• Reliance HealthWise Health Insurance Plan

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    The Reliance HealthWise health insurance policy is one which offers policyholders the benefits of health insurance and access to a host of special offers and discounts. It can also be taken by an individual or as a family floater policy. This health insurance plan has two additional levels of Gold and Silver which are the same in every respect except for some of the covers provided for under the policy.

    Features & Benefits of Reliance HealthWise Plan:

    Entry Age 5 years and above. Children too can be covered under this policy provided one of the members is over 21 years of age
    Basis Individual / Family floater
    Policy Period 1 year
    Renewability Lifelong
    Discount 5% discount on renewal if no claims have been made
    Coverage
    • In case treatment is sought in a hospital where cashless facilities are not available, the expenses incurred will be reimbursed
    • Cost of doctor fee, nursing expenses and operating theatre charges
    • Hospital room charges will also be covered Covers of cost of medicines anaesthesia and oxygen
    • Expense incurred for surgical appliances, pacemakers and radiology
    • Day-care treatment for procedures and surgeries that don't require hospitalisation
    • Cost of domiciliary treatment
    • Pre and post hospitalisation expenses
    • Expenses incurred by organ donors but cover provided only under Gold and Silver plans
    • Cover for ambulance charges
    • Pre-existing conditions will be covered after a waiting period of 2 to 4 years
    • Specific illnesses will be covered after 1 year
    • First heart attack will be covered if it is of specified severity
    Benefits
    • Provides cashless treatment facilities at more than 3000 network hospitals
    • Provides nursing allowance for 5 days
    • Provides access to discounts of 10% to 40% on memberships, investigations, medicines and other products
    • Premiums paid towards this policy qualify for tax benefits under section 80D
    • If hospitalisations exceeds 10 days, policyholders are paid a recovery benefit
    • The policy provides specified amounts to cover the expenses of the person accompanying the policyholder
    • The policy also comes with a free look period of 15 days
    Exclusions
    • Treatment resulting from substance abuse like alcohol or other intoxicants
    • Vaccinations and inoculations will not be covered
    • Treatment resulting from acts of war
    • Treatment for ailments related to HIV/AIDS
    • Expense of investigations and diagnosis including lab work
    • Hospitalisation outside India will not be covered

    Other Plans from Reliance Health Insurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Reliance HealthWise Insurance Plan Reviews

  • Page 1 of 4 1 2 3 4
    • Reliance General Health Insurance
      "Hopeless Service"
      0.5 0.5/5 "Unacceptable"
      They are a joke to the insurance sector. They will never give you any claim and even if you write to them, they will never bother to reply. I took a policy medical from Reliance and trust me during the time of claim they did not pass it when we inquired they did not reply. Thief company
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 21, 2018
    • Reliance General Health Insurance
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've a health insurance policy with the Reliance. I never used this policy for any medical purposes. I've been paying a premium of 11000 per year for the policy. I never had any claim experience with the policy. I see this as a back up fund in case of any medical emergency.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2018
    • Reliance General Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a health insurance with Reliance general from last 2 years, i am happy with the coverage value of this insurance policy as they cover up to Rs 6 lakhs for this insurance policy. I pay a premium of Rs 10000 for this insurance and i have no claim experience with this insurance.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 28, 2018
    • Reliance General Health Insurance
      "Reliance car insurance"
      0.5 5.0/5 "Blown Away!"
      From RELIANCE GENERAL INSURANCE i have taken a car insurance were the premium of 32000 for an year.The policy benefits include bumber to bumber, cashless garage, road assistance and accidental coverage to the passengers as well. I have to renew the policy every year.
      Was this review helpful? 0
      , chandrapur
      Reviewed on May 14, 2018
    • Reliance General Health Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I have a health insurance with Reliance general from last 3 years, i am happy with the coverage value of this insurance policy as they cover up to Rs 4 lakhs. I am not aware of the premium amount as my company pays it. My claim experience was good and they covered 90% and it was a cashless treatment.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 10, 2018
    • Reliance General Health Insurance
      "Better policy to use"
      0.5 4.0/5 "Great!"
      I have got the health insurance policy from the RELIANCE GENERAL INSURANCE company , I have got this policy around 5 years ago, This policy covers 4 members in my family and it has the medical coverage amount up to Rs,5,00,000. I have never used this policy so far.
      Was this review helpful? 0
      , guntur
      Reviewed on Apr 12, 2018
    • Reliance General Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a health insurance with Reliance from last 7 years and it is a good insurance policy to use. I am not aware of the premium amount as the company pays it. My claim experience was good with this insurance and they covered up to 20%. I have a coverage of Rs 2 lakhs in this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 26, 2018
    • Reliance General Health Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I have taken a health insurance from RELIANCE GENERAL INSURANCE and the policy coverage is 3 lakhs. They do provide cashless facility. This policy can be given to the family members as well.There is no claim experience with Reliance till date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 22, 2018
    • Reliance General Health Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a Health insurance with Reliance General insurance.I am holding the policy for last one year.I have no claim experience with them. I am not paying any premium as its paid by the company.The policy coverage amount is two lakhs including the family members.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 07, 2018
    • Reliance General Health Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I am having a health insurance policy with Reliance general from last 7 years and it is a good insurance policy to use.This policy has to be renewed every year and i pay a premium of Rs 12000-13000 for this insurance. I have not taken any cashless treatment and i do not have claim experience with this insurance. I have a coverage of Rs 6 lakhs which is satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 12, 2018
    • Reliance General Health Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the health insurance policy with the Reliance general insurance company. Coverage value was around 5 lakh Rupees and the response was good one too. I would like to say that the customer service was good one too with the Reliance general insurance company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2018
    • Reliance General Health Insurance
      "Best insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a Health Insurance with Reliance.The premium amount is 3000 very low as compared to other i hold.The policy coverage amount is five lakhs.I have no claim experience till date.I get the best benefits comparatively.The payment does not through an ECS.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 19, 2017
    • Reliance General Health Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have got the reliance general insurance policy this year , which is provided by my company. This policy covers 5members which is myself, my spouse , my son and my parents. The customer support is average with the Reliance general insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Reliance General Health Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a health insurance for my children's with Reliance general insurance,its been one year since i have taken the policy.The premium is 1200 paid monthly via an ECS got registered with my savings account.Policy coverage is given up to two lakhs.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 11, 2017
    • Reliance General Health Insurance
      "Good protection"
      0.5 4.0/5 "Great!"
      I do have Reliance General insurance I used to make some premium for my health insurance. They gave me Rs. 4 lakhs as medical cover for my entire family. I have received the medical card, they do have good cash less treatment in hospital. They providing coverage for all critical illness too.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 31, 2017
    • Reliance General Health Insurance
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I do have health insurance policy with the Reliance general insurance company and it was referred by my friend. I have not faced any claims with them and the premium is around 10000 Rupees and the coverage value is up to 250000 Rupees. They are not having good number of tie ups with the hospitals across the city.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 18, 2017
    • Reliance General Health Insurance
      "Good policy for family"
      0.5 4.0/5 "Great!"
      My company provided REALIANCE health insurance with the medical coverage of Rs. 3 Lakhs for my entire family. It is very much useful for me, When my child hospitalized for the dengu fever, Hospital charged me Rs. 60,000 except room charges. I submitted my child medical reports to my company to claim the reimbursement. Reliance taken some time, But they had processed the full amount of Rs. 60,000 but I could not claim the room charges of Rs. 5000 to 6000.
      Was this review helpful? 1
      , greater noida
      Reviewed on Feb 24, 2017
    • Reliance General Health Insurance
      "Response is quick"
      0.5 4.0/5 "Great!"
      Reliance health insurance is really quick and it is very good. The health coverage what they provide is 2 lakhs. I normally make the premium on a yearly basis. I had got a hard copy for the same and they had provided the booklet which has got the list of hospitals too.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Nov 12, 2016
    • Reliance General Health Insurance
      "Bed company think twice before take insurance"
      0.5 1.0/5 "Really Bad"
      I took health insurance form this company, once I hospitalised and submitted all the documents for claim but I am waiting from last 4 months they are saying to give in 1 week but not giving till now. Bed company think twice before take insurance
      Was this review helpful? 1
      , gwalior
      Reviewed on Oct 18, 2016
    • Reliance General Health Insurance
      "My medi claim insurance"
      0.5 5.0/5 "Blown Away!"
      Yearly, I had to pay about 2 lakhs for my RELIANCE medi claim insurance. I am holding this insurance for the past 4 years. I normally make the payment through cheque and I had taken this insurance through my friend. I did not experience any challenges till date.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2016
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