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    We found 37 Ahmedabad Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    Perks
    Fees & Charges
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    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
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    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
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  • Ahmedabad Home Loan is Rated as "Great!" by 711 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Ahmedabad Home Loan

    Ahmedabad, a place of great importance in the state of Gujarat is also the fifth largest city in the country.It is not only the judicial capital of the state but in many ways its trade capital as well.Forbes list of fastest growing cities in the world, Ahmedabad ranks at number 3. That’s a huge achievement for the place that has focussed on all round economic development and there are several steps being taken to make it a truly International city.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ahmedabad Home Loan if you are

    01
    02
    03
    04
    Ahmedabad Home Loan Minimum Age

    At least 21 years old

     Ahmedabad Home Loan Maximum Age

    Less than 65 years old

    Ahmedabad Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ahmedabad Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ahmedabad Home Loan amount eligibility is based on these factors

    01
    02
    03
    Ahmedabad Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ahmedabad Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ahmedabad Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ahmedabad Home Loan amount by these steps

    01
    02
    03
    Ahmedabad Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ahmedabad Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ahmedabad Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ahmedabad Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ahmedabad Home Loan Interest RatesUpdated on 21 Apr 2018

    Ahmedabad Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Ahmedabad Home Loan Reviews

    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a housing loan with HDFC LTD and my loan experience was very good. The loan amount was for Rs 10.5 lakhs with nominal rate of interest when compared to other sources in the market. I have no issues with the customer service, they responded on time and their service was good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 22, 2018
    • HDFC Limited Home Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The customer support was good with the HDFC LIMITED . The loan amount has been given with in the time period and the service was better with the HDFC LIMITED in regards to home loan service and I would say I am satisfied with the HDFC LIMITED home loan service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 19, 2018
    • SBI Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with SBI and my experience was very good, the loan amount was for Rs 6 lakhs with nominal rate of interest when compared to all other banks. The process was smooth and i received my loan amount on time. Customer service was good and they followed up on time. The tenure of this loan is 20 years.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 16, 2018
    • Bank Bazaar Home Loan
      "Home loan enquiry"
      0.5 5.0/5 "Blown Away!"
      The experience at Bankbazaar is good and they were prompt in contacting me and informing me the details. After I registered my information they were immediate to reach out to me. They continued to help me by providing the follow up calls in the process. I was given the details of the branch and the executive contact number.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 07, 2018
    • HDFC Limited Home Loan
      "HDFC Ltd should be transparent and customer friendly"
      0.5 3.5/5 "Pretty good"
      My existing loan was running with HDFC Limited, They started with 14% finally they came down to 8.5%. Being a service provider they should give initiation about the revised interest rate. But they didn't turn up, then I went to the bank and brought interest rate around 8.5%. Home loan process was good only concern about the transparency about the interest.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 27, 2018
    • Karur Vysya Bank Home Loan
      "Average experience"
      0.5 3.0/5 "Satisfactory"
      My home loan is with KVB and I am not happy with the process because all the banks have a rate of 8.25% and this bank alone maintains a rate of 10.25%. The interest makes a lot of difference. I am not too happy with the rate of interest. The process was good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 09, 2018
    • ICICI Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have my home loan with ICICI bank for about 1 year. The loan amount was 15 lakhs and the Interest rate was 8.9% which is average . The customer service and responses was up to the mark. The tenure period was 51 years .They have sanctioned the loan with the committed time and the processing fee was 1%.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 06, 2018
    • Punjab National Bank Home Loan
      "PNB Loan @ Poor services / "
      0.5 0.5/5 "Unacceptable"
      The customer support service is So disgusting or poor at PNB Loan , they are understand as customer is made !! Also, There is no revert to PNB Side even a single mail or call to know the reason about customer query or problem - Pls don't guide to some one for PNB Loan
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 02, 2018
    • SBI Home Loan
      "Faster approval"
      0.5 4.0/5 "Great!"
      My home loan is ongoing with the State Bank of India. The loan process was simple and faster. They charged lesser interest rate and processing fee. I have purchased residential property. The loan duration was 30 years. The part payment and pre closure option is good with SBI.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 02, 2018
    • Punjab National Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home loan from Punjab national bank,the service was good. The rate of interest offer by Punjab national bank is 10.25 which is high but I expected 9.25 from Punjab national bank. The documents have been collected from my door step. It was a good experience with Punjab national bank home loan department.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 02, 2018
    • DCB Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken Home loan from DCB and the loan experience was good, the loan amount was for Rs 8.60 lakhs with the rate of interest of 11% flat which was a little higher when compared to other banks. The process was good and i received my loan amount within 10-15 days. Customer service was good and they collected all the documents from me on time. The tenure of the loan is 15 years and it was a good service that I received from DCB.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 12, 2018
    • HDFC Limited Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have a housing loan with HDFC LTD and my loan experience was good with HDFC Ltd. The loan amount was for Rs 25 lakhs with the rate of interest of 8.9% which is nominal when compared to all other banks. The process was smooth and i received my loan amount within 1 week. Customer service was good and they provided door step service to collect the documents. The tenure of this loan is 20 years and it was overall a good experience with HDFC ltd
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 12, 2018
    • review Home Loan
      "Home loan with CANFIN HOMES "
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from CANFIN HOMES LTD. The approved loan amount was 15 lakhs . The given rate of interest was 8.36%. The monthly EMI comes around 20000. the total tenure is for 10 years. there were some processing fees charged by them..
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 10, 2018
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      it was a good customer service from the Bank bazaar side . I received Call within15 days of time and on call everything was explained to in detailed way . The Website experience was good of the bank bazaar it is really user friendly and was easy to use .
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Dec 22, 2017
    • Axis Bank Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      Actually i wanted the Home loan which i applied in the AXIS Bank . Due to some personal reason i did not opt for the loan . The Customer service was good from the bank side . The gave executive gave all the required Information for the loan process to me . Over all i can say it was a good experience with AXIS Bank For the home loan process .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 22, 2017
    • SBI Home Loan
      "Best banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a Home loan with State Bank of India.The loan amount is eight lakhs,rate of interest is 8.65% the loan is closed, i got the best service from them.The tenure is for 5 years.They have deducted processing fees of 8000.I am happy banking with them.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Dec 19, 2017
    • ICICI Bank Home Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have my home loan with ICICI bank 1 year back . The loan amount was 15,50,000. The rate of interest was 8.35% which was very less so I am satisfied with it . They have provided door step service for collecting documents. The processing fee was 0.25% which was satisfactory .
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Dec 14, 2017
    • Tata capital Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience with TAT A CAPITAL was good, the loan amount was for Rs 14.80 lakhs with the rate of interest of 9.6% which is high when compared to other sources. The process was smooth and easy, my loan amount was approved within 10-15 days. The tenure of this loan is 20 years and there are no charges on foreclosure and part payment. Customer service was good and they responded on time.
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Dec 01, 2017
    • Punjab National Bank Home Loan
      "Not that good"
      0.5 3.0/5 "Satisfactory"
      The experience I had with PNB in regards to my Home Loan wasn't that great. Initially they said the Rate of Interest would be 8.35% but they later finalized my deal to 8.65%. The whole process for application was lengthy and required quite a lot of patience.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 29, 2017
    • Axis Bank Home Loan
      "Need to improve service"
      0.5 1.0/5 "Really Bad"
      I have applied for a home loan with Axis bank but my home loan application got closed by the axis bank. When I requested them to reopen my home loan application they did not accept my request. Axis bank initially offered my home loan with 8.35% as a rate of interest.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 28, 2017
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