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  • Axis Bank Home Loan Application Procedure

    Here is the application procedure for Axis Bank home loan:

    1. The first thing to do would be to check your eligibility for the loan. You can find this out for free on the bank’s website by clicking here: https://www.axisbank.com/calculators/home-loan-eligibility-calculator
    2. The next step would be to get a clear idea of how much EMI you would have to pay for the loan amount and tenure of your choice. This will help you plan your finances better. BankBazaar has a free EMI calculator which you can check here: home loan emi calculator
    3. If you have already chosen a project and want to know if it is on the list of approved projects of Axis Bank (or if you want to choose a project from the list) you can click here: https://application.axisbank.co.in/webforms/ApprovedProjectList/homeloans_request.aspx?_ga=2.173019619.1730468506.1557397368-1861169491.1543835107
    4. Now it’s time to get the application form and fill it up accurately and carefully. You can get the application form by visiting your nearest Axis Bank branch or you can download it directly from the website by clicking here: https://www.axisbank.com/retail/loans/home-loan/axis-bank-home-loan/downloads
    5. The next step is to meet with an Axis Bank executive and submit your documents. You can do this at the nearest Axis Bank branch, or you can also request a callback by filling up your details on this page: https://application.axisbank.co.in/webforms/onlineform/home-loan-quickpay/web/homeLoan.aspx?_ga=2.228384349.1730468506.1557397368-1861169491.1543835107
    6. After this, you will have to wait for a few days to receive intimation of loan sanction. For salaried and self-employed individuals, this may be done within 5 days.
    7. Once you have received intimation that your loan has been sanctioned, it is time to submit your property documents.
    8. The property documents will be reviewed by Axis Bank’s technical and legal team.
    9. If everything is in order, you will receive confirmation of approval of your home loan.
    10. Once you receive confirmation, your loan amount will be disbursed.
    11. Axis Bank offers a whole host of benefits for prospective home owners. You can get interest rate types of your preference (fixed or floating), instant e-approvals, and a comprehensive list of the bank’s approved projects which helps expedite the loan process.

      

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