Bankbazaar

Maruti Suzuki Baleno Car Insurance

Maruti Suzuki Baleno is characterised by a powerful stance, innovative features, and an iconic body frame. The unique design of the car and its robust performance makes it stand out from its competitors in the Indian automobile scene. The inspiration behind the car’s powerful styling is its Liquid Flow Design based on elegance, harmony, and energy wave.

Features of Maruti Suzuki Baleno:

Baleno
  • Exteriors
  • The front of the car is highlighted with the elegance of chrome. The chrome accents run all along the sides of the car up to the rear.
  • The Baleno has powerful projector headlamps equipped with daytime running lamps. The rear combination lamps have LED.
  • The lights also have the Lead Me to Vehicle/Follow Me Home functionality that lights up the road ahead for short durations.
  • Interiors
    • The interiors are in black showcasing elegance and style in harmony.
    • The car has a stylish dashboard in black with silver accents.
    • The interiors also have other attractive features such as Smartphone Connectivity, Bluetooth Connectivity, audio controls that are mounted to the steering, and Media Connectivity.
    • The car has a SmartPlay Infotainment System with Apple CarPlay. Using this functionality, one can make calls, listen to music, and receive/send messages effortlessly.
    • The tilt and telescopic steering functionality ensures that the driver and passengers always experience a comfortable drive.
    • Reverse parking camera display, dual front airbags, anti-pinch power window, ABS, and a great navigation system are other attractive features of the Maruti Suzuki Baleno.

*The above features are present in the top-end model of the car; other variants may not be equipped with all the features described.

Maruti Suzuki Baleno Car Insurance in India:

Maruti Insurance Broking Private Limited is an IRDA-licensed insurance broking organisation. The entity offers motor insurance solutions for all types of Maruti cars, including the Baleno. The insurance companies that have tie-ups with Maruti Insurance are New India Assurance, National Insurance, Royal Sundaram, ICICI Lombard, IFFCO Tokio, and Bajaj Allianz, among others.

  • The company enables a policyholder to benefit from cashless claim settlement facility at a wide network of garages throughout the country.
  • The quality repair work done at these garages, the use of genuine spare parts, impressive infrastructure at the garages, and maintenance of safety standards for vehicles are noteworthy.
  • Maruti Insurance is also renowned for its reliable customer care services and the transparency with which all transactions (including claim settlement) are carried out.
  • It is also observed that majority of the customers of Maruti cars trust Maruti Insurance as their primary insurance service provider.
  • Maruti Suzuki workshops that are in the network of the insurance broking company are spread across 900 cities in India, where renewal of car insurance is also taken up.

Maruti Suzuki Baleno Engine Specifications:

The technical specifications of the petrol variant of the Maruti Baleno are as follows:

Engine capacity 1197 cc
Maximum power 62 kW at 6000 rpm
Maximum torque 115 Nm at 4000 rpm
Camshaft DOHC
Transmission type 5 MT/CVT
Fuel efficiency 21.4 km/L
Fuel tank capacity 37 L

The technical specifications of the diesel variant of the Maruti Baleno are as follows:

Engine capacity 1248 cc
Maximum power 55.2 kW at 4000 rpm
Maximum torque 190 Nm at 2000 rpm
Camshaft DOHC
Transmission type 5 MT
Fuel efficiency 27.39 km/L
Fuel tank capacity 37 L

Maruti Suzuki Baleno Car Insurance Price:

The cost of insuring your Maruti Baleno car depends on several factors, as detailed below:

  • The coverage opted for - If you have chosen a comprehensive car insurance policy, you will be required to pay a higher premium amount. The third-party liability insurance plan offers limited coverage and is hence, cheaper than a comprehensive policy. In case you have also opted for add-on covers under your package policy, you will have to pay the premium pertaining to the add-on insurance as well.
  • Make and model of the car - The model and make of the vehicle has an impact on its car insurance premium. The part of the motor insurance premium corresponding to third-party liability coverage is a fixed value that depends on the engine capacity of the vehicle. The Maruti Baleno has engine specification between 1,000 cc and 1,500 cc. The third-party liability premium that the owner of this car is required to pay will be Rs. 2,863, as per the standard rates published by the IRDA for the financial year 2017-18. This cost could be revised in FY19. The own-damage cover under the insurance policy is also dependent on the type of car. For instance, high-end cars will attract higher insurance premiums.
  • The deductibles chosen - A voluntary deductible can be opted for by the policyholder to bring down the car insurance premium. This will effectively expose the car owner to the risk of bearing a part of the claim amount. So, if you were involved in an accident that caused damage to your car, you will have to bear the amount corresponding to voluntary deductible. The insurance company will only pay the remaining claim amount. However, by opting for a voluntary excess you are liable to save some money on car insurance premium.
  • Driving history of the car owner - If the car owner has a good driving record and has accrued a No Claim Bonus under the policy, he/she will receive car insurance at a lower cost.
  • Installation of safety gear - If the vehicle has the latest safety equipments installed, the premium for its insurance is likely to be lower. This is because insurance providers consider such cars to be at low risk for theft and other such total loss incidents.
  • Customer loyalty - If you have multiple insurance policies with the same insurance company, you may be offered a lower price on motor insurance. This is something you will have to check with the insurer before buying the policy. Staying with the same insurance company for many years may also guarantee you lower premiums on car insurance. At the time of policy renewal, it is advisable to compare insurance policies between companies and check if you are getting a good deal by staying with the same insurer.

Maruti Suzuki Baleno Insurance Renewal:

You can easily renew the motor insurance policy of your Maruti Baleno car:

  • If you have bought the insurance policy directly from the insurance provider, you can renew the policy by logging in to their website. Almost all insurance companies today offer the facility of online renewal of insurance. This can be done in a few minutes by updating specific information on an online form and paying the premium.
  • In case you have bought insurance through the Maruti Insurance programme, you can place a request for policy renewal with the customer service team of the company. You can also approach the dealership to get in touch with the insurance broker.
  • If you have purchased insurance from a neutral financial website like BankBazaar, you can effortlessly renew your insurance policy by logging in to the website and choosing the relevant menu option. You will be able to renew your insurance within a few minutes without the need for extensive paperwork.

*The features and prices may be changed by Maruti, without prior notice. So, check with the dealership on the latest specifications and prices before buying the vehicle. The details can also be seen at the Maruti Suzuki website.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

 4.5 / 5.0   by 2625 users
Used this product? Write a review >>

Policy Coverage

Customer Service

Claim Experience

Responsiveness

Cashless Garages

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Car Insurance Reviews

Page 1 of 50 1 2 3 4 5
  • New India Car Insurance
    "Good in claim settlement"
    0.5 5.0/5 "Blown Away!"
    Last year I met with an accident, they done it very well. My car front bumper and radiator was damaged, I got the cash less garages the just taken one week of time to reflect the issue. I paid the premium of 11,000 for zero depreciation plan its fully covered.
    Was this review helpful? 0
    , ghaziabad
    Reviewed on Jul 19, 2019
  • ICICI Lombard
    ICICI Lombard Car Insurance
    "Premium should be reduced"
    0.5 5.0/5 "Blown Away!"
    I took car policy from ICICI Lombard, the policy cost is bit higher compared to others. I paid premium around Rs. 18,000 for one year comprehensive plan. It would be great if they reduced the cost of the premium so that many customer can avail their service.
    Was this review helpful? 0
    , noida
    Reviewed on Jul 19, 2019
  • New India Car Insurance
    "Needs improvement on the claim process"
    0.5 4.0/5 "Great!"
    I had chosen New India Assurance for my car insurance because I know a employee so I get some waiver off on the premium. I had claims on my previous car and the experience was not good. They need to improve on the benefits because I need to pay first for the cliam process then they send a cheque after 1 or 1.5 months that too after analyzing. I get 80% and sometimes 85% of the claim.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Jul 19, 2019
  • New India Car Insurance
    "Good Experience"
    0.5 5.0/5 "Blown Away!"
    I purchased zero depreciation car insurance with New India Assurance, the cost is reasonable. Last year I paid the premium of Rs. 14,000 for one year policy its for four years old car. They got tie up with many service centers, the service is good I can reach at any time.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 18, 2019
  • Royal Sundaram Car Insurance
    "Useful Policy"
    0.5 5.0/5 "Blown Away!"
    My agency people where i took the car, they have proposed the policy from Royal Sundaram. I paid the premium amount of Rs. 13K nearly. My claim experience is very good and they have processed the claim within 1 day and its a 100% covered policy and i didn't pay anything from my pocket.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jul 18, 2019
  • United India Car Insurance
    "For new car, don't go for it"
    0.5 4.0/5 "Great!"
    The amount they are charging is less thats the reason i opted the car insurance policy from united India. I pay the premium amount of Rs. 2500. This is a third party insurance policy. Through consultancy, i used to renew my policy. I have not applied for any claim so far.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 16, 2019
  • HDFC Ergo Car Insurance
    "Whichever policy, Go for Zero dept"
    0.5 4.0/5 "Great!"
    My car insurance policy was with HDFC ergo because it was recommended by my dealer. I had claim experience and it was cashless and good. I did not pay anything from my pocket within 3 days, they have processed the claim and handed over my vehicle. It was a zero depreciation policy.
    Was this review helpful? 0
    , greater noida
    Reviewed on Jul 15, 2019
  • ICICI Lombard Car Insurance
    "Good policy "
    0.5 3.0/5 "Satisfactory"
    Every time, i used to visit their showroom to renew my car insurance policy. I'm receiving the no claim bonus. This is a bumper to bumper covered policy. I pay the premium amount of Rs. 10000 and I'm not sure about the IDV value. They are providing the hard copy of the documents immediately. I do not have any claim experience.
    Was this review helpful? 0
    , greater noida
    Reviewed on Jul 15, 2019
  • HDFC Ergo Car Insurance
    "Good"
    0.5 4.0/5 "Great!"
    HDFC ERGO GENERAL INSURANCE is the company where I have taken the car insurance policy for life time policy, the premium amount is nominal I use to yearly basis. I use to do payment through an online. Their service is good. They used to process the claim as soon as possible and they will take care of the claim.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 13, 2019
  • Royal Sundaram Car Insurance
    "Should be transparent"
    0.5 1.0/5 "Really Bad"
    I met with an accident, I had to get it claim because I have Royal Sundaram car policy it was bumper to bumper at the time of enrollment they said its fully covered. But when I went for the claim, the insurer said car engine was not covered. Then I fought with Royal sundaram Insurance company. They quoted 1.40 lakh claim value and they made me to pay Rs. 70,000 from my end. However the additional cost of engine protection is just around Rs. 400 but I paid the premium of Rs. 20,000. I am very disappointed with them because they are not transparent. So I suggest to all, before going policy make sure whether its fully covered.
    Was this review helpful? 0
    , chennai
    Reviewed on Jul 13, 2019
  • Royal Sundaram Car Insurance
    "Policy not up to the mark"
    0.5 3.5/5 "Pretty good"
    The policy was overall good but end of the day i was not satisfied with the policy. When i purchase the policy, they said its a zero depreciation policy and its nil dept. But when i applied the claim, they have given me a claim only for 50%. In that, my car steering was not covered, Some engine parts and bumper was not covered.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 13, 2019
  • New India Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have bee using the car insurance policy with NEW INDIA ASSURANCE where the customer support is prompt by giving the information regrading the policy expiry date. I had no claim also the IDV value is good provided with the insurance policy.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 10, 2019
  • ICICI Lombard Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have purchased the two wheeler insurance policy with the ICICI LOMBARD GENERAL INSURANCE where i had no claim experience with the policy. The premium paid was nominal also the IDV value is good with the policy. The service is good with the policy.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 10, 2019
  • National Insurance Car Insurance
    "Good Claim Experience"
    0.5 4.0/5 "Great!"
    I believe the premium is lesser for National Insurance car policy and they have good claim ratio when compared to private sector but the service needs to be improved. I done a claim there a small damage within a week time they came and took the details and within 15 days I got the reimbursement. I paid last premium of Rs. 10,461 for my Maruthi Baleno car.
    Was this review helpful? 0
    , pune
    Reviewed on Jul 09, 2019
  • Oriental Insurance Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I am using the policy since from last 2 years with ORIENTAL INSURANCE where they have given coverage is for bumper to bumper. The premium paid was nominal and the IDV value was good also there was a road side assistance. No claim bonus is there with the policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jul 08, 2019
  • Bajaj Allianz Car Insurance
    "Good policy"
    0.5 4.0/5 "Great!"
    When i purchased my new car, i have bought the car insurance from Bajaj Allianz. I have made th premium amount of Rs. 33000 for the coverage amount of Rs. 9 lakhs. I do not applied for any claim till now. For the premium amount has taken along with the loan amount.
    Was this review helpful? 0
    , kochi
    Reviewed on Jul 06, 2019
  • New India Car Insurance
    "Need to improve the service"
    0.5 4.0/5 "Great!"
    Taken my car insurance from New India. My dealer has given the policy with them and I'm continuing with the same company. I pay the premium amount of Rs. 16000 for the coverage amount of Rs. 7.50 lakhs. I haven't got my no claim bonus. When i informed about the same, they were not ready to provide proper response.
    Was this review helpful? 1
    , kochi
    Reviewed on Jul 06, 2019
  • National Insurance Car Insurance
    "Excellent car insurance policy"
    0.5 4.5/5 "Excellent!"
    I went to the dealer and he had a tie up with the National Insurance company hence i have chosen them. I paid the premium amount of Rs. 22000. They have provided me a coverage amount of Rs. 4 lakhs. They have provided me a hard copy of the documents. Its a zero depreciation policy. I get a facilities of no claim bonus, roadside assistance.
    Was this review helpful? 0
    , rewari
    Reviewed on Jul 05, 2019
  • HDFC Ergo Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    HDFC ERGO GENERAL INSURANCE is the company where i am using the car insurance policy since from last 6 months also the premium paid was nominal added on that the IDV value is nominal with the policy. The policy coverage is for bumper to bumper with the policy.
    Was this review helpful? 0
    , jamnagar
    Reviewed on Jul 05, 2019
  • review Car Insurance
    "EXCELLENT"
    0.5 5.0/5 "Blown Away!"
    I have been using the car insurance policy with the BHARTI AXA GENERAL INSURANCE where i have no claim experience also the premium paid was nominal also the IDV value was good with the policy. The policy coverage is for full also it is a good policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jul 05, 2019
Common Loader Icon
Page 1 of 50 1 2 3 4 5
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.