Home loans in Ahmedabad start at interest rates of 6.90% p.a. and can go up to 9.85% p.a. Processing fee ranges from zero to 0.50% of the loan amount with repayment tenure of up to 30 years. Providers offer maximum loan amounts that range from Rs.30 lakh to no upper limit, depending on eligibility criteria.
74 Swastik Society,
Eternia Complex,
Off C.G. Road,
Navrangpura,
Ahmedabad-380009
Bank of Baroda
1st Floor, Bob Towers,
Law Garden,
Ellisbridge,
Ahmedabad-380006
Canara Bank
`Krishna House',
Opp. Advance Cinema,
Post Bag No.192,
Bhadra, Ahmedabad
Kotak Mahindra Bank
Shangrila Arcade,
Near Shyamal Cross Road,
Satellite,
Ahmedabad
PNB Housing Finance Ltd.
PNB Housing Finance Ltd.,
2nd Floor Megha House,
Opp. Kotak Bank,
Mithakhali Six Road,
Ahmedabad-380006
State Bank of India
Ahmedabad Main Branch,
Bhadra,
Ahmedabad-38001
UCO Bank
UCO Bank,
Opp. Bhadrakali Mandir,
Near Karanj Police Station,
Bhadra,
Ahmedabad-380001
Eligibility and Documents Required
Purpose
Eligibility
Documents Required
Age
18 years to 75 years
PAN card, passport, voter ID, driving license
Residency
Resident of India
PAN card, passport, voter ID, driving license
Employment
Self-employed or salaried
Employee ID
Income
Salaried – From Rs.10,000 p.m.
Self-employed – From Rs.1.8 lakh p.a.
For salaried:
Last 3 months salary slip
Last 6 months bank statements
Last 2 years Form 16 and IT returns
For self-employed:
Previous 3 years income tax returns
Previous 3 years profit & loss accounts with balance sheet
Last 12 months bank statements
You can now buy or construct your own dream home in Ahmedabad with the help of affordable home loans from leading banks in the city. All you have to do is walk into any of the branches listed above or apply online on the bank’s official website to get started on an easy and hassle-free loan application process that will make your dream of owning your own home one step closer to reality.
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I have taken INDUSIND home loan because my friend suggested it to me.The tenure of the loan is for 17 years with an interest rate of 11.5%. For submission of documents i have to run up and down apart from that it was fine.But it would have been good if the procedure is little short and not to deduct any installment from account without clearing the check first.
My home loan was taken from Development Credit Bank. They are not doing follow up with the customer and they don't respond even though i have called to the customer care. I have availed Pradhan Mantiri Yojana scheme hence from bank side they need to send the required documents to the Government and they haven't provide the photocopy of the documents to the customer and when i asked the documents copy, they charged me Rs. 800. They asked me to take a insurance from ICICI Lombard but they have not provided the insurance copy to the customer. When i call to the call centre, they asked me to visit the branch. They have given me a interest rate of 11.5%. Overall, they need to improve the service.
I have my housing loan from HDFC because documentation process was easy and I can check everything on their net banking. On their portal, they have a option to change the interest rate for that there will be a extra charges based on the credit i have and they will decide the interest rate based on the customer profile. The process is so simple. Whatever the requirement is there for me I can do it on my own through net banking.
I had a home loan from SBI and the sales executive was best because no one provides me this much low rate of interest compared to any other banks but they needs so much documents and their mortgage they do is really worst. Its due to the low rate of interest, i have selected the home loan from SBI. They have offered me a interest rate of 8.24%.
They are cheating existing customer. I got home loan at interest rate of 8.50%. In just one year they increased to 10.9%. When I talked about this then they are saying sorry we can't help. I don't understand how can they are giving loan at 8.50% to new customer.
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63
Jigar Prajapati
, ahmedabad
Reviewed on Dec 20, 2019
I have taken home loan through Gruh Finance Limited .The rate of interest and the processing fee was nominal.The loan amount got sanctioned on time .This loan is still active and there was no difficulties faced so far .I am satisfied with the overall service .
I have taken home loan directly through DHFL .The rate of interest and the processing fee was very high since had a requirement at that time taken this loan .This loan is still active and the loan got sanctioned on time .There was proper callback and follow up as well.Everything was ok but the service was average according to my point of view.
I have completed my home loan with State Bank of India long back. I got lot of reference for choosing SBI from different people and more over its a Nationalized Bank and I can trust them 90%. Its been an excellent experience. Even I am happy with rate of interest as they offered me 9% and the tenure is 25 years.
I have taken a home loan with HDFC limited on 7 years before which was applied directly to them. At an initial I face an issue from banker has forced me to pay for 11% interest for 5 years. Now it is for 10% after floating. The customer service is no proper response. The fee are okay but the interest are high. They have sanctioned on time.
I have taken a home loan in BANK OF INDIA on 3 years before which was processed directly to bank, on time the loan got sanctioned. The loan amount of twenty four lakhs for the duration of 15 years. The rate of interest and processing fee are nominal.
I have applied for the home loan and using from last 3 years, i got the loan amount in one shot which is 13L, the rate of interest was 10%, the duration for repaying the loan was 20 years. There are pre closer applicable but the locking period is for 2 years.
I have applied Home Loan through One India Bulls housing finance limited. I was sanctioned with the loan of 10 lakhs. They have provided me loan with good rate of interest for the tenure of 25 years. I never has any issues in documentation which was done correctly and smooth.
I had applied for a home loan. I closed the loan application because I have canceled the plan besides, rate of interest is quite high. I am not aware of the processing fee but the loan amount was sufficient for me. Their customer service is really good, very quick response.
I had applied for a home loan from HDFC Bank. An agent told me rate of interest would be 8.6% but when the process started they increased it to 9.6%. So I closed the loan application. Loan amount and tenure was satisfactory. Customer service is ok.
I applied my home loan with HDFC LTD . The rate of interest which they offered to me was very high so i cancel this loan . I said them to negotiate the loan but they have not done . The tenure period was 10 year . Service was good when i applied that time .
I applied my home loan with HDFC BANK . I cancel the loan because rate of interest was very high , i said them to negotiate but they did not accept , i got the loan from another bank with nominal rate of interest it is only 8.40% . Customer service was not good and their response not up to the mark
The rate of interest lesser when compared to others so applied and it got rejected but not said the reason. The documentation process was not done also the expected loan amount was more than 20L also the rate of interest provided was 8-9% approximately. The customer support is good.
I am using the home loan from last 3 years with AADHAR HOUSING FINANCE LTD the documentation process was quick and the loan amount got was quick. The loan amount given with the bank was good, the rate of interest was 7% approx. The duration for repaying the loan is for 10 years.
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23
ANANT AMARABHAI MAKVANA
, ahmedabad
Reviewed on Jun 22, 2019
I hold my housing loan with State bank of India from long time, the loan amount which they have given to me was sufficient, the rate of interest they have charged me was nominal,so far i did not face any issue from them , still this loan is running.
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5
FATEH SINGH RAO
, ahmedabad
Reviewed on Jun 17, 2019
I have taken home loan directly through Bank.The rate of interest and the processing fee was nominal ,directly applied through bank ,The loan amount was 16.85 lakhs ,for the tenure of 20years ,still this loan is active .I have got the loan on time and it was sufficient as well .I am completely satisfied with the service .
