A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Allahabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Allahabad Home Loan is Rated as "Great!" by 5 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Allahabad Home Loan

    Allahabad Bank is a nationalised bank with its headquarters in Kolkata, India. It is the oldest joint stock bank in India. Allahabad Bank creates a good Housing Loan experience to the Housing Loan Borrowers by way of APPL. It has introduced the facility of APPL (Allahabad Bank Preapproved Limit) for the Housing Loan Borrowers for purchase of Flats / Villas or Ready Built Houses. It certainly gives confidence / comfort to the Borrowers as they can search for property with a pre approved limit in hand. Many property developers / builders prefer customers who are having pre-approved limits in hand. Read on to know more:


    You’re probably eligible for an Allahabad Bank Home Loan if you are

    01
    02
    03
    04
    Allahabad Bank Home Loan Minimum Age

    At least 21 years old

    Allahabad Bank Home Loan Maximum Age

    Less than 70 years old

    Allahabad Bank Home Loan Eligible Employment Type

    Salaried or self-employed
    with regular income

    Allahabad Bank Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Allahabad Bank Home Loan amount eligibility is based on these factors

    01
    02
    03
    Allahabad Bank Home Loan Minimum Salary

    Earn more than the minimum
    income required

    Allahabad Bank Home Loan Maximum Loan to property value

    Loan capped @ 60 times of gross monthly income

    Allahabad Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Allahabad Bank Home Loan amount by these steps

    01
    02
    03
    Allahabad Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Allahabad Bank Home Loan Maximum Tenure

    Choose longer tenure loan up to 25 years

    Allahabad Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Allahabad Bank Home Loan

    • 1. Signed application form with photograph
    • 2. ID and residence proof
    • 3. Processing fee Cheque
    • 4. Latest bank statements
    • 5. Documentation for salaried applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
    • 6. Documentation for self-employed applicants:

      • latest income tax returns
      • latest comupation of income

    Allahabad Bank Home Loan Interest RatesUpdated on 13 Dec 2017

    Allahabad Bank Home Loan Details
    Interest Rate (floating) Up to 30 lac: Base Rate i.e. 10.25% p.a
    Above 30 lac to 300 lac Base Rate i.e. 10.25% p.a
    Above 300 lac up to 500 lac: Base Rate+0.25% i.e. 10.50% p.a.
    Processing Fees 0.2% to 0.60% (Max 12000 to 70000)
    Loan Tenure 25 years

    Allahabad Home Loan Reviews

    • ICICI Bank Home Loan
      "Good process"
      0.5 4.0/5 "Great!"
      I have taken this Home loan with ICICI Bank and the service provided is really good. The loan process was quite lengthy but still its good because at that time the executives are not so knowledgeable about a loan flow.They have offered a floating rate of 7.25% in this loan.
      Was this review helpful? 1
      , allahabad
      Reviewed on Aug 24, 2015
    • HDFC Limited Home Loan
      "Excellent!!!!"
      0.5 5.0/5 "Blown Away!"
      Service was good with Hdfc Ltd in terms of my home loan. The interest rates and charges are bit high. I spoke to the bank manager the response was good. The paper work and verification was fine. So within 10 days it was disbursed. No feed back or such everything was good with Hdfc Ltd.
      Was this review helpful? 0
      , allahabad
      Reviewed on Jul 30, 2015
    • Union Bank of India Home Loan
      "Not up to the mark"
      0.5 4.0/5 "Great!"
      My experience with UBI bank for the housing loan was not up to the mark. Actually I have been promised a fixed rate of interest later they have converted that to a floating rate . It was after 5 years they have converted that to a floating rate. I have approached them many a times for the rate switch however it was not fruitful.
      Was this review helpful? 0
      , allahabad
      Reviewed on Jun 15, 2015
    • Bank Bazaar Home Loan
      "Review number: 24946"
      0.5 4.0/5 "Great!"
      good experience.
      Was this review helpful? 0
    • HDFC Limited Home Loan
      "Review number: 24944"
      0.5 4.0/5 "Great!"
      kindly process my loan immediately.
      Was this review helpful? 1
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