National Insurance Parivar Mediclaim and medical expenses of the whole family.
Features & Benefits of Parivar Mediclaim:
Entry Age | 18 years - 60 years. Dependent children between the age of 3 months and 25 years can also be covered. |
Policy Period | Issued for a period of 1 year. |
Renewability | Renewable till the age of 65 years. |
Basis | Family floater health insurance policy covers individual, spouse and up to 2 dependent children under a single floater sum insured. |
Sum Insured | Rs.2 Lakhs – Rs.5 Lakhs. |
Plan Benefits |
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Tax Benefit | The premiums paid up to Rs.15,000 is allowed as deductions every year under the Section 80D of the Income Tax Act. The exemption for senior citizen is Rs.20,000. |
Exclusion |
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Parivar Mediclaim covers pre-existing conditions like diabetes and hypertension on paying extra premium. The insured can avail cashless facility through the Third Party Administrator and lighten the financial burden in case of hospitalisation due to illness, disease or accidental injury.
Disclaimer: Please read and check the details of the policy to see if it meets all your requirements.
Also Read: How to File a Claim with National Insurance?
Other Health Insurance Plans from National Insurance:
- National Insurance Mediclaim Policy
- National Insurance Mediclaim Plus Policy
- Varistha Mediclaim Policy for Senior Citizens
- National Insurance Critical Illness Policy
- National Insurance Individual Personal Accident Policy
- National Insurance Janata Personal Accident Policy
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.