• Star Family Delite Insurance Plan

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    Star Family Delite is designed to cover hospitalisation expenses of a family on a floater cover basis. Policyholders can use the sum insured until it is depleted. The policy covers inpatient hospitalisation expenses and pre and post hospitalisation expenses up to the certain limits. Also, cover for room rent, boarding and ICU are capped to a certain percentage of the sum insured.

    Features & Benefits of Star Family Delite:

    Entry Age
    • 5 months and 65 years
    • Company accepts only renewals beyond 65 years
    Coverage Type Floater (self,spouse and dependent children)
    Renewability Lifetime
    Medical Screening Persons above 50 years will have to undergo pre-acceptance medical screening at company designated centers. Cost of screening is borne by the company
    Sum Insured Rs. 2 lakh to 3 lakh
    Benefits
    • Room, boarding and nursing expenses at 1% of the Sum Insured.
    • Intensive Care Unit expenses are provided up to 1.5% of the Sum Insured.
    • Insurance covers surgeon's fees, consultant fees, anaesthetist's and specialist's fees, blood, oxygen, operation theater charges and cost of pacemaker among others
    • Drug costs
    • Emergency ambulance charges up to a sum of Rs.750 per hospitalization (overall limit of Rs.1500 per policy period)
    • Pre-hospitalization medical expenses up to 30 days prior to the admission in the hospital.
    • Covers post-hospitalization charges (lump sum calculated at 7% of the hospitalization expenses subject to a maximum of Rs.5,000)
    • Covers specified day care procedures
    • Covers specified diseases up to certain limits
    Exclusions
    • Room rent and ICU charges are capped
    • Policy cannot be bought online
    • Pre-existing diseases have a waiting period of 48 months
    • Non-allopathic treatments are not covered
    • Excludes Enhanced External Counter Pulsation therapy and Rotational Field Quantum Magnetic Resonance Therapy
    Tax Benefits Policyholders can claim tax relief under Section 80D of the Income Tax Act
    Termination The insurance company or policyholder can terminate the health insurance policy by serving a 30 day notice period

    Find cashless network hospitals nearby: Star Health Network Hospitals

    Other Health Insurance Plans from Star Health Insurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Star Family Delite Insurance Plan Reviews

  • Page 1 of 26 1 2 3 4 5
    • Star Health Health Insurance
      "Best Health Insurance policy"
      0.5 5.0/5 "Blown Away!"
      Cashless treatment is available only in cities. In other rural areas, i cannot claim the policy for cashless transaction. In rural side, i have to collect all the bill and claim the policy after i paid my bill. I have claimed the policy once for my father. I used to make the payment of Rs. 7500 for me and any wife. I have already recommended this policy to my friends. I can claim easily and i got the payment as soon as possible if i issue the documents properly.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 12, 2018
    • Star Health Health Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Got the health insurance policy with the STAR HEALTH & ALLIED INSURANCE company around 3 years ago. This policy covers 4members in my family. This policy has the coverage amount up to Rs,2,00,000 and I am satisfied with it. The medical coverage and the cashless treatment options are good with the Star health insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • Star Health Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy with the Star Health. We do not have any experience with the policy. Overall service good. My brother handles the payments for this policy. I am not aware of any other details regarding this policy. It offers coverage for the entire family. I never had any issues with the policy and their services.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2018
    • Star Health Health Insurance
      "Good"
      0.5 3.5/5 "Pretty good"
      I do have the health insurance policy with the Star health insurance company. Coverage value is around 1 lakh Rupees. Customer service is similarly okay , also its not bad too. Response is better one with the Star health insurance company.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 06, 2018
    • Star Health Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Star Health insurance policy for a while. I am paying premium of 16000 per year. The premium amount gets auto debited from my account. I never had any issues with their services. Overall the payment options are really convenient and it is a recommendable policy to have.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 05, 2018
    • Star Health Health Insurance
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Medi-Claim policy from Star Health for the past 4 years. I am paying a premium of 12000 per year. I claimed it once during the first year . The claim process was really smooth and hassle free. I never had any issues with their services.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 02, 2018
    • Star Health Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      Got a health insurance policy from the Star health and allied insurance company. This policy covers 4members in my family. Here it covers the medical coverage amount up to Rs,10,00,000 and I am satisfied with it. This policy is good to use..
      Was this review helpful? 0
      , chennai
      Reviewed on May 31, 2018
    • Star Health Health Insurance
      "Everyone can avail health insurance"
      0.5 5.0/5 "Blown Away!"
      It was smooth process. They are not refunding the money for the plastic items like syringe items. I had a very good claim experience with them. They have a very good hospital list. If they make it fully cashless transaction it will be good. Then they will get lots of customer. I used to pay the premium of Rs. 11000 for my family. The premium amount is increasing every year.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 31, 2018
    • Star Health Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with Star health from last 5-6 years and it is a good insurance policy. I pay a premium of Rs 26000 for this insurance which is for family. I have a coverage value of Rs 6 lakhs for this insurance and i have not claimed anything so far from this insurance.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 29, 2018
    • Star Health Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy with the Star Health. I pay a premium of 7000 per year. I do not have any claim experience with the policy. I'll have to wait and see how they respond to my claim requests in the future. As of now this too early to evaluate their services.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 29, 2018
    • Star Health Health Insurance
      "Start Health Insurance - Great Provider"
      0.5 5.0/5 "Blown Away!"
      I have taken this Insurance around 5 year back. So far very happy with their services. The claim resolution is very professional and they don't harass customers. I had to claim few times and in all instance it was settled to my satisfaction. Overall very good medical Insurance provider.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • Star Health Health Insurance
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the employer provided health insurance from the Star Health Insurance company. The company is paying the premium,I do have a claim experience with the policy. They settled a claim of 75000 and the claim process was easy and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • Star Health Health Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I hold a health insurance with Star health from last 1 year, i am happy with the coverage value of this insurance policy as they cover up to Rs 5 lakhs. My claim experience was good with this insurance and they covered 70% of the amount. I am not aware of the premium amount as company pays it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • Star Health Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a health insurance policy with Star health from last 8 years, i am happy with the coverage of this insurance policy. My claim experience was good with this insurance and the coverage value was good. I pay a premium of Rs 13013 and they cover up to Rs 3 lakhs.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 20, 2018
    • Star Health Health Insurance
      "Claim experience was good"
      0.5 5.0/5 "Blown Away!"
      I hold a health insurance from STAR HEALTH & ALLIED INSURANCE and the policy coverage is for 2.5 lakhs. As this is a corporate insurance and the claim experience was really good. I gone for cashless treatment and the procedure was easy and satisfied.I will be applicable for the dependent in the family.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
    • Star Health Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I am happy about the services of Star health. I do have a claim experience for a small amount. The claim process was easy. Their Customer support is also good. I pay a premium of 24000 per annum for a coverage of 20 Lacs for the Whole Family. This is a recommendable policy to have.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
    • Star Health Health Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I'm impressed with the Services of Star Health. I've an accidental cover policy from then. I pay a premium of 1600 Yearly for a coverage of 6 lacs. Their services are very good. I recently have a claim experience with them and the claim was processed with in days.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • Star Health Health Insurance
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have a health insurance policy from Star Health . For an annual coverage of 5 Lacs I pay a premium of 16000 . It offers security to my entire family. It is easy to make payments. I got a claim for almost 85000 when I met with an accident . Documentations are very easy and got the claim amount with in 2 days.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • Star Health Health Insurance
      "Star health insurance"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance from Star health insurance. And the premium was 6000. There is no claim experience. They provide cashless facility.The customer service fine. I have to renew the policy every year.
      Was this review helpful? 0
      , roorkee
      Reviewed on May 15, 2018
    • Star Health Health Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      Actually i have my health insurance with the STAR and my overall experience with star is good. Once i had my claim experience with this insurance i had to claim it in one hospital an obviously the limit for claim will always depends upon the hospital. I had a good claim experience and customer service is also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 13, 2018
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