You need health cover regardless of what you take two at a time - pills or stairs.
  • United India Insurance Health Insurance

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    United India Insurance Company Limited is a public sector General Insurance Company of India (Wholly owned by Govt. of India). With the net worth of Rs 5,361 crores as on the financial year 2013-14, The company has more than three decades of experience in Non-life Insurance business headquartered in Chennai. United India Insurance offers products like Health insurance, Motor Insurance, Liability Insurance, fire Insurance, Industrial insurance, Travel insurance, Marine Insurance and more.


    United India Health Insurance at a Glance

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    Coverage for your most loved ones

    Total members covered

    Coverage for a maximum of 4 family members with up to 2 adults and 2 children

    You get a choice of coverage tenure

    Pre and Post Hospitalization cover

    Medical expenses covered for 30 days before your hospitalization and 60 days for post hospitalization for related medical expenses

    The next best thing to having a doc in the family

    Health Check-ups

    Free Medical check-up once at the end of three consecutive claim free years up to 1% of the average Sum Insured during the preceding three policy periods

    * For a family health cover product.

    Critical Factors of the Plan

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    Not a paisa goes from your own pocket!

    Co-Pay

    20% Co pay for senior citizen on major illnesses.

    You?re covered for any future medical expenses

    Life long renewable

    Plans are lifelong renewable and covers you for your entire lifetime.

    Get essential cover for existing ailments

    Pre-existing Diseases

    Any pre-existing condition will be covered after a waiting period of 4 year

    Hospital room rent determines your treatment bill

    Room Rent

    Room rent expenses not exceeding 1% of the Sum Insured or actuals whichever is less

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    Additional Features of United India Health Insurance

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    Good health offers multiple rewards

    In respect of persons above 60 years, 10% deductible will be applied on all admissible claims

    The world is your healthcare oyster

    Cashless facility in more than 7000 hospitals across Pan India.

    *These add-ons may be included as part of different products and are subject to the insurer's terms & conditions.

    United India Insurance Highlights Updated on 22 Jul 2017

    Features Specifications
    Network Hospitals 7000+
    Waiting Period for Pre-existing Disease 4 years
    Incurred Claims Ratio 122.25%
    Number of Policies Issued 1193663
    Grievances Solved 99.65%
    Renewability Lifetime

    *For Year 2015-2016

    Overview

    United India Health Insurance Plans

    United India Insurance Co. Ltd. is a public-sector general insurance provider that was formed in 1938 and nationalised in 1972. The company has since bolstered its presence across the country by expanding its distribution network. It now has over 1,340 offices channelling a variety of insurance products to a customer-base of over 1 crore clients.


    In addition to serving urban and semi-urban clients, United India actively participates in government-run programmes aimed at extending insurance to rural market segments. It also services lower economic strata through micro-offices which they have established in over 200 towns.


    The company’s main strength is its ability to develop solutions to meet the financial protection needs of a wide variety of clients, corporate or rural.


    Health insurance policies form an integral part of its product portfolio. These policies couple coverage with affordability, making them viable insurance products for a large cross-section of the Indian insurance market.


    The plans on offer are:

    1. Family Medicare
    2. Family Medicare 2014
    3. Gold
    4. Individual Mediclaim
    5. Platinum
    6. Senior Citizen
    7. Super Top-up
    8. Top-up
    9. UNI Criticare
    10. Personal Accident Policy
    • Family Medicare

    • A health insurance policy which aims to cover both the proposer and his/her family. To enhance the basic chosen sum assured, policyholders under this plan can also choose two add-on covers to meet ambulance and hospitalisation costs.


      Entry Age 18 yrs to 80 yrs.; 3 months for children, provided at least one parent is also covered
      Medical Screening Required for those above 45 yrs. (50% of costs reimbursed on qualification)
      Basis Floater (Family includes self, spouse and dependent children)
      Sum Assured Rs.1 to 5 lakhs in increments of Rs.50,000;
      Rs.5 to 10 lakhs in increments of Rs.1 lakh
      (chosen sum assured can be enhanced at renewal)
      Discounts No-claim discount: 3% - 15% on renewal premium; first discount awarded after 3 successive claim-
      free years and annually thereafter
      Coverage - Inpatient hospitalisation expenses:
      Room including nursing charges: Up to 1% of chosen sum assured
      ICU charges: Up to 2% of chosen sum assured
      Expenses incurred with respect to treating medical professionals, consumables, equipment, supplies, OT
      and other required rooms, necessary tests etc.: Up to chosen sum assured
      - Organ donor hospitalisation expenses
      - Pre/Post-hospitalisation expenses: Up to 30 / 60 days respectively; up to 10% of the chosen sum assured
      - Cataract: 10% of the sum assured per eye, Rs.25,000 (max.)
      - Hernia: 15% of the chosen sum assured, Rs.30,000 (max.)
      - Hysterectomy: 20% of the chosen sum assured, Rs.50,000 (max.)
      - Major surgeries: 70% of the chosen sum assured, Rs.4 lakhs (max.)
      - Specified day care procedures - AYUSH treatment undertaken at a government-approved centre -
      Health-check costs: Up to 1% of the average chosen sum assured over 3 prior claim-free years - Organ
      donor hospitalisation expenses
      Add-on Covers 2 optional covers payouts made once during a policy period:
      - Ambulance Cover: Additional premium payable Rs.100 for cover up to Rs.2,500
      - Daily Cash Allowance:Additional premium payable Rs.150 for cover up to Rs.2,500 or Rs.300 for cover
      up to Rs.5,000
    • Family Medicare 2014

    • This is a variant of the Family Medicare plan.


      Entry Age 18 yrs. to 80 yrs.; 3 months for children if at least one parent is also covered
      Basis Floater (family includes self, spouse and dependent children)
      Sum Assured Rs.2 to 5 lakhs in increments Rs.50,000;
      Rs.5 to 10 lakhs in increments Rs.1 lakhs
      (chosen sum assured can be renewed at renewal)
      Premiums Payable in advance
      Discounts No-claim discount: 3% - 15% on renewal premium; first discount awarded after 3 successive claim-
      free years and annually thereafter
      Deductible 10% for insured members over 60 yrs.
      Coverage - Inpatient hospitalisation expenses:
      Room including nursing costs: Up to 1% of the chosen sum assured
      ICU charges: Up to 2% of the chosen sum assured
      Following costs: Treating medical professionals, consumables, supplies, OT and other rooms, tests,
      equipment etc. up to chosen sum assured
      - Organ donor hospitalisation expenses: Up to chosen sum assured
      - Pre/post-hospitalisation expenses: Up to 30/60 days respectively up to 10% of the chosen sum assured
      - Cataract: 10% of the chosen sum assured per eye, Rs.25,000 (max.) - Hernia:15% of the chosen sum
      assured, Rs.1 lakh (max.)
      - Hysterectomy: 20% of the chosen sum assured, Rs.1 lakh (max.)
      - Specified day care procedures
      - Ayurvedic treatment undertaken at a government-approved centre
      - Health-check costs: Up to 1% of the average chosen sum assured over 3 prior claim-free years
      Add-on Covers 2 optional covers payouts made once during a policy period:
      - Ambulance Cover: Additional premium payable Rs.100 for cover up to Rs.2,500
      - Daily Cash Allowance:Additional premium payable Rs.150 for cover up to Rs.2,500 or Rs.300 for cover
      up to Rs.5,000
    • Gold

    • Entry Age 36 yrs. to 60 yrs. Only renewals above 60 yrs.; 3 months for children, if at least one parent is also covered
      Sum Assured Rs.1 lakh to Rs.5 lakhs in increments of Rs.50,000
      Discounts 5% on total premium for at least one additional member
      Coverage - Inpatient hospitalisation expenses:
      Room including nursing costs: Up to 1% of the chosen sum assured
      ICU charges: Up to 2% of the chosen sum assured
      Following costs: Treating medical professionals, consumables, supplies, OT and other rooms, tests,
      equipment etc. up to chosen sum assured
      - Organ donor hospitalisation expenses: Up to chosen sum assured
      - Pre/post-hospitalisation expenses: Up to 30/60 days respectively
      - Cataract, Hernia, Hysterectomy: Up to 25% of the chosen sum assured, Rs.1 lakh (max.)
      - Major surgeries: Up to 70% of the chosen sum assured
      - Specified day care procedures
      - AYUSH treatment undertaken at a government-approved centre
      - Health-check costs: Up to 1% of the average chosen sum assured over 3 prior claim-free years
      Add-on Covers 2 optional covers payouts made once during a policy period:
      - Ambulance Cover: Additional premium payable Rs.100 for cover up to Rs.2,500
      - Daily Cash Allowance: Additional premium payable Rs.150 for cover up to Rs.2,500 or Rs.300 for cover
      up to Rs.5,000
    • Individual Mediclaim

    • Basis Individual
      Sum Assured Chosen sum assured can be enhanced at renewal
      Premium Payable in advance
      Coverage - Inpatient hospitalisation expenses:
      Room including nursing costs: Up to 1% of the chosen sum assured
      ICU charges: Up to 2% of the chosen sum assured
      Following costs: Treating medical professionals, consumables, supplies, OT and other rooms, tests,
      equipment etc. up to chosen sum assured
      - Organ donor hospitalisation expenses: Up to chosen sum assured
      - Pre/post-hospitalisation expenses: Up to 30/60 days respectively
      - Cataract, Hernia, Hysterectomy: Up to 25% of the chosen sum assured
      - Major surgeries: Up to 70% of the chosen sum assured
      - Specified day care procedures
      - Ayurvedic treatment undertaken at a government-approved centre
      - Health-check costs: Up to 1% of the average chosen sum assured over 3 prior claim-free years
    • Platinum

    • This policy targets a younger customer-segment, capping the entry age of proposers at 35 yrs. Key features of this plan are high coverage at affordable rates and the option to cover one’s dependent children as well.


      Entry Age 18 yrs. to 35 yrs.; only renewals beyond 35 yrs.;
      3 months for children, if at least one parent is also covered
      Sum Assured Rs.1 lakh to Rs.10 lakhs in increments of Rs.50,000
      (chosen sum assured can be enhanced at renewal)
      Discounts 5% of total premium for at least one additional member
      Coverage - Inpatient hospitalisation expenses:
      Room including nursing costs: Up to 1% of the chosen sum assured
      ICU charges: Up to 2% of the chosen sum assured
      Following costs: Treating medical professionals, consumables, supplies, OT and other rooms, tests,
      equipment etc. up to chosen sum assured
      - Organ donor hospitalisation expenses: Up to chosen sum assured
      - Pre/post-hospitalisation expenses: Up to 30/60 days respectively
      - Specified day care procedures
      - AYUSH treatment undertaken at a government-approved centre
      - Health-check costs: Up to 1% of the average chosen sum assured over 3 prior claim-free years
    • Senior Citizen

    • This is a health insurance policy meant to extend insurance coverage to older members of society viz. senior citizens. The needs of this group, considered a high-risk category, are often ignored. However, this plan makes health care a viable option for people post-retirement


      Entry Age 61 yrs. to 80 yrs., only renewals above 80 yrs.;
      3 months for children, if at least one parent is also covered
      Sum Assured Rs.1 lakh to Rs.3 lakhs in increments of Rs.50,000
      (chosen sum assured can be enhanced at renewal)
      Co-payment 20% for major illness claims as total package
      Discounts 5% of total premium for at least one additional member
      Coverage - Inpatient hospitalisation expenses:
      Room including nursing costs: Up to 1% of the chosen sum assured
      ICU charges: Up to 2% of the chosen sum assured
      Following costs: Treating medical professionals, consumables, supplies, OT and other rooms, tests, equipment etc. up to chosen sum assured
      - Organ donor hospitalisation expenses: Up to chosen sum assured
      - Pre/post-hospitalisation expenses: Up to 30/60 days respectively up to 10% of the chosen sum assured
      - Cataract, Hernia, Hysterectomy: Up to 25% of the chosen sum assured
      - Major surgeries: Up to 70% of the chosen sum assured
      - Specified day care procedures
      - AYUSH treatment undertaken at a government-approved centre
      - Health-check costs: Up to 1% of the average chosen sum assured over 3 prior claim-free years
    • Super Top-Up and Top-Up

    • In addition to the above health plans, top up policies can also be availed. These can be taken to enhance the basic coverage. This is especially useful for those who already hold a policy and wish to supplement it in an economical way.

    • UNI Criticare

    • This is taken to cover specific critical ailments often excluded under most health plans. A payout is made on diagnosis of these illnesses, subject to a survival period.

      Personal Accident Insurance Policy:

      Meeting with an accident isn’t something one expects will ever happen to themselves, and this is why most people avoid getting accident insurance policies. It’s unfortunate that when such people meet with accidents, they aren’t able to meet medical costs and are stuck in a financially unstable situations which could’ve been avoided. Accident health insurance policies like United India’s Personal Accident Insurance Policy have been designed keeping in mind the needs of those who have met with accidents are were rendered unable to provide for their families or themselves. If an accident leaves you dismembered, takes away your eyesight or hearing, etc. there are insurance policies that will compensate you and your family owing to the fact that you may not be able to earn a living after the accident. In the case of your unfortunate death due to accident, this policy will pay out a death benefit to your family to keep them afloat during hard times.

      Features of United India Personal Accident Policy:

      • 100% of the sum insured is paid on death of the policyholder to the nominees.
      • 100% of the sum insured is paid to the policyholder if he / she has been rendered permanently totally disabled by an accident.
      • 100% of the sum insured is paid to the policyholder if he / she loses limbs or eyes due to an accident.
      • Dependent children are paid out an additional education benefit.
      • The policy has worldwide coverage.
      • Insurance cover can be sought up to the age of 80 after medical tests are taken (for applicants over the age of 70).

    All plans should be read in conjunction with the terms and conditions outlined therein. Due attention should be given to those events, ailments, injuries and circumstances which lead to rejection of claims(i.e. exclusions).


    *GST and other charges are to be factored in wherever applicable.

    United India Health Insurance FAQs

    1. What are the discounts that can be availed under the Senior Citizen scheme?
    2. A 5% discount is available on the total premium payable for at least one extra member.


    3. What is the time period within which the health insurance policy can be renewed?
    4. The United India Insurance policy can be renewed from thirty days prior to the date of expiry of the policy up until the actual expiry date of the policy.


    5. I am unable to renew my United India health insurance. Why?
    6. Inability to renew policies of health insurance of United India Insurance would occur in the following scenarios -

      • In the event that the insured is over the age of 60 years
      • If the insured has any critical illness, then the proposal will be subject to internal approval

    7. Who is the third party administrator for United India Insurance policies?
    8. The third party administrator for the United India Insurance policies that are bought online is Vidal Health TPA whose headquarters are in Bangalore.


    9. I have not received my health card after taking the United India Insurance policy online. What should I do?
    10. Contact your health insurance provider at the earliest because the health card is a mandate for making cashless claims. Your health card is also your proof that you are covered under a United India insurance policy.


    11. Is it possible to modify an existing policy by including additional persons?
    12. Yes, including additional persons in an existing United India Insurance policy is possible in the event that -

      • The original policy was bought online.
      • The policy is taken care of by the online team of United India Insurance.
      • The policy starts with digits other than, 311101 or 011101, then modification of those policies can only be done by the corresponding branch and online requests cannot be honoured.

    13. My United India health insurance policy is about to expire. What should I do?
    14. You must renew your United India health insurance policy before the date of expiry. In the event that the policy is not renewed, the continuity of the cover will be lost, if not renewed within seven days from the stipulated due date of the renewal.

      If you do not renew your health insurance during the time frame allotted, you risk losing all the continuity benefits under the health policy.


    15. I have been covered under the United India Family Medicare policy for 2 years now. Am I eligible for any discounts?
    16. Yes, United India health insurance offers discounts to policyholders of Family Medicare policies as well as Family Medicare 2014 policies in the following circumstance- United India health insurance offers a discount rate between 3%-15% on the renewal premium. This discount is applicable after you have completed three claim-free consecutive years as a United India health insurance policy holder. Post completing three years of no claim the discount will be applicable annually.


    17. I am a policyholder of the United India Gold health insurance policy. I would like to like to add my wife as an additional member. Are there any discounts applicable for this?
    18. Yes, persons insured under the United India health insurance policies such as Gold, Platinum and Senior Citizen are offered a 5% deduction on the total premium of the existing policy upon the addition of a family member.


    19. I am covered under the Family Medicare 20014 policy. I would like to avail the add-on cover of daily cash allowance. What is the premium that I will need to pay?
    20. You can avail the daily cash allowance add-on at the following premium -

      ADDITIONAL PREMIUM PAYABLE COVER AMOUNT
      Rs. 150 Rs. 2500
      Rs.300 Rs. 5000

    Examples of Network Hospitals in Major Cities

    CITY NAME OF HOSPITAL
    DELHI KUBER HOSPITAL
    MUMBAI ASHWINI HOSPITAL & ICCU
    KOLKATA ADVANCE MEDICARE & RESEARCH INSTITUTE LTD
    BANGALORE AKSHAYA NETHRALAYA
    CHENNAI AAKASH HOSPITAL

    *Disclaimer - This is not an exhaustive list but an indicative representation of hospitals that form a part of the company's wider network.


    News About United India Health Insurance

    • United India Insurance and Bank of Maharashtra Renew Partnership

      The United India Insurance Company and the Bank of Maharashtra have renewed their tie-up, allowing bank customers to buy any of United India Assurance’s products at any of the bank branches. The announcement was made by the bank’s Chairman at a recent meeting. Customers can buy motor, health, fire as well as marine and overseas travel insurance policies at the bank’s 1,896 branches.

      14th October 2016

    • United India’s chances of winning Goa’s Health Scheme bid just got better

      United India Insurance Company which is one of the upcoming health insurance providers in India comes closer to winning the bid for a health insurance scheme being launched by the Government of Goa. The health insurance scheme which is named ‘Din Dayal Swasthya Seva Yojana’ will cover 15 lakh people in Goa which also includes three families in the region. In a proposal inviting bidders, the Government of Goa stated that the insurance scheme will offer cover up to Rs. 2,50,000 per annum for a family of three members and less and a cover of Rs.4 lakh for a family of four members and less.

      The scheme will provide quality healthcare treatment, hospitalisation and surgery in both government and private hospitals unlike the other health insurances in the past which had a lot of flaws. The health department in Goa opened financial bids for flagship of the scheme a while ago and United India was one among the many bidders and has high chances of winning the bid. The health department will send out a comparative statement to the state government for finalisation.

      27th April 2016

    • Kundam festival devotees to get health insurance

      Devotees who throng the Kundam festival can stay rest assured, for the Bannari Amman Temple has tied up with United India Insurance to offer a health cover to devotees for the third year running. Devotees who participate in the fire-walking ritual during the festival will be insured for Rs 1 lakh. Devotees who wish to register in the scheme should provide a certificate from a government hospital, with the scheme covering injuries which happen in the temple premises.

      28th March 2016

    • United India Insurance’s net profit drops

      The net profit of United India Insurance has slipped in the first half of the current year in comparison to the corresponding period previously. For the half year ended September 30, 2015, the company reported a net profit of Rs. 356.21 crore as against the previous amount of Rs.376.24 crore. The premium increased to Rs. 5,914 crore (earlier Rs. 5,291 crore); and investment income was Rs. 1,073.84 crore (previously Rs.1,067.40 crore).

      According to Milind Kharat, Chairman and Managing Director, United India Insurance, increased health claims ratio and higher provisioning for wages were the reason for the drop in net profit.

      20th November 2015

    • United India Insurance Collects Premium worth Rs.10,620 Cr

      Public sector non-life insurer United India Insurance Company Ltd collected gross premium worth Rs.10,620 crore in last fiscal year, company sources said.

      The general manager of the company, V.E. Kaimal said, “The Company hopes to close last fiscal with gross premium of Rs. 10,620 crore,” he said.

      The non-life insurer saw business growth across all of its areas of operations--especially health and motor insurance portfolios which led to the enhanced premium collection. United Insurance collected gross premium of Rs.9,709 crore in the last fiscal. The company also operates business lines like motor, health, household and shopkeeper insurance, among others.

      20th April 2015

    • United India expects 11% growth for 2014-15

      United India Insurance is a major insurance company in the nation especially in the northern states. The company collected a total premium income of Rs.9700 crore in the last fiscal year. United India Health insurance is also a very popular product among other products in the company’s portfolio.


      With the insurance sector registering an average growth of 8%, the insurance company is confident of clocking around Rs.11000 crore as total premium amount collected in the coming fiscal. The company hopes to make a growth of 11% for the upcoming financial year 2014-15.United India has been collecting a major part of these premium amount from the state of Uttar Pradesh where it is anticipating a growth rate of 17%. The company is also set to hire around 1000 more employees across different offices in the country.


      Insurance in India has for quite some time been the monopoly of four government owned insurance companies that enjoyed a market share of about 50%. With new private players and several reforms and ordinances, the insurance industry is about to take a new leap in terms of growth and market share.


      28th January 2015

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    United India Health Insurance Reviews

  • Page 1 of 14 1 2 3 4 5
    • United India Health Insurance
      "Good for family protection"
      0.5 4.0/5 "Great!"
      I have taken United India health insurance in last August, so far I didn't face any claim experience. I paid the premium of Rs. 5000 per annum its cover my entire family. It gave me the medical coverage of Rs. 2 lakhs and accidental coverage of 1 lakhs its good.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 07, 2017
    • United India Health Insurance
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      I hold a corporate health insurance at United health insurance. It is provided by my company. They have offered me a medical coverage of five lakhs. I had a claim experience earlier for my mother and it was completely a cashless facility. I did not have to spend anything for the same.
      Was this review helpful? 1
      , kota
      Reviewed on Jun 25, 2017
    • United India Health Insurance
      "Better choice for the health insurnace"
      0.5 4.0/5 "Great!"
      United India assurance Mediclaim insurance policy helped me when I was hospitalized because I got a immediate claim amount, when I was in need. I got this policy 6 years ago. I pay Rs.16,500 to renew the policy, This policy covers whole family myself ,spouse and my son. Almost 3 people covers under this policy.The cashless treatment option is available, if we are hospitalized. I am satisfied holding this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2017
    • United India Health Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I do have health insurance policy with the United India Insurance company and I have not faced any claims with them. Coverage value is around 2 lakh Rupees, also it covers my full family. I have never invoked anything and the customer service is good,
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 22, 2017
    • United India Health Insurance
      "Descent"
      0.5 4.0/5 "Great!"
      I have faced a claim with the United India Insurance for my health insurance, which was availed for me by my employer. They have provided me around 95% of the cost of treatment exclusive of room charges. Services are descent one with the United India Insurance company.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 15, 2017
    • United India Health Insurance
      "Its a good solution for all medical issues"
      0.5 5.0/5 "Blown Away!"
      Indian Bank has good health insurance called Arokiya Rashma, this policy got tie up with United India. Premium would be calculated as per the applicant age with the tenure of one year. Medical coverage starts one lakhs to ten lakhs based on age. This policy covers for entire family its a good policy for medical needs.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 16, 2017
    • United India Health Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I am holding health insurance policy with the United India insurance company and I had been with them from the last two years of time. I am paying around 7500 Rupees as premium per annum, also it covers my full family. I have not done any claims with them till now and they are having good network connection with the hospital.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 11, 2017
    • United India Health Insurance
      "Good claim benefits"
      0.5 3.0/5 "Satisfactory"
      I do have health insurance policy with the United India insurance company and the coverage will be around 10 lakh Rupees. I have faced a claim with them and I have got around 1.4 lakh Rupees as reimbursement with them. I am happy with them.
      Was this review helpful? 1
      , mumbai
      Reviewed on Feb 27, 2017
    • United India Health Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I got around 100% of my medical treatment cost as my claim with the United India insurance company, also they have provided cashless treatment for my health insurance policy, The total coverage value is around 6 lakh Rupees and I got the claim reimbursement within a day of time like I can even say within a hour of time.
      Was this review helpful? 1
      , jodhpur
      Reviewed on Feb 17, 2017
    • United India Health Insurance
      "Good "
      0.5 4.0/5 "Great!"
      With the United India insurance company , I got the health insurance coverage policy of around 5 lkah Rupees for two adults. The premium is around 6700 Rupees per annum and I have not faced any claims till now. They are having enough number of networking hospitals to get the treatment around my locality. Customer service is good with them
      Was this review helpful? 0
      , vadodara
      Reviewed on Feb 13, 2017
    • United India Health Insurance
      "Helath care"
      0.5 3.0/5 "Satisfactory"
      United health care is very specific when it comes to coverage, they are providing 50% to 60% of the amount. They took around 2 to 3 days they are very fast in processing and the terms and condition's are rigid if it is a primary applicant he is or she is entitled to get 100% claim and if it is a dependent its 50% to 60%
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 07, 2017
    • United India Health Insurance
      "Helath care"
      0.5 3.0/5 "Satisfactory"
      United health care is very specific they are providing 50% to 60% of the amount. They took around 2 to 3 days they are very fast in doing that the terms and condition's are rigid if it is a primary applicant he is or she is entitled to get 100% claim and if it is a dependent its 50% to 60%
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 07, 2017
    • United India Health Insurance
      "Health insurance"
      0.5 4.0/5 "Great!"
      I dont have any claim experience till date when it comes to UNITED HEALTH care. I keep paying my premium I am supposed to pay around 18k and I am supposed to pay this premium on a yearly basis. This was recommend by one of my friend therefore I had opted for this policy and I normally make the payment via cheque
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 17, 2017
    • United India Health Insurance
      "Health insurance"
      0.5 4.0/5 "Great!"
      I had never used this health insurance with UNITED INDIA. I am holding this health insurance for a period of 2 years. No challenges nor any issues. It is sponsored by my company. I had got all the ID proof and all the required documents from United India for my health insurance.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 31, 2016
    • United India Health Insurance
      "Health insurance"
      0.5 5.0/5 "Blown Away!"
      United health care insurance is overall good. I am holding this health insurance for a period of 6 years. The amount is getting debited from my salary account in the form of direct debit . Yearly once I had to renew my health insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 19, 2016
    • United India Health Insurance
      "Health insurance"
      0.5 5.0/5 "Blown Away!"
      United health care insurance is overall good. I am holding this health insurance for a period of 6 years. The amount is getting debited from my salary account in the form of direct debit . Yearly once I had to renew my health insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 19, 2016
    • United India Health Insurance
      "It is a good policy"
      0.5 5.0/5 "Blown Away!"
      Actualy we work for US CLIENT named United health care. We are supposed to settle the claim then and there itself or maximum within a span of 3 days of time. They will cover 75% of the insurance amount 20% has to be contributed by the customer and the rest 5% is tax. I am holding this insurance for period of 18 months.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 13, 2016
    • United India Health Insurance
      "Actually requried by all"
      0.5 4.0/5 "Great!"
      United India health insurance policy is very good. I dont have any claim experience till date. Exactly before the renewal date they call and they collect all the premium payment. It is an ongoing policy and yearly once I make the payment.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 08, 2016
    • United India Health Insurance
      "Good insurance cover"
      0.5 2.0/5 "Expected more"
      United India Medical insurance is very good at times. It provides a cover for critical illness. I am using this for the past 5 years. It is basically covered by my company no medical test taken for the same. I had got all my documents from them and anyone can got for it.
      Was this review helpful? 0
      , varanasi
      Reviewed on Nov 24, 2016
    • United India Health Insurance
      "Can be better"
      0.5 2.0/5 "Expected more"
      I am not quite happy with United health care I was did not get sufficient support from them. I was entitled to get 90% of the amount however I had got only 55% of the amount. Because it so happened that I was hospitalized I was able to get a cover of one lakh though the entire amount was 2 .95 lakhs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 10, 2016
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