• Reliance Critical Illness Insurance Policy

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    The Critical Illness health insurance offered by Reliance is meant to help with financial constraints when policyholders are diagnosed with critical illness. It offers a choice of sum insured ranging from Rs. 5 lakhs to Rs. 10 lakhs which may be given out as a lump sum in case there is a confirmed diagnosis of a critical illness health insurance. The ailments that this policy covers are differentiated into two groups based on them being life threatening or leading to a disability.

    Check Your Eligibility

    Features & Benefits of Reliance Critical Illness Health Insurance:

    Entry Age 20 years to 50 years
    Basis Individual
    Policy Period 1 year and 3 years
    Renewability Lifelong
    Sum Insured Rs. 5 lakhs, Rs. 7 lakhs or Rs. 10 lakhs
    Medicals Not required up to the age of 45 years. Mandatory thereafter
    Coverage
    • Cover for life threatening diseases or disabilities will be paid out if you survive 30 days after the diagnosis is given
    • For the payment to be made in case of Quadriplegia, the survival time is 60 days
    • Life threatening disease covered are:
    • Cancer of a specified nature
    • Organ transplants for major organs
    • Multiple sclerosis
    • Third degree burns
    • Surgery to graft an aorta
    • Diseases / conditions leading to disability:
    • Heart valve replacement
    • Being in a coma for more than 30 days
    • Quadriplegia
    • Blindness
    • End stage renal disease leading to the failure of both kidneys
    Benefits
    • Premiums paid towards this policy are eligible for tax benefits under section 80D of the IT Act
    • The policy offers cashless hospitalisation facilities
    • No medical tests are required till the age of 45 years
    • Provides cover for 10 major illness and procedures
    • Provides lump sum payments to help pay for and plan treatment
    Exclusions Pre-existing diseases and condition will not be covered Diseases or conditions that develop in the first 3 months of the policy will not be covered Any diagnosis that is not scientifically recognises will not be covered Critical illness that result from pregnancy Critical illness that are a result of smoking, tobacco consumption, alcohol or drugs Cosmetic surgery or sex change operations Critical illnesses that are a result of HIV

    Also Read: How to File a Claim with Reliance Health?

    Other Plans from Reliance Health Insurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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    Reliance Critical Illness Insurance Policy Reviews

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    • Page 1 of 4 1 2 3 4
    • Reliance General Health Insurance
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've a health insurance policy with the Reliance. I never used this policy for any medical purposes. I've been paying a premium of 11000 per year for the policy. I never had any claim experience with the policy. I see this as a back up fund in case of any medical emergency.
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      , hyderabad
      Reviewed on Jun 07, 2018
    • Reliance General Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a health insurance with Reliance general from last 2 years, i am happy with the coverage value of this insurance policy as they cover up to Rs 6 lakhs for this insurance policy. I pay a premium of Rs 10000 for this insurance and i have no claim experience with this insurance.
      Was this review helpful? 0

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      , lucknow
      Reviewed on May 28, 2018
    • Reliance General Health Insurance
      "Reliance car insurance"
      0.5 5.0/5 "Blown Away!"
      From RELIANCE GENERAL INSURANCE i have taken a car insurance were the premium of 32000 for an year.The policy benefits include bumber to bumber, cashless garage, road assistance and accidental coverage to the passengers as well. I have to renew the policy every year.
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      , chandrapur
      Reviewed on May 14, 2018
    • Reliance General Health Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I have a health insurance with Reliance general from last 3 years, i am happy with the coverage value of this insurance policy as they cover up to Rs 4 lakhs. I am not aware of the premium amount as my company pays it. My claim experience was good and they covered 90% and it was a cashless treatment.
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      , mumbai
      Reviewed on May 10, 2018
    • Reliance General Health Insurance
      "Better policy to use"
      0.5 4.0/5 "Great!"
      I have got the health insurance policy from the RELIANCE GENERAL INSURANCE company , I have got this policy around 5 years ago, This policy covers 4 members in my family and it has the medical coverage amount up to Rs,5,00,000. I have never used this policy so far.
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      , guntur
      Reviewed on Apr 12, 2018
    • Reliance General Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a health insurance with Reliance from last 7 years and it is a good insurance policy to use. I am not aware of the premium amount as the company pays it. My claim experience was good with this insurance and they covered up to 20%. I have a coverage of Rs 2 lakhs in this insurance policy.
      Was this review helpful? 0

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      , mumbai
      Reviewed on Mar 26, 2018
    • Reliance General Health Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I have taken a health insurance from RELIANCE GENERAL INSURANCE and the policy coverage is 3 lakhs. They do provide cashless facility. This policy can be given to the family members as well.There is no claim experience with Reliance till date.
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      , hyderabad
      Reviewed on Mar 22, 2018
    • Reliance General Health Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a Health insurance with Reliance General insurance.I am holding the policy for last one year.I have no claim experience with them. I am not paying any premium as its paid by the company.The policy coverage amount is two lakhs including the family members.
      Was this review helpful? 0

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      , chennai
      Reviewed on Mar 07, 2018
    • Reliance General Health Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I am having a health insurance policy with Reliance general from last 7 years and it is a good insurance policy to use.This policy has to be renewed every year and i pay a premium of Rs 12000-13000 for this insurance. I have not taken any cashless treatment and i do not have claim experience with this insurance. I have a coverage of Rs 6 lakhs which is satisfactory.
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      , hyderabad
      Reviewed on Feb 12, 2018
    • Reliance General Health Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the health insurance policy with the Reliance general insurance company. Coverage value was around 5 lakh Rupees and the response was good one too. I would like to say that the customer service was good one too with the Reliance general insurance company.
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      , bangalore
      Reviewed on Jan 20, 2018
    • Reliance General Health Insurance
      "Best insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a Health Insurance with Reliance.The premium amount is 3000 very low as compared to other i hold.The policy coverage amount is five lakhs.I have no claim experience till date.I get the best benefits comparatively.The payment does not through an ECS.
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      , ahmedabad
      Reviewed on Dec 19, 2017
    • Reliance General Health Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have got the reliance general insurance policy this year , which is provided by my company. This policy covers 5members which is myself, my spouse , my son and my parents. The customer support is average with the Reliance general insurance policy.
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      , hyderabad
      Reviewed on Nov 22, 2017
    • Reliance General Health Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a health insurance for my children's with Reliance general insurance,its been one year since i have taken the policy.The premium is 1200 paid monthly via an ECS got registered with my savings account.Policy coverage is given up to two lakhs.
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      , kolkata
      Reviewed on Nov 11, 2017
    • Reliance General Health Insurance
      "Good protection"
      0.5 4.0/5 "Great!"
      I do have Reliance General insurance I used to make some premium for my health insurance. They gave me Rs. 4 lakhs as medical cover for my entire family. I have received the medical card, they do have good cash less treatment in hospital. They providing coverage for all critical illness too.
      Was this review helpful? 0

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      , vadodara
      Reviewed on Oct 31, 2017
    • Reliance General Health Insurance
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I do have health insurance policy with the Reliance general insurance company and it was referred by my friend. I have not faced any claims with them and the premium is around 10000 Rupees and the coverage value is up to 250000 Rupees. They are not having good number of tie ups with the hospitals across the city.
      Was this review helpful? 1

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      , bangalore
      Reviewed on May 18, 2017
    • Reliance General Health Insurance
      "Good policy for family"
      0.5 4.0/5 "Great!"
      My company provided REALIANCE health insurance with the medical coverage of Rs. 3 Lakhs for my entire family. It is very much useful for me, When my child hospitalized for the dengu fever, Hospital charged me Rs. 60,000 except room charges. I submitted my child medical reports to my company to claim the reimbursement. Reliance taken some time, But they had processed the full amount of Rs. 60,000 but I could not claim the room charges of Rs. 5000 to 6000.
      Was this review helpful? 1

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      , greater noida
      Reviewed on Feb 24, 2017
    • Reliance General Health Insurance
      "Response is quick"
      0.5 4.0/5 "Great!"
      Reliance health insurance is really quick and it is very good. The health coverage what they provide is 2 lakhs. I normally make the premium on a yearly basis. I had got a hard copy for the same and they had provided the booklet which has got the list of hospitals too.
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      , visakhapatnam
      Reviewed on Nov 12, 2016
    • Reliance General Health Insurance
      "Bed company think twice before take insurance"
      0.5 1.0/5 "Really Bad"
      I took health insurance form this company, once I hospitalised and submitted all the documents for claim but I am waiting from last 4 months they are saying to give in 1 week but not giving till now. Bed company think twice before take insurance
      Was this review helpful? 1

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      , gwalior
      Reviewed on Oct 18, 2016
    • Reliance General Health Insurance
      "My medi claim insurance"
      0.5 5.0/5 "Blown Away!"
      Yearly, I had to pay about 2 lakhs for my RELIANCE medi claim insurance. I am holding this insurance for the past 4 years. I normally make the payment through cheque and I had taken this insurance through my friend. I did not experience any challenges till date.
      Was this review helpful? 0

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      , bangalore
      Reviewed on Sep 12, 2016
    • Reliance General Health Insurance
      "Good service "
      0.5 4.0/5 "Great!"
      The service offered for the customer was very good with reliance related to the health Insurance process.The coverage offered was around 5lakhs for the Insurance.I had a very good claim experience and I may not recommend the service to future customer in this initial sage.
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      , mumbai
      Reviewed on Jun 22, 2016
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