Reliance Personal Accident Health Insurance Plan

Entry Age

5 years to 70 years

Basis

Group insurance

Coverage

1. The policy will pay up to Rs. 2,500 for the transportation of mortal remains if the accident occurred outside the house
2. 100% of the sum insured will be paid in case of accidental deaths
3. 100% of the sum insured will be paid in case of permanent total disability
4. 100% of the sum insured will be paid in case of loss of two limbs, two eyes or one limb and one eye
5. 50% of the sum insured will be paid in case of loss of only one limb or only one eye
6. A part of the sum insured can be paid in case the disability is permanent but partial
7. Up to Rs. 5,000 will be paid every week for a maximum of 100 weeks in case of a temporary total disability

Benefits

1. This policy offers employers a choice of on-duty or off-duty cover
2. The policy can even cover medical expenses provided an additional premium is paid
3. The policy can be issue to groups of people like employees, members of institutions clubs etc.
4. This policy is valid all over the world
5. The policy cover complete and partial disabilities along with accidental death

Exclusions

1. This health insurance policy will not provide compensation for the same period of disability for more than one clause
2. Claims that exceed the sum insured will not be honoured If death or disability is a result of the following
3. Suicide, attempted suicide or intention harm done to self.
4. Pregnancy and child birth
5. Death or disability that results from acts of war or exposure to radiation, nuclear material or radioactivity