United India UNI Criticare Health Insurance Plan

This policy is designed to provide against 11 specified critical illness so that you are more secure and can ensure a problem-free future for you dependents. The plan pays out a lump sum in case the policyholder is diagnosed with any of the specified critical illnesses. 

check free credit score

The policyholder can include unemployed girls under this health insurance policy. The policy comes with the option of lifetime renewability.

Features & Benefits of United India UNI Criticare Policy:

The features of this plan are as follows:

Eligibility age

Min - 21 years Max - 65 years Dependent children within 21 - 26 years old and pursuing full time studies. Unmarried and/or unemployed girl child can be covered.

Basis

Individual

Sum assured

Rs.1 lakh, Rs.3 lakhs, Rs.5 lakhs and Rs.10 lakhs.

Policy term

1 year

Renewability

Lifetime renewability option

Cover offered

  1. Cancer of specified severity
  2. First heart attack
  3. Coma of specified severity
  4. Kidney failure
  5. Heart valve replacement
  6. Coronary artery surgery (CABG) open chest CABG
  7. Stroke resulting in permanent symptoms
  8. Multiple sclerosis
  9. Major organ or bone marrow transplant
  10. Permanent paralysis of limbs
  11. Motor neuron disease with permanent symptoms

Benefits

  1. Cashless hospitalization in any of the network hospitals.
  2. Tax exemptions as per Section 80D of the Income Tax Act, 1961.

Exclusions

  1. Pre-existing diseases not covered.
  2. Any of the specified critical illnesses being diagnosed in the first 90 days.
  3. Survival period of 30 days.
  4. Drug or alcohol addiction.
  5. HIV/AIDS and related diseases.
  6. Smoking more than 40 cigarettes a day.
  7. Attempted suicide or self-inflicted injury.
  8. Conditions arising out of war, invasion.
  9. Ionizing radiation or contamination by radiation issues.

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.