You need health cover regardless of what you take two at a time - pills or stairs.
  • Reliance HealthWise Health Insurance Plan

    Reliance Health Insurance

    The Reliance HealthWise health insurance policy is one which offers policyholders the benefits of health insurance and access to a host of special offers and discounts. It can also be taken by an individual or as a family floater policy. The plan has two additional levels of Gold and Silver which are the same in every respect except for some of the covers provided for under the policy.

    Features & Benefits of Reliance HealthWise Plan:

    Entry Age 5 years and above. Children too can be covered under this policy provided one of the members is over 21 years of age
    Basis Individual / Family floater
    Policy Period 1 year
    Renewability Lifelong
    Discount 5% discount on renewal if no claims have been made
    Coverage
    • In case treatment is sought in a hospital where cashless facilities are not available, the expenses incurred will be reimbursed
    • Cost of doctor fee, nursing expenses and operating theatre charges
    • Hospital room charges will also be covered
      Covers of cost of medicines anaesthesia and oxygen
    • Expense incurred for surgical appliances, pacemakers and radiology
    • Day-care treatment for procedures and surgeries that don't require hospitalisation
    • Cost of domiciliary treatment
    • Pre and post hospitalisation expenses
    • Expenses incurred by organ donors but cover provided only under Gold and Silver plans
    • Cover for ambulance charges
    • Pre-existing conditions will be covered after a waiting period of 2 to 4 years
    • Specific illnesses will be covered after 1 year
    • First heart attack will be covered if it is of specified severity
    Benefits
    • Provides cashless treatment facilities at more than 3000 network hospitals
    • Provides nursing allowance for 5 days
    • Provides access to discounts of 10% to 40% on memberships, investigations, medicines and other products
    • Premiums paid towards this policy qualify for tax benefits under section 80D
    • If hospitalisations exceeds 10 days, policyholders are paid a recovery benefit
    • The policy provides specified amounts to cover the expenses of the person accompanying the policyholder
    • The policy also comes with a free look period of 15 days
    Exclusions
    • Treatment resulting from substance abuse like alcohol or other intoxicants
    • Vaccinations and inoculations will not be covered
    • Treatment resulting from acts of war
    • Treatment for ailments related to HIV/AIDS
    • Expense of investigations and diagnosis including lab work
    • Hospitalisation outside India will not be covered

    Other Plans from Reliance Health Insurance

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