National Insurance Janata Personal Accident covers an identified group for death, permanent total and partial disablement.
The insured needs to nominate a person at inception of the policy, this is mandatory so that the insurer will make the required settlement with the nominee at an event of death of the insured. This health insurance policy is available for the pre-identified groups. There will be a bonus of 5% for every claim free year till it reaches 50% of the sum insured.
Entry Age | 10 years - 70 years |
Policy Period | 1 year |
Renewability | 30 days grace period is available for renewing the policy. There is no coverage provided for any incident occurring in the grace period. |
Discounts | Available as per the size of the group. |
Bonus | Insured can avail 5% no claim bonus for every claim free renewal till it reaches 50% of the sum insured. |
Basis | Available to the pre-identified groups. Individual and his dependent family member are covered. |
Sum Insured | Rs.25,000 to Rs.1,00,000. |
Rate of premium | Rs.15 for the sum insured of Rs.25,000. The sum insured is increased in the multiples of Rs.25,000 and premium is charged accordingly. |
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GST rate of 18% applicable for all financial services effective July 1, 2017.
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