Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Maruti Suzuki Baleno Car Insurance

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Policy Coverage

Customer Service

Claim Experience

Responsiveness

Cashless Garages

Maruti Suzuki Baleno is characterised by a powerful stance, innovative features, and an iconic body frame. The unique design of the car and its robust performance makes it stand out from its competitors in the Indian automobile scene. The inspiration behind the car’s powerful styling is its Liquid Flow Design based on elegance, harmony, and energy wave.

Features of Maruti Suzuki Baleno:

Baleno
  • Exteriors
  • The front of the car is highlighted with the elegance of chrome. The chrome accents run all along the sides of the car up to the rear.
  • The Baleno has powerful projector headlamps equipped with daytime running lamps. The rear combination lamps have LED.
  • The lights also have the Lead Me to Vehicle/Follow Me Home functionality that lights up the road ahead for short durations.
  • Interiors
    • The interiors are in black showcasing elegance and style in harmony.
    • The car has a stylish dashboard in black with silver accents.
    • The interiors also have other attractive features such as Smartphone Connectivity, Bluetooth Connectivity, audio controls that are mounted to the steering, and Media Connectivity.
    • The car has a SmartPlay Infotainment System with Apple CarPlay. Using this functionality, one can make calls, listen to music, and receive/send messages effortlessly.
    • The tilt and telescopic steering functionality ensures that the driver and passengers always experience a comfortable drive.
    • Reverse parking camera display, dual front airbags, anti-pinch power window, ABS, and a great navigation system are other attractive features of the Maruti Suzuki Baleno.

*The above features are present in the top-end model of the car; other variants may not be equipped with all the features described.

Maruti Suzuki Baleno Car Insurance in India:

Maruti Insurance Broking Private Limited is an IRDA-licensed insurance broking organisation. The entity offers motor insurance solutions for all types of Maruti cars, including the Baleno. The insurance companies that have tie-ups with Maruti Insurance are New India Assurance, National Insurance, Royal Sundaram, ICICI Lombard, IFFCO Tokio, and Bajaj Allianz, among others.

  • The company enables a policyholder to benefit from cashless claim settlement facility at a wide network of garages throughout the country.
  • The quality repair work done at these garages, the use of genuine spare parts, impressive infrastructure at the garages, and maintenance of safety standards for vehicles are noteworthy.
  • Maruti Insurance is also renowned for its reliable customer care services and the transparency with which all transactions (including claim settlement) are carried out.
  • It is also observed that majority of the customers of Maruti cars trust Maruti Insurance as their primary insurance service provider.
  • Maruti Suzuki workshops that are in the network of the insurance broking company are spread across 900 cities in India, where renewal of car insurance is also taken up.

Maruti Suzuki Baleno Engine Specifications:

The technical specifications of the petrol variant of the Maruti Baleno are as follows:

Engine capacity 1197 cc
Maximum power 62 kW at 6000 rpm
Maximum torque 115 Nm at 4000 rpm
Camshaft DOHC
Transmission type 5 MT/CVT
Fuel efficiency 21.4 km/L
Fuel tank capacity 37 L

The technical specifications of the diesel variant of the Maruti Baleno are as follows:

Engine capacity 1248 cc
Maximum power 55.2 kW at 4000 rpm
Maximum torque 190 Nm at 2000 rpm
Camshaft DOHC
Transmission type 5 MT
Fuel efficiency 27.39 km/L
Fuel tank capacity 37 L

Maruti Suzuki Baleno Car Insurance Price:

The cost of insuring your Maruti Baleno car depends on several factors, as detailed below:

  • The coverage opted for - If you have chosen a comprehensive car insurance policy, you will be required to pay a higher premium amount. The third-party liability insurance plan offers limited coverage and is hence, cheaper than a comprehensive policy. In case you have also opted for add-on covers under your package policy, you will have to pay the premium pertaining to the add-on insurance as well.
  • Make and model of the car - The model and make of the vehicle has an impact on its car insurance premium. The part of the motor insurance premium corresponding to third-party liability coverage is a fixed value that depends on the engine capacity of the vehicle. The Maruti Baleno has engine specification between 1,000 cc and 1,500 cc. The third-party liability premium that the owner of this car is required to pay will be Rs. 2,863, as per the standard rates published by the IRDA for the financial year 2017-18. This cost could be revised in FY19. The own-damage cover under the insurance policy is also dependent on the type of car. For instance, high-end cars will attract higher insurance premiums.
  • The deductibles chosen - A voluntary deductible can be opted for by the policyholder to bring down the car insurance premium. This will effectively expose the car owner to the risk of bearing a part of the claim amount. So, if you were involved in an accident that caused damage to your car, you will have to bear the amount corresponding to voluntary deductible. The insurance company will only pay the remaining claim amount. However, by opting for a voluntary excess you are liable to save some money on car insurance premium.
  • Driving history of the car owner - If the car owner has a good driving record and has accrued a No Claim Bonus under the policy, he/she will receive car insurance at a lower cost.
  • Installation of safety gear - If the vehicle has the latest safety equipments installed, the premium for its insurance is likely to be lower. This is because insurance providers consider such cars to be at low risk for theft and other such total loss incidents.
  • Customer loyalty - If you have multiple insurance policies with the same insurance company, you may be offered a lower price on motor insurance. This is something you will have to check with the insurer before buying the policy. Staying with the same insurance company for many years may also guarantee you lower premiums on car insurance. At the time of policy renewal, it is advisable to compare insurance policies between companies and check if you are getting a good deal by staying with the same insurer.

Maruti Suzuki Baleno Insurance Renewal:

You can easily renew the motor insurance policy of your Maruti Baleno car:

  • If you have bought the insurance policy directly from the insurance provider, you can renew the policy by logging in to their website. Almost all insurance companies today offer the facility of online renewal of insurance. This can be done in a few minutes by updating specific information on an online form and paying the premium.
  • In case you have bought insurance through the Maruti Insurance programme, you can place a request for policy renewal with the customer service team of the company. You can also approach the dealership to get in touch with the insurance broker.
  • If you have purchased insurance from a neutral financial website like BankBazaar, you can effortlessly renew your insurance policy by logging in to the website and choosing the relevant menu option. You will be able to renew your insurance within a few minutes without the need for extensive paperwork.

*The features and prices may be changed by Maruti, without prior notice. So, check with the dealership on the latest specifications and prices before buying the vehicle. The details can also be seen at the Maruti Suzuki website.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

Car Insurance Reviews

Page 1 of 50 1 2 3 4 5
  • Royal Sundaram Car Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I took my car insurance with Royal Sundaram. I never contacted the customer service. It is a default insurance from the showroom. The premium is high because I go for bumper to bumper offer, road side assistance, zeo dep. It is a first party insurance and no claim. The policy period is one year.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 19, 2019
  • SBI General Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    The showroom people has offered me a car insurance policy with SBI. I have made a premium amount of Rs. 22000. They have given me a coverage value of 100%. Total IDV value is 90% of the car value. I have no claim experience till now. The documentation process was done by showroom.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • National Insurance Car Insurance
    "Smart protection with National"
    0.5 4.0/5 "Great!"
    The major factor to chose National Insurance because of the premium is economic, I took the policy for 3 years the IDV value remains the same for the whole tenure. The customer support is good on time they activated the policy. I have Tata Tiago , its around four months vehicle. Its zero depreciation comprehensive plan. I taken the policy through showroom.
    Was this review helpful? 0
    , lucknow
    Reviewed on Jan 19, 2019
  • ICICI Lombard Car Insurance
    "Satisfied with the policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance is with ICICI Lombard. The customer services are good and I got the policy documents on time. The policy coverage is good and there are features of a road side assistance is there. The premium is economical too. Good overall.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 19, 2019
  • ICICI Lombard Car Insurance
    "Need to reduce the premium"
    0.5 3.0/5 "Satisfactory"
    I had a car insurance from ICICI LOMBARD which was offered by the showroom at the time of purchasing the vehicle. I felt the insurance premium is very high compared to others. I got a reminder call from the customer service at the time of renewal. It has zero dep for one year.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • Tata AIG Car Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    I took my car insurance from TATA AIG through online channel. They have given lesser premium with zero dep and it includes road side assistance. The customer service is very good. The policy period is one year. I have no claim experience. It is a first party insurance.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • Tata AIG Car Insurance
    "Satisfied policy"
    0.5 5.0/5 "Blown Away!"
    TATA AIG is the best company to take the car insurance. Since long time i have taken this insurance. The customer care people used to call me to renew the policy and they used to policy renewal letter. I will do payment through online. Several times i have claimed the policy and i have received very good response.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 18, 2019
  • Universal Sompo Car Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    I had taken this insurance policy a long time back and it has been a good insurance policy. I had been paying the premium online and the payment method has been convenient. There has been a claim made once and the claiming method has been simple.
    Was this review helpful? 0
    , navi mumbai
    Reviewed on Jan 18, 2019
  • New India Car Insurance
    "Comprehensive benefit policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance was taken from New India. I don't speak with their customer care since i don't require it. I had a claim experience which is a easy process without any tension. As per their policy, the maximum claim amount settled. Since they are providing good services i have opted this policy. They have given me a road side assistance and bumper to bumper facility.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 18, 2019
  • Bajaj Allianz Car Insurance
    "Good to Go with Bajaj"
    0.5 4.0/5 "Great!"
    The conditions and the insured which they are providing is good, I have insured Ford Car with Bajaj Allianz, the premium amount is reasonable but they can reduce it. Its 1.5 year old year but still the insurer providing 24 hours service, cash less garages and they have tie up with many centers, the response is great.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • ICICI Lombard Car Insurance
    "Premium should be standard as per market"
    0.5 4.0/5 "Great!"
    I never used the policy if something happen I claim it, I didn't interact with the customer care but I get the reminder message for car renewal. I have insured my maruthi Suzuki riz with ICICI Lombard, The premium is higher but still they are good.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 14, 2019
  • HDFC Ergo Car Insurance
    "Very good"
    0.5 5.0/5 "Blown Away!"
    Even my car was insured with HDFC Ergo. It is a second-end car and have chosen the third party insurance. I have not done any claim so far. The premium is reasonable. It offers bumper to bumper facility and road side assistance. The policy period is 2 years.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 14, 2019
  • Tata AIG Car Insurance
    "Good Insurer"
    0.5 5.0/5 "Blown Away!"
    My financier suggested the Tata Aig general insurance, the premium is economical for the car policy. I have honda amaze car it got insured with them. The insurance company is providing 24 hours service, cash less garages, brake down service for the tenure of four years. On time I got the papers from the Tata Aig.
    Was this review helpful? 1
    , tirupur
    Reviewed on Jan 10, 2019
  • Tata AIG Car Insurance
    "Good Insurer"
    0.5 5.0/5 "Blown Away!"
    My financier suggested the Tata Aig general insurance, the premium is economical for the car policy. I have honda amaze car it got insured with them. The insurance company is providing 24 hours service, cash less garages, brake down service for the tenure of four years. On time I got the papers from the Tata Aig.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 10, 2019
  • National Insurance Car Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    I had taken this Insurance policy for my Maruti Car and i had been paying the premium on an annual basis. The premium amount has not been too high and there has been cash less garages available with this insurance policy. Their customer support has also been helpful at times.
    Was this review helpful? 1
    , pune
    Reviewed on Jan 09, 2019
  • ICICI Lombard Car Insurance
    "Nice Policy"
    0.5 4.0/5 "Great!"
    My car was insured with ICICI Lombard. Last year i have purchased this insurance policy. My wife has referred me about this policy. I pay the premium amount of Rs. 13500. They have given me a convenient IDV value. I had no claim experience so far.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 09, 2019
  • New India Car Insurance
    "Need to improve the service"
    0.5 3.0/5 "Satisfactory"
    I'm not satisfied with the service provided by new India. I have bought the car insurance policy. They closed their branch on every weekends hence its difficult to renew the policy. I have been paying the premium amount of Rs. 14000 which is a competitive price. They have given the IDV value of Rs. 1.50 lakhs.
    Was this review helpful? 0
    , mangalore
    Reviewed on Jan 09, 2019
  • New India Car Insurance
    "Average Car Insurance"
    0.5 3.0/5 "Satisfactory"
    My car insured with the New India Insurance company. I have been renewing the policy with the same company for 3 years. I have paid the premium amount of Rs. 7000 and they have offered me a satisfied coverage value. The documentation process was fine
    Was this review helpful? 0
    , mangalore
    Reviewed on Jan 09, 2019
  • review Car Insurance
    "Its Good"
    0.5 3.5/5 "Pretty good"
    Last year I had car policy with Bharthi axa whenever I try to renew it ask my poliy no, whenever I mention the same, it shows the its incorrect. If I try to reach the customer care its not reachable. I done the claim, some minor damage back side of the car, they have processing fee 1500. Remaining all taken care by the insurer.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 08, 2019
  • ICICI Lombard Car Insurance
    "Great Policy"
    0.5 4.0/5 "Great!"
    ICICI Lombard has a good brand value hence i have selected the car insurance policy with this card and the dealer has also recommended about this policy. I pay the premium amount of Rs. 9000 and this is a 100% coverage with bumper to bumper facility. I'm not sure about the IDV value. Its easy to renew the policy.
    Was this review helpful? 2
    , new delhi
    Reviewed on Jan 08, 2019
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