A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Ahmedabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    8.80 - 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.50% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Ahmedabad Home Loan is Rated as "Great!" by 770 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Ahmedabad Home Loan

    Ahmedabad, a place of great importance in the state of Gujarat is also the fifth largest city in the country.It is not only the judicial capital of the state but in many ways its trade capital as well.Forbes list of fastest growing cities in the world, Ahmedabad ranks at number 3. That’s a huge achievement for the place that has focussed on all round economic development and there are several steps being taken to make it a truly International city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ahmedabad Home Loan if you are

    01
    02
    03
    04
    Ahmedabad Home Loan Minimum Age

    At least 21 years old

     Ahmedabad Home Loan Maximum Age

    Less than 65 years old

    Ahmedabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ahmedabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ahmedabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Ahmedabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ahmedabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ahmedabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ahmedabad Home Loan amount by these steps

    01
    02
    03
    Ahmedabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ahmedabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ahmedabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ahmedabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ahmedabad Home Loan Interest RatesUpdated on 24 Jan 2019

    Ahmedabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Ahmedabad Home Loan Reviews

    • Kotak Home Loan
      "Not satisfied"
      0.5 0.5/5 "Unacceptable"
      I have give my documents for kotak mahindra bank credit card. I gave my document last time in the beggining of nov 2018. It is mor then 2 months and niw while checking my aoplication status on kotak bank online my application is still in proccess. Worst banking service ever i face.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • RELIANCE HOME FINANCE LIMITED Home Loan
      "Recommendable loan products"
      0.5 5.0/5 "Blown Away!"
      I am employee of Reliance its very good experience for me on the housing loan, to sanction the loan, they taken only three days. I done the online documentations process from my end, the interest rate is lower than market. I took the amount around Rs. 54 lakhs, they offered me home insurance but I refused to take it.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Jan 11, 2019
    • LIC Housing Home Loan
      "Documenation should be simple and process should be faster"
      0.5 3.0/5 "Satisfactory"
      I am not satisfied with LIC Housing, they have very lengthly document process. They taken almost 20 days of time to sanction the disbursement and they release the payment part based on the construction. The interest rate is good and LIC Housing is is trusted one.
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Jan 11, 2019
    • Bank Bazaar Home Loan
      "One stop solution"
      0.5 5.0/5 "Blown Away!"
      I have processed the home loan through bank bazaar for the first time. I have been using the service for last 6 months and I came to know through Google Search. Am using their website and mobile app actually website is very good. There is no delay in the service and the response was proper.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 08, 2019
    • HDFC Limited Home Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      I took my home loan from HDFC LTD through online portal. The customer service is better. I have purchased a residential property. I got an email from HDFC few days back, they are giving to raise the rate of interest. Previously it was around 8.85 or 8.95% but now its going to be10%. The loan duration is 30 years.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 08, 2019
    • Axis Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had taken a home loan from Axis bank, they have given me sufficient loan amount, the rate of interest they have charged me was nominal, and the processing fee they have charged me was nominal, i have took this loan from past one year so their overall service was good.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Dec 26, 2018
    • Bank of Baroda Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with this Home loan has been quite good and the loan amount which they had provided has been satisfactory as well. The interest rate with them has been nominal when compared with the market rate and the processing fee has been not too high. There has not been any sort of charges which they had made so far.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Dec 20, 2018
    • Axis Bank Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my home loan with Axis bank from past one and half years, and there is not up to the mark, like there is issue with on line website , i have still now open that website to see my details, there is login issue so i have almost 30 times would have call customer support team ,even they are unable to find the solution, and the loan amount they have given me was sufficient and rate of interest is nominal.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Dec 16, 2018
    • Gruh Finance Home Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have taken Home loan from GRUH FINANCE LIMITED . They Took some time for the approval , where the rate of interest is NOMINAL with nominal processing fess . I make the payment through the ecs process . Am satisfied with their customer service and response .
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Dec 16, 2018
    • Tata capital Home Loan
      "Good housing loan "
      0.5 4.0/5 "Great!"
      In this housing loan they have given 10% as the rate of interest, its for 20 years tenor i have taken, documentation part mostly i have did it in the online itself which are all major documents but for signature in hard copy they came and collected from me, it was hassle free at the time of fund transfer.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Dec 11, 2018
    • Bank Bazaar Home Loan
      "Good Online site"
      0.5 5.0/5 "Blown Away!"
      I have been using Bank Bazaar for couple months, I have taken some credit card and very recently taken home loan. The online process is easy, to compare and to see different products. I am using mobile app is simple with proper support from their end.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 07, 2018
    • HDFC Limited Home Loan
      "Processing should be faster"
      0.5 3.0/5 "Satisfactory"
      The interest rate is high initially they approved for 8.4% but disbursed for 8.7%, and processing fee around Rs. 4,000 for Rs. 28 lakhs, The loan amount is sufficient which I requested. Customer support the processing time got delay taken long time to disbursed.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 07, 2018
    • Bank Bazaar Home Loan
      "Good Customer support"
      0.5 5.0/5 "Blown Away!"
      Its a good online channel , I had better experience when I reached Bank Bazaar for the housing loan, I have saved my time rather visiting to the bank to do the paper work. Through online I done all the process without any difficulties. I got good helpful from your team.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 04, 2018
    • HDFC Limited Home Loan
      "Its previlege for customer"
      0.5 4.5/5 "Excellent!"
      Processing time is very short in HDFC Limited, to disburse the housing loan amount, but from my end it got delay . When I submitted the papers they told the interest rate was 8.40% then as per the government policy they quoted 8.85% of interest for a tenure of 20 years.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Dec 04, 2018
    • Bank Bazaar Home Loan
      "Qucik and Easy Process"
      0.5 4.0/5 "Great!"
      The online browser is very useful to compare the products, I came to site through google The customer service is good, when I post the request for the housing loan. I received quick service, I am very happy with prompt response and they are sincere to my queries.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Dec 04, 2018
    • Axis Bank Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I am happy with Axis Home loan, they done the process on time, paper less formalities has been done with out any difficulties. The bank executive came to my place collected the paper its fine. I have received better interest rate from Axis bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 04, 2018
    • Union Bank of India Home Loan
      "Good in Service"
      0.5 3.0/5 "Satisfactory"
      I had taken a home loan from Union Bank of India. Well at the time of applying, there was not much delay and it was processed on time. I have compared the rate of interest with other banks as well and i found union bank given that same market value . Well the loan tenure period is 30 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Nov 24, 2018
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using home loan with State bank of India, there service is too good, they have given me sufficient loan amount and the rate of interest they have charged me was nominal , and the processing fee also was charged nominal only, they have not charged any hidden charges there service is good.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Nov 21, 2018
    • Bank Bazaar Home Loan
      "Bankbazaar"
      0.5 4.5/5 "Excellent!"
      It is a good platform but require more support and more offers. Really appreciate your efforts to bring transparency . I wish best of luck to entire BB Team to serve more customers and bring more happiness in society. You are the best in the market.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 20, 2018
    • Bank Bazaar Home Loan
      "user friendly"
      0.5 5.0/5 "Blown Away!"
      appklication is userfriendly .Easy to get the Bank details with minimum requirements.I wish best of luck to entire BB Team to serve more customers and bring more happiness in society.hope Bank bazaar will help me to get the easy process home loan.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 20, 2018
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