You need health cover regardless of what you take two at a time - pills or stairs.

    • Reliance Critical Illness Insurance Policy

    The Critical Illness health insurance offered by Reliance is meant to help with financial constraints when policyholders are diagnosed with critical illness. It offers a choice of sum insured ranging from Rs. 5 lakhs to Rs. 10 lakhs which may be given out as a lump sum in case there is a confirmed diagnosis of a critical illness. The ailments that this policy covers are differentiated into two groups based on them being life threatening or leading to a disability.

    Check Your Eligibility

    Features & Benefits of Reliance Critical Illness Health Insurance:

    Entry Age 20 years to 50 years
    Basis Individual
    Policy Period 1 year and 3 years
    Renewability Lifelong
    Sum Insured Rs. 5 lakhs, Rs. 7 lakhs or Rs. 10 lakhs
    Medicals Not required up to the age of 45 years. Mandatory thereafter
    Coverage
    • Cover for life threatening diseases or disabilities will be paid out if you survive 30 days after the diagnosis is given
    • For the payment to be made in case of Quadriplegia, the survival time is 60 days

    • Life threatening disease covered are:
    • Cancer of a specified nature
    • Organ transplants for major organs
    • Multiple sclerosis
    • Third degree burns
    • Surgery to graft an aorta

    • Diseases / conditions leading to disability:
    • Heart valve replacement
    • Being in a coma for more than 30 days
    • Quadriplegia
    • Blindness
    • End stage renal disease leading to the failure of both kidneys
    Benefits
    • Premiums paid towards this policy are eligible for tax benefits under section 80D of the IT Act
    • The policy offers cashless hospitalisation facilities
    • No medical tests are required till the age of 45 years
    • Provides cover for 10 major illness and procedures
    • Provides lump sum payments to help pay for and plan treatment
    Exclusions Pre-existing diseases and condition will not be covered
    Diseases or conditions that develop in the first 3 months of the policy will not be covered
    Any diagnosis that is not scientifically recognises will not be covered
    Critical illness that result from pregnancy
    Critical illness that are a result of smoking, tobacco consumption, alcohol or drugs
    Cosmetic surgery or sex change operations
    Critical illnesses that are a result of HIV

    Also Read: How to File a Claim with Reliance Health?

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