Insurance is like a spare tyre. You may not require it, but not having one is not an option.

New India Assurance Car Insurance Renewal

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New India Assurance Co. Ltd. offers car insurance plans for private cars and commercial vehicles. The insurer offers two types of covers:

  1. Liability-only policy - This plan offers coverage to the policyholder from legal liability to a third party in an accident. This covers third-party injuries/death and property damage.
    1. The plan includes personal accident cover for the owner-driver of the insured vehicle. However, it does not offer coverage for the insured car itself.
    2. The policy is also cheaper than a comprehensive package policy.
  2. Package policy - This plan protects the policyholder from loss or damage suffered by the insured vehicle.
    1. The owner-driver of the car is also offered personal accident cover.
    2. Additionally, this policy offers protection from legal liability arising out of injuries/death or damage to property of a third party.
    3. The package policy can be enhanced through the use of add-on covers that can be purchased separately from the insurance company.

New India Assurance Car Insurance Premium Calculator

The website of New India Assurance offers you the facility to calculate the premium for your car insurance, free of additional charges. For this you will have to visit the insurer’s website and go to the motor insurance page.

  • In the car insurance premium calculator tool, update the make and model of your car, the city of purchase/registration, date of purchase/registration, Insured Declared Value of the car, your mobile number, and email address.
  • Once you agree to the terms and conditions you will receive a quote on your car insurance.
  • This quote will be sent to your mobile number in the form of an SMS.

In case you have any queries regarding the use of the tool, you can initiate an online chat with a representative of the insurance company through the website or contact the New India Assurance customer care team on their toll-free number.

New India Assurance Car Insurance Renewal Procedure

It is possible to renew your New India Assurance car insurance policy online in a hassle-free manner. This can be done instantly at the insurance company’s website by entering a few mandatory details.

New India Assurance offers its policyholders two options to renew their existing policies:

  • By logging in to the insurer’s website - Users can create an account at the insurer’s website and login to this account. They can then use the option for car insurance renewal and update the requisite details. After submitting the form, the renewal of the car insurance policy will be completed.
  • Through the ‘Quick Renewal’ option - Another method available on the website is the ‘Quick Renewal’ process, wherein a customer needs to enter only some basic details. This is a more convenient method of policy renewal as the customer is not required to login to the website and complete other time-consuming formalities.
    • In order to renew your motor insurance policy using the ‘Quick Renewal’ method, you will first have to get a quote for your car insurance online. You can use the New India Assurance car insurance premium calculator tool available at the insurer’s website for the same.
    • The next step is to access the ‘Quick Renewal’ link and update your customer ID and policy number/renewal quote number in an online form. Once this is done, you can view your details and save the quote to proceed with the renewal. Note that the customer ID is the one mentioned in your policy documentation. It is not your login ID to the website.
    • Payment can be done using credit card, debit card, or through netbanking. When the payment is successfully completed, the policy will be renewed.

If you have any queries regarding the renewal process, you can send an email to the New India Assurance customer care team for clarifications. It should be noted that the premium will be inclusive of GST. In case you are eligible for GST exemption, you should walk in to the nearest branch office of the insurance company with the relevant documentation. You can proceed with the car insurance renewal at the branch office.

FAQs for New India Assurance Car Insurance Renewal

  1. What type of discounts does a customer get when he renews his New India Assurance car insurance policy?
  2. When a customer renews his New India Assurance car insurance policy, he can get premium discounts ranging from 20% to 50%, based on the No Claim Bonus amount accrued.

  3. How is the IDV (Insured Declared Value) decided at the time of renewal?
  4. At the time of renewal, the IDV (Insured Declared Value) is fixed based on the selling price set by the manufacturer of the insured vehicle.

  5. What are the payout limits for a New India Assurance liability-only car insurance policy?
  6. The liability-only policy offers unlimited coverage for bodily injury or death of a third party. For damage to third-party property, the coverage limit is Rs.7.5 lakh.

  7. I am planning to renew my New India Assurance car insurance policy. In the future, if my car meets with an accident, will I be reimbursed the towing charges incurred for transferring the car to a garage?
  8. Yes, the policy pays for towing the vehicle from the accident spot to a garage. The maximum limit for the same is Rs.1,500. You can opt for higher towing charges by paying extra premium.

  9. I am planning to renew my third-party liability car insurance plan from New India Assurance. I would like to get coverage for theft of my car as well. Do I necessarily have to take the package policy for this?
  10. New India Assurance offers a restricted third-party liability cover that protects your vehicle from theft or fire, in addition to providing the traditional coverage under the liability-only plan. But you should note that this coverage is not available for vehicles that are rated under Class D, tariff for miscellaneous, and certain special cars.

  11. What is the sum insured under a package policy from New India Assurance?
  12. The sum insured under the motor insurance policy from New India Assurance is equal to the Insured Declared Value (IDV) of the vehicle. This is essentially the manufacturer’s selling price of the model at the time of policy inception and adjusted thereafter based on depreciation.

    So if the car was totally damaged in an accident or stolen, the insurer will pay the policyholder a maximum amount equal to its IDV. The IDV of a car that is more than 5 years old will be based on a mutual understanding between the insurer and the policyholder.

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GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

New India Assurance Car Insurance Renewal Reviews

Page 1 of 10 1 2 3 4 5
  • New India Car Insurance
    "Comprehensive benefit policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance was taken from New India. I don't speak with their customer care since i don't require it. I had a claim experience which is a easy process without any tension. As per their policy, the maximum claim amount settled. Since they are providing good services i have opted this policy. They have given me a road side assistance and bumper to bumper facility.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 18, 2019
  • New India Car Insurance
    "Need to improve the service"
    0.5 3.0/5 "Satisfactory"
    I'm not satisfied with the service provided by new India. I have bought the car insurance policy. They closed their branch on every weekends hence its difficult to renew the policy. I have been paying the premium amount of Rs. 14000 which is a competitive price. They have given the IDV value of Rs. 1.50 lakhs.
    Was this review helpful? 0
    , mangalore
    Reviewed on Jan 09, 2019
  • New India Car Insurance
    "Average Car Insurance"
    0.5 3.0/5 "Satisfactory"
    My car insured with the New India Insurance company. I have been renewing the policy with the same company for 3 years. I have paid the premium amount of Rs. 7000 and they have offered me a satisfied coverage value. The documentation process was fine
    Was this review helpful? 0
    , mangalore
    Reviewed on Jan 09, 2019
  • New India Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a car insurance with New India Assurance from last 5 years, i have not claimed anything so far with this insurance policy. This policy covers bumper to bumper as well as third party damage. I pay a insurance premium of Rs 6000 for this policy.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 29, 2018
  • New India Car Insurance
    "Good policy for car insurance"
    0.5 4.0/5 "Great!"
    Purchased my car insurance policy from New India and i have been renewing the policy for last 9 years with the same company. Since i know a person from new India and he will remind me for my car insurance policy for renewal. The premium amount was nominal and the coverage value which i'm satisfied with.
    Was this review helpful? 0
    , pune
    Reviewed on Dec 28, 2018
  • New India Car Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    I have Tata vistra credit card, they gave insured value around Rs. 6 lakhs, the premium amount is less. The bike policy has the tenure of one year , they got tie up with many server centers, my policy has the road side assistance. I have third party cover too.
    Was this review helpful? 1
    , pune
    Reviewed on Dec 18, 2018
  • New India Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    They are giving insurance an other competitive price. I have holding the policy 2 years and i used to renew with the same company because of the price. I have paid the premium amount of Rs. 4500. I'm satisfied with the coverage value. I have got a no claim experience. I have not claimed anything from this policy.
    Was this review helpful? 0
    , kolkata
    Reviewed on Dec 15, 2018
  • New India Car Insurance
    "Good Experience"
    0.5 5.0/5 "Blown Away!"
    In 10 years of experience I didn't face any claim. I have wagon R, the premium cost was economical, I paid around Rs. 5000 for one year, they gave me the comprehensive 100% protection plan, they got tie up with the dealer and they do have ncb features.
    Was this review helpful? 2
    , mumbai
    Reviewed on Dec 03, 2018
  • New India Car Insurance
    "Good service"
    0.5 5.0/5 "Blown Away!"
    I had taken this insurance policy almost three years back and i had been paying the premiums online in annual basis. The payment method with them has been convenient and there has not been any hassles. The insurance covers bumper to bumper as well.
    Was this review helpful? 0
    , bangalore
    Reviewed on Nov 27, 2018
  • New India Car Insurance
    "Premium should be economic"
    0.5 3.0/5 "Satisfactory"
    I found premium is very high with low coverage value. I have Wagon R car, I took comprehensive plan with 100% of coverage and with third party liability. Its gives protection for loss, damage, theft etc. But I suggest to should reduce to the cost as per the market.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Nov 26, 2018
  • New India Car Insurance
    "Good policy"
    0.5 5.0/5 "Blown Away!"
    My Maruthi Swift car got the insured declared value of Rs. 5 lakhs with New India company. I have comprehensive plan with bumper to bumper it covers loss, damage, accidental cover with life cover for the driver for maximum of one lakh. If we pay Rs.50 rupees extra with the premium.
    Was this review helpful? 1
    , chennai
    Reviewed on Nov 12, 2018
  • New India Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have my car insurance with national insurance and i have taken this policy for 1 year. A premium of Rs 16000-17000 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy and this policy has full coverage with 0% depreciation,.
    Was this review helpful? 0
    , jodhpur
    Reviewed on Oct 31, 2018
  • New India Car Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    The experience with them so far had been good and i had been paying the premium annually. The premium amount of 5700 has been nominal and i had been paying the premium offline and it had been convenient. The policy covers bumper to bumper.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Oct 31, 2018
  • New India Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have taken a car insurance policy with New India Assurance for 1 year, i am not aware of the premium amount for this insurance policy. This policy covers third party damage and i have not claimed anything so far from this insurance policy.
    Was this review helpful? 0
    , pune
    Reviewed on Oct 30, 2018
  • New India Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have a car insurance policy with New India assurance from last 4 years, i am happy with the coverage value of this insurance policy. I have no claim experience so far with this insurance I pay a premium of Rs 10000 and they cover bumper to bumper damage.
    Was this review helpful? 1
    , kochi
    Reviewed on Oct 15, 2018
  • New India Car Insurance
    "Good Policy"
    0.5 3.5/5 "Pretty good"
    My car is insured with New India Assurance from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 6300 has to be paid for this insurance policy. This policy has a full coverage. I had a claim experience in the month of September where the bill amount was Rs 60000 out of which they covered Rs 40000.
    Was this review helpful? 1
    , bangalore
    Reviewed on Oct 11, 2018
  • New India Car Insurance
    "Best Policy"
    0.5 5.0/5 "Blown Away!"
    I have take car insurance from the New India assurance based on the befits and comfortable premium amount . They are giving Bumper to bumper coverage . They explained the policy benefits and claiming process . Overall am satisfied with my policy and service .
    Was this review helpful? 1
    , chennai
    Reviewed on Oct 02, 2018
  • New India Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have taken car insurance policy with New India Assurance for 1 year, a premium of Rs 29000 has to be paid for this insurance policy. This policy covers full coverage and i am happy with the coverage value. Customer service was good as they explained about the insurance terms and conditions.
    Was this review helpful? 0
    , pune
    Reviewed on Sep 08, 2018
  • New India Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    MY car insurance is with NEw India Assurance from last 4 years and it is a good policy to use. I am not sure about the premium amount but they cover bumper to bumper damage. My claim experiecnce was good with this insurance policy. Customer service was good with this insurance and they responded on time.
    Was this review helpful? 1
    , chennai
    Reviewed on Sep 05, 2018
  • New India Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My car is insured with New India Assurance from last 2 years and it is a good policy to use. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 3000 every year for this insurance and it has only basic coverage.
    Was this review helpful? 2
    , erode
    Reviewed on Aug 28, 2018
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