The Critical Illness health insurance offered by Reliance is meant to help with financial constraints when policyholders are diagnosed with critical illness. It offers a choice of sum insured ranging from Rs. 5 lakhs to Rs. 10 lakhs which may be given out as a lump sum in case there is a confirmed diagnosis of a critical illness health insurance. The ailments that this policy covers are differentiated into two groups based on them being life threatening or leading to a disability.
Features & Benefits of Reliance Critical Illness Health Insurance:
| Entry Age | 20 years to 50 years |
| Basis | Individual |
| Policy Period | 1 year and 3 years |
| Renewability | Lifelong |
| Sum Insured | Rs. 5 lakhs, Rs. 7 lakhs or Rs. 10 lakhs |
| Medicals | Not required up to the age of 45 years. Mandatory thereafter |
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| Exclusions | Pre-existing diseases and condition will not be covered Diseases or conditions that develop in the first 3 months of the policy will not be covered Any diagnosis that is not scientifically recognises will not be covered Critical illness that result from pregnancy Critical illness that are a result of smoking, tobacco consumption, alcohol or drugs Cosmetic surgery or sex change operations Critical illnesses that are a result of HIV |
Also Read: How to File a Claim with Reliance Health?
Other Plans from Reliance Health Insurance:
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.
