A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Ahmedabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Ahmedabad Home Loan is Rated as "Great!" by 691 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Ahmedabad Home Loan

    Ahmedabad, a place of great importance in the state of Gujarat is also the fifth largest city in the country.It is not only the judicial capital of the state but in many ways its trade capital as well.Forbes list of fastest growing cities in the world, Ahmedabad ranks at number 3. That’s a huge achievement for the place that has focussed on all round economic development and there are several steps being taken to make it a truly International city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ahmedabad Home Loan if you are

    01
    02
    03
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    Ahmedabad Home Loan Minimum Age

    At least 21 years old

     Ahmedabad Home Loan Maximum Age

    Less than 65 years old

    Ahmedabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ahmedabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ahmedabad Home Loan amount eligibility is based on these factors

    01
    02
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    Ahmedabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ahmedabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ahmedabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ahmedabad Home Loan amount by these steps

    01
    02
    03
    Ahmedabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ahmedabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ahmedabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ahmedabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ahmedabad Home Loan Interest RatesUpdated on 23 Nov 2017

    Ahmedabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Ahmedabad Home Loan Reviews

    • Bank Bazaar Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have been using the website for more than six months.The website is very useful for all the customers who need an assistance to choose the Right bank and right product as the eligibility.The customer support team is always give their best.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 20, 2017
    • HDFC Limited Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have requested fir a home loan with Hdfc limited the loan amount is 30 lakhs,The rate of interest is 8.4% nominal as compared to other banks.The service given by the executive is not up to the mark they did not call me after applying hence closed the application with them.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 20, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 5 years, the experience was good with bankbazaar so far.. The services provided by bankbazaar is good when compared to all other banking websites. The customer service was good and their response was prompt. The website is easy to access and it is user friendly. I also check my credit score in the website.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 13, 2017
    • Axis Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from Axis bank, my loan application was closed because there was no requirement of loan as of now. When it comes to customer service, it was good and they responded on time, regular follow ups was done. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 13, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 8 months, bankbazaar provides good services when compared to all other banking websites. I came to know about bankbazaar through google and advertisement. The customer service was good and their response was prompt. The website is easy to navigate and it is user friendly. The benefit i found in this website is, we can compare with the banks and choose the right product.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 13, 2017
    • Axis Bank Home Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from Axis bank, my loan application was closed because i have postponed the plan to get the home loan. When it comes to customer service, it was good and their response was also good. they followed up on time. The rate of interest is nominal when compared to other banks.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 13, 2017
    • Axis Bank Home Loan
      "Not good"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with AXIS bank 2 years back. The loan amount was 11.50 lakhs and the interest rate was 10.055 which is very high in the market. The EMI period was 10 years. The loan process was very easy and the process fee was 10,000 . The pre closure is after 1 year her. My overall experience was not good and i would like to recommend to others,
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 10, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I had a very excellent experience with bank bazaar. The customer service and responses was up to the mark. Their website is amazing with many good options on banks and interest rates. The web portal accuracy and speed is good so i would like to recommend to others.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 10, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have approached AXIS Bank for my home loan. I am satisfied with the customer service and responses here but the interest rate was 9.65% which was high than other banks in the market so I have cancelled the application. My overall experience was good here.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 10, 2017
    • Bank Bazaar Home Loan
      "Good platform"
      0.5 4.5/5 "Excellent!"
      I have approached Bank bazaar for the first time. The customer service and responses was really good. I have not faced any technical issue so far while using the website. The website is very easy to understand and user friendly . My overall experience was good here. I have approached Bank bazaar for the first time. The customer service and responses were really good. I have not faced any technical issue so far while using the website. The website is very easy to understand and user friendly . My overall experience was good here.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 10, 2017
    • Punjab National Bank Home Loan
      "Satisafctory"
      0.5 3.5/5 "Pretty good"
      I have approached PNB for my home loan. The rate of interest was 9.11% which was bit high than other banks in the market. I was looking for 30 lakhs but they have offered 22 lakhs so I have cancelled the application.Their responses was satisfactory here. My overall experience was good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 10, 2017
    • DHFL Home Loan
      "Good Home loan"
      0.5 4.0/5 "Great!"
      I got a Home Loan of Rs.5.5 Lakhs, some Seven year back with DHFL. Till date the whole experience with them has been super smooth, the information put forth by them is ideal. You also get to know the status of payment pretty swiftly. The Rate of Interest of 8.5% sounds ideal.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 04, 2017
    • HDFC Limited Home Loan
      "Good support"
      0.5 5.0/5 "Blown Away!"
      Housing Loan was something that I was seeking rigorously. HDFC Bank did help me conclude this search and that too the whole process only took almost a week to complete. I got a total of Rs.6 Lakhs, which I felt did help me a lot finding a right place for me.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 01, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I have home loan from AXIS, they have provided me 9.6% of interest for the tenure of 20 years. AXIS bank approved Rs. 9.65 lakhs to purchase an apartment. Documentation procedure was very hassle free. I am completely satisfied with AXIS and also I am an existing customer of the bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 30, 2017
    • RELIANCE HOME FINANCE LIMITED Home Loan
      "GOOD ONE"
      0.5 3.0/5 "Satisfactory"
      It was a ok ok experience I had with RELIENCE HOME FINANCE for the home loan process I applied for . They gave me a full amount approval of rupees 16,25000 . They took 1% as a processing fee and the rate of interest was 9.25% which as a bit high I guess . They provided me a option of part payment it was real good one . The loan got approved but did not disbursed yet .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 29, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I received call within two days from the bank bazaar side . They provided me good suggestions also the customer service was real good and also the website was real good and easy to understand and really user friendly for me to use . The customer service was real good and also the responsiveness .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 29, 2017
    • HDFC Limited Home Loan
      "AVERAGE SERVICE"
      0.5 3.0/5 "Satisfactory"
      Not happy at all with the customer service of HDFC LTD for the home loan process . The bank actually did not respond that proper the rate of interest was OK only and even the processing fee . I can say it was an average experience over all i felt could have been more better in that part .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 29, 2017
    • Bank Bazaar Home Loan
      "Amazing Service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is always good. I have taken home loan couple of years back. That was my first time experience, I am completely happy with the service. The customer service is good in explaining all the information. I am using website and mobile application which is really nice and good compared to other website.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 29, 2017
    • Punjab National Bank Home Loan
      "Customer service has to be improved"
      0.5 2.0/5 "Expected more"
      I had applied for a home loan through online channel. I am exploring my option to finalize the property. The customer service was not up to the mark. The response needs to be improved. I haven't discussed the rate of interest. It was not explained clearly and I am not satisfied with the service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 29, 2017
    • ASPIRE HOME FINANCE CORPORATION LIMITED Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The service from ASPIRE home for my home loan service was good the documents have been collected from my door step the interest rate was little high compare to the market value which was 14 % and the payment was done online it was totally average service from ASPIRE .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 28, 2017
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