The United India Gold plan takes care of the unexpected medical expenses for the life insured and his / her family members. It’s perfect for securing your dependents financially against sudden and unfortunate incidents. Hospital expenses, day care treatment, Ayush treatment, pre-hospitalisation, post-hospitalisation, ambulance charges and cashless facilities are covered under this plan. If the parents are covered, the children between the ages of 3 months and 18 years will be covered.
Features & Benefits of United India Gold Plan:
|Entry age||Minimum age – 18 years Maximum age – 80 years Children between the ages of 3 months and 18 years will be covered if the parents are covered.|
|Coverage||The following will be covered under this health insurance policy:
|Payment mode||Either the amount is reimbursed or the cashless payment option is available in network hospitals. Cities wherein PPN is applicable, cashless will be restricted to PPN.|
|Renewal||The policy can be renewed throughout the lifetime of the life insured. You get 30 days grace period to renew the policy.|
|Free look period||You can return the policy in within 15 days from the date of receipt of the policy.|
|Cancellation||The company can cancel the policy on grounds of fraud, non-disclosure and misrepresentation by sending 15 days written notice.|
|Claim||The insurer can settle the claim within 15 days from the receipt of the necessary documents.|
|Tax benefits||Payments made towards this policy in any mode other than cash is eligible for deduction from taxable income under section 80D of the Income Tax Act.|
|Exclusions||The following conditions or diseases will be excluded under this policy:
Disclaimer: Please read the terms, conditions and exclusions mentioned in the policy document before taking the policy.
Other Health Insurance Plans from United India:
- United India Insurance Family Medicare Policy
- United India Insurance Family Medicare 2014 Policy
- United India Insurance Individual Mediclaim Policy
- United India Insurance Platinum Policy
- United India Insurance Senior Citizen Plan
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GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.