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  • Best 7 Bikes Under Rs.1 Lakh in India

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    If you have been longing to purchase your own bike but have a limited budget, fear not! Here are the best bikes you can buy for under Rs.1 lakh:

    1. Yamaha FZ SV 2.0: The FZ SV 2.0 from Yamaha Motors is among the more popular motorcycles for youngsters. Known for its, stylish, relaxed and controlling ride, the FZ SV 2.0 offers high speed performance in a way that is hardly even affected by the bumpiest of Indian roads. Powered with a 149cc, 4-stroke, 2-valve, air cooled, SOHC engine that pumps out a maximum power of 13.1 PS at 8,000 rpm along with a peak torque of 12.8 nm at 6000 rpm. The bike is priced somewhere between Rs.70,000 and Rs.90,000.

    2. Hero Karizma ZMR: The Karizma ZMR 2014 is among the most popular bikes manufactured by Hero MotoCorp. Powered with a 223cc single cylinder petrol fuel engine in addition to the Advanced Microprocessor Ignition System, this motorcycle has the ability to generate 20bhp at 8000 rpm in addition to a maximum torque of 19.7nm at 6500 rpm. One of the most stylish bikes out there the Karizma ZMR can be yours for around Rs.90,000 to Rs.95,000.

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    3. Royal Enfield Bullet 350 Twin Spark: If you want a bike with both power and style for a reasonable price, the Bullet 350 Twin Spark is the best option out there. The motorcycle comes with a solid 346cc 4-stroke single cylinder twin spark engine that has the ability to produce a top power of 19.8bhp at 5250 rpm as well as top torque of 28nm at 4000 rpm. The bike also comes with a fuel tank that can hold 13.5 litres of petrol, and the mileage of 53 kilometres per litre that it offers is among the best you can find for Indian roads at slightly under Rs.1 lakh.

    4. Bajaj Avenger 220: One of the biggest and most popular manufacturer of motorcycles in India, Bajaj’s Avenger 220 is another class bike that can be purchased with a limited budget. Powered with DTS-I, single cylinder 4-stroke, air-cooled engine, this bike is designed in an ergonomic manner so that riders enjoy a comfortable experience. The maximum power that can be generated by the motorcycle is 19.03bhp at 8400 rpm and 17.5 at 7000 torque. The Avenger 220 has established itself as one of the best bikes in the country and can be bought for somewhere between Rs.77,000 and Rs.80,000.

    5. Suzuki Gixxer 150cc: The Gixxer 150cc from Suzuki comes with an aggressive and edgy designs that makes it ideal for young riders. There are five options when it comes to choosing a colour, and the motorcycle comes with a single cylinder 4-stroker air-cooled engine. The bike also has a telescopic front suspension in addition to a monoshock at the rear end. Available for around Rs.70,000 the Gixxer 150cc from Suzuki may not be too popular among its competitors, but it offers good value for money nonetheless.

    6.TVS Apache RTR 180 ABS: Although TVS was among the biggest motorcycle brands in India for a long time, the company grew by leaps and bounds with the release of the RTR 180 ABS. This motorcycle comes with a 177.4cc 4-stroke engine that has the ability to generate a top power of 17.03 bhp at 8500 rpm, and a maximum torque of 15.5 nm at 6500 rpm. The two wheeler can be purchased for somewhere between Rs.80,000 to Rs.87,000 and it comes with a 16-litre fuel tank with a maximum speed of 124 kilometres per hour, making it a perfect fit for youngsters and middle-aged bikers alike.

    7. Yamaha Fazer: Yamaha has built a reputation for delivering some of the best performing bikes on Indian roads, and Fazer is among the most renowned two wheelers in its niche. The bike comes with a 153cc 4-stroke engine that has the ability to generate a maximum power of 14bhp at 7500 rpm in addition to a maximum torque of 14nm at 6000 rpm. With a 12-litre fuel tank and mileage of 45 kilometres per litre, the Fazer is available for purchase in India at just Rs.76,700.

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    If you want to purchase a bike but have a limited budgets, any of the aforementioned motorcycles will be the best option as they have all the features to ensure a comfortable ride in addition to stylish looks, combined to create a fine experience for riders on Indian roads.

    Two Wheeler Loan by Other Banks
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    Customer Reviews

  • Page 1 of 50 1 2 3 4 5
    • HDFC Bank Two Wheeler Loan
      "Approachable bank"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler loan from HDFC bank. The approved loan amount was 17000. i got the approval within a week. The rate of interest is 10% with a EMI of 3000. The tenure period for this loan amount is 1 year. Even the executive came to my place to collect the documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • HDFC Bank Two Wheeler Loan
      "Process is fantastic"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      I have earlier taken a two wheeler loan from HDFC Bank and the process to get my loan through was great. It was simple and very much on time. Like wise the bank has not charged me a high interest rate and they were minimal on their processing charges too.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Sep 18, 2017
    • review Two Wheeler Loan
      "Better"
      KARNATAKA BANK
      0.5 4.0/5 "Great!"
      I have got the two wheeler loan with the Karnataka bank and they have provided around 50% of the cost of the vehicle as loan. Response was good one with the Karnataka bank , also they have taken so many months to sanction the loan amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 17, 2017
    • review Two Wheeler Loan
      " Disappointed service"
      TVS FINANCE
      0.5 1.0/5 "Really Bad"
      I am very disappointed with the loan procedure of TVS finance, duration the demonetization I have missed a payment, but they didn't accept that they were very rude to me, I don't like that way they gave service on very next month I paid entire amount and closed my loan.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2017
    • HDFC Bank Two Wheeler Loan
      "Good if interest are reduced"
      HDFC BANK
      0.5 3.5/5 "Pretty good"
      HDFC banking services are good when compared to other banking services it maintains good rate of interest that would accelerate the market norms and .When i availed loan for the two wheeler the rate of interest is 18.5% which is very high but i liked the bike so had to bend for it with no better options .Not bad tenure period .Customer services are also good
      Was this review helpful? 0
      , kakinada
      Reviewed on Sep 16, 2017
    • review Two Wheeler Loan
      "Customer friendly"
      BAJAJ AUTO FINANCE
      0.5 5.0/5 "Blown Away!"
      Two years before I have purchased Pulsar 220 worth Rs. 1 lakh, I took the two wheeler loan from Bajaj Auto Finance around Rs. 60,000. My monthly EMI was around Rs.3500, later on I have foreclosure my two wheeler on march, Bajaj never charged any extra fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2017
    • review Two Wheeler Loan
      "They should be transparent in their process"
      BAJAJ AUTO FINANCE
      0.5 3.5/5 "Pretty good"
      I have purchased Bajaj two wheeler, hence I went for Bajaj Auto finance at that time I doesn't know about the interest rate. I purchased the bike in 2009, they have taken so many hidden charges on the loan process with high interest rate it should transparent.
      Was this review helpful? 0
      , gwalior
      Reviewed on Sep 12, 2017
    • HDFC Bank Two Wheeler Loan
      "GOOD SERVICE"
      HDFC BANK
      0.5 4.0/5 "Great!"
      I had taken a two wheeler loan from Axis bank and their interest of rate is minimal and their customer service is an excellent one, also the response was very nice. The loan amount got disbursed to my account within same day the loan amount was 54000 and the down payment i had made is 30000 rupees the two wheeler name is Honda activea.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 09, 2017
    • ICICI Two Wheeler Loan
      "Better Service"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I have a 2 wheeler loan experience with ICICI bank, I got it around 8 years ago. They have disbursed my loan amount within 2 days of time. This loan had the tenure of 3years. The customer service is good with ICICI bank. I paid Rs.20,000 as down payment. The rate of interest charged by ICICI bank is very much nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 08, 2017
    • L&T Finance Two Wheeler Loan
      "Customer should be considered as a customer."
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      I had two wheeler loan with L & T, their interest rate is bit high than other banks, the loan process was done on time that's my only concern about the interest rate. I purchased pulsar 2 bike worth Rs. 1.10 lakh, I paid some downloaded remaining amount got converted into EMI.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 08, 2017
    • HDFC Bank Two Wheeler Loan
      "Bad experience"
      HDFC BANK
      0.5 3.0/5 "Satisfactory"
      The bad experience with HDFC bank delayed the two wheeler loan from their end. The approved loan amount was 1.5 lakhs. They approved 100% down payment which i asked for with an EMI of 4000 for 3 years. And documentation pat also was bit time consuming.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 08, 2017
    • HDFC Bank Two Wheeler Loan
      "Very good service"
      HDFC BANK
      0.5 5.0/5 "Blown Away!"
      Around a year ago I got the Two-wheeler loan from HDFC bank. They have disbursed my loan within 3 to 4 days of time. Thy disbursed the requested loan amount and I am satisfied with their service. The rate of interest is nominal with HDFC bank. This loan has the tenure of 3 years.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 07, 2017
    • HDFC Bank Two Wheeler Loan
      "Average Service"
      HDFC BANK
      0.5 3.0/5 "Satisfactory"
      I do not want to mention the drawbacks of the bank in the first line so let me inform about the good things about HDFC bank for the two wheeler loan process. Very first thing is, it is on time process. Everything went good on its time and I did not face any issue during the loan process. But after the disbursal, the bank people informed me there is no need to pay first emi, and it will be applicable from second month onwards. Also they did not provide emi date and other details. But within two to three days of disbursal, they sent notification for first emi payment. At the same time, they did not activate ecs mandate.
      Was this review helpful? 0
      , karur
      Reviewed on Sep 07, 2017
    • review Two Wheeler Loan
      "Good Experience"
      BAJAJ AUTO FINANCE
      0.5 3.0/5 "Satisfactory"
      Through showroom I have approached for Bajaj Auto Finance, I have purchased Bajaj Discover bike. Hence they gave me the best interest rate, within four days loan got sanctioned, then bike got delivered. Now my loan got closed and also I got the NOC from the bank.
      Was this review helpful? 0
      , mysore
      Reviewed on Sep 07, 2017
    • HDFC Bank Two Wheeler Loan
      "High interest rate and need to improved"
      HDFC BANK
      0.5 4.0/5 "Great!"
      I have applied for a two wheeler with HDFC. The approved loan amount is 50000 for a tenure of 2 years.The rate of interest is 10% ,but i think i was too high for a two wheeler. Any way the approval was very quick and i got the amount within a week...
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 07, 2017
    • Shriram City Two Wheeler Loan
      "Went good"
      SHRIRAM CITY UNION FINANCE
      0.5 3.0/5 "Satisfactory"
      I do not remember the interest rate for the two wheeler loan from Shriram finance but the loan process went smooth with them and I had not faced any trouble for the loan process. Actually to say the loan got sanctioned on time without any delay.
      Was this review helpful? 0
      , dhule
      Reviewed on Sep 06, 2017
    • review Two Wheeler Loan
      "High interest rate but good service"
      INDUSIND BANK LTD
      0.5 4.0/5 "Great!"
      My two wheeler loan been done six months ago. I got this two wheeler loan from Indusind bank with the interest rate of 24% which is pretty higher than the other banks. But the loan process and customer service is amazing. Furthermore the bank disbursed the loan on the given time.
      Was this review helpful? 0
      , dindigul
      Reviewed on Sep 06, 2017
    • HDFC Bank Two Wheeler Loan
      "Good Process"
      HDFC BANK
      0.5 4.0/5 "Great!"
      I availed the two wheeler loan from HDFC bank. I am very much interested with the same bank for the same loan again. I do not remember the exact interest rate for the two wheeler loan but it is quite ok. I took this loan for a tenure of one year and the process was really good.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 05, 2017
    • Shriram City Two Wheeler Loan
      "Average Service"
      SHRIRAM CITY UNION FINANCE
      0.5 5.0/5 "Blown Away!"
      Got the 2 wheeler loan with Shriram City Union finance they have disbursed my loan within 2 weeks of time. The customer service gave better response. They came and collected the documents on time. I have paid the initial amount of Rs.10,000 to get the loan. The rate of interest is high when compared with others
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 04, 2017
    • HDFC Bank Two Wheeler Loan
      "Good Experience"
      HDFC BANK
      0.5 4.0/5 "Great!"
      HDFC bike loan experience was good, but they took my documents and kept it some where for while. Hence loan process was little inconvenient, they should be clarity on it. Totally I took the loan amount of Rs. 1.40 lakhs for the tenure of six months, Interest rate was good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 04, 2017
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