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IFFCO Tokio Individual Personal Accident Insurance Policy

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Given that life is full of uncertainties, the IFFCO Tokio Individual Personal Accident Insurance Policy is particularly designed to protect you against such uncertainties in life. In many cases, it is seen that you and your family get financially ruined by paying for some unfortunate accidental occurrences. Hence, the policy offers comprehensive personal insurance coverage so that you can save your finances for accomplishing other things in life, rather than paying off your medical bills. This health insurance policy offers comprehensive protection against select accidental occurrences that may cause death or major bodily injury to the insured person and his/her dependents. The IFFCO Tokio Individual Personal Accident Insurance Policy also provides coverage for armed forces employees.

Check Your Eligibility

Features & benefits of IFFCO Tokio Individual Personal Accident Policy:

Entry Age Minimum – 5 years. Maximum - 70 years.
Basis The policy is available on Individual basis, Family Package covers and on Group Cover basis.
Renewability The policy can be renewed.
Special features
  • The policy includes only death or permanent disability.
  • The policy can be taken by members of armed forces and those who are involved in hazardous activities.
  • Policy term is 1 year.
Extension The policy can be extended by paying extra premiums to cover medical expenses incurred for the treatment of injury listed in the policy document.
Benefits The policy offers the following benefits;
  • Death benefits
  • Cover for loss of sight, both eyes.
  • Loss of limbs
  • Loss of one limb and on eye
  • Permanent and disablements.
  • Education benefits that cover the education cost of your dependents in case something happens to you.
  • Employment benefits
  • Ambulance benefits that cover the cost involved in ambulance services.
  • Cumulative benefits which include renewal without payment, compensation for damaged cloths during accident etc.
Bonus The policy offers cumulative bonus which include renewal without payment.
Exclusions The major exclusions under this policy include - self-injury, insanity, influence of intoxicating liquor or drugs, suicide, venereal disease, pregnancy and childbirth, war related injuries, HIV, and injuries caused by nuclear blasts etc.

***Please read the policy document to know the policy details. The above mentioned information is only indicative.

Find cashless network hospitals nearby: IFFCO Tokio Cashless Network Hospitals

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Also Read: How to File a Claim with IFFCO Tokio?

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GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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