• New India Asha Kiran Policy

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    The New India Asha Kiran Policy is especially designed to cover the expenses incurred in hospitalization. This health insurance policy also provides personal accident cover of parents. One of the leading life insurance companies with a strong international presence, New India Assurance Company is present in almost 27 countries. The company is headquartered at Mumbai and offers customized health insurance plans to meet your medical costs. The New India Asha Kiran Policy covers you and your family members under a single sum assured. The New India Asha Kiran Policy covers medical treatments carried out only within India.

    Key features of New India Asha Kiran Policy:

    Entry Age Minimum age- 18 years Maximum age - 65 years. The policy also daughters to be included belonging to the age group of 3 to 25 years if they are financially dependent on you/parents.
    Basis It is a Family Floater plan.
    Renewability The policy can be renewed.
    Special Features The key features of the policy include:
    • Under this plan, you can get health insurance cover for you and your entire family.
    • The policy allows you to include maximum 4 members in a single policy.
    • The policy has a provision for including the second newborn baby girl.
    • It provides accident cover for proposer and the spouse.
    Medical test Yes. Members joining the policy after the age of 50 needs to go through Pre-acceptance test.
    Premium Premiums vary based on factors such as sum assured, age of the policyholder and zone. The premiums charged on eldest members of the family are different from the premium charged on daughters.
    Sum assured The policy offers the following sum assured:
    • Rs. 2 lakhs,
    • Rs.3 lakhs,
    • Rs.5 lakhs,
    • Rs. 8 Lakhs.
    You can choose from the above-mentioned sum assureds based on your requirements.
    Policy coverage The policy covers the following expenses: Hospitalization expenses
    • It includes expenses incurred in room rent, nursing, RMO Charges, IV Fluids, Blood Transfusion, Injection administration charges. The policy offers up to 1% of sum assured per day.
    • It also includes ICU charges and provides 2% of the sum assured per day.
    • The policy includes the payments incurred in paying for the Surgeons, Consultants, Anaesthetist, Medical Practitioner, Oxygen, Operation Theatre Charges, Diagnostic Materials and X-ray, Dialysis, Chemotherapy charges, Artificial Limbs etc.
    • All hospitalization expenses incurred in organ transplantation, except for the cost of organ.
    • For cataract claims, the policy offers 10% of the sum assured or Rs. 5000 – whichever is lower.
    Personal accident expenses
    • Accidental death of spouse and proposer.
    • Permanent or total disability caused to spouse and proposer.
    • Loss of one limb and one or both limbs and eyes caused to spouse and proposer.
    • Loss of one eyesight and one limb by spouse and proposer.
    Day care treatments: The policy also provides cover for certain day care treatments including
    • Adenoidectomy
    • Appendectomy
    • Anti-Rabies Vaccination
    • Endoscopic Retrograde Cholangiopancreatography
    • Extracorporeal Shock Wave Lithotripsy
    • Excision of Cyst/granuloma/lump
    • Coronary angiography
    • Coronary angioplasty
    • Dilatation and Curettage
    Eye surgeries: It includes select eye surgery related conditions including:
    • Excision involving one-fourth or more of lid margin, full-thickness
    • Excision of lacrimal sac and passage
    • Corrective Surgery for entropion/ectropion
    • Dacryocystorhinostomy
    • Excision of major lesion of eyelid.
    • Manipulation of lacrimal passage
    • Operations for pterygium and many more conditions.
    Benefits The policy provides the following benefits: Hospital cash benefit: The policy offers pays for you cost incurred in hospitalization on daily basis at the rate of 0.1% of the sum assured, if the period of hospitalization is more than 24 hours. Critical care benefits :The policy pays 10% of the basic sum assured as critical care benefit,if the insured person is diagnosed with an of the following critical illnesses:
    • Cancer
    • Heart attack (First of specified severity)
    • Open chest CABG
    • Heart replacement/repair of Heart valves
    • Coma of stated severity.
    • Organ transplant/ bone marrow transplant.
    • Paralysis of limbs (Permanent)
    • Motor neuron disease
    • Multiple sclerosis
    • Kidney failure needing regular dialysis.
    • Stroke leading to permanent symptoms.
    Tax benefits: Get tax benefits on the premium s paid for your New India Asha Kiran Policy under Section 80D of the Indian Income Tax Act, 1961.
    Free-look period 15 days
    Grace period 30 days
    Exclusions The policy does not provide cover for any pre-existing disease until the policy complete 48 months. It also does not include the following conditions - cataract and other age related eye ailments, Benign prostate hypertrophy, treatment for Menorrhagia and prolapsed Uterus, Benign Throat, Ear and Nose disorders, Hernia of all types, Stones in Urinary system, Fistula, Piles and Fissures in Anus, Hypertension, Diabetes Mellitus, Joint Replacement, age-related Osteoarthritis & Osteoporosis, Vaccination and Inoculation, Dental treatment, Naturopathy Treatment, Domiciliary Hospitalization etc.

    Find cashless network hospitals nearby: New India Assurance Network Hospitals

    Other Health Insurance Plans from New India Assurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    New India Asha Kiran Policy Reviews

  • Page 1 of 14 1 2 3 4 5
    • New India Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I got the Health insurance policy from the NEW INDIA ASSURANCE company around 4 years. I have paid Rs,4500 to get this policy this year. This policy covers only one member that is myself.The customer support service and the response is good with the national insurance. I haven't got any kind of claim experience with this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on May 31, 2018
    • New India Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with New India Assurance from last 7 years and it is a family health coverage. My claim experience was very good with this insurance policy and it is covered up to Rs 5 lakhs for this insurance. I pay a premium of Rs 21000 for this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 29, 2018
    • New India Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with the New India Insurance. I pay a premium of 25000 per year for a coverage of 7 lacs for my wife and me. I do have a claim experience with the policy. They easily settled the claim for 25000 with out any questions asked.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • New India Health Insurance
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      I am holding my health insurance from the NEW INDIA my over all experience with the NEW INDIA is good and also easy to have health insurance. I had no claim experience so far from my insurance. Payment for my insurance is through cheque that too once in a year apart from that the customer service id good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 20, 2018
    • New India Health Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have taken health insurance from NEW INDIA ASSURANCE and there is no claim experience. The policy only gives coverage for 4 lakhs and its a individual policy. Even though its a corporate policy i have not done any claim.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • New India Health Insurance
      "ICICI Lombard health insurance"
      0.5 3.0/5 "Satisfactory"
      I hold a health insurance from ICICI Lombard.As this policy is provided from my company insurance they provide a coverage of 3 lakhs. Till now there is no claim experience. The provide cashless facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2018
    • New India Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a health insurance with the New India Asurance. I do have a claim expereince with the policy. I pay a premium of 22000 per year for a coverage of 6 lacs. If you have pre-approval it is okay, otherwise the claim process is difficult. We have to struggle a lot to get the service.
      Was this review helpful? 0
      , chennai
      Reviewed on May 15, 2018
    • New India Health Insurance
      "New India Health insurance "
      0.5 3.0/5 "Satisfactory"
      I hold a health insurance with NEW INDIA ASSURANCE. This was a corporate insurance having a policy coverage for 12 lakhs.There is no claim experience for the policy. They provide both cashless and reimbursement facility.
      Was this review helpful? 0
      , nagpur
      Reviewed on May 14, 2018
    • New India Health Insurance
      "Health insurance with New India assurance"
      0.5 4.0/5 "Great!"
      I have a health insurance with New India assurance. Its a corporate insurance were the policy coverage is 1.5 lakhs. There is no claim experience regarding any heath related issues. The provide cashless facility.
      Was this review helpful? 0
      , kakinada
      Reviewed on May 12, 2018
    • New India Health Insurance
      "Great experience | Cashless claim for my mother"
      0.5 4.0/5 "Great!"
      My mother was admitted to Deenanath last month and I had parents medical insurance policy under which I got her treated. the primary approval was provided within a day! Further I was kept informed on day to day basis! Great service by New India and eMeditek !! thanks!
      Was this review helpful? 0
      , pune
      Reviewed on May 11, 2018
    • New India Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I hold the health insurance policy from the NEW INDIA ASSURANCE company for the past 8 years which is provided by the corporate. the benefits are good with this policy. this policy covers 4 members in the family. I have got the the medical coverage up to Rs,6,00,000.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 09, 2018
    • New India Health Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      From New India Assurance i have taken a health insurance and the total policy coverage is for 2 lakhs. There is no health check up available for the policy. Till now there is no claim experience for health.They have both the facilities.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 09, 2018
    • New India Health Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      My health insurance is with NEW INDIA,and it is for long term policy. The tenuity period of my insurance is 21 years.When it comes to the due i pay my due once a year through online and sometimes i pay it directly through cash.I have not yet claimed the insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on May 06, 2018
    • New India Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have no claim experience so far with the health insurance, i am using this insurance from last 1-2 years and i am not aware of the premium amount as my company pays it. The coverage value of this insurance policy is 3-4 lakhs and i am satisfied with it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 18, 2018
    • New India Health Insurance
      "good experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a health insurance policy from the NEW INDIA ASSURANCE. I had received health card. My annual premium is Rs. 12,000/- which is very reasonable by comparing with other insurance polices. They had a good network with top most corporate hospitals.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2018
    • New India Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      My health is insured with New India Assurance from last 5 years and i am happy with the services provided by this insurance. I have to pay a premium of Rs 7000 which has to be paid every year for this insurance. I have a coverage value of Rs 3 lakhs and i did not claim anything so far with this insurance.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 09, 2018
    • New India Health Insurance
      "Good policy for Health"
      0.5 5.0/5 "Blown Away!"
      From NEW INDIA ASSURANCE i have taken a health insurance. The premium is 3000 for an year. They provide full coverage if we do claim.The claim experience was good.They provide cashless and reimbursement,facility. The customer service and response was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2018
    • New India Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a Health Insurance service from New India Assurance. Recently I claim the service from New India Assurance it was a good process and simple procedures. The documentation process was very simple. The payments are made through cheques. It was a good experience with New India Assurance Health Insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2018
    • New India Health Insurance
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      It has been a good experience with New Assurance and the process was easy to get my heath insurance. The medical coverage is for three lakhs for me and easy of my family members, my spouse and child too. The premium is of 7800 per year. There are good benefits.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 10, 2018
    • New India Health Insurance
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I have taken my health insurance from New India Assurance. The services and response was good and it was easy to buy this policy from them. The premium is for 11800 on a yearly basis. The medical coverage is for three lakhs and there is a cashless hospitalization as well.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 10, 2018
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