Amma Two-Wheeler Scheme for Working Women - Overview

The main features and benefits of the Amma Two-Wheeler Scheme are mentioned below:

1. Subsidy Amount: A maximum of 50% of the vehicle's cost or Rs.25,000, whichever amount is less, is provided as a subsidy. 

1. Mode of Payment: The subsidy amount is directly credited to the beneficiary's bank account to ensure accountability and transparency. 

1. Balance Amount: The beneficiary is responsible for the remaining cost, which can be covered through personal funds or by availing loans from banks or Non-Banking Financial Companies (NBFCs). 

1. Additional Benefit for Differently-Abled: Differently-abled women are eligible for an additional assistance amount, often leading to a higher total subsidy for retro-fitted three-wheelers. 

1. Around 1 lakh women are likely to avail the benefits of the scheme every year. 

1. Type of Vehicle: The scheme is provided for gearless two-wheelers with an engine capacity of up to 125 cc. 

Eligibility Criteria

The eligibility criteria that must be met to avail the benefits of the scheme are mentioned below: 

1. Residency: You must be a permanent resident of Tamil Nadu. 

1. Age Limit: You must be between the ages 18 years and 40 years. 

1. Annual Income: The annual income must be less than Rs.2.5 lakh. 

1. Driving Proficiency: Must possess a valid Two-Wheeler Driving License (DL). 

1. Family Limit: Only one woman is eligible to avail the scheme per family. 

1. Vehicle Specification: The two-wheeler must be new, gearless, and with an engine capacity not more than 125cc. 

1. Community Certificate must be provided for individuals under SC/ST category. 

Application Process

You can apply for the scheme offline and the process is mentioned below:

1. Obtain Application Form: Forms, which are separate for urban and rural areas can be downloaded from the Tamil Nadu Corporation for Development of Women’s official website. You can also collect the application form from Block Offices, Urban Local Body Offices, or the Collectorate for free.

1. Submission: The duly filled application, along with all supporting documents, must be submitted to the respective Block Offices (for rural) or Urban Local Body Offices (for urban) in person, or via Speed/Registered Post.

1. Verification: The application undergoes a field verification process to check eligibility details like age, income, and employment.

1. Subsidy Claim: Once the application is approved, the beneficiary purchases the two-wheeler. The subsidy is released only upon the submission of the Subsidy Claim Form along with the vehicle's Registration Certificate (RC) and the valid Driving License.

Documents Required

The list of documents that must be submitted are mentioned below:

1. Aadhaar Card.

1. Proof of age.

1. Proof of address.

1. Valid Two-Wheeler DL.

1. Income Certificate.

1. Proof of Employment.

1. Proof of Educational Qualification.

1. Passport-sized photograph.

1. Community Certificate (for SC/ST applicants).

1. Differently-Abled ID (if applicable).

1. Quotation of the new two-wheeler.