United India Personal Accident Insurance Policy

The Personal Accident Policy by United India comes with numerous unique benefit and features. These include permanent total and partial disablement, accidental death, loss of limbs, temporary total disablement and so on. In addition to this, procuring the policy is easy and completely hassle-free along with economic premium payments and flexible tenures, making this health insurance policy highly sought after.

Features & Benefits of United India Personal Accident Policy:

Eligibility Worldwide between 5 years to 70 years of age. For a policyholder above 70, medical examination is necessary and can avail coverage till the age of 80.
Basis Individual
Coverage and Benefits When accident results in the following -
Death 100 percent of insured sum
Permanent Total Disablement 100 percent of insured sum
Loss of two limbs/ Two eyes or one limb and one eye 100 percent of insured sum
Loss of one eye or one limb 50 percent of insured sum
Permanent Partial Disablement Varying percent of insured sum as per policy
Temporary Total Disablement 1 percent of capital insured sum per subject for up to Rs. 3000 for every week for a up to 100 weeks.
  • In case, customers pay an extra premium, medical expenses that have been incurred for up to 25 percent of claim or 10 percent of sum insured can be covered.
  • Education fund for dependent children is also covered by policy.
  • Death within a year of injury occurrence.
Free Look Period 15 days
Renewability Available for renewal for a month before expiration of policy. Policy that has been claimed will not be available for online renewal. Policies that have been insured for over Rs. 10 lakh insured sum will not be available for renewal online.
  • Pre-existing injuries or disabilities
  • Claim regarding events that has occurred prior to commencement of policy
  • Claim for disability or death due to self-inflicted injuries
  • Mental disorder, suicide, attempted-suicide
  • Accidents due to war, rebellion, civil war. Etc.
  • Nuclear, biological or chemical terrorism.
  • Participation in life threatening activities

Other Health Insurance Plans from United India:

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GST rate of 18% applicable for all financial services effective July 1, 2017.

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