in taking the housing loan from them. I had to submit too many papers for availing this housing loan. If only we know some one in person there at the branch our loan would get processed. Interest rate offered by them was on the higher side which is 14% at that point of time itself. EMI was amounting to 2000 for a tenure of 10 years.

I had some balance outstanding with LIC during the year which I had transferred to PNB housing loan during the year 2006. I had transferred around 64 to PNB HOUSING Finance and even for this transfer they had charged me. Rate of interest charged by them was around 11.60% they were additional charges levied too,. Eventually during the year 2010 my loan got closed completely.

Pnb Housing loan process is fine, processing fees which is levied on my account is 16k, insurance amount what they charge is 25k all these were informed to me at the first instance itself. Rate of interest levied by them was around 9.75, EMI amount is around 8500. With in a span of 8 days my loan got disbursed

It is good to take home loan from Canara Bank. The process was very quick and simple. It was very easy for me to submit all the documents as they follow simple process on it. I was given with the lowest rate in the market, hence I am very much satisfied with them.

When I approached SBI for my home loan, there was no problem at all in taking my home loan. The entire process was smooth on time. Even, they had sent an executive for document collection. Most importantly, the rate of interest given by them was comparatively very less. It was around 9.6%. But the customer service is little dull.

Axis had taken care of everything, They had processed the disbursement home loan on time. But the executive are not clear in the documentation part, They were not aware what are the documents to be collected. If its better Bank has provide written list of documents required, Other wise service was good. Even Rate of interest was low and very good payment option available. I could make the some traditional payment of principal apart from my EMI amount to reduce the interest rate.

My home loan is from HDFC Ltd. It was a very nice process in total, as they were quick in taking my papers from me and starting the process immediately. The loan disbursement was on time. The rate of interest was normal. The processing charges was also not high.

HDFC Ltd has done a great job for my home loan. They have explained every bit of information clearly and there was no hidden charges taken. I was very much aware of the EMI deduction and the exact amount of deduction too. The rate of interest and charges was nominal when compared.