The Critical Illness health insurance offered by Reliance is meant to help with financial constraints when policyholders are diagnosed with critical illness. It offers a choice of sum insured ranging from Rs. 5 lakhs to Rs. 10 lakhs which may be given out as a lump sum in case there is a confirmed diagnosis of a critical illness. The ailments that this policy covers are differentiated into two groups based on them being life threatening or leading to a disability.
Features & Benefits of Reliance Critical Illness Health Insurance:
|Entry Age||20 years to 50 years|
|Policy Period||1 year and 3 years|
|Sum Insured||Rs. 5 lakhs, Rs. 7 lakhs or Rs. 10 lakhs|
|Medicals||Not required up to the age of 45 years. Mandatory thereafter|
Pre-existing diseases and condition will not be covered
Diseases or conditions that develop in the first 3 months of the policy will not be covered
Any diagnosis that is not scientifically recognises will not be covered
Critical illness that result from pregnancy
Critical illness that are a result of smoking, tobacco consumption, alcohol or drugs
Cosmetic surgery or sex change operations
Critical illnesses that are a result of HIV
Also Read: How to File a Claim with Reliance Health?