The New India Asha Kiran Policy is especially designed to cover the expenses incurred in hospitalization. This health insurance policy also provides personal accident cover of parents. One of the leading life insurance companies with a strong international presence, New India Assurance Company is present in almost 27 countries. The company is headquartered at Mumbai and offers customized health insurance plans to meet your medical costs. The New India Asha Kiran Policy covers you and your family members under a single sum assured. The New India Asha Kiran Policy covers medical treatments carried out only within India.
Key features of New India Asha Kiran Policy:
|Entry Age||Minimum age- 18 years Maximum age - 65 years. The policy also daughters to be included belonging to the age group of 3 to 25 years if they are financially dependent on you/parents.|
|Basis||It is a Family Floater plan.|
|Renewability||The policy can be renewed.|
|Special Features||The key features of the policy include:
|Medical test||Yes. Members joining the policy after the age of 50 needs to go through Pre-acceptance test.|
|Premium||Premiums vary based on factors such as sum assured, age of the policyholder and zone. The premiums charged on eldest members of the family are different from the premium charged on daughters.|
|Sum assured||The policy offers the following sum assured:
|Policy coverage||The policy covers the following expenses:
|Benefits||The policy provides the following benefits:
Hospital cash benefit: The policy offers pays for you cost incurred in hospitalization on daily basis at the rate of 0.1% of the sum assured, if the period of hospitalization is more than 24 hours.
Critical care benefits :The policy pays 10% of the basic sum assured as critical care benefit,if the insured person is diagnosed with an of the following critical illnesses:
|Free-look period||15 days|
|Grace period||30 days|
|Exclusions||The policy does not provide cover for any pre-existing disease until the policy complete 48 months. It also does not include the following conditions - cataract and other age related eye ailments, Benign prostate hypertrophy, treatment for Menorrhagia and prolapsed Uterus, Benign Throat, Ear and Nose disorders, Hernia of all types, Stones in Urinary system, Fistula, Piles and Fissures in Anus, Hypertension, Diabetes Mellitus, Joint Replacement, age-related Osteoarthritis & Osteoporosis, Vaccination and Inoculation, Dental treatment, Naturopathy Treatment, Domiciliary Hospitalization etc.|
Find cashless network hospitals nearby: New India Assurance Network Hospitals
Also Read: Best Health Insurance Plans of 2017
Other Health Insurance Plans from New India Assurance:
- New India Floater Mediclaim Policy
- New India Mediclaim 2012 Policy
- New India Mediclaim 2007 Policy
- New India Family Floater Mediclaim Policy
- New India Assurance Janata Mediclaim Policy
- New India Assurance Senior Citizen Mediclaim Policy
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.