You need health cover regardless of what you take two at a time - pills or stairs.
You need health cover regardless of what you take two at a time - pills or stairs.
  • United India Top Up Health Insurance Plan

    The policy is designed to provide cover for hospitalization expenses that are incurred within the country. This Top Up provides additional sum insured when the base health insurance scheme or reimbursement policy has reached its threshold for sum assured. The policy offers flexible options to choose sum assured from and helps you get more from your health insurance policy.

    Features & Benefits of United India Top Up Plan:

    The features of this plan are as follows:

    Eligibility age Min – 18 years Max – 80 years
    • Dependent children up to 18 years if at least one of the parents is also covered.
    • Unmarried and unemployed girls, unemployed disabled children do not have an age limit.
    • Male child up to 26 years involved in full time studies can be covered as dependent.
    Basis Individual/Floater
    Sum assured
    Option Sum assured (Rs.) Specific threshold limit
    A 3 lakhs 2 lakhs
    B 5 lakhs 2 lakhs
    C 3 lakhs 3 lakhs
    D 5 lakhs 3 lakhs
    E 7 lakhs 3 lakhs
    F 5 lakhs 5 lakhs
    G 10 lakhs 5 lakhs
    H 15 lakhs 5 lakhs
     
    Premium
    Sum assured (option) (in Rs.) Premium (in Rs.)
    0 – 45 years 46 – 60 years 60+ years
    Ind Family* Ind Family* Ind Family*
        2 2+   2 2+   2 2+
    3 lakhs (A) 1700 2700 3400 2100 3400 4200 2300 3700 4600
    5 lakhs (B) 2300 3700 4600 2900 4600 5200 3200 5100 6400
    3 lakhs (C) 1400 2200 2800 1700 2700 3400 1900 3000 3800
    5 lakhs (D) 1900 3000 3800 2300 3700 4600 2600 4200 5200
    7 lakhs (E) 2500 4000 5000 3100 5000 6200 3500 5600 7000
    5 lakhs (F) 1700 2700 3400 2100 3400 4200 2300 3700 4600
    10 lakhs (G) 2900 4600 5800 3600 5800 7200 4000 6400 8000
    15 lakhs (H) 4100 6600 8200 5100 8200 10200 6700 9100 11400
    *Number of members in family
    Policy term 1 year
    Renewability Lifetime renewability option
    Cover offered
    • Hospitalization expenses including room, boarding, nursing, IV fluids, blood transmission, injection administration, RMO charges etc.
    • Specialist, practitioner, surgeon, anaesthetic or consultant fees.
    • Organ transplant, prosthetic devices, pacemaker, tests, dialysis, chemotherapy, x-ray, drugs and medicine, surgical appliances, OT, blood, oxygen, anaesthetic or related expenses.
    • Pre hospitalization up to 30 days.
    • Post hospitalization up to 60 days.
    • Ambulance charges up to Rs.2,500 per person.
    Benefits
    • Tax exemptions as per Section 80D of the Income Tax Act, 1961.
    • Portability to transfer policy.
    • Flexible sum assured options to choose from.
    • Pre and post hospitalization cover.
    Exclusions The following exclusions are in effect:
    • Pre-existing diseases not covered for the first 48 months of continuous policy coverage.
    • Any kind of inoculation or vaccination unless it is after an animal-bite.
    • General debility.
    • Circumcision, plastic surgery or cosmetic surgery.
    • War, invasion, nuclear weapon and ionizing radiation.
    • Naturopathy.
    • Experimental treatments.
    • External devices/equipment.
    • Pregnancy or childbirth.
    • Vitamin or tonic purchases if not part of treatment.
    • HIV/AIDS, HTLB – III or LAV.
    • Spectacles or lens costs.
    • Dental surgery or treatment that doesn’t require hospitalization.

    *The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.

    Other Health Insurance Plans from United India:

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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