New India Janata Mediclaim policy is perfect for those who want to provide insurance coverage for all the members of their family during the tenure of the policy. This health insurance policy covers self, spouse and a maximum of two dependent children. Minimum sum assured is Rs.50,000 and the maximum is Rs.75,000. Children between the ages of 3 months and 18 years will be covered if the parents are covered. You can also avail tax benefits under Section 80D of the Income Tax Act.
Features & Benefits of New India Janata Mediclaim policy:
|Entry age||Minimum age – 18 years Maximum age – 60 years Children between the ages of 3 months and 18 years will be covered provided the parents are covered.|
|Policy term||1 year|
|Sum insured||Minimum: Rs.50,000 Maximum: Rs.75,000|
Premium for the sum insured is based on the age of the proposer. It is as follows:
|Age limit for renewal||There is no age limit for renewal, the policy has to be renewed within 30 days from the date of expiry.|
Costs for the following will be covered under this policy:
The policy can be cancelled on the grounds of misrepresentation, fraud, non-disclosure, etc.
The premium will be refunded and the rate of premium to be charged is as follows:
|Free look period||You can return the policy in within 15 days from the date of receipt of the policy.|
|Claim||The insurer can settle the claim within 30 days from the receipt of the necessary documents.|
|Tax benefits||Payments made towards this policy in any mode other than cash is eligible for deduction from taxable income under section 80D of the Income Tax Act.|
You can avail the following benefits under this policy:
The following conditions or diseases will be excluded under this policy:
Disclaimer: Please read the terms, conditions and exclusions mentioned in the policy document before taking the policy.
Find cashless network hospitals nearby: New India Assurance Network Hospitals
Also Read: Best Health Insurance Plans of 2017
Other Health Insurance Plans from New India Assurance:
- New India Floater Mediclaim Policy
- New India Asha Kiran Policy
- New India Mediclaim 2012 Policy
- New India Mediclaim 2007 Policy
- New India Family Floater Mediclaim Policy
- New India Assurance Senior Citizen Mediclaim Policy
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.