The National Mediclaim Plus policy comes in three variants which offer higher sum insured and access to a variety of extra features and higher allowances. It even covers non-allopathic treatments like Ayurveda and Homeopathy. Along with that it can also be taken as an individual policy or a family floater, which would entitle you to certain special discounts.
Features & Benefits of National Mediclaim Plus Policy:
|Plan A||Plan B||Plan C|
|Entry Age||18 years to 65 years. Children between the ages of 3 months and 18 years can also be covered provided the parents are also covered by this policy|
|Basis||Individual / Family floater|
|Policy Period||1 year with a grace period of 30 days|
|Sum Insured||Rs. 2 lakhs to Rs. 10 lakhs in increments of Rs. 1 lakh||Rs. 15 lakhs, Rs. 20 lakhs and Rs. 25 lakhs||Rs. 30 lakhs, Rs. 40 lakhs and Rs. 50 lakhs|
|Co-payment||20% of the claim if treatment is done in non-network hospital|
Also Read: How to File a Claim with National Insurance?