A unique insurance plan that covers personal accident insurance and provides for death and disability benefits for an individual. It is a pretty simple and vanilla plan from Oriental Insurance that allows an individual to have financial support for self and family in case of any death or disability caused by death. This health insurance policy offers coverage for loss of limbs, vision and death. The policy can be taken for year and renewed later.
Features of Oriental Insurance Janata Personal Accident Policy:
This policy is meant for individuals and can benefit the individual as well as the nominee(s). The basic features of the plan are listed below -
|Eligibility age||Entry ages for Individuals –
|Premium||The premium amount is set at INR 15 per INR 25000 of Sum Insured, not including taxes and service charges. Based on the sum insured chosen, the premium amount can increase, the lowest being INR 15|
|Coverage||The coverage includes only an individual life and will provide benefits accordingly in case of death and/or disability. The detailed scope of cover is as follows –
|Policy term||The policy is valid for one year and can be renewed till the time the age limits acceptable by the company are in force|
|Renewability||Renewable every year subject to age limits|
|Sum Insured||Could be from INR 25000 to INR 5 lakhs|
|Benefits||50% to 100% of Sum Insured in cases of Partial or Total Disability or Death|
*The information listed here is as per the latest data. You should read the policy documents carefully before making a decision on buying a health insurance policy.
Also Read: How to File a Claim with National Insurance?
Other Health Insurance Plans from Oriental:
- Oriental Insurance Individual Mediclaim Health Insurance
- Oriental Insurance Happy Family Floater Policy
- Oriental Bank Mediclaim Policy
- PNB Oriental Royal Mediclaim Insurance Policy
- Oriental Insurance Jan Arogya Bima Plan
- Oriental Insurance Nagrik Suraksha Policy
- Oriental Insurance HOPE - Health of Privileged Elders
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GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.