• New India Floater Mediclaim Policy

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    New India Floater Mediclaim Policy is a new health insurance plan offered by New India for providing health insurance coverage to your entire family under one sum assured. The New India Floater Mediclaim Plan cover expenses involved hospitalization, pre-hospitalization expenses for 30 days and post hospitalization expenses for 60 days and many related costs. You can include yourself, spouse and maximum two dependents under the New India Floater Mediclaim Policy. You can also enjoy claim free renewals with this plan.

    Key features of New India Floater Mediclaim Policy:

    Entry Age Minimum age- 18 years Maximum age - 60 years. A person beyond the age 60 years can continue the plan provided he/she is insured under Mediclaim policy with New India Assurance without any break.
    Basis It is a Family Floater plan.
    Renewability The policy can be renewed.
    Special Features The key features of the policy include:
    • The policyholder can include spouse, self and maximum 2 dependents.
    • The policy does not cover Parents/Parents-in law/ brothers and sisters.
    Premium Premiums are charged based on the Individual Mediclaim Policy 2007. The policy charges 50% loading for covering spouse and 25% loading for covering every additional dependent child.
    Sum assured Minimum sum assured: Rs. 2 lakhs Maximum sum assured: Rs. 5 lakhs
    Policy coverage The policy covers the followings:
    • Day-care treatments and surgeries where 24 hour hospitalization is not mandatory.
    • Ambulance Charges involved in shifting the insured from residence to hospital
    • Homeopathic, Ayurvedic and Unani system of medicine are covered. The policy offers 25% of the sum Insured if the treatment is done at registered hospitals.
    • Pre-existing diseases are covered. It is subject to 4 continuous and claim free renewals with New India Assurance.
    • Pre-existing conditions such as Hypertension, Diabetes and related complications are covered, provided the policy is continued for two continuous years. You can also get cover for such pre-existing diseases by paying additional premiums.
    Benefits The policy provides the following benefits:
    • Tax benefits under Section 80D of the Indian Income Act, 1961.
    • You can get health insurance cover for your whole family under a single sum assured.
    • Get claim free renewals.
    • The policy provide extensive health insurance coverage and include multiple medical conditions and hospitalizations costs.
    Discounts The policy offers the following discounts:
    • Loyalty Discount.
    • Good Health Discount.
    Exclusions The policy does not include the following conditions :Dental treatment caused by accident, Naturopathy, Domiciliary Treatment, Cosmetic surgery, Debility and General Run Down conditions, Circumcision, Sexually transmitted diseases such as HIV, Circumcision, Cosmetic surgery, Plastic surgery, Vaccination and Inoculation, Pregnancy, War related injury, treatment outside India, expenses incurred in contact lenses, cochlear implants. .

    *** Please read the policy document for more information and further queries. The above-mentioned policy details are in indicative, not exhaustive.

    Find cashless network hospitals nearby: New India Assurance Network Hospitals

    Other Health Insurance Plans from New India Assurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    New India Floater Mediclaim Policy Reviews

  • Page 1 of 14 1 2 3 4 5
    • New India Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I got the Health insurance policy from the NEW INDIA ASSURANCE company around 4 years. I have paid Rs,4500 to get this policy this year. This policy covers only one member that is myself.The customer support service and the response is good with the national insurance. I haven't got any kind of claim experience with this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on May 31, 2018
    • New India Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with New India Assurance from last 7 years and it is a family health coverage. My claim experience was very good with this insurance policy and it is covered up to Rs 5 lakhs for this insurance. I pay a premium of Rs 21000 for this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 29, 2018
    • New India Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with the New India Insurance. I pay a premium of 25000 per year for a coverage of 7 lacs for my wife and me. I do have a claim experience with the policy. They easily settled the claim for 25000 with out any questions asked.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • New India Health Insurance
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      I am holding my health insurance from the NEW INDIA my over all experience with the NEW INDIA is good and also easy to have health insurance. I had no claim experience so far from my insurance. Payment for my insurance is through cheque that too once in a year apart from that the customer service id good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 20, 2018
    • New India Health Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have taken health insurance from NEW INDIA ASSURANCE and there is no claim experience. The policy only gives coverage for 4 lakhs and its a individual policy. Even though its a corporate policy i have not done any claim.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • New India Health Insurance
      "ICICI Lombard health insurance"
      0.5 3.0/5 "Satisfactory"
      I hold a health insurance from ICICI Lombard.As this policy is provided from my company insurance they provide a coverage of 3 lakhs. Till now there is no claim experience. The provide cashless facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2018
    • New India Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a health insurance with the New India Asurance. I do have a claim expereince with the policy. I pay a premium of 22000 per year for a coverage of 6 lacs. If you have pre-approval it is okay, otherwise the claim process is difficult. We have to struggle a lot to get the service.
      Was this review helpful? 0
      , chennai
      Reviewed on May 15, 2018
    • New India Health Insurance
      "New India Health insurance "
      0.5 3.0/5 "Satisfactory"
      I hold a health insurance with NEW INDIA ASSURANCE. This was a corporate insurance having a policy coverage for 12 lakhs.There is no claim experience for the policy. They provide both cashless and reimbursement facility.
      Was this review helpful? 0
      , nagpur
      Reviewed on May 14, 2018
    • New India Health Insurance
      "Health insurance with New India assurance"
      0.5 4.0/5 "Great!"
      I have a health insurance with New India assurance. Its a corporate insurance were the policy coverage is 1.5 lakhs. There is no claim experience regarding any heath related issues. The provide cashless facility.
      Was this review helpful? 0
      , kakinada
      Reviewed on May 12, 2018
    • New India Health Insurance
      "Great experience | Cashless claim for my mother"
      0.5 4.0/5 "Great!"
      My mother was admitted to Deenanath last month and I had parents medical insurance policy under which I got her treated. the primary approval was provided within a day! Further I was kept informed on day to day basis! Great service by New India and eMeditek !! thanks!
      Was this review helpful? 0
      , pune
      Reviewed on May 11, 2018
    • New India Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I hold the health insurance policy from the NEW INDIA ASSURANCE company for the past 8 years which is provided by the corporate. the benefits are good with this policy. this policy covers 4 members in the family. I have got the the medical coverage up to Rs,6,00,000.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 09, 2018
    • New India Health Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      From New India Assurance i have taken a health insurance and the total policy coverage is for 2 lakhs. There is no health check up available for the policy. Till now there is no claim experience for health.They have both the facilities.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 09, 2018
    • New India Health Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      My health insurance is with NEW INDIA,and it is for long term policy. The tenuity period of my insurance is 21 years.When it comes to the due i pay my due once a year through online and sometimes i pay it directly through cash.I have not yet claimed the insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on May 06, 2018
    • New India Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have no claim experience so far with the health insurance, i am using this insurance from last 1-2 years and i am not aware of the premium amount as my company pays it. The coverage value of this insurance policy is 3-4 lakhs and i am satisfied with it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 18, 2018
    • New India Health Insurance
      "good experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a health insurance policy from the NEW INDIA ASSURANCE. I had received health card. My annual premium is Rs. 12,000/- which is very reasonable by comparing with other insurance polices. They had a good network with top most corporate hospitals.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2018
    • New India Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      My health is insured with New India Assurance from last 5 years and i am happy with the services provided by this insurance. I have to pay a premium of Rs 7000 which has to be paid every year for this insurance. I have a coverage value of Rs 3 lakhs and i did not claim anything so far with this insurance.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 09, 2018
    • New India Health Insurance
      "Good policy for Health"
      0.5 5.0/5 "Blown Away!"
      From NEW INDIA ASSURANCE i have taken a health insurance. The premium is 3000 for an year. They provide full coverage if we do claim.The claim experience was good.They provide cashless and reimbursement,facility. The customer service and response was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2018
    • New India Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a Health Insurance service from New India Assurance. Recently I claim the service from New India Assurance it was a good process and simple procedures. The documentation process was very simple. The payments are made through cheques. It was a good experience with New India Assurance Health Insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2018
    • New India Health Insurance
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      It has been a good experience with New Assurance and the process was easy to get my heath insurance. The medical coverage is for three lakhs for me and easy of my family members, my spouse and child too. The premium is of 7800 per year. There are good benefits.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 10, 2018
    • New India Health Insurance
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I have taken my health insurance from New India Assurance. The services and response was good and it was easy to buy this policy from them. The premium is for 11800 on a yearly basis. The medical coverage is for three lakhs and there is a cashless hospitalization as well.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 10, 2018
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