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Max Bupa Health Insurance

Buying insurance plans from Max Bupa Health Insurance has a number of benefits and advantages. The company offers coverage for a number of treatments, access to hospital networks, riders, cashless claims and much more.
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Health Insurance
  • Claim up to Rs. 55,000 deduction under section 80D*
  • 10,000+ hospitals for cashless treatment
  • Insurers offer plans with no limit on room rent

Max Bupa Health Insurance Company Ltd. (Max Bupa) is a standalone health insurance company. A joint venture between Max India Limited and the UK based Bupa Financial PLC. Bupa has six decades of experience in the healthcare industry and a 11.3 million customer-base in over 190 countries. Max Bupa Health Insurance offers individual, couple, Nuclear family and Extended family health insurance plans.

Max Bupa Health Insurance Highlights Updated on 16 Sep 2019

Features Specifications
Network Hospitals 3500+
Waiting Period for Pre-existing Disease 4 years
Incurred Claims Ratio 50.19
Number of Policies Issued 309909
Grievances Solved 100.00%
Renewability Lifetime

*For Year 2017-2018

Overview of Max Bupa Health Insurance:

Company Ltd. (Max Bupa) is a collaboration between Max India Limited and Bupa- the UK based healthcare services pioneer. Bupa boasts of an experience of over 6 decades in this competitive industry and has over 11.3 million customers from 190 countries to show for it. Meanwhile, Max India Group is considered a leader in the Indian health and insurance segment that includes hospitals, life insurance and health related clinical research. At Max Bupa, the vision to be India's most preferred health insurance company is the principal driving force, backed by the commitment to form lasting relationships with their cherished customers.

Max Bupa Health Insurance Company Ltd was the only health insurance company to be listed as a Superbrand in the health insurance market in 2015. This standalone health insurance company has 6 decades of experience and expertise in the healthcare industry. Max Bupa Health caters to 29 million customers in 190 countries.

In addition to providing excellent service in healthcare, the company is focused on building a long-term relationship with its customers. The insurance company offers a wide range of health insurance products to suit the varying needs of individuals, couples, nuclear families, and extended families. Listed below are some highlights of Max Bupa Health Insurance:

  • The insurer won the ET Best BFSI Brands Award in 2016 for its 'Customer First' philosophy, innovation, strong equity in the market, and unique products like Max Bupa Walk for Health.
  • Max Bupa Heartbeat Health Insurance was recognised as the Innovation of the Year at Golden Peacock Awards 2015
  • Max Bupa was declared the 'Claim Service Leader of the Year' Award in 2015 at the 5th Indian Insurance Awards.

Over 2.5 million people have been insured with Max Bupa Health Insurance. The company has over 1,400 employees, 26 offices in 16 cities.

Why Buy Max Bupa Health Insurance Policy?

Here are some reasons why customers prefer Max Bupa Health Insurance for their health insurance needs:

  • Cashless hospitalisation: Max Bupa Health Insurance offers cashless hospitalisation at 3,500+ network hospitals across India within 30 minutes of receiving the request from the hospital.
  • Comprehensive insurance cover: Max Bupa offers health insurance policies with a sum insured of up to Rs.1 crore. The insurance coverage has low waiting periods.
  • International coverage: Max Bupa Heartbeat Platinum plan is a unique product that offers international cashless treatment for 9 major critical illnesses like organ transplant and cancer through its global network in over 190 countries. Outpatient Department cover is available under this plan.
  • Maternity benefits: Health insurance plans offered by Max Bupa covers maternity related expenses after a 1-year waiting period. A baby born when a maternity claim is payable is automatically covered till the next policy renewal.
  • Health plans for entire family: Max Bupa offers health insurance plans for the entire family from newborn babies to senior citizens under a single policy.
  • Lifelong renewability: All health insurance plans offered by Max Bupa comes with a lifelong renewability option, provided continuous payment of insurance premium.

Benefits of Max Bupa Health Insurance:

  • Daily cash benefit: For miscellaneous expenses, you can get a daily cash benefit of up to Rs.4,000 per day during the hospitalisation period up to 45 days.
  • Direct claim settlement: There is no involvement of a TPA. Therefore, the claim settlement is direct and quick.
  • World-wide coverage: Insured members can get cashless treatment at a network hospital of Max Bupa Health Insurance anywhere in the world.
  • Renewability for life: All health insurance policies offered by Max Bupa have lifelong renewability option.
  • Discount: Get a discount upon purchasing a 2-year policy. Discount on premium applicable on select policies offered by Max Bupa Health Insurance and that too only in the second year of the policy term.
  • Critical illness plan: A lump sum amount will be paid to the insured in the case of diagnosis of a specified critical illness under the policy, provided he or she survives for 30 days post diagnosis.
  • Personal accident plan: With this rider attached to your base policy, you can get sum insured payout benefit in the case of an accident death, permanent total disability or partial disability.
  • Tax benefit: Get tax deduction on premium paid towards a health insurance policy under Section 80D of the Income Tax Act, 1961.

Types of Health Insurance Policies Provided by Max Bupa Health Insurance:

Max Bupa Health Insurance Plans

Policies forming a part of the company’s health insurance plans portfolio are listed below:

  1. Max Bupa Heartbeat Health Insurance Plan
  2. Max Bupa Health Companion Policy
  3. Max Bupa Health Assurance Plan

Health Insurance Plans for Individuals & Nuclear Families (You, Spouse and 2 Children):

Heartbeat at Max Bupa, it?s all about simplifying the complexities associated with health insurance. The aptly named Heartbeat is an easy plan to understand, to buy, and provides comprehensive health coverage for you and your family, to the tune of Rs.1 Crore.

Note that the Heartbeat Health Insurance Plan can also be applied to the traditional Indian joint family wherein upto 14 relationships are covered, with individual sum insured for each member of the group and a floater sum insured that can be used for any of the insured family members.

Max Bupa Heartbeat Health Insurance Plan:

Max Bupa Heartbeat Health Insurance Plan all about simplifying the complexities associated with health insurance. The aptly named Heartbeat is an easy plan to understand, to buy, and provides comprehensive health coverage for you and your family, to the tune of Rs.1 Crore.

Entry Age Right from birth to 65 years
Right from birth to 65 years Individual / Family floater
Policy Period One or Two Years
Grace period 1 month
Renewability Lifelong
Sum Assured Rs.2 Lakhs to 2 Crores
Cashless Treatment 3500+ hospitals
Health Check Up Free health check-up upon renewal of insurance policy.
Option to Scale Higher If you think that your current insurance is inadequate, topping up is definitely a simple option that hikes your coverage at a very nominal cost.
Insurance Cover for Maternity & New Born Child After 2+ years of continuous coverage, the plan provides you maternity benefits for upto 2 deliveries.
Health Relationship Loyalty Program- Irrespective of claims raised, we offer you two reward programs to choose from- A) Earn & Redeem, B) Increase Sum Assured.
Discount on Policy When you purchase a policy for two years, a discount of 12.5% is applicable on the second year premium.
Optional Co-Payment If you are aged lesser than 65 years, then you can choose between a 10% - 20% co-payment plan to avail discount on premium.
Tax Savings Under Sction 80D of the Income Tax Act.
Medical expenses Up to 30 days before and 60 days after hospitalization are covered under this policy.

Max Bupa Health Companion Policy:

It's difficult to predict the various ups and downs in life. Especially, when it comes to illness and health scares, a badly timed ailment could completely deplete all your hard earned savings and maybe, push you into debt as well. Max Bupa?s Health@Companion plan is designed for all such eventualities- keeping you and your family protected with a robust health insurance, while also safeguarding your savings against the onslaught of unexpected medical expenses.

Direct & Simple Claim Settlement- We have in place a simple system of claims settlement that allows you to talk directly to us and not some third party.
Cashless Treatment Avail cashless treatment at a wide network of quality hospitals across India.
Assured Policy Renewal for Life Guaranteed policy renewal for life, at no extra loading based on your claims history.
Try It before You Buy It After purchasing the Max Bupa health insurance, and in the super rare condition of not being completely impressed by it, you can return the policy back to us with a simple explanation and your investment will be promptly returned back to you.
Tax Savings Under Section 80D of the Income Tax Act.
24x7 Access to your Policy Our customer support team and helpline are at hand to address all your queries and concern

Max Bupa Health Assurance Plan:

Max Bupa Health Assurance Plan is a unique fixed benefit plan that helps you financially through sudden eventualities like accidents, illness (both general and critical) and other instances that require hospitalization. Peace of mind guaranteed!!

Choose a Combination that Works for You
  • Critical Illness + Hospital Cash
  • Critical Illness + Personal Accident
  • Hospital Cash + Personal Accident
  • Critical Illness Only
  • Hospital Cash Only
  • Personal Accident Only
Lots of Benefits
  • 2 year Policy Tenure Option
  • Accidental Death
  • Assured Plan Renewal for Life
  • Child Education Benefit
  • Direct Claim Settlement
Option to Cover Entire Family The family cover option allows you to extend the Health Assurance to your entire family inclusive of yourself, your spouse and two children.
Sum Assured per Health Assurance
  • Level 1- Critical Illness: Rs.3 Lakhs, Hospital Cash: Rs.1000/Day, Personal Accident: Rs.5 Lakhs
  • Level 2- Critical Illness: Rs.5 Lakhs, Hospital Cash: Rs.2000/Day, Personal Accident: Rs.10 Lakhs
  • Level 3- Critical Illness: Rs.7.5 Lakhs, Hospital Cash:Rs.3000/Day, Personal Accident: Rs.20 Lakhs
  • Level 4- Critical Illness: Rs.10 Lakhs, Hospital Cash: Rs.4000/Day, Personal Accident: Rs.25 Lakhs

Max Bupa Health Insurance Renewal:

All health insurance policies offered by Max Bupa Health Insurance have to be renewed every policy year for continued policy benefits. A 30-day grace period will be given post premium payment due date to make renewal payment. However, policy benefits will not be available during the grace period. If the policyholder fails to renew the policy within the grace period, the policy will lapse. Policy renewal can be done online through the insurer’s website. Enter your policy number on the website to know the renewal premium amount and pay using net banking, credit card or debit card.

Max Bupa Health Insurance Premium Calculator:

With Max Bupa Health Insurance premium calculator, you can assess your insurance needs and choose a suitable health insurance policy for you and your family. The online premium calculator is simple and easy to use. It is available on the insurer's website. All you have to do is choose a specific plan, enter the chosen sum insured, your personal details such as name, date of birth, city, phone number, and email ID. If you choose co-pay, list how much percentage you are willing to pay. Click on Calculate Premium and get the premium details instantly.

Max Bupa Health Insurance Customer Care:

For any policy-related queries or assistance with purchasing a policy from Max Bupa Health Insurance, call toll-free number 1800 3010 3333 or 011 66326666. You can also email customercare@maxbupa.com or send a letter to Max Bupa Health Insurance Company Limited, B-1/I-2, Mohan Cooperative Industrial Estate, Mathura Road, New Delhi - 110044.

  • Branch Office: Visit the official website of Max Bupa Health Insurance and click on ‘Contact Us’ tab on the top right-hand corner of the page. A list of contact details of the branch offices of Max Bupa will be displayed on the screen.
  • Network hospital: Locate a network hospital in your area by selecting a state and city from the dropdown box. You can also view the map for directions to the nearest network hospital.
  • Customer Support: Under the Customer Support option, you can find the following services:
    • Track your claim status
    • Information on claim process
    • Download claim forms
    • Grievance redressal
    • Change your contact details
    • Policy documents
  • Tax receipt: You can access your tax receipt by entering your policy number, date of birth, and email ID.
  • Portability: You can find information on how to port your health insurance policy from one insurer to another without losing your accrued policy benefits such as waiting period and No-Claim Bonus.

Max Bupa Cashless Network Hospitals:

Max Bupa Health Insurance offers cashless facility at more than 3,500 network hospitals across India. If you have opted for cashless hospitalisation, then locate a network hospital near you using the online network hospital locator tool. Just enter your place of residence such as city and state. The tool will give you a list of network hospitals in your area with its contact details. Max Bupa approves cashless hospitalisation request within 30 minutes of receiving the form from the hospital.

Find cashless network hospitals nearby: Max Bupa Cashless Network Hospitals

How to file a claim with Max Bupa Health Insurance?

There are 2 types of claims you can file with Max Bupa:

  • Cashless Claim: Visit a network hospital and show your health card with policy number and a valid photo identity at the hospital desk. The network hospital will verify your identity and submit a pre-authorisation request to the insurer or TPA. The insurance company or its Third-Party Administrator will process the request and send approval to the hospital. In the case of a rejection, the insured member can get treated at the same hospital but has to pay the medical bills out of his or her pocket, and later make a reimbursement claim for the expenses incurred. In the case of approval, the insurance company will settle the bill directly with the hospital.
  • Reimbursement Claim: In the case of planned hospitalisation, intimate the insurer 48 hours prior to admission. Pay the medical bills upfront, out of your pocket. At the time of discharge, collect all the original medical documents and submit it to the insurer along with a duly-filled and signed claim form which is available on the insurance company's website. The claim will be processed and approved as per the terms and conditions of the policy.

Incurred Claims Ratio of Max Bupa Health Insurance for the Year 2017-18

Net Earned Premium (in Crore) Net Claims Paid (in Crore) Incurred Claims Ratio (in %)
Rs.575.85 crore Rs.289.02 crore 50.19%

Max Bupa Health Insurance FAQs:

  1. Why is it important to buy health insurance policy?

    A health insurance policy helps you to save money by paying off all your medical expenses. With the rising medical expenses, it is a wise move to insure you and your family’s health by buying health insurance policies. You can get cashless hospitalization for more than 24 hours with the help of these policies.

  2. What is a health card?

    A health card is a part of your health insurance policy. This card enables you to enjoy the benefits of your health insurance policy.

  3. How do I get cashless hospitalization?

    You can get cashless hospitalization only in the network hospitals of Max Bupa by showing your health card to the hospital authority.

  4. What the difference between a network and non-network hospital?

    A network hospital is a hospital with which your health insurance provider has an official connection. You can enjoy cashless hospitalization in a network hospital. In a non- network hospital, you cannot avail cashless hospitalization and with this hospital, your health insurance provider does not have any tie up.

  5. As I already have health insurance for myself and my wife from my employer, do I need to buy a separate policy?

    It’s good to buy an alternative health insurance policy to be on the safe side. Because, once you leave or change your present job, your company insurance policy will not cover you and your wife’s medical expense. Beside, a separate policy can be an added advantage in case your medical expense is higher than your existing coverage level.

  6. What is a family floater plan?

    It is a plan under which you can include the hospitalization expense of your entire family.

  7. How can I buy Max Bupa Health Insurance Policy?

    There are many options of buying Max Bupa health insurance policies. You can buy them online.Then you will get your policy instantly. But online facility is available for those people only, who do not need any medical examination. You can also buy Max Bupa health insurance policies over phone or by visiting your nearest branch.

  8. Do I need to undergo medical examination to buy Max Bupa health insurance policies?

    You need to undergo medical checkup, if you are buying a new health insurance policy offered by Max Bupa. But for the renewal of your existing policies, you need not go for medical examination.

  9. What is the duration of health insurance policies offered by Max Bupa Health Insurance?

    Ideally, you can buy a policy for a period of 1 or 2 years. If you purchase a policy for two years, you will get discount. This offer is applicable for Heartbeat and Health Companion Health Insurance plans only.

  10. Can a non- Indian person buy Max Bupa Health Insurance policy?

    Yes, a non – Indian or a foreigner living in India can also buy health insurance policies offered by Max Bupa. But, the person can claim coverage only within India.

  11. How to claim Max Bupa Health Insurance?

    Max Bupa Health Insurance offers a seamless claims procedure:

    • Cashless claim procedure: Cashless hospitalisation can be availed only in a network hospital. For planned hospitalisation, inform the insurer 48 hours prior to admission and for emergency hospitalisation, intimate the insurer within 24 hours of admission. Display your Max Bupa Health Card at the hospital desk. The hospital will submit a pre-authorisation request to the insurer. The approval or rejection of the request will be conveyed to the hospital via fax or email within 30 minutes. The claim will be settled as per the terms and conditions of the policy.
    • Reimbursement claim procedure: Intimate the insurer within 48 hours of hospitalisation. Submit a claim form along with supporting documents such as original hospital bills, prescription, pharmacy bills, and discharge summary to the insurer. The claim form can be downloaded from Max Bupa Health Insurance website. The insurance company will review the claim request and according approve or reject it. Claim settlement will be done as per the terms and conditions of the policy.
  12. How good is Max Bupa Health Insurance?

    Max Bupa is one of the top health insurance providers in the country. The health insurance plans offered by Max Bupa are designed for individuals, couples, senior citizens, and families. The health plans offer a comprehensive cover and a wide sum insured range. The policies come with a lifelong renewability option. The claim process is hassle-free with no TPA involved.

  13. What is the tenure of a health insurance plan offered by Max Bupa?

    Max Bupa Health Insurance plans are available for 1 to 2-years policy period. The policy has to be renewed every year for continued benefits over the policy term. You can get discounts on purchasing a policy for 2 years. The premium discount is applicable for second year for Heartbeat and Health Companion Health Insurance plans.

  14. What types of medical expenses are compensated by Max Bupa Health Insurance?

    All treatment expenses during hospitalisation are covered under Max Bupa Health Insurance plans including room rent charges.

  15. Is it necessary to undergo a medical checkup before buying Max Bupa Health Insurance?

    A medical checkup may be required at the time of purchasing a policy but not at the time of renewal. It is advisable to undergo a medical checkup and disclosing any pre-existing conditions at the time of policy inception to avoid any hassle when making a claim.

  16. Can I avail cashless facility across all the hospitals?

    No, cashless hospitalisation can be availed only at a network hospital of Max Bupa Health Insurance.

  17. What is the procedure to avail medical benefits under insurance policy?

    Max Bupa Health Insurance offers a hassle-free claim process whether it is a cashless claim or reimbursement claim. In the case of a cashless claim, the network hospital has to send a pre-authorisation request to the insurer. In the case of a reimbursement claim, after discharge, you can submit the duly-filled claim form along with the original hospital bills to the insurer. In both cases, the insurer will review your claim request and approve or reject the claim accordingly.

  18. Who is TPA of Max Bupa Health Insurance?

    Max Bupa Health Insurance doesn’t have a Third-Party Administrator. This way, the claim settlement solutions are direct and quicker.

  19. What is a pre-existing disease or condition under Max Bupa Health Insurance?

    Any illness, injury, disease or condition detected, treated or diagnosed before 48 hours of purchasing the policy is considered a pre-existing condition.

  20. Does Max Bupa Health Insurance cover the hospitalization expenses incurred during a medical emergency?

    Insurance cover of a health insurance policy offered by Max Bupa is only for medical expen

Examples of Network Hospitals in Major Cities

CITY NAME OF HOSPITAL
Kolkata Columbia Asia Hospital
DELHI Action Cancer Hospital
BANGALORE Columbia Asia Hospital
CHENNAI Fortis Malar Hospital
Mumbai Hinduja Hospital

*Disclaimer - This is not an exhaustive list but an indicative representation of hospitals that form a part of the company's wider network.


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Cashless Treatment

Customer Service

Medical Coverage

Claim Experience

News About Max Bupa Health Insurance

  • Max Bupa’s Majority Stake Could be Purchased by True North for Rs.1,500 Crore

    True North, a private equity firm which is among the biggest India-focussed risk investors, has commenced negotiations to purchase a majority stake in Max Bupa. The value of the stake is said to be in the region of Rs.1,500 crore. A mid-market buyout investor, True North, is set to acquire the whole ownership of Max Group along with a part of Bupa’s holding in the health insurance company, according to sources close to the matter. Ashish Mehrotra heads Max Bupa while Rajesh Sud, former chief of Max Life, chairs the company. Max Group, the Indian promoters, own 51% of the stake in the company, while 49% - the maximum permissible – is held by Bupa. The company offers insurance plans via its bancassurance and agency force partners Karur Vysya Bank, Bank of Baroda and HDFC Bank. Private health insurance companies in India have a share of 18% of the health premium market, estimated close to Rs.38,000 crore annually.

    27 December 2018

  • Max Bupa’s GoActive health insurance plan launched in India

    Max Bupa has launched the GoActive health insurance scheme, a holistic insurance programme that provides customers coverage for their daily health issues on a 360 degree basis. The coverage includes facilities such as OPD services, inpatient hospitalisation, diagnostics, second medical opinion, health coaching on a personalised scale, and behaviour counselling, to name a few.

    Indian tennis sensation, Sania Mirza, became the first customer of the programme at the time of its launch. She stressed on the benefits of the scheme and the overall advantages of protecting one’s family through health insurance.

    NITI Aayog CEO, Amitabh Kant, was also present at the event. He said that rural medical enterprises have a shortage of doctors and the government is trying to convert district hospitals to medical colleges to mitigate this issue.

    20 February 2018

  • Max Healthcare reported gross revenues of Rs.702 crore in Q1 FY2018

    Max India Ltd has reported a 10% growth of its network hospitals. Max Healthcare reported gross revenues of Rs.702 crore in the first quarter of FY2018. Max Healthcare's tertiary and quaternary care specialities contributed to the growth during Q1. Max Bupa Health Insurance reported GWP of Rs.159 crore in Q1, which is 30% more than the previous year. Cost optimisation efforts at Max Healthcare has resulted in savings of over Rs.15 crore in material and personnel costs.

    30 August 2017

  • Max Bupa partners with Swiss Re and GOQii to Develop Wellness Solutions

    Standalone health insurance company, Max Bupa Health Insurance, recently announced having entered into a three-way tie-up with GOQii, a leading fitness technology player and Swiss Re, an international reinsurance company. Following the tie-up, Max Bupa consumers will get access to GOQii's unique personalized wellness engine which offers health management tools like fitness bands and health coaching, among other health solutions. Swiss Re will lend technical assistance to Max Bupa to help them develop relevant products and build expertise for creation of risk assessment models for the future.

    24 April 2017

  • Health Insurance company Max Bupa offers cashless claim settlement in 30 mins

    Innovating their approach and realizing the need of the hour, Health Insurance company Max Bupa launched their new initiative - cashless claim settlement in 30 minutes. While most health insurance companies take 2 to 4 hours, and some even days to finalize an insurance claim settlement, Max Bupa looks to go ahead of the pack with their latest initiative. Understanding the need, in the case of hospitalization, the health insurance company thought it necessary to roll out such a claim settlement procedure that would come to the aid and benefit of the person hospitalized immediately.

    13 March 2017

  • Health Insurance company Max Bupa offers cashless claim settlement in 30 mins

    Innovating their approach and realizing the need of the hour, Health Insurance company Max Bupa launched their new initiative - cashless claim settlement in 30 minutes. While most health insurance companies take 2 to 4 hours, and some even days to finalize an insurance claim settlement, Max Bupa looks to go ahead of the pack with their latest initiative. Understanding the need, in the case of hospitalization, the health insurance company thought it necessary to roll out such a claim settlement procedure that would come to the aid and benefit of the person hospitalized immediately.

    13 March 2017

  • Max Bupa Conferred with “Technology Maturity” Award

    During the 6th Indian Insurance Awards organized by Fintelekt recently, Max Bupa has been conferred the “Technology Maturity” award. This highly coveted award has been rewarded for the innovative technology offered by the insurance provider to enhance the service experience of its customers. Some of the customer centric technology offered by Max Bupa Health Insurance includes CRM solutions, ISO compliant data centres, etc. The combination of technology and process re-engineering permits high service standards.

    29 June 2016

  • Walk for Health with Max Bupa

    In its ongoing mission to urge Indians to lead healthier lives by incorporating walking into their daily routine, health insurance firm Max Bupa is organizing the fourth edition of its leading event, the Max Bupa ‘Walk for Health’.

    The event is scheduled to be held in Mumbai on the 10th of January 2016 and will be a one-of-a-kind 33 day walkathon from Mumbai to Delhi that will touch upon 15 cities. Leading the 1600 kilometre walk will be famed Olympic walkers Manish Rawat, Sandeep Kumar and Khushbir Kaur among others. Interested participants can log on to www.walkforhealth.in to register for the walk in their respective cities.

    4 January 2016

  • Max Bupa Health Insurance appoints new MD, CEO

    Max Bupa Health Insurance appointed Ashish Mehrotra as its managing director and chief executive officer. With over 22 years of extensive experience in banking, Ashish will be responsible for building the company's position, enhancing its brand, strengthening distribution channels and creating long-term value, growing its customer base, products and services.

    Prior to Max Bupa, Ashish was working as the managing director and head-retail bank at Citibank.

    20 November 2015

  • UK’s Bupa to Increase Shareholding in Health Insurance JV Max Bupa

    Bupa, the UK-based foreign partner of the joint venture Max Bupa Health Insurance Co., is set to enhance its stake from 26% to 49%. Max India, the Indian partner and major shareholder of the health insurance company will see it shareholding reduced from 76% post the stake sale.


    This move comes barely day after the government approved the Insurance Ordinance. Under the new Insurance Bill, caps on FDI in the Indian insurance industry have been raised from 26% to 49%. This allows many foreign participants like Bupa to strengthen their position in India by infusing much required capital for expansion.

    16 March 2015

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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Max Bupa Health Insurance Reviews

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  • Max Bupa Health Insurance
    "Good Health Insurance"
    0.5 4.5/5 "Excellent!"
    From Max bupa I have group health mediclaim of Rs. 2 lakhs its covers my entire family like spouse and children. So far there is no claim but still this policy is good for the medical emergency which got tied up with more hospitals for cash less treatment, they do have critical illness cover.
    Was this review helpful? 0
    , lucknow
    Reviewed on Sep 07, 2019
  • Max Bupa
    Max Bupa Health Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    From Max Bupa, they are offering a low premium with a high cover policy hence i chosen them. They have provided me a cover of Rs. 34 lakh for the entire family. I took the policy for my family. I have been paying the premium amount of Rs. 45000 and i have got the no claim bonus of 10% since i do not have any claim experience till now.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Aug 30, 2019
  • Max Bupa Health Insurance
    "Good"
    0.5 3.0/5 "Satisfactory"
    I have been holding my health insurance with Max BUPA insurance for more than 3 years,While getting a policy my agent has given an information about the policy details. They have tied up with many hospitals and cashless treatment is applicable.It is yearly basis renewable.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Aug 06, 2019
  • Max Bupa Health Insurance
    "Need to decrease premium amount"
    0.5 5.0/5 "Blown Away!"
    I have taken a health insurance in MAX BUPA. The policy is for one year but it will getting renew on every year. I am paying premium in the yearly package and the amount is too high. While getting a policy my agent has given an information about the policy details. They have tied up with particular hospitals only and cashless also applicable.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 15, 2019
  • Max Bupa Health Insurance
    "GOOD"
    0.5 5.0/5 "Blown Away!"
    I have taken the health insurance policy with MAX BUPA where i had no claim experience with the policy added on that the policy has the premium as nominal has the good medical coverage. The i have been using from last 6 months and the coverage is for 2 years.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 12, 2019
  • Max Bupa Health Insurance
    "Very Good policy"
    0.5 5.0/5 "Blown Away!"
    I have chosen my health insurance from Max BUPA. There are many hospitals listed in this policy which nearby locality hence i have opted for this policy. I am paying the premium amount of Rs. 42000 and my entire family has been covered in this policy. They have given me a coverage value of Rs. 10 lakhs. I do not applied for any claim.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 28, 2019
  • Max Bupa Health Insurance
    "GOOD"
    0.5 5.0/5 "Blown Away!"
    I had claim experience for 2-3 time with MAX BUPA health insurance policy and i got the claim of 100% and it was cashless. The premium paid was nominal also the medical coverage is for 2L 60K for which gives coverage for spouse. The additional coverage is applicable.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 26, 2019
  • Max Bupa Health Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I had no claim experience with the health insurance of MAX BUPA but using from last 3 years. The premium paying was nominal than others. The medical coverage is for family of 5L for each person floating. There is a disease coverage is available.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jun 12, 2019
  • Max Bupa Health Insurance
    "Extra ordinary"
    0.5 5.0/5 "Blown Away!"
    I have a medical policy with Max Bupa, they were very professional into health care insurance. They are premier company in health care insurance. I have paid current premium of 35K, the policy covers 4members. Out of 4years, once I claimed and its extraordinary.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 11, 2019
  • Max Bupa Health Insurance
    "Nice Policy"
    0.5 5.0/5 "Blown Away!"
    I have chosen my health insurance policy from Max Bupa. Me and my wife has been covered in this policy. I am paying the premium amount of Rs. 9000. There is a coverage amount of Rs. 5 lakhs. Recently i have taken this policy for the tax benefits purpose.
    Was this review helpful? 0
    , greater noida
    Reviewed on May 21, 2019
  • Max Bupa Health Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I had no claim experience with the health insurance policy that i am using it with the MAX BUPA and using from last 3-4 years. The premium was lower paid when compared to the others also the medical coverage is for 3L for family. It has the disease, illness, accidental coverage is there.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 10, 2019
  • Max Bupa Health Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have a health insurance policy with the MAX BUPA and it gives of 2L for self coverage. I am using it since from last more than 10 years. The listed hospital is good. I had claim for three time, it was a cashless and also 2 times reimbursement. They have the coverage of disease, illness coverage.
    Was this review helpful? 0
    , bangalore
    Reviewed on May 08, 2019
  • Max Bupa Health Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    I had taken my health insurance with Max bupa for long time,They have tie up with many hospital ,and even they have shared the location as well, and their service is good, The premium amount i use to pay through on line basis , it use to get auto debited from my account.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Apr 10, 2019
  • Max Bupa Health Insurance
    "Average service"
    0.5 3.0/5 "Satisfactory"
    I had taken my health insurance with Max bupa for long time,They have tie up with many hospital ,and even they have shared the location as well, and their service is okay, i have no claim experience yet so i have no idea about their service, till now i am paying premium on yearly basis,and i pay premium through on line.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Apr 02, 2019
  • Max Bupa Health Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    I had taken my health insurance with Max bupa for long time,They have tie up with many hospital ,and even they have shared the location as well, and their service is okay, i have no claim experience yet so i have no idea about their service, till now i am paying premium on yearly basis,and i pay premium through on line.
    Was this review helpful? 0
    , mumbai
    Reviewed on Mar 23, 2019
  • Max Bupa Health Insurance
    "Excellent Policy"
    0.5 5.0/5 "Blown Away!"
    I had taken this Insurance policy almost five months back and the premium amount of 1200 has to be paid on a monthly basis. It is connected to my credit card where the payment goes from it and the payment method is easy. There are many hospitals covered in our locality as well.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Mar 21, 2019
  • Max Bupa Health Insurance
    "Ecellent service"
    0.5 5.0/5 "Blown Away!"
    I have been holding my health insurance with Max bupa for long time,They have tie up with many hospital, and even they have shared me the location, i have claim experience it was good, and the premium amount i pay on monthly basis,and the premium use to get auto debited from my account.
    Was this review helpful? 0
    , navi mumbai
    Reviewed on Mar 15, 2019
  • Max Bupa Health Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I got the mediclaim insurance from Max Bupa its cover my entire family of Rs. 3 lakhs, they don't have pre existing disease cover. I recently joined with my company hence I didn't get my medical card. The process was easy to activation the policy.
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 05, 2019
  • Max Bupa Health Insurance
    "Excellent service"
    0.5 4.0/5 "Great!"
    I have been using my health insurance with Max bupa insurance, there service is good, they have tie up with many hospital,and they have shared me there location as well, and there premium amount they have charged me on yearly basis,and i use to pay my premium by auto debited.
    Was this review helpful? 0
    , new delhi
    Reviewed on Mar 03, 2019
  • Max Bupa Health Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a health insurance policy with MAX BUPA from last 4-5 months, i pay a premium of Rs 1 lac for this insurance. There was no claim experience so far with this insurance. This policy has coverage of Rs 20 lacs and also they give interest of 4% as no claim bonus.
    Was this review helpful? 0
    , noida
    Reviewed on Feb 26, 2019
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