Star Health Corona Rakshak

1. The Corona Rakshak Policy tries to cover most of the expenses related to positive Covid-19 diagnosis. However, like every medical insurance, this too has some exclusions. Read on to know more:
2. The claims made on COVID-19 diagnosed before the policy commenced or before the waiting period of 15 days.
3. The claims made for less than 72 hours of hospitalisation are not considered.
4. The claims made for COVID-19 detected at testing centre not authorised by the government.
5. The policyholder is not entitled to coverage if he/she travels to a foreign country restricted by the Indian government or treatment or diagnostics outside India.

Points to consider before buying the Corona Rakshak Policy

1. It is important to consider multiple factors before buying an insurance policy. The policy should align with your family's needs as well as financial goals. To ease the process, we have listed out a few points to consider:
2. Choose the right insured amount: The main objective of buying a policy is to cover all the medical expenses without putting a strain on your pocket. That is why, you should choose an insurance amount based on your healthcare requirements, age, medical history, etc.
3. Easy access to cashless treatment: Choose an insurance provider which has a spread-out network of hospitals avoid hassle at times of need. The Star group has collaborated with 11,000+ hospitals which makes it easy for policyholders to easily access quality treatment.
4. Insure the young: Everyone is susceptible to COVID-19. Thinking that the younger generation has better immunity and does not require insurance, may be incorrect.