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    • United India UNI Criticare Health Insurance Plan

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    This policy is designed to provide precious health cover against 11 specified critical illness so that you are more secure and can ensure a problem-free future for you dependents. The plan pays out a lump sum in case the policyholder is diagnosed with any of the specified critical illnesses. The policyholder can include unemployed girls under this health insurance policy. The policy comes with the option of lifetime renewability.

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    Features & Benefits of United India UNI Criticare Policy:

    The features of this plan are as follows:

    Eligibility age Min – 21 years Max – 65 years Dependent children within 21 – 26 years old and pursuing full time studies. Unmarried and/or unemployed girl child can be covered.
    Basis Individual
    Premium
    Sum assured (in Rs.) Age (in years)
    21 – 35 36 – 45 46 – 55 56 – 65
    1 lakh 200 530 1,350 2,750
    3 lakhs 600 1,590 4,050 8,250
    5 lakhs 1,000 2,650 6.750 13,750
    10 lakhs 2,000 5,300 13,500 27,500
    		 
    Sum assured Rs.1 lakh, Rs.3 lakhs, Rs.5 lakhs and Rs.10 lakhs.
    Policy term 1 year
    Renewability Lifetime renewability option
    Cover offered Lump sum paid out in case the insured is diagnosed with any of the following critical illnesses:
    1. Cancer of specified severity
    2. First heart attack
    3. Coma of specified severity
    4. Kidney failure
    5. Heart valve replacement
    6. Coronary artery surgery (CABG) open chest CABG
    7. Stroke resulting in permanent symptoms
    8. Multiple sclerosis
    9. Major organ or bone marrow transplant
    10. Permanent paralysis of limbs
    11. Motor neuron disease with permanent symptoms
    Benefits
    • Cashless hospitalization in any of the network hospitals.
    • Tax exemptions as per Section 80D of the Income Tax Act, 1961.
    Exclusions The following exclusions are in effect:
    • Pre-existing diseases not covered.
    • Any of the specified critical illnesses being diagnosed in the first 90 days.
    • Survival period of 30 days.
    • Drug or alcohol addiction.
    • HIV/AIDS and related diseases.
    • Smoking more than 40 cigarettes a day.
    • Attempted suicide or self-inflicted injury.
    • Conditions arising out of war, invasion.
    • Ionizing radiation or contamination by radiation issues.

    *The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.

    Also Read: How to File a Claim with United India Insurance?

    Other Health Insurance Plans from United India:

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    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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