A unique insurance plan that covers personal accident insurance and hospitalisation insurance policy for an individual or a family. The plan can also provide for a group policy. The beauty of the plan lies in the flexibility with which it address different aspects of health insurance. The policy offers both individual as well as both group cover. It provides cumulative bonus as well.
Features of Oriental Insurance Nagarik Suraksha Policy:
This policy can be for individuals, offering cover for family members and it can also be availed for groups. The basic features of these plans are listed below -
|Eligibility age||Entry ages for family package –
|Basis||Individual (covers dependents and family members) and Group|
|Premium||Premium amounts are decided as per the tier of the city the company belongs to, the number of insured lives and the group size and are also dependent on the discretion of the company|
|Coverage||Under individual policy, family members can be opted for cover as well. Group policy can cover many employees|
|Policy term||For a group, the policy term will be 1 year, while for individuals, it will be within 1 year to 4 years|
|Renewability||Renewable every year subject to age limits|
|Sum Insured||Could be from INR 1 lakh to INR 5 lakhs|
*The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.
Also Read: How to File a Claim with National Insurance?
Other Health Insurance Plans from Oriental:
- Oriental Insurance Individual Mediclaim Health Insurance
- Oriental Insurance Happy Family Floater Policy
- Oriental-Bank Mediclaim Policy
- PNB Oriental Royal Mediclaim Policy
- Oriental Insurance Jan Arogya Bima Plan
- Oriental Insurance Janata Personal Accident Policy
- Oriental Insurance HOPE - Health of Privileged Elders
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GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.