You need health cover regardless of what you take two at a time - pills or stairs.
  • United India Top Up Health Insurance Plan

    United India Health Insurance

    The policy is designed to provide cover for hospitalization expenses that are incurred within the country. This Top Up provides additional sum insured when the base health insurance scheme or reimbursement policy has reached its threshold for sum assured. The policy offers flexible options to choose sum assured from and helps you get more from your health insurance policy.

    Features & Benefits of United India Top Up Plan:

    The features of this plan are as follows:

    Eligibility age

    Min – 18 years

    Max – 80 years

    • Dependent children up to 18 years if at least one of the parents is also covered.

    • Unmarried and unemployed girls, unemployed disabled children do not have an age limit.

    • Male child up to 26 years involved in full time studies can be covered as dependent.

    Basis

    Individual/Floater

    Sum assured

    Option

    Sum assured (Rs.)

    Specific threshold limit

    A

    3 lakhs

    2 lakhs

    B

    5 lakhs

    2 lakhs

    C

    3 lakhs

    3 lakhs

    D

    5 lakhs

    3 lakhs

    E

    7 lakhs

    3 lakhs

    F

    5 lakhs

    5 lakhs

    G

    10 lakhs

    5 lakhs

    H

    15 lakhs

    5 lakhs

    Premium

    Sum assured (option) (in Rs.)

    Premium (in Rs.)

    0 – 45 years

    46 – 60 years

    60+ years

    Ind

    Family*

    Ind

    Family*

    Ind

    Family*

       

    2

    2+

     

    2

    2+

     

    2

    2+

    3 lakhs (A)

    1700

    2700

    3400

    2100

    3400

    4200

    2300

    3700

    4600

    5 lakhs (B)

    2300

    3700

    4600

    2900

    4600

    5200

    3200

    5100

    6400

    3 lakhs (C)

    1400

    2200

    2800

    1700

    2700

    3400

    1900

    3000

    3800

    5 lakhs (D)

    1900

    3000

    3800

    2300

    3700

    4600

    2600

    4200

    5200

    7 lakhs (E)

    2500

    4000

    5000

    3100

    5000

    6200

    3500

    5600

    7000

    5 lakhs (F)

    1700

    2700

    3400

    2100

    3400

    4200

    2300

    3700

    4600

    10 lakhs (G)

    2900

    4600

    5800

    3600

    5800

    7200

    4000

    6400

    8000

    15 lakhs (H)

    4100

    6600

    8200

    5100

    8200

    10200

    6700

    9100

    11400

    *Number of members in family

    Policy term

    1 year

    Renewability

    Lifetime renewability option

    Cover offered

    • Hospitalization expenses including room, boarding, nursing, IV fluids, blood transmission, injection administration, RMO charges etc.

    • Specialist, practitioner, surgeon, anaesthetic or consultant fees.

    • Organ transplant, prosthetic devices, pacemaker, tests, dialysis, chemotherapy, x-ray, drugs and medicine, surgical appliances, OT, blood, oxygen, anaesthetic or related expenses.

    • Pre hospitalization up to 30 days.

    • Post hospitalization up to 60 days.

    • Ambulance charges up to Rs.2,500 per person.

    Benefits

    • Tax exemptions as per Section 80D of the Income Tax Act, 1961.

    • Portability to transfer policy.

    • Flexible sum assured options to choose from.

    • Pre and post hospitalization cover.

    Exclusions

    The following exclusions are in effect:

    • Pre-existing diseases not covered for the first 48 months of continuous policy coverage.

    • Any kind of inoculation or vaccination unless it is after an animal-bite.

    • General debility.

    • Circumcision, plastic surgery or cosmetic surgery.

    • War, invasion, nuclear weapon and ionizing radiation.

    • Naturopathy.

    • Experimental treatments.

    • External devices/equipment.

    • Pregnancy or childbirth.

    • Vitamin or tonic purchases if not part of treatment.

    • HIV/AIDS, HTLB – III or LAV.

    • Spectacles or lens costs.

    • Dental surgery or treatment that doesn’t require hospitalization.

    *The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.

  • reTH65gcmBgCJ7k - pingdom check string.
  • reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.