You need health cover regardless of what you take two at a time - pills or stairs.
  • United India UNI Criticare Health Insurance Plan

    United India Health Insurance

    This policy is designed to provide precious health cover against 11 specified critical illness so that you are more secure and can ensure a problem-free future for you dependents. The plan pays out a lump sum in case the policyholder is diagnosed with any of the specified critical illnesses. The policyholder can include unemployed girls under this policy. The policy comes with the option of lifetime renewability.

    Features & Benefits of United India UNI Criticare Policy:

    The features of this plan are as follows:

    Eligibility age

    Min – 21 years

    Max – 65 years

    Dependent children within 21 – 26 years old and pursuing full time studies.

    Unmarried and/or unemployed girl child can be covered.

    Basis

    Individual

    Premium

    Sum assured (in Rs.)

    Age (in years)

    21 – 35

    36 – 45

    46 – 55

    56 – 65

    1 lakh

    200

    530

    1,350

    2,750

    3 lakhs

    600

    1,590

    4,050

    8,250

    5 lakhs

    1,000

    2,650

    6.750

    13,750

    10 lakhs

    2,000

    5,300

    13,500

    27,500

    Sum assured

    Rs.1 lakh, Rs.3 lakhs, Rs.5 lakhs and Rs.10 lakhs.

    Policy term

    1 year

    Renewability

    Lifetime renewability option

    Cover offered

    Lump sum paid out in case the insured is diagnosed with any of the following critical illnesses:

    1. Cancer of specified severity

    2. First heart attack

    3. Coma of specified severity

    4. Kidney failure

    5. Heart valve replacement

    6. Coronary artery surgery (CABG) open chest CABG

    7. Stroke resulting in permanent symptoms

    8. Multiple sclerosis

    9. Major organ or bone marrow transplant

    10. Permanent paralysis of limbs

    11. Motor neuron disease with permanent symptoms

    Benefits

    • Cashless hospitalization in any of the network hospitals.

    • Tax exemptions as per Section 80D of the Income Tax Act, 1961.

    Exclusions

    The following exclusions are in effect:

    • Pre-existing diseases not covered.

    • Any of the specified critical illnesses being diagnosed in the first 90 days.

    • Survival period of 30 days.

    • Drug or alcohol addiction.

    • HIV/AIDS and related diseases.

    • Smoking more than 40 cigarettes a day.

    • Attempted suicide or self-inflicted injury.

    • Conditions arising out of war, invasion.

    • Ionizing radiation or contamination by radiation issues.

    *The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.

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