Home Loans in Amritsar

Home loans in Amritsar have interest rates that range from 7.00% p.a. to 11.50% p.a. Providers offer loans to eligible salaried and self-employed individuals with up to 30 years repayment tenure and processing fees of up to 0.50% of the loan amount. The maximum loan amount can range from Rs.30 lakh to no upper limit.

Home Loan Interest Rate in Amritsar

Interest Rates

7.00% to 11.50% p.a.

Processing fee

Up to 0.50% of loan amount

Maximum Loan Amount

Amounts exceeding Rs.75 lakh

Maximum Tenure

Up to 30 years

Compare: Home Loan Interest rate

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Best Home Loan Providers in Amritsar

Home Loan Providers

Branch Location

Axis Bank

29, Kennedy Avenue,

Court Road,

Amritsar-143001

HDFC Bank

HDFC Bank Ltd,

Majitha Rd,

Naushera,

Amritsar-143001

IndusInd Bank

Platinum Plaza,

39 Mall Road,

Amritsar-143 001

Jammu & Kashmir Bank

Shastri Market, 

Amritsar-143001

Karur Vysya Bank

Citi Mall, 4,

Lawrence Road,

Amritsar-143001

Punjab National Bank

McLeod Road,

Amritsar Cantonment,

Amritsar-143001

Eligibility and Documents Required

Purpose

Eligibility

Documents Required

Age

18 years to 75 years

Passport, voter ID, PAN card, driving license

Residency

Resident of India

Driving license, PAN card, passport, voter ID

Employment

Self-employed or salaried

Employee ID

Income

For self-employed:

  1. Income tax returns of the previous 3 years
  2. Profit & loss accounts with balance sheet of the previous 3 years
  3. Bank statements of up to 12 months prior

For salaried:

  1. Salary slip of the last 3 years
  2. Bank statements from the last 6 months
  3. Form 16 and IT returns from the last 2 years

Living in your own home in Amritsar can now be a reality with the help of home loans for purchasing or constructing your own home. Affordable interest rates, minimal documentation, and low processing fees make it easier than ever to buy an apartment or house of your own.

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