Amritsar is the largest city in the state of Punjab which is located in the north western part of India. The city is also known as Ramdaspur or Ambarsar.Amritsar is an important cultural, commercial and transportation center in Punjab.
Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.
At least 21 years old
Less than 65 years old
Salaried / Self-employed
with regular income
Earn more than the minimum
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Make your spouse a co-applicant,
and her income will add
to your eligibility
Choose longer tenure loan up to 20 - 30 years
Alternatively add your parents
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.50% of Loan|
|Loan Tenure||1 year to 20 - 30 years|
|Partial pre-payment Charges||Nil|
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